Auto Insurance Claims/Auto accident

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Question
My 18 y/o daughter was involved in an accident.  She was driving through an intersection with a yellow light.  A driver in front of her turned left in front of her.  She hit the front passenger side of his truck.  Her car appears totaled, his is repairable.  Initially, the police said he was clearly at fault for failure to yield.  At the scene, the other driver spoke to a "witness" who said my daughter ran a red light.  The speed limit is 45 and at the point of collision, the light turned red, but was yellow as she passed under it.  Is she clearly at fault or do they share the fault?  Thank you.

Answer
Hi Laura,
A lot depends on the credibility of the witness and if his statement became a part of the police report.
If the witness was in a different car or merely a pedestrian standing on the street corner, his statement will weigh heavily on the outcome of this accident.
If the witness was an occupant of the other car that was involved, then he is considered biased and his statement is worthless.
If the witness is creditable and unbiased, your daughter will most likely be considered 100% at fault.
I hope this has been of help, please write again if you feel that I can be of more assistance.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
San Francisco Bay Area 12-08-07 3:12 PM PST

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Bennie719

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I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

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Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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