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Auto Insurance Claims/Is it worth appealing a surcharge

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Expert: - 8/3/2010


Question
I backed out of my garage and didn't realize a car was parked in my driveway. I had no damage to my car but the other was over $2000. Is it worth appealing the surcharge i am going to receive from the accident. It happened in Massachusetts. It costs $50 just to send in an appeal request.

Answer
Hi Julie,

In this case it would not help you. Based on your description of what happened, there is no question that you were at fault for the collision. The only time an appeal may be helpful is when the facts of who was at fault are in question.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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