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Auto Insurance Claims/is it possible to change insurance with a possible law suit coming
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Question
I caused an accident because of a medical issue which in turn my car and the other car were "totaled." This accident took place in May of 2010. My insurance company has reimbursed their car damages
and been able to settle two out of the three people claims out of court as of this week. The insurance company believes I will be served (sued) for the third person that was involved. As anyone would expect my husband and I's insurance premium has gone through the roof with a $440.00 monthly payment. Can we shop around for a new insurance company at this time or do I have to wait until this matter is resolved? I am not sure if I will be able to find a more affordable coverage but I don't want to jeopardize having legal representation for the accident. Thank you.
Yes, you can change or cancel. They must still defend and pay, even if it takes years. Fyi though,it will be easier to get insurance if you already have insurance.If you suspect underpayment on your car, get the eBook on Total Loss Auto at http://www.UClaim.com
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Answers by Expert:
Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.
Experience
I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.
Organizations
CAPIA (California Association of Public Adjusters).
Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .
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