Expert: Ron Cercone - 1/22/2012

Question
If the other party's insurance company takes full responsibility for the accident are they legally obligated to pay for my transportation until I receive the money for the totaled vehicle?

My car was rear ended on January 10, 2012  during 5:00 PM traffic while coming to a stop, causing my vehicle to slam into another vehicle. The other parties insurance company was deem liable according to the police report. However the other parties insurance  responsible didn't accept liability until 7 days later. I was without a vehicle during this time. Upon the seventh day and numerous phone calls later the liable parties insurance accepted liability for the accident, and granted me a rental vehicle. Five days later my vehicle was deem totaled and I was told I had to return the rental regardless of whether I had a mode of transportation or not. I have mailed out my title to receive my settlement check of $140 for the week without a rental and $4,700 for the totaled vehicle. I have yet to receive either settlement.

Answer
Yes, they owe for the rental car "expense incurred" and/or "loss of use" as a claimant. But getting them to pay it all can be tricky. They will try to cut you off from the time they issue the check. For a detailed discussion and consultation on this, get the Total Loss Auto Deluxe eBook from UClaim.com.

Ron Cercone
http://www.UClaim.com