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Auto Insurance Claims/car insurance claim dispute

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Question
I was in a weather related car accident no was ticketed. My car is a 2007 PT Cruiser and received much damage so far without a teardown it is $4500 in damage if the frame is bent the insurance company still wants to repair the car rather then total it, I am very concerned with how my car will perform after all of these repairs and I have only made two payments I disagree with the decision to repair do I have any recourse

Answer
Hi Sharon,
Sorry to hear of your accident.  Without even checking, I know that the value of your '07 PT cruiser is over $17,000.
One of my cars is an '06 PT cruiser and it's value is still over $15,500.
Your car would not be totaled unless the damage was somewhere around $14,000.
I suggest that you not be concerned with the frame damage.
I am quiet familiar with the new family of frame straightening equipment and know that your frame can be brought back to exact factory specifications.
There is absolutely no reason to fear that it will not perform and handle exactly as it did before the accident.
I hope this has been of help in setting your mind at ease.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
SF Bay Area 12-10-07 5:26 AM PST

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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