Auto Insurance Claims/insurance claim

Advertisement

Expert: - 5/30/2011


Question
hello thank you for taking time answer my question i make it short . im costumer with state farm  i had claims for flood in 2008 and 2009  i have fixed the problem for flood no more problem state farm paid me for 2 claim $14000 total . question i was told not to ask for 3rd claim ?  i have wind damage on  my house roof insurance will maybe pay it but im afraid to ask for 3rd claim do you see any problem for me to ask for 3rd claim  to pay for roof ? will they remove me from insurance after 3rd claim?  can we split the bill if there is option like that  thank you ?

Answer
Most insurers will either or both raise deductible and premium or non renew the policy and only give 2 weeks notice before the renewal. Consider getting a quote from another insurer before you are cancelled. Also just ask your agent, in writing, before you make a 3rd claim. what SF would do.  

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

©2012 About.com, a part of The New York Times Company. All rights reserved.