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Auto Insurance Claims/fix or request new parts

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Question
i had small accident, bumper is dented and scratched fender is bent a little, insurance estimate says fix and refinish. do i have the right to request new parts cause car is pretty new.
Lukas from Illinois

Answer
Hi Lukasz,
Since your damage is cosmetic and very minor, you really don't have the right to demand new parts.
If the damage was very major and included mechanical parts such as the radiator, water pump or serpentine belt, you do have the right to demand brand new OEM parts (Original Equipment from the Manufacturer), if your car was still under warranty, because use of anything else would void your warranty.
Once the car is repaired, inspect it very carefully before accepting delivery.  If the repaired, re-chromed bumper has wavy lines, you have the right to reject repairs until they replace it with a "perfect" bumper.
I trust this answer has been of help, please write again if I can be of more assistance.
Your feedback by rating my answer will be greatly appreciated.
Sincerely,
Bennie
San Francisco Bay Area 10-31-07 3:40 PM PST

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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