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Auto Insurance Claims/Comprehensive Garage Door Claim

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Expert: - 4/29/2011


Question
I damaged someone car by closing the garage door on it.  The car was stopped.  Is this a comprehensive or collision claim?

Answer
Hi Dennis,

If you did not own the car and it was your garage door at your home that you closed on the car, then this would be a claim against your homeowners insurance. If the claim is being presented to the vehicle owners auto insurance company, this would be under their collision coverage.

If there are other facts that you did not provide, please ask a follow-up question and provide those facts.

I hope this helps
Richard Hixenbaugh  

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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