| Subject | Date Asked |
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| What's a possible Settlement Range | 11/21/2009 |
Q: Feb 2009 I was passenger in a DC Taxi. The driver who rear-ended the taxi 100% at fault. I live in ...
A: Most attorneys will not charge for an initial consultation, but you should verify this before you ...
|
| Attorney or Not | 11/17/2009 |
Q: Greetings, I was in a accident on 9/21/09 and I just completed my Physical therapy and medical ...
A: An attorney will probably get a larger settlement, but will also charge you between 30% and 50% of ...
|
| DUI and insurance claim on damaged vehicle | 11/9/2009 |
Q: Do the major insurers pay to fix a damaged vehicle for a single car accident where the driver was ...
A: Yes, they will pay. The DUI does not impact the claim. It will have a huge impact on premiums. ...
|
| Can they do this | 11/8/2009 |
Q: I was in a car accident on 9/21/09 in Atl,Ga and my insurance company sent me a letter saying my car ...
A: It sounds like they made a mistake about it being totaled. This does happen. When there is a lot ...
|
| Lapse | 11/8/2009 |
Q: I was in a wreck where an uninsured motorist hit and totaled my truck. I was not at fault but had ...
A: I'm a little confused by the question. You seem to be saying they tripled your premium because it ...
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| Can they do this | 11/7/2009 |
Q: I was in a car accident on 9/21/09 in Atl,Ga and my insurance company sent me a letter saying my car ...
A: Air bag deployment is not relevant. A vehicle is a total loss if the repair costs exceeds the ...
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| Co-owner auto insurance liability | 11/1/2009 |
Q: Rob could not answer my questions, perhaps you can. Please advise, Thank You. Auto Insurance ...
A: (1.)Is it possible to be the co-owner of a vehicle (insured/uninsured) and not be liable (or named ...
|
| accident on private property | 10/31/2009 |
Q: was involved in an accident at my house where my friend left his car at my house and to my ...
A: If you have insurance, you should let them handle this. That is why you pay for it. If not, make ...
|
| bi injuries | 10/18/2009 |
Q: I was involved in an auto accident this past thursday.My vehicle was impacted @ its rear while i was ...
A: You and the carrier will need to come to an agreement on the value of your claim. You could hire an ...
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| side collision | 10/18/2009 |
Q: I was recently involved in my first auto accident. I was making a left turn from a noncontrolled ...
A: This will depend partly on state law and partly on the evidence. In some states there is a ...
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| Personal Injury claim | 10/17/2009 |
Q: I was involved in a car accident on Sept 14th when another vehicle ran a red light. My passenger %26 ...
A: PIP coverage generally will not cause your premiums to increase; this is considered no fault ...
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| How to demand future loss of Income and medical bills? | 10/17/2009 |
Q: Can you answer the following question assuming you are an insured? How to list future loss of income ...
A: In the demand letter, you simply describe it and place a dollar figure next to it. You'll need to ...
|
| Same insurance company | 10/10/2009 |
Q: In a accident here in Georgia and both drivers with the same auto insurance company. The other ...
A: The insurance company has an obligation to investigate the accident impartially and treat both of ...
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| Bodily Injury Claim | 10/10/2009 |
Q: I was a passenger in an automobile and the driver (not the owner/insured of the vehicle) pulled out ...
A: Your bodily injury (BI) claim includes med bills, pain/suffering, lost wages, etc. The value of the ...
|
| Titleing | 10/4/2009 |
Q: I traded cars with someone and when we were filling out the title the seller filled in the ...
A: I'm not sure I followed all that, but it sounds like the title was filled out incorrectly when the ...
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| With comprehensive, can I also sue hit and run driver? | 10/4/2009 |
Q: I live in Florida, and my car was totaled about a week ago by a hit and run driver. The police have ...
A: If she has insurance, they will likely cover your damages in full under her liability coverage. You ...
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| Uninsured motorist settlements in VA | 9/27/2009 |
Q: a while back Myself, and my two babies were passengers in a car. A car full of young people were ...
A: Your coverage will act as they insured the guy who hit you. Your attorney will try to negotiate a ...
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| insurance policy | 9/26/2009 |
Q: i was rear ended and as a result my car caught on fire,i was hospitalized for 3 months with multiple ...
A: I'm very sorry for your loss. I'm sure it has been a very difficult experience. Unfortunately the ...
|
| 07 Dodge Ram Fire | 9/20/2009 |
Q: My family and I went to the store on one morning. Came home and parked the truck in the driveway so ...
A: I wouldn't worry about the fraud issue unless they say the loss is suspicious. Electrical fires do ...
|
| Parking lot auto accident | 9/19/2009 |
Q: I was involved in a accident about a month ago in a parking lot. I was driving down the lane and ...
A: I don't have enough information to decide who was at fault. I can tell you that $8000 in medical ...
|
| Uninsured auto accident | 9/13/2009 |
Q: Residing in California. My husband was riding motorcycle when he was hit by a car who ignored a red ...
A: I'm not clear on what you mean when you say you were told you can only recover actual damages. ...
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| claim offer | 9/12/2009 |
Q: I've been paying premiums faithfully for 40 yrs. but I've never had to make a claim so my knowledge ...
A: I'm sorry you've had a tough time. This insurance company is not behaving well and making the ...
|
| Comprehensive claim | 9/7/2009 |
Q: I am somewhat worried that I may not be covered after googling what happens if your car is stolen ...
A: This will be covered. The basis for denial would be if they could prove fraud, and there is no ...
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| stolen vehicle | 9/5/2009 |
Q: I was traveling about 50mph, and a man doing about 90 rear ended my boat. He totaled the boat and ...
A: If they think the truck was stolen, then you were hit by an uninsured vehicle. If the owner was ...
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| Fair offer or no? | 9/5/2009 |
Q: Earlier this year, my husband was involved in a automobile accident. He was traveling north on a ...
A: The offer sounds low and I'm sure you can get more. The $4000 for the van is not an issue - they do ...
|
| Appealing a surchage in MA. | 8/24/2009 |
Q: We recently received a surcharge notice and wish to appeal it. My wife got into a fender bender with ...
A: Unfortunately I think you will probably lose the appeal. The issue is whether or not your wife was ...
|
| nys no fault injury | 8/22/2009 |
Q: i was struck on my drivers side door other car ran a red light my drivers door was pushed in from ...
A: This is not an easy question, because the connection is not clear cut. You should make a claim, and ...
|
| UIM | 8/21/2009 |
Q: Last September I was involved in a pedestrian-auto accident. I finished all my treatments and have ...
A: Ask to speak to the manager and ask for a quick resolution. Be persistent but polite. Do not be ...
|
| claim when 50% responsible case | 8/21/2009 |
Q: this week when coming out a parking lot, my car's rear got hit by another guys car rear. there is ...
A: They are only agreeing to pay 50%. So if you want the claim to be fully paid, you will need to go ...
|
| Repair estimate check | 8/10/2009 |
Q: I was rear ended a couple of weeks ago and statefarm took 100% responsibility of the case. I got a ...
A: You can ask for the $3000 and they should pay you. But if you intend to repair the vehicle, you ...
|
| Insurance Claim | 8/8/2009 |
Q: An insured driver backed into my car while it was parked. He came to my door to report he hit my ...
A: Normally people just sign the check over to the the repair shop. You could deposit it and write ...
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| UIM | 8/2/2009 |
Q: Last September I was involved in a pedestrian-auto accident. I finished all my treatments and have ...
A: You should be eligible for UIM on your fiance's policy if you are a resident relative of the named ...
|
| Borrowed car or car rented from person | 8/1/2009 |
Q: My husband and I will be renting a house and car from an individual in Hawaii. We have collision ...
A: I think you are probably correct. it will depend on the specific language in the policy contract. ...
|
| Stolen car claim | 7/26/2009 |
Q: My car was stolen, and after I filed a claim my case was transffered to An investigator. The guy ask ...
A: The investigator works in their SIU, or Special Investigative Unit. This means they suspect that ...
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| Rental Claim | 7/12/2009 |
Q: "Policy Effective: 11/30/2008 Policy Canceled (Insured Request): 2/11/2009 Date of Loss: 1/19/2009 ...
A: Don't worry about the lawsuit compaint. The insurer should hire a lawyer to defend you in the ...
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| Rental Claim | 7/11/2009 |
Q: "Policy Effective: 11/30/2008 Policy Canceled (Insured Request): 2/11/2009 Date of Loss: 1/19/2009 ...
A: I would call the state dept of insurance and file a claim immediately. I believe their ...
|
| auto insurance | 7/5/2009 |
Q: My daughter lives in MO and bought a 2008 car last year which is fully insured. She has an ...
A: She has misrepresented a material fact on her insurance applications. If a loss occurs and the ...
|
| career question | 7/4/2009 |
Q: A career question for the experts: I'm 53 yrs. old, retiring from 32 yr job. Is auto claims ...
A: We have hired several people in your position. But there are some things to consider. The job of ...
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| Why does auto insurance like to issue a “supplementary check”? | 7/4/2009 |
Q: When an appraiser inspected my car, I gave him a repair store estimate and told him his estimate ...
A: Estimateas are just that - estimates. They are subjective, not precise. The body shop estimate ...
|
| Liability, work product doctrine | 6/30/2009 |
Q: Other driver backed his company pickup into me causing $2000 damage to my car. Police report stated ...
A: They do not have to release their documents. This is protected by legal priviledge. However, that ...
|
| do I need a lawyer? | 6/30/2009 |
Q: OK, I dont have insurance. My car was totaled while it was parked (a 4 car accident). Noone is ...
A: You can hire a lawyer, but the cost might not be worth it. It depends on how much your car was ...
|
| How to request to access the fault? | 6/27/2009 |
Q: My car was hit by the other vehicle that was backing up. The police report was the officer is unable ...
A: Yes, you can still request that they determine liability. They probably did but just did not ...
|
| BI Claim Valuation and Automobile Residual Value | 6/27/2009 |
Q: I have two questions for you. 1. My 16 year old daughter was struck by a municipal snow plow a few ...
A: I'm going to guess your medical bills are about $200. If that is the case, I'd say $1000 is fair. ...
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| BI Claim Valuation and Automobile Residual Value | 6/26/2009 |
Q: I have two questions for you. 1. My 16 year old daughter was struck by a municipal snow plow a few ...
A: (1) The value will depend in part on the amount of medical bills she incurred. Did she see a ...
|
| Total Loss - Changed to Repairable | 6/20/2009 |
Q: I have a 2004 Jaguar XType. I recently hit a deer. The estimator employeed by the collision center ...
A: When an insurer, or anyone else for that matter, decides whether a car is a total loss, the issue is ...
|
| False statements to Auto Insurance | 6/20/2009 |
Q: I have NO insurance. My "friend" hit me, tore off my front bumber(trying to anticipate where i was ...
A: Unfortunately it is very common for there to be conflicting statements about parking lot cases. ...
|
| g-35 considered totalled | 6/7/2009 |
Q: i just got into an accident with my 04 g35 with 43000 miles on it, Farmer's labeled my car as ...
A: With that type of damage, I would not recommend keeping it. It is VERY likely that is a ...
|
| How to evaluate the compensation? | 6/7/2009 |
Q: You are currently an Auto Claims Manager. It should be proper for you to answer this question. In an ...
A: The claim rep will try to estimate what a judge or jury would award you if you filed a lawsuit ...
|
| The claim process | 6/6/2009 |
Q: My car was hit by another car on August 16, 2009 where the other driver was at fault and admitted ...
A: I'm going to assume you meant May 16, 2009 in this answer. If this is incorrect, let me know as my ...
|
| Hit & run | 6/6/2009 |
Q: The car is registered under my name; however, my husband is the one who drive the car. I have ...
A: You need to report the claim to your insurance company immediately and tell them the truth. They ...
|
| Desperate need help | 5/25/2009 |
Q: Here is my story--more than a month ago, another driver hit my car while I was backing up my car at ...
A: You cannot sue the insurer - you have no cause of action against them. You can sue the other ...
|
| Desperate need help | 5/24/2009 |
Q: Here is my story--more than a month ago, another driver hit my car while I was backing up my car at ...
A: Nina, I'm sorry you are having to deal with this. Unfortunately, this is a very common scenario. ...
|
| Auto Accident | 5/24/2009 |
Q: I live in North Carolina.I was sitting at a stop light.when the light turned green the car behind me ...
A: You are correct. File a claim with his insurer. If they do not pay promptly, you will need to use ...
|
| Property damage | 5/23/2009 |
Q: If an insured's car clearly was the sole cause of property damage (destruction of part a brick wall ...
A: You should tell the claim rep everything you know and let them decide how to proceed. It seems ...
|
| tractor trailer accident average settlement | 5/17/2009 |
Q: i was involved in a 7 vehicle pile up caused by a tractor trailer driver my truck was totaled along ...
A: The value of your claim is what we would expect a judge or jury to award you if you went to trial. ...
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| no insurance wreck | 5/16/2009 |
Q: I recently had trouble with my primary vehicle and had to buy another. I didn't get insurance yet ...
A: This will depend on the language in your policy. Some policies will provide coverage for an added ...
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| tractor trailer accident average settlement | 5/16/2009 |
Q: i was involved in a 7 vehicle pile up caused by a tractor trailer driver my truck was totaled along ...
A: Regarding the truck, they owe you the actual cash value of the vehicle prior to the loss. This is ...
|
| Purchase of restored insurance auction pickup truck | 5/10/2009 |
Q: I am considering the purchase of a pickup truck that was involved in a rollover accident. The truck ...
A: I would have a mechanic inspect the vehicle before purchasing it. Probably a body shop technician ...
|
| Total loss of vehicle with a washed title | 5/10/2009 |
Q: I was rearended and pushed into the vehicle in front of me causing enough damage for the insurance ...
A: "Is is common practice by insurance companies to reduce the amount of the fair market value by 50%." ...
|
| Cancellation of the travel due to the accident | 5/4/2009 |
Q: Can I include a loss of the nonrefundable visa application fees in a personal injury claim due to ...
A: Yes. Personal injury claim valuation is very sujective and a lot of things can be included like ...
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| car damage | 4/27/2009 |
Q: my car was damaged in a McDonald drive through, the insurance company only wants to pay the lowest ...
A: Insurance companies normally write their own estimates. Smaller companies who do not have any ...
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| Can I get reimbursement for ordering a medical report? | 4/19/2009 |
Q: you are an Auto Claims Manager. Can I ask you a question about filing claim? The at fault driver’s ...
A: Evaluating an injury claim is very subjective. The value could be 3-5 times, or it could be a lot ...
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| Can I get reimbursement for ordering a medical report? | 4/18/2009 |
Q: you are an Auto Claims Manager. Can I ask you a question about filing claim? The at fault driver’s ...
A: This is negotiable, just like almost everything in a bodily injury claim. When an attorney is ...
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| medical release | 4/4/2009 |
Q: One week ago I was driving down the road and a 78year old man pulled out of a housing complex and ...
A: It is common for claimants to sign an injury release. The insurance company will need to know all ...
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| Auto Accident/Personal Injury | 3/30/2009 |
Q: I was rear ended with little damage to my car. The driver was arrested for driving on suspended ...
A: Evaluating an injury claim is a very subjective process. The adjuster tries to estimate what a ...
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| Medpay on no fault accident in VA | 3/23/2009 |
Q: I was rear ended in an accident that was not my fault and rushed to the hospital because of neck and ...
A: I was wondering if I collect medpay from my insurance company will it have to be paid back. -- No. ...
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| Asset protection | 3/15/2009 |
Q: I was involved in an accident last year with a bicyclist in southern California. My insurance ...
A: The best thing you can do at this point is ask your insurance company to assign a defense attorney ...
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| Auto accident | 3/14/2009 |
Q: My daughter drove my car and got into an accident. My son is in the car and got injury badly. My ...
A: Your policy will defend your daughter against any liability claim brought by your son. You can do ...
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| How do I know how much to settle my claim for? | 3/8/2009 |
Q: I was in an auto accident on Christmas 08 and am about to settle my claim next week. I was the ...
A: In my opinion, your case is worth about $13,000-$15,000. When negotiating, start higher than you ...
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| Auto accident | 3/6/2009 |
Q: he is the short version. other guys fault and i am working with the adjuster with no attorney. My ...
A: The property offer seems fair. He owes the amount you could have sold it for prior to the accident. ...
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| Waiing too lomg | 2/28/2009 |
Q: I was involved in a car accident in January 2007, I was not at fault. Right before the 2 yrs statue ...
A: Sorry for your ordeal. It seems clear the insurance company does not see things the same way you ...
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| Pain and Suffering for Soft Tissue Injury | 2/22/2009 |
Q: In July of 2008, I was rear-ended on my way to work by another driver who was found 100% liable by ...
A: I think your offer is very fair. Now this is based on what you have told me. I do not know if ...
|
| Valet damaged rental car | 2/15/2009 |
Q: I rented a car from Hertz in Florida after reviewing my personal insurance policy to make sure I was ...
A: You really do not have a choice. You need to file a claim with Travelers and let them subrogate ...
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| Pedestrian hit by car claim value. | 2/14/2009 |
Q: I did not have to have surgery because I responded well to orthopedic surgeon changes in physical ...
A: My opinion is that your claim value falls in a range between $35,000 and $50,000. Anything in that ...
|
| I hit some one....had no insruance till later that day. No injuries. Texas | 2/8/2009 |
Q: First off let me say I am a foreign student in the USA. I just got a car on 6th evening from a ...
A: First, make sure you tell the truth. If you lie about the timing that is fraud and it is a felony ...
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| Cancelling a Claim | 2/7/2009 |
Q: Can I cancel an auto insurance claim once the process has been started? Someone I know recently ...
A: Yes, as long as you are not at fault, you are not required to follow through on a claim. The only ...
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| Personal Injury Settlement | 2/4/2009 |
Q: The day after Christmas, my mother and I were "after Christmas" shopping ... en route back to my ...
A: Sorry to hear about your accident. You have a very serious injury and there are a lot of factors ...
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| Pedestrian Hit by Car | 2/2/2009 |
Q: I am the pedestrian that was hit by a car during my lunch break. I am just about finished with my ...
A: I need a little more info to answer your-what type of treatment did you have? Was there any ...
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| Rear-ended and denied claim | 1/31/2009 |
Q: I was rear-ended recently. After I was hit, the other driver pulled away from the scene, so when ...
A: My suggestion is that you pay to have the car repaired. If the damages exceed your deductible, your ...
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| Insurance Claim Denial | 1/24/2009 |
Q: My son was recently involved in an accident on the highway due to inclement weather conditions. The ...
A: This does not sound right. I don't know which state your policy is in, so I don't know the law, but ...
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| Victim Paid by Insurance AND BY ME, too! | 1/18/2009 |
Q: Regarding minor $647 door ding repair to parked car when I accidentally backed into it 10-24-08 in ...
A: technically, it is not fraud against you, but it might be insurance fraud against their company. I ...
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| Pedestrian Hit by Car | 1/17/2009 |
Q: I was hit by a car while walking during my lunch break on 9/5/08. Other party left scene however ...
A: The value of your claim will not be reduced by any other payments you receive from other sources, ...
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| Insurance valuation dispute | 1/16/2009 |
Q: A car hit our house. The driver's insurance company sent an independent appraiser as they are only ...
A: I would call the insurer and say that you'll be happy to use their estimate if they can produce a ...
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| collision claim | 1/2/2009 |
Q: I added a collision coverage to my current insurance premium yesterday and had collision with a ...
A: Unless there was a parking lot surveillance camera, there probably is not any other evidence to ...
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| Settlement Question | 1/1/2009 |
Q: On December 9, 2008, my husband and I were hit by a drunk driver while on our way to the store ...
A: The $3000 for the down payment is not in any way related to the settlement. They owe you for 2 ...
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| Hit and run accident, settlement | 12/31/2008 |
Q: Myself and my two daughters were rear ended at a stop light by whom we believe was a drunk driver. ...
A: There are two types of coverage that apply: (1) 1st party medical coverage, which may be called PIP ...
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| rear ended while stopped at a light | 12/30/2008 |
Q: I was rear ended while stopped at a light when a truck hit the car behind me and that car hit my ...
A: Normally, the rule of thumb is that you should not settle an injury claim until you have completed ...
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| No resolve with MY auto insurance | 12/29/2008 |
Q: My car was hit in a mall parking lot while it was parked and I was in the mall and MY insurance, ...
A: Every state has an insurance department that regulates insurers. Do a web search for the department ...
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| Recent Accident | 12/28/2008 |
Q: I have great coverage with AAA. Last night my 19 year old smashed my 1996 Chevy Suburban in an ...
A: If it is economical to repair, the car is repaired; if not, it is totaled. Normally the repair ...
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| Excluded Driver | 12/27/2008 |
Q: My wife was hit by a vehicle that was hit by a 17 year old female that was "Excluded" for the ...
A: Russell, Sorry about your bad fortune. If you have Uninsured Motorist coverage on your policy, ...
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| Insurance Claims | 12/26/2008 |
Q: While driving in the parking lot of my apartment complex, I slipped off and hit two parked cars (I ...
A: Yes, this is two separate accidents and should be handeld as two different claims. Collision ...
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| Settlement | 12/24/2008 |
Q: I was rear ended a few months back, now the other party's insurance wants to settle. They only ...
A: Pam, I will need additional information to answer your question. Please send me a follow-up with: ...
|
| left hand turn | 12/23/2008 |
Q: while making a left hand turn I was broadsided by the other car estimated to be traveling at 75 mph ...
A: It sounds like both parties are at fault - you for failure to yield right of way, and the other ...
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| Getting the Run Around | 12/22/2008 |
Q: Recently I was involved in an accident where I was heading southbound on the 4 lane road and the ...
A: It sounds like the other driver has given Progressive an accident description that differs from ...
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| Partial Medical Bill Payment Liability | 12/21/2008 |
Q: Bills were submitted to insurance by the chiropractic doctor totaling about $4000 for medical care ...
A: This places you in a tough spot. Yes, the chiro can do this and they normally make you sign ...
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| Help! What to do? | 12/20/2008 |
Q: I was involved in an accident exactly 1 week ago where this guy ran through a STOP sign and ...
A: Normally I would say to bring it to a shop, because the adjuster can write a more complete estimate ...
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| Mom involved in crash | 12/14/2008 |
Q: My mother was involved in a accident that was not her fault. She owns an older model car that the ...
A: The offer will be based on the actual cash value of the vehicle immediately before it was damaged. ...
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| insurance claim payment | 12/7/2008 |
Q: I was rear ended the other day, I have already had a adjusted look at the vehicle, she said that the ...
A: If the payment is from the other driver's insurance company, you can do whatever you want with it ...
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| Auto claim | 12/4/2008 |
Q: So, I made a claim and it was wrong. I though that my car had been vandalized in a parking lot. The ...
A: You would not get in trouble if you thought you were telling the truth. You only have a problem if ...
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| Settlement- RE pain and suffering | 12/2/2008 |
Q: What would be a fair request for pain and suffering? Ok, this is the situation. My two children ages ...
A: The insurance company will try to settle your case for their estimate of the amount that a judge or ...
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| total loss vehicle | 12/1/2008 |
Q: I was recently in a car accident that resulted in the front end of my car significantly damaged, the ...
A: First, the adjuster will write a repair estimate to see if it should be repaired. If it is ...
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| Settlement- RE pain and suffering | 11/24/2008 |
Q: What would be a fair request for pain and suffering? Ok, this is the situation. My two children ages ...
A: I will need more info to answer your question fully. How much do the medical bills total for each? ...
|
| Should the premium have change after the market value of the vehicle is down? | 11/22/2008 |
Q: I have noticed the premium of the car insurance usually has no change after year by year unless you ...
A: There are a lot of factors that go into determining premium for a policy. Insurance companies ...
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| Coverage | 11/17/2008 |
Q: If an intoxicated passenger jumps out of your vehicle while it is moving and claims the tire hit ...
A: There are two coverages that might apply here. The first is bodily injury liability. This covers ...
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| Failure to yield liability | 11/16/2008 |
Q: Your question was I was pulling out of a parking lot. I looked left (west) into the sun and saw ...
A: I need a little more information. Specifically about how he fell. Did he come to a complete stop, ...
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| Auto Insurance Claims Dispute. | 11/9/2008 |
Q: and thanks for taking my question. I was involved in an automobile accident last week. I was hit ...
A: Travelers is correct in offering you the actual cash value. This is what they owe according to the ...
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| Auto Insurance Claims | 11/2/2008 |
Q: .. My name is Clay and I live I live in Tennessee.I was involved in a accident in Tennessee in ...
A: (1) All insurance policies require that their insureds cooperate with them in the investigation and ...
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| airbags | 11/1/2008 |
Q: i was driving my car when i got rear_ended by another one coming at 100 mph, after that my car went ...
A: (1) I would choose a lawyer near the accident scene, as those laws will apply. (2) This is a ...
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| airbags | 10/31/2008 |
Q: i was driving my car when i got rear_ended by another one coming at 100 mph, after that my car went ...
A: From what you described, it sounds like you probably have a strong case against both the car maker ...
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| Insurance Adjuster | 10/26/2008 |
Q: I was wondering how long it takes for an adjuster to get back with you after he has seen the damage ...
A: This is definitely not standard policy. This is an example of really bad customer service. They ...
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| Personal Injury claim | 10/25/2008 |
Q: A few months ago I was a passenger in a family memebers car. The driver (a family member) lost ...
A: My first reaction is that you really need to have a lengthy conversation with your lawyer regarding ...
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| Difference between total loss reparation and price of a used car | 10/20/2008 |
Q: A driver not observing a non functioning light as a three way stop totaled my car. Her insurance ...
A: Sorry, but no you would not have a claim. The insurance company is responsible for paying you the ...
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| car accident | 10/19/2008 |
Q: I was in a car accident and the police determined the other drive at fault. we filed a claim with ...
A: State Farm will go after the other insurance company for the money they pay out as well as your ...
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| bent frame | 10/18/2008 |
Q: So, yesterday some guy ran a stop sign and I ended up smashing into the side of his car. My question ...
A: Frames can be safely repaired and this is done all the time. The real question will be how much ...
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| auto claim | 10/12/2008 |
Q: My car was damaged and my insurance company refused to pay as per and estimate and said they would ...
A: In short, the answer is no. This is very common. My advice is to just go with the insurance ...
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| Liens on PIP Settlement. | 10/6/2008 |
Q: After two and a half years, my attorney finally got my case to go to trial for an auto accident. I ...
A: OK, you've asked several questions.... "My question is, even though the jury was not called in, ...
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| Pedestrian car accident | 10/5/2008 |
Q: 30 days ago I was crossing an avenue with the light in my favor(red to the cars), a car came to the ...
A: Sorry about your injury Anibal. I need a lot mroe information to answer your question. Has the ...
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| hit and run | 10/4/2008 |
Q: I was injured in a hit and run a little over 3 years ago. I ended up with 5 herniated disc. My ...
A: The short answer is that yes, future medical bills should be considered as part of your claim. But ...
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| How to start a negotiation? | 9/20/2008 |
Q: Usually there are two ways to start a negotiation for a settlement for an auto accident injury case. ...
A: In the end, it probably does not matter too much as the claim rep is going to come up with a ...
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| rear end hit and run | 9/13/2008 |
Q: i(d-2)in(c-2) was rear ended and the driver(d-1)in(c-1) then drove away. there were three juvenile ...
A: Insurance generally follows the vehicle, so it is very unlikely that the driver's (d-1) insurer will ...
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| buying my car back | 9/12/2008 |
Q: i am currently insured with state farm..my car has been stolen and i found out today that my car was ...
A: KBB and NADA for consumers are not very accurate. They are free services and you get what you pay ...
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| Uninsured Motorist Accident | 9/11/2008 |
Q: - I was involved in an accident 3 years ago. I borrowed a utility trailer from a neighbor. Although ...
A: (1)You are not automatically liable because you were uninsured. These are two separate issues and ...
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| Insurers responsibility | 9/10/2008 |
Q: I was involved in a wreck on my motorcycle where the other party made an illegal turn and I hit them ...
A: The insurance co is legally responsible for the cost of a rental bike while yours cannot be used. ...
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| Accident in borrowed vehicle | 9/9/2008 |
Q: I was riding a classmate's moped in a parking lot and when I stopped, I accidentally dropped it and ...
A: Based on your description, it sounds as though you were negligent in damaging the moped. (If there ...
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| Small Wreck | 8/30/2008 |
Q: About a month ago, I was turning in a double turning lane on the outside lane. The inside lane ...
A: Sure, there is no reason why you cannot file a claim. Make sure you give the insurance company all ...
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| losses/diminished value | 8/29/2008 |
Q: ok short version/ our son was rear ended by a drunk driver while sitting at a red light who in turn ...
A: At this point you should call GEICO and the body shop and explain your concerns. It appears the ...
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| Three Car Accident | 8/27/2008 |
Q: I was in an accident on the 101 freeway in Los Angeles on July 29th. A car in front of me slammed on ...
A: What a mess. This claim was handled very poorly by USAA, which is unusual as they are a good ...
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| auto accident | 8/24/2008 |
Q: Say a person is involved in a auto accident. Calling this person bob. The other person is at fault ...
A: I'm glad to hear that things are working out well and the doctor does not expect anything serious. ...
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| auto accident | 8/23/2008 |
Q: Say a person is involved in a auto accident. Calling this person bob. The other person is at fault ...
A: Ok, you guys need to slow down a little bit. Don't be in such a rush to settle this claim. The ...
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| Uninsured vehicle hit while parked infront of house | 8/22/2008 |
Q: My son works out of town and had his pickup truck parked in front of our house while he was away. ...
A: There are two issues here: (1) civil liability....based on what you described, in my opinion the ...
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| auto loss claim | 8/21/2008 |
Q: I would really appreciate some insight in regards to my total loss claim with my insurance co. I do ...
A: Sorry you are having a difficult time. They definitely should provide you clarification regarding ...
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| 50 50 liability | 8/20/2008 |
Q: I was recently in a car accident. As I was approaching an intersection (which was green) I ...
A: Saad, Sorry about your accident. I'm not sure why they would say 50-50. Based on the description ...
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| valuing a totaled truck | 8/19/2008 |
Q: Our truck was totaled by a relative that we lent it to. Amazingly, he said he's not hurt. I want to ...
A: I'm sorry about your loss. First, please do not assume you will receive a low ball offer. ...
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| Settlement range for injury from rear-end accident | 8/18/2008 |
Q: My son was involved in accident where his vehicle was rear-ended. The other insurance carrier ...
A: This will depend on several factors: -please list the medical expenses in detail - dollar amount, ...
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| Tow and Storage | 8/18/2008 |
Q: My wife and I were in an accident two weeks ago. The driver that hit us did so while we were ...
A: I'm sure you must be frustrated. In every state, a claimant has the obligation to mitigate his/her ...
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