Expert: Anne - 9/13/2010

Question
I was recently rear-ended (in FLA) while stopped and attempting to enter onto a
highway. There was minor damage to my car. My two kids in the back were not
injured. I suffered some neck/back pain, both new injury and aggravation of an
existing condition. When I reported accident to my insurance, I was informed
that my insurance, which has been automatically drafted from account for 10
years, had lapsed. I wasn't aware of this but corrected the situation ASAP. I am
not looking to make any money (or war# but am wondering if the other insurance
company will pay medical bills #chiro) when they learn of my coverage. I am
prepared to pay out of pocket for medical especially if a fight is anticipated.
Any advice? Thanks!

Answer
Hello Nikki,

well this is odd. Usually there is a grace period and insurance companies must notify of the lapse (some states require this). If the insurance company took payment for the time you were uninsured, it's likely that they waived the no coverage problem. If they only took payment for a new policy period, then you may have a problem there.

Please see more here:

http://www.auto-insurance-claim-advice.com/

I hope this helps,

Good Luck,
Anne
http://www.quirogalawoffice.com/