Auto Insurance Claims/cancelation

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Expert: - 2/11/2012


Question
I recently had an accident that was my fault I hit a driver from the back. At the time I had no insurance. The driver reported the accident to his insurance co. I told him to cancel the claim and that I would take care of the repairs personally he did. There was no police report taken and everything went smooth, but now im worried that my licence will be suspended for no insurance im in California will my licence be suspended.

Answer
Hi Dakston,

Since there was no police involvement and the insurance claim was closed without payment, there is no one to request that your license be suspended. You should not worry about this.

However, you should be sure to purchase insurance as soon as possible. Next time you may not be so lucky.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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