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Expert: - 9/1/2010


Question
If I were to be involved in an accident as a co-owner of a vehicle would the owner have to be listed on my insurance in order for the claim to be paid? Reason being is I have my own policy individually on the car because I as co-owner make all payments and am the only one who used the vehicle.

Answer
Hi Tonia,

No, your policy will cover both you and the vehicle.  It was YOU as owner who suffered the injury to yourself and to the vehicle.  Your policy will cover you and the vehicle.  If there should EVER be any doubts or questions, you can always call your state insurance commissioner http://www.settlementcentral.com/links.php

Best Wishes,

Dr. Settlement, J.D. (Juris Doctor)
http://www.SettlementCentral.Com

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Doctor Settlement

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27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.

Experience



Life Experience: 27 years of front line plaintiff's trial lawyer experience

Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association

Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits

Education/Credentials: J.D. (Juris Doctor) 1977

Awards and Honors: I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
 

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