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Auto Insurance Claims/Finding the insurance company

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Expert: - 12/27/2011


Question
on 12/12 someone drove off the road and tore down my 3-board horse fence and damaged the yard.  The police came to my door and said all insurance information would be on the accident report.

All the accident report says is Providence.  I have the driver's information but she does not return my calls.

How do I find this person's insurance policy to make a claim!

Answer
I checked google and found Providence Mutual in New Enlgand at (401)827-1800.  Try calling them.  If they are not the correct insurer, call the officer and ask him/her to put some pressure on the driver to provide insurance information.  He could charge her with driving uninsured.  Worst case scenario, call your property insurer and let them handle.  They will then seek recovery from her or find her insurer if there is one.

Auto Insurance Claims

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Claims Guy

Expertise

I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer......I can answer questions related to any aspect of Automobile insurance claims and coverages. I can provide an inside look at how insurers operate. I always treat my customers fairly and want to help make sure you are treated fairly. However, please keep in mind that being treated fairly according to the law does not guarantee that you will get what you want. I can also answer some questions regarding Homeowner's and other types of insurance claims. I have handled all types of auto insurance claims and coverages. I am NOT an automotive repair expert but can give advice re how insurers handle complex repair issues. Please keep in mind that every state has its own set of laws pertaining to rules of the road, liability, and insurance. No one is an expert on every state. I am most familiar with laws in Maryland, DC, West Virginia, and Virginia, but will attempt to answer questions for other states. I am not an attorney an cannot provide legal advice. My advice will be my opinion based on my experience.

Experience

I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer. I am not an attorney an cannot provide legal advice. My advice will be my opinion based on my experience.

Organizations
CPCU Society. Adjusters license in multiple states. International Association of Specal Investigators

Education/Credentials
I have a B.S. in Finance and have completed the AIC and CPCU designations.

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