You are here:

Auto Insurance Claims/Who can settle claim with an adjuster?

Advertisement

Expert: - 7/24/2010


Question
My daughter was injured in a car accident in Florida when she was a minor (17).  She is now an adult (18 and 2 mos.).  I want to know if I can settle any claim for her, verbally or otherwise, that is binding to her after she turned 18.

Answer
Hi Lisa,

As far as I know you can not settle this claim. Now that she is 18, she is the only one that can settle the claim for herself or she can hire an attorny to do it for her. The reason is that now that she is 18 if the insurance company settled with you and she did not sign off on the settlement, your daughter could file suit against the insurance company to get her own settlement.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

©2012 About.com, a part of The New York Times Company. All rights reserved.