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Auto Insurance Claims/Intersection Accident

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Question
Hi, thank you in advance for taking the time to anwser my question. I am in the state of PA. Last Wed I was driving down Price St when a woman pulled out right in front of me at the intersetion of Price and Wayne. She had a stop sign and I DID NOT. I slammed on my brakes but ran right in to her drivers side door. There was a witness who told the cop that I WAS NOT speeding and that the other party was in the wrong. I have given statements to both my insurance company and hers, but Allstate (hers) refuses to give me a rental until liability is esablished. It is now Friday and I have no way to get around due to my car having a busted radiator and a cracked bumper and hood...I do not feel this accident is my fault in any way..the Officer on the scene gave the other party a "warning" to not yielding to stop signs...please help.

Answer
Hi Caroline,
Since most insurance offices are going to be closed until the 26th, the best suggestion I can make is for you to rent
(tomorrow morning) the least expensive economy car that you can find and present the bill to Allstate once they decide to accept responsibility for the accident.
I hope this has been of help.
Sincerely,
Bennie
San Francisco Bay Area 12-21-07 6:30 PM PST

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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