Auto Insurance Claims/Auto Policy

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Expert: - 1/15/2012


Question
Hi Anne,
 I do not know if your expertise would know about this but if you can help I would appreciate it. I recently got a speeding ticket and I got it reduced to a two point non-moving violation, failure to comply.  Will non-moving violations affect insurance rates?  Other than a parking ticket almost 10 years ago this is the first thing I have ever had. I live in NY state if that makes any difference and you happen to know anything about how it would work here.
Thank you,
Justin

Answer
Hello Justin,

It should affect too much, but it will some. If the insurance company finds out, then they will believe that you are a more at risk driver (evidence by the citation). It is not a huge deal and if is, consider getting a new policy with a new carrier.

Bottom line is that you have a good driving record. Don't let this become an issue. It should not be.


Good Luck
http://www.auto-insurance-claim-advice.com/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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