Auto Insurance Claims/Help

Advertisement

Expert: - 6/14/2011


Question
my daughter who is 16 and has only a driver permit drove a car that her friend who was staying at the house said she had permission to drive.   My daughter wrecked and hit 3 cars totaling the one she was driving and now they might do a civil lawsuit against me and the other 5 kids parents. Also they said they will come after the first one that has money and how would they determine that.  What do I need to expect from this? We live in Florida.  Which is a no-fault state.

Answer
Talk to a lawyer in Florida. Even if there was insurance on the car, the insurer could try to recover their money from your daughter and you if she was driving negligently. and if insurance money runs out, the damaged parties could sue, even in a "no fault" state if the damages exceed a "threshold."  

Ron Cercone
http://www.UClaim.com

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

©2012 About.com, a part of The New York Times Company. All rights reserved.