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Auto Insurance Claims/Accident in driveway

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Expert: - 2/24/2011


Question
I was reversing my car out of the driveway and I bumped into a car that was parked on the road reserve outside my boundary wall. I did not see the car as it was behind the wall. When the actual contact occurred two-thirds of my car was still inside my propoerty and all four wheels were in the driveway paving. Am i liable for the damages.

Answer
Hi Zuks,

Yes, you are liable.

Anytime you hit any stationary object or another car, even if that car is illegally parked, you are considered to be at fault. It does not matter where your tires are or how far out of a parking space you are.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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