You are here:

Auto Insurance Claims/Which insurance company to file through?

Advertisement

Expert: - 7/4/2010


Question
i was recently involved in an accident where an individual ran a red light and hit the front end of my truck. the drivers side tire was bent into the wheel well about a 45 degree angle. I am insured through Geico. when i called to report the claim, they told me that I had the option of either filing through the other individuals insurance or through Geico. Through Geico, i would have to pay the deductible etc, but they told me the other option through the other individuals insurance would cover the rental car, any medical, and all costs relative to fixing the vehicle. I'm wondering what the best way to file is...through Geico (my policy holder) or the other individuals insurance.

Thanks

Answer
Submit to both to see who offers the best deal on the vehicle value if its a total loss. If repairable, use your own insurer only if the other insurer jacks you around. You will get your deductible back later. If a total loss and both lowball you, get a total loss eBook at UClaim.com  

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

©2012 About.com, a part of The New York Times Company. All rights reserved.