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Auto Insurance Claims/do i have to accept the offer
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Question
i was hit and i went and had my coustom ram van looked by 2 body shops and got prices to fix one was at 2300 with out running boards and another was 2400 with out the running boards cost 699 (only one needed) each! the persons insurances company told me they would fix at there shop or pay me 490 this sounds wrong do i have to fix at there shop or do i have choices ?
Hi William,
You are entitled to get the vehicle fixed at the autobody shop of your chooing. Call your state insurance commissioner http://www.settlementcentral.com/links.php
With that litte amount at stake, you qualify for your local small claims court. Pay the $35 and just file a lawsuit. It is easy to do on a form.
No attorneys can appear in that court, as the issue will be decided by the testimony of just the two of you. I can guarantee you that you will get the bill paid at the shop of your choice once that adjuster has to explain to her supervisor why this claim could not be settled.
OR--use your own company to pay for the repairs, and let them go after the tortfeasor's company for both the amount spent PLUS your deductible.
Best Wishes,
Dr. Settlement, J.D. (Juris Doctor)
http://www.SettlementCentral.Com
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Answers by Expert:
Doctor Settlement
Expertise
27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.
Experience
Life Experience: 27 years of front line plaintiff's trial lawyer experience
Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association
Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits
Education/Credentials: J.D. (Juris Doctor) 1977
Awards and Honors:
I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
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