Auto Insurance Claims/car accident

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Expert: - 9/2/2010


Question
The man that lives next door hit my parked car a couple months ago. I've had deaths in the family so i just now got an estimate for him. We live in Maryland if that matters but he said his insurance has closed it out and his car is fixed I took to long but he wont give me the info for the insurance comp. Whats the time limit on this and what do I do?

Answer
Hi Tina,

The statute of limitations in Maryland is 3 years. You should tell your neighbor this and tell him that the decision to pay your claim is up to his insurance company and not him. He damaged your car and is required by law to provide you with his insurance information. If he refuses to to provide the insurance info you can call the police who will send an officer out to obtain his insurance info. If there are any other issues you can file a law suit against him.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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