Auto Insurance Claims/Loss of use

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Expert: - 7/3/2010


Question
"My semi-truck was in a accident this morning other driver totally at fault. A claim has been filed with other driver insurance .My semi is expected to be in the collision shop for at least 4 days. Each day I lose money, this is my lifeline. Due to the accident I am I am losing money  I want to know if I am entitled to loss of wages/loss of use."

Answer
Hi Rance,

Absolutely. However you will have to prove your lossess. Start putting together any information you can that will help you prove your claim. Statements from employers that you had to take off due to this accident, etc. Then present your proof to the iunsurance company. They will likely try to negotiate with you but lost mosey should not be negotiated unless your proof is sparse or questionable.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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