Auto Insurance Claims/Stolen MW 645

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Expert: - 11/30/2011


Question
I need to retain an expert's help win my claim against State Farm for my 645 BMW being stolen from my driveway. I have cooperated with them for a year and it looks like they are trying to claim fraud.  The vehicle was burned and I had both sets of keys.  I gave State Farm income tax returns, vehicle payment history, bank statements and submitted to a deposition.  State has retained ARC Forensic Experts.  I have not seen the report.  I believe I am being set-up.

Answer
Hello,

Arc forensics--Herbie Miller who is about 75 years old. I have always prevailed against him. In my opinion he is a pretty weak expert when it comes to forensics. Your car is burned. If car is a total burn, there is no possible way he can make an opinion that can hold up as to being key operated and prove it. He has tried this many times and has failed when I oppose him.
He makes opinions that support the insurance companies but when forced on basis, he loses, we win.

You are not the only one being attacked. Happens all the time and no matter what, I suggest you do not try to prove your innocence. Bottom line, its a scam to get out of paying the claim.
I answer these questions with the assumption that you will read the answer in a day or so, yet I answered yesterday morning and you haven't read yet.

If you get an attorney during the investigation you have sealed your fate for years before resolved. Review my site and call me. This happens every day across the US and Canada and Miller and others are shills for the insurance company to deny.

Call me at 866-490-1673

http://www.autotheftexpert.com  

Auto Insurance Claims

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Rob Painter, Ase, CFEI, CAFATE

Expertise

Please remember. I am not an attorney and cannot legal advice. My answers are based on my experience due to litigation I have been involved in as an expert, for both insurance companies and while oposing them opposing them. I deal with only comprehensive claims on autos related to fire and theft. I have even had the opportunity to rewrite policy coverage language as it relates to vehicle theft and forced entry for insurance defense attorneys.

Experience

Experience in the area: Working with insurance companies and attorneys on these issues for over 20 years. It is very common to have a reported stolen car with a so-called factory anti-theft system to have the theft claim denied. I have served successfully as an expert witness in the courts across the US representing the insured and their attorney revealing that the insurance expert did not take all known theories into consideration before rendering their "Forensic" conclusion. Many insurance carriers us independent "Forensic" experts to examine reported stolen vehicles commonly using flawed methodology implicating the innocent insured with the theft. My job is to determine if the insurance expert reached his conclusions based on accepted scientific principals or just net opinion with no basis other than opinion. My case record against such experts is very compelling.My resume can be seen at the catagory "Auto Theft and Prevention." In "Forensics" the scientific method must be employed. In the forensic locksmith field determining how a reported stolen vehicle was last operated, many processes cannot be duplicated and are conveniently not addressed. If they were, juries would have the opportunity to make a fair and impartial opinion at least about what the expert could or could not prove. There is a purported process determining the last key used. The chances of determining such is very rare uless the key is found in the ignition lock. Experts commonly destroy evidence as well and are rarely questioned on this event. I reveal the weakness in their testimony on such instances.

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