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Auto Insurance Claims/Auto Accident 3006 Toyota Corolla

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Expert: - 4/17/2011


Question
I was rear-ended last week...there is significant damage to the rear and read side of car, under car (trunk area).  The car is a 2006 Toyota Corolla with about 98500 miles.  The insurance adjuster said there was a strong possibility that the car will be totaled.  I do carry GAP insurance.  If I understand the process...the Insurance adjuster will recommend an amount and the GAP insurance would pick up the balance of my loan...but I am upside down on the loan...leaving me nothing for a down payment on a new car...suggestions?

Answer
You are still entitled to the value of the car you had, GAP or not. If you get lowballed get the eBook at www.UClaim.com on Total Loss Auto Advice for Claimants. It will advise you also on loss of use and salvage. Also has money back guarantee and free consultation.  

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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