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Auto Insurance Claims/liability coverage

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Expert: - 4/8/2011


Question
My husband and I both have liability coverage. Me on my car and him on his truck. They are both with the same company but it is of course two different policies.
My husband just backed up and hit my parked car.
 We were on our own property, we have acreage and were not in our usual parking spots near the house.

Will his liability insurance cover my car?

Answer
Hello, most likely yes. He is liable for the damages to your car (spousal immunity has been overruled for years now), so his policy will have to pay for your damages.

The damages to his car will probably not be covered.

for more about liability coverage, please see:

http://www.auto-insurance-claim-advice.com/liability-coverage.html

Good Luck
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Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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