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Auto Insurance Claims/Is this my fault?

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Question
I got into an accident about a week ago. I was making a left turn at a busy intersection which was undergoing construction. The other side of the road was at the bottom of a curve. I thought the road was clear because I couldn't see anyone coming around the curve. I only saw the car about a second before it hit me. The police did not ticket me, said the area was dangerous, and that the other car was probably going fast, but the police officer said that I was probably trying to beat the other car (I wasn't-I legitimately didn't see it until it was too late). Insurance is still trying to determine liability.

Does it sound like I will be found liable? Also, if I didn't get a ticket but I'm found liable, will points be added to my license?

Answer
Hi Kate,

No points will be added to your license unless you are issued a ticket.

The insurance company will make a decision on liability after that have taken a statement from both drivers. It sounds like you will be determined at fault since the other driver did have the right of way.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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