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Question
I plan on renting a car for a vacation trip. Will my existing liability and comprehensive coverage cover the rental car? Do I need to inform my existing insurance company of my plans to rent a car? Any advice would be appreciated.
As the rental will be a "temporary substitute" ALL (1st and 3rd party) your coverages should "roll on" along with the appropraite deductibles, etc. Might want to touch base with your agt just to make sure that your policy doesn't have any quirky part(s) that would nullify what I am saying.
Make sure you provide this info to the car rental company so they don't make you buy and pay for what would essentially be duplicate coverage(s)..
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Answers by Expert:
Richard L Carranza
Expertise
Any questions/issues dealing with either Personal Auto or Commercial Auto auto claims (Collision, Comprehensive, Total Loss valuations, Bodily Injury claims, Property Damage claims (1st and/or 3rd party), etc... I can help you understand your coverage(s) and help you present and persue your claim against your own insurance carrier or the insurance carrier of the "other party" involved...
Experience
40+ years+ in the Property & Casualty Insurance industry in various positions (from Claim Rep to Claim VP)
Previous #1 rated Expert in this catagory for AllExpert.com....
Organizations
Education/Credentials
BS Managerial Science - Manhattan College (NYC)
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