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Question
We live in NY, My son is 19 yrs old and has his own car insurance but lives in my home. If he gets into a motor vehicle accident can I be named in a laws suit knowing he lives at home and I have more then he does?
Thank You
Dawn
Hi Dawn,
As long as the vehicle title, registration & insurance are only in your sons name, and since he is over 18 years old, you can not be liable for any of his actions. So as long as the above is correct you can not be sued if he is in an accident.
I hope this helps
Richard Hixenbaugh
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Answers by Expert:
Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.
Experience
I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.
Organizations
Society of Certified Auto Appraisers
Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.
Past/Present Clients
My company has done work for consumers nationwide.
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