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Auto Insurance Claims/AUTO INCIDENT-changed story?

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Expert: - 6/1/2011


Question
I was involved in an accident a few days ago where the other driver said I ran a stop sign. I have no idea whether I did or not and was so shaken during the accident because it was my first one and I was very nearly injured. I told the officer I thought I had stopped completely but now I think I did in fact run the stop sign. If my story to insurance does not match the police report, is this a criminal offense?

Answer
Hi Jerrie,

There is no criminal act here. You told the police officer that you "Thought" you stopped. That leaves room for doubt. Just tell your insurance company that you simply don't remember if you stopped or not. That will take care of it.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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