Auto Insurance Claims/turn around time

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Expert: - 6/29/2011


Question
When must you report an accident at the police station and can an insurance comapny reject your claim if you only reported in 3 days? And why especailly if no one was injured and you were not at fault someone bumped you? What the next step to take if they don't pay out ur claim?

Answer
First of all, read your policy. If says "give us notice of loss" asap or right away, or whatever, the law says "reasonable". I doubt your claim would be denied in your situation. But if it was, go to small claims court or see an attorney if its a large claim and or make a complaint to your state department of insurance.

Ron Cercone
http://www.UClaim.com

Auto Insurance Claims

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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