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Auto Insurance Claims/auto liability - negligent entrustment

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Question
If I get hit by a car, driven by a person who is driving their personal vehicle for work for a franchise companion care co....if that franchisee's corporate office does not require franchisees to implement safe driver training or a safe driver policy - can I sue the franchisee only or can I sue corporate as well?

Answer
Hi Barb,

This is actually a legal question not an auto insurance question, but I will do my best to provide a lay answer.

To the best of my knowledge the franchise corporate office has no liability in this situation. Even if there was a way to show some negligence, the franchise contract likely has a hold harmless agreement in it. This means that the franchisee would reimburse the franchise company for any anmounts payable.

In fact I do not think you can even hold the franchise responsible. It was the drivers negligence that caused the collison and that is where it ends.

For a more legal opinion, you should seek the advise of an attorney.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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