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Auto Insurance Claims/Liability on accident

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Question
Backing out of my garage in a condo development I put a fist-sized dent into a truck illegally parked in the fire lane...didn't see him.  Any possibility he'd be liable, as he was illegally parked.  He said he had "permission" from the association to be parked there, but certainly not from the LA County Fire Dept.  Thanks for your answer.

Answer
Hi Kathy,
I'm sorry, but anytime that you collide with a non-moving object, be it an parked vehicle, tree or telephone pole, you are considered 100% at fault.
The fact that he was illegally parked does not change the verdict, your obligation as the driver was to be sure that you had a clear area before backing out.
I don't relish having to give answers like this, because I know it's not what you wished to hear.  However, my statement is fully correct based on Insurance Law and State Law.
I hope this has been of help.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
San Francisco Bay Area 12-07-07 3:00 PM PST

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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