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Question
ON A COMP. CLAIM CAN YOUR INSURANCE COMPANY MAKE YOU INSTALL AFTERMARKET PARTS INSTEAD OF OEM PARTS. 2001 CHEVY TAHOE WITH NO REPAIR HISTORY
The answer is .. it depends.
After-market parts will often be used on cars after they reach a certain age.. and that age will vary from company to company.... usually in the 3-5 year range and older. At 4 years you're right at the cusp...
See what your company's standard protocal/practices are. See if they differentiate between 1st Party claims (COMP or COLL) and 3rd Party claims (Property Damage).
Might also want to check with you State Insurance Dept to see if they have any standard(s) on the issue.
Hope and trust that the above answers your question.
Feel free to get back to me with any additional questions/issues relative to this matter.
Please take the time to rate this response in the various catagories.
Thanks
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Answers by Expert:
Richard L Carranza
Expertise
Any questions/issues dealing with either Personal Auto or Commercial Auto auto claims (Collision, Comprehensive, Total Loss valuations, Bodily Injury claims, Property Damage claims (1st and/or 3rd party), etc... I can help you understand your coverage(s) and help you present and persue your claim against your own insurance carrier or the insurance carrier of the "other party" involved...
Experience
40+ years+ in the Property & Casualty Insurance industry in various positions (from Claim Rep to Claim VP)
Previous #1 rated Expert in this catagory for AllExpert.com....
Organizations
Education/Credentials
BS Managerial Science - Manhattan College (NYC)
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