Auto Insurance Claims/Auto Insurance

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Expert: - 1/24/2012


Question
If a vehicle is broken into, and several items are stolen from the vehicle, whom covers this liability?  Is there a certain policy I should obtain to prevent an issue with this?

Answer
Hello Josephs,

you need TWO policies for that.

One is for the auto. The broken glass and damages to the actual vehicle (and/or anything attacked to the car, like a stereo system). You auto policy WITH comprehensive coverage will cover that.


The second one is: a Home owners or Renters property policy. The stolen times are not covered in an auto policy (unless they are permanently attached). Clothing, sports equipment, cellphones, and anything like that is not covered under the auto policy.


Talk to an agent, do make sure to get a quote on line BEFORE you talk to an agent so you can compare rates. Try this first: http://www.auto-accident-blog.com/go/auto-insurance-quotes.php

Good Luck
Anne
http://www.quirogalawoffice.com/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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