Auto Insurance Claims/Unpaid Claims

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Question
QUESTION: I work for a medical provider. Our patient has a 3rd party claim in California.  However, he is not cooperating and our bills remain unpaid.  Is it ok to bill the patient for services rendered even though the other driver's insurance has accepted liability?

ANSWER: Hi Lori,

This is more of a legal question than an insurance claims question. However I would say that you always thave the right to bill a patient for services regardless of what there insurance company does. Dealing with a patients insurance company is a courtesy not a requirement.

I hope this helps
Richard Hixenbaugh

---------- FOLLOW-UP ----------

QUESTION: Thank you for your response.  I had a follow up question.

We've billed the patient, but he refuses to pay. In your opinion, is it ok to send outstanding balance to collections?

Answer
Hi Lori,

Of course you can send them to collections. You are no different than any other business. You provided a product or service that has not been paid for. You can send them to collections. You can file suit against them or any other legal remedy to collect payment for your services.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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