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Question
damage occurs while employee was driving our vehicle can her auto insurance cover the damage occurring while in our vehicle.
Need to clarify some things so I can help.....
When you say "damage" is that damge to your vehicle or someone else's vehicle and/or property?
Was your employee involved in an accident with someone/something else? If so, whose fault was it?
What was your employee doing at the time of the accident? Was he/she do something that was job related?
Do you have a personal auto policy on that vehicle or is the vehicle a business veh and covered under a business/commercial policy?
Does your employee have his/her own coverage on his/her own vehicle(s)?
Answer may not be as simple as you think..
Get back to me........
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Answers by Expert:
Richard L Carranza
Expertise
Any questions/issues dealing with either Personal Auto or Commercial Auto auto claims (Collision, Comprehensive, Total Loss valuations, Bodily Injury claims, Property Damage claims (1st and/or 3rd party), etc... I can help you understand your coverage(s) and help you present and persue your claim against your own insurance carrier or the insurance carrier of the "other party" involved...
Experience
40+ years+ in the Property & Casualty Insurance industry in various positions (from Claim Rep to Claim VP)
Previous #1 rated Expert in this catagory for AllExpert.com....
Organizations
Education/Credentials
BS Managerial Science - Manhattan College (NYC)
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