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Question
my car was stolen at a pay parking lot. i had liability on my car and from what ive been told it was probably a inside job. the thief paid 15 dollars to take my car out of the lot. i want to know if my insurance (usaa) would cover the car. also would i be able to sue the parking lot?
Hi Owen,
Sorry Dr. Settlement was one of the one million in WA without power until today, hence the delay in getting to my e-mail.
Yes, to both, assuming there is something in the area of comprehensive on your car in addition to just liability. If that is all you carry, then USAA has no obligation whatsoever to you.
If you have no insurance, then your suit versus the parking lot will be for the full value of the loss. Otherwise, if you did have some comprehensive, then
your only damages to sue for would be your deductible and any losses not covered by insurance.
There would be a separate cause of action if you can prove that the attendant looked the other way while he let someone take your car. Ignore the legal limitation printed on the parking stub. If they were involved, then they are liable.
Best wishes,
Dr. Settlement, J..D. (Juris Doctor)
www.SettlementCentral.Com
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Doctor Settlement
Expertise
27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.
Experience
Life Experience: 27 years of front line plaintiff's trial lawyer experience
Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association
Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits
Education/Credentials: J.D. (Juris Doctor) 1977
Awards and Honors:
I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
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