| Subject | Date Asked |
|
| Truck Theft | 11/14/2009 |
Q: On a transponder key. I had a vechile stolen with it How does that happen? I though that was purpose ...
A: Here is the story. If your ins company denied you, you are guilty till proven innocent. The ...
|
| Total Loss Settlement | 11/9/2009 |
Q: Mr. Painter - My car was hit in front of my house a few nights ago and the damage to the car is more ...
A: Branded cars are worth 30-40% less. You may have a duplicate title, but obviously the insurance ...
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| auto policy claim | 11/8/2009 |
Q: i moved from NY to Ga last year and did not inform geico to reflect the change. i was involved in ...
A: Depending on your policy language, yes they can. I currently have a similar situation, however I am ...
|
| Claim filed; don't have the deductible yet | 11/7/2009 |
Q: I filed a claim with my insurance company today for an accident I was in (and at fault). I don't ...
A: This is a general question requiring a specific answer. You need to ask your agent and how it ...
|
| Bad name | 11/6/2009 |
Q: Please see response below from Richard Hixenbaugh, particularly his comment that "...Insurance ...
A: I really have no clue as to why this was sent to me. It isn't even a question. It appears Richard ...
|
| Hit my own car | 11/5/2009 |
Q: I was backing out of my driveway at night and backed into our truck, that was parked in front of my ...
A: You can do what you want, however lying could go backwards on you and then you may get stuck with no ...
|
| The third carrier obligation | 11/4/2009 |
Q: Does the other car insurance have obligation of good faith to settle my loss or only my own ...
A: AS I told you, I am answering this in the blind. I am not familiar whatsoever with no fault ...
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| The third carrier obligation | 11/4/2009 |
Q: Does the other car insurance have obligation of good faith to settle my loss or only my own ...
A: This question is too general. There are many variable in which I cannot answer if a no fault state. ...
|
| how much time | 11/3/2009 |
Q: In Michigan, how much time do you have to make a claim if someone hit you, but you made a police ...
A: I am not a lawyer nor do I know the Michigan statutes that pertain to this matter. What I would ...
|
| auto liability insurance | 11/2/2009 |
Q: Does liability auto insurance pay to get my car fixed if i wrecked because of bad weather.
A: Liability is what it says, liability. It covers for damages and injuries you do to others and ...
|
| accident on private property | 11/1/2009 |
Q: was involved in an accident at my house where my friend left his car at my house and to my ...
A: With friends like that, you don't need enemies. I cannot address the legal implications because I am ...
|
| Settler insists on writing chk to bodyshop not me | 10/31/2009 |
Q: Grocery cart wrangler damaged my car in parking lot. Insurance companies are not involved. Although, ...
A: Well, he is just looking out for himself and does not want to enrichen your pockets. I don't know ...
|
| Driving along the freeway i hit a rock. | 10/31/2009 |
Q: I was driving along the freeway here in CA when I hit a very small rock I didn't even realize I had ...
A: Since I am not reading your policy, I don't even know if this damage would be covered. The best ...
|
| Excess Mileage on Totaled Car | 10/24/2009 |
Q: Recently my insurance company (GEICO) determined that my car was a total loss. The residual value ...
A: You ask if this is common? Every situation is unique. I am not a lawyer and cannot give legal ...
|
| Auto insurance | 10/22/2009 |
Q: I have recently found out that the insurance companies offer a accident rating waiver endorsement ...
A: I am going to assume you are in Ontario because you have a choice of companies. It gets worse in ...
|
| PD car fire caused by other vehicle | 10/19/2009 |
Q: My sons vehicle was parked at a public area. The vehicle next to his caught fire. The police and ...
A: Technically, I would think they would be liable, but I am not a lawyer. It would be more interesting ...
|
| lien holder settlement | 9/15/2009 |
Q: I was in an accident a few months ago & the my vehicle was rendered a total loss by bout $10. After ...
A: This is a little strange where the lien holder can keep the car and you still owe the money. Kind of ...
|
| fraud | 9/14/2009 |
Q: my question is ths; i parked my car on a street, told my girlfriend to move it for but she never did ...
A: Well, you admit you lied, which is a felony in most states for a false police report. Since you ...
|
| car theft and fire | 9/11/2009 |
Q: My car was stolen and set on fire while I was out of town. The person handling my claim mentioned ...
A: Many of your questions can be answered by going to http://www.autotheftexpert.com. Fraud is a ...
|
| auto theft/fire | 7/31/2009 |
Q: On 02/01/2009 my 2008 Nissan Pathfinder was stolen and later found completely burned and striped of ...
A: OK, now that that issue is moot, I need to explain some things to you. Insureds think they can go ...
|
| Claim on hit and run | 7/27/2009 |
Q: I received a claim in the mail that I hit a parked car 90 days ago and they don't even have the tag ...
A: I have heard of situations like this, but I would think the burden of proof would be on the person ...
|
| insurence settlement | 7/15/2009 |
Q: my mom was recently killed by someone who hit her while driving her car. she was divorced from my ...
A: You are asking a question that I cannot answer. There is first, the issue of state law. Then it ...
|
| AVIS claim | 7/11/2009 |
Q: "Policy Effective: 11/30/2008 Policy Canceled (Insured Request): 2/11/2009 Date of Loss: 1/19/2009 ...
A: You are asking questions I can't simply answer. Hopefully you have a sales agent and you can supply ...
|
| Stolen vehicle | 7/10/2009 |
Q: I gave the keys to my daughter's car to a repair person, he called and asked for 3 times the amount, ...
A: Unfortunately, this would not be considered a stolen car because in essence, by handing over the ...
|
| Victim claim problems | 7/8/2009 |
Q: I my vehicle was hit in the side by a State Farm insured vehicle on private property. The driver ...
A: By know means are your requirements of having the vehicle in pre-accident condition, no better, and ...
|
| Claim | 7/1/2009 |
Q: Details- -rear ended on freeway as traffic slowed for heavy traffic -cited driver, USM, no driver ...
A: No one can give you any accurate idea as to what this case is worth without knowing ALL the ...
|
| Fire claim denied | 6/25/2009 |
Q: I was just informed by State Farm that my claim was denied. The reason given was that forensics ...
A: You should feel victimized! 90% of burned vehicles can't be determined as to last operation by the ...
|
| Q | 6/25/2009 |
Q: I have a car that I want to sell. The title and insurance are under my ownership. A relative of mine ...
A: I don't want your car. I was just making a point that the results would be the same if you let your ...
|
| Q | 6/24/2009 |
Q: I have a car that I want to sell. The title and insurance are under my ownership. A relative of mine ...
A: You can do anything you want, but think about this--You are assisting in a fraud on the part of ...
|
| 2 cars damaged by 1 tree branch | 6/15/2009 |
Q: Greetings Rob, I had 2 cars damaged by 1 large tree branch last Friday (fell from a tall oak tree). ...
A: They are 2 different claims even though they both happened at the same time. Turning both claims in ...
|
| Hydroplaned in storm, new insurance | 6/9/2009 |
Q: I purchased an '06 Jeep in October of last year (2008) with low miles. About 2 weeks ago during a ...
A: Trust me, if they can, they will make you responsible for one of those 20 marks if they can. In ...
|
| Hydroplaned in storm, new insurance | 6/9/2009 |
Q: I purchased an '06 Jeep in October of last year (2008) with low miles. About 2 weeks ago during a ...
A: I want it known that my answer here is not to be construed as legal advice of which I cannot give ...
|
| Auto Insurance Claim Inquiry | 6/9/2009 |
Q: I was in an automobile hit from the rear in fall of 2008. The person that hit the rear of my ...
A: The first thing I recommend to you is contact an attorney!!!!! If you tell me the state you are ...
|
| Mechanic damages vehicle | 6/9/2009 |
Q: 1996 Ford Explorer XLT, taken to mechanic to find the reason for the Check Engine light being on. ...
A: I don't know if you are going to like what I say, but here goes: I have been in the business ...
|
| Attorney | 6/8/2009 |
Q: Based on your experience, why do you think insurance company sometimes hires an outside attorney ...
A: My experience has nothing to do with why an insurance company selects to use outside law firms to ...
|
| car accident and no insurance | 6/4/2009 |
Q: i live in Michigan , i was backing up my car from work's parking lot when i hit the driver side ...
A: He will be compensated from his insurance company. The insurance company will then sue you through ...
|
| damaged title | 6/2/2009 |
Q: Hello I was wondering if I should purchase full coverage or liability coverage insurance for my car ...
A: You did not state what year make and model it is but the safe way to guess with a salvage title the ...
|
| theft | 5/29/2009 |
Q: My car was stolen 98 days ago, I did everything from phone interview, personal taped interview, ...
A: Unfortunately, they can go as long as they want when under investigation. They are not investigating ...
|
| Owner financing a car | 5/27/2009 |
Q: If I sold a car & owner financed it, but still owed a bank note, & have to carry insurance on that ...
A: Although this may seem like a great deal to you by getting rid of the car, don't do it. You are ...
|
| Auto theft claim | 5/26/2009 |
Q: Its been 60 days since my vehicle was stolen and whenever I call the insurance company they tell me ...
A: I am sure I can set you up with an attorney in Houston, however there is nothing you can do right ...
|
| liability | 5/26/2009 |
Q: My son (not living at home) took my car without permission and wrecked it before I knew it was ...
A: This is a question I cannot answer without all the information to your specific situation. You need ...
|
| MY CAR WAS HIT WHILE PARKED | 5/25/2009 |
Q: I have been waiting way too long for a settlement, about 10 months to be exact and still waiting for ...
A: Depending on state law and the amount of money you are attempting to recieve, I wouldn't pretend to ...
|
| totaled car | 5/22/2009 |
Q: I was in an accident last week. It was not my fault and the lady who hit me took full ...
A: This is the reason for gap insurance-to cover the gap between what you owe and what fair market ...
|
| contact with the at-fault driver's insurance | 5/20/2009 |
Q: Will try to make a long story shorter....rear-ended at 50+, pushed into oncoming traffic, hit again, ...
A: I can relate to your story and I will tell you where I am at 12 years later. I am now on SS ...
|
| Need Insurance Help!! | 5/15/2009 |
Q: I was driving in traffic on the highway when it came to a stop. It wasn't a sudden stop, it was a ...
A: Unfortunately, you are in a bad situation that I can't see an upside. In the insurance industry the ...
|
| pain and suffering settlement | 5/14/2009 |
Q: My father was a pedestrian hit by a car in April 2009. He had no car insurance and neither did ...
A: I am not an attorney, but have been involved in insurance claims issues and courts for years. All I ...
|
| Comprehensive claim | 5/12/2009 |
Q: My vehicle was stolen, stripped, and vandalized. USAA said that there were prior damage to the ...
A: I understand about the diminished value of the pre-existing damage, but you did not give me details ...
|
| Insurance outcome | 5/8/2009 |
Q: Recently I was involved in an accident where I was at fault. I was at a stop light moving forward to ...
A: Unfortunately, it is difficult to opine in your situation without knowing all the details. I will ...
|
| fire and theft claim | 5/7/2009 |
Q: vandals recently burnt my commercial jeep out.now the insurance company only want to give half the ...
A: The problem in answering this question for me is that I have no knowledge of how insurance companies ...
|
| I hate cars! | 5/7/2009 |
Q: My financed car was legally park on the street in small town Washington. My car was involved in a ...
A: I hate cars too--lol I knew I should have listened to my dad. He had a used car lot and a gas ...
|
| 87yr old man runs redlight, hits my car | 5/6/2009 |
Q: An 87 yr old man ran a stop light and T-boned my vehicle in the intersection totaling my car. I had ...
A: Being a previous car crash accident victim in which I was rear ended while stopped at a red light at ...
|
| Do Injury Attorneys help to get the best claim as far as damages? | 5/5/2009 |
Q: I recently was involved in a car accident in which the other driver was at fault. My older car was ...
A: I am going to be completely honest with you based on 11 years of court experience as an expert ...
|
| Do Injury Attorneys help to get the best claim as far as damages? | 5/4/2009 |
Q: I recently was involved in a car accident in which the other driver was at fault. My older car was ...
A: Yes, it is best to get a personal injury attorney to represent you. If you tell me the state, I ...
|
| OEM Parts Insurance Company | 4/27/2009 |
Q: Do I have to pay the difference between an OEM part and a non-OEM part if the insurance company ...
A: This is a slippery slope. If your insurance company would not pay for an OEM part for the vehicle as ...
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| OEM Parts Insurance Company | 4/27/2009 |
Q: Do I have to pay the difference between an OEM part and a non-OEM part if the insurance company ...
A: Excellent question! In theory, the vehicle has to be repaired to pre-accident condition otherwise ...
|
| leased car totalled | 4/22/2009 |
Q: My leased car was totaled, I was not at all at fault. I am currently laid off. Who will finance me ...
A: Trust me when I say I can relate to your situation. It's not fair, I agree. The way it seems these ...
|
| Rear Ended by Unlicensed/Insured Motorist | 4/20/2009 |
Q: My husband was rearended by a hispanic who was unlicensed, but insured (believe it or not). His ...
A: Yes, as unbelievable as it sounds, it is a good thing there was insurance. You ask about ...
|
| My car was stolen | 4/13/2009 |
Q: My car was stolen about a week ago, and I got a rental vehicle for about 8 days already. I just got ...
A: Bad news--If they are investigating the theft, chances are almost 100% that they intend on denying ...
|
| Will my stolen car that was recovered show up on the Carfax report? | 4/7/2009 |
Q: My car was stolen and recovered after a week. Other than the bottom of the front bumper and the ...
A: Don't even believe carfax is that good! Normally, the car needs to be a total loss to have anything ...
|
| help please | 3/31/2009 |
Q: my vehicle was stolen on a sunday and i got a call 4 days later that they recovered it but it was in ...
A: You have a situation you really can't control here because the insurance company can do anything ...
|
| claim-vehicle Fire | 3/20/2009 |
Q: I recently had the unfortunate opportunity of expercing a vandalism on my vehicle and it was set on ...
A: Welcome to the world of being guilty until being proved innocent. There is nothing you can do to ...
|
| Asset protection | 3/15/2009 |
Q: I was involved in an accident last year with a bicyclist in southern California. My insurance ...
A: You can ask all the opinions you want. The only problem here is that you are asking advice that can ...
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| Rental car damage | 3/13/2009 |
Q: I have never been on this site before but it looks helpful. My husband and I rented a car from ...
A: You don't need your credit damaged as you know. Contact a supervisor of the collections. If that ...
|
| Accident and if damages can be collected. | 3/10/2009 |
Q: I was involved in an accident with my parent's vehicle where I hit a man that ran a stop sign. The ...
A: I am not an expert in Michigan no-fault law. You need to have your parents contact their agent for ...
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| Accident and if damages can be collected. | 3/9/2009 |
Q: I was involved in an accident with my parent's vehicle where I hit a man that ran a stop sign. The ...
A: It sucks that in WI, we are not required to have insurance. I would think in such a situation, your ...
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| insurance dispute | 3/9/2009 |
Q: The body shop has submitted supplement damages claim to insurance for 10,000 dollars. Prior to the ...
A: Depending on your state laws will make a difference. In Wisconsin, anything over $25 the customer ...
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| salvage titled car | 3/5/2009 |
Q: i purchased a car with a salvage title. I've found that most companies will not allow comp or ...
A: As a general rule a salvage vehicle that is repaired is worth 30-40% less than a non-salvage. I ...
|
| Car deal gone bad | 2/27/2009 |
Q: We had sold my husband camero to his friend's girlfriend and the original agreement was for 2500, ...
A: The best way to lose friends is to do business with them. You have a situation that is not unique ...
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| My insurance check claim | 2/26/2009 |
Q: I got into a car accident and I took my car to a shop the insurance inspector gave me $4000. to fix ...
A: The way it works is that the body shop gets the check, you pay the deductible to the shop. You sign ...
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| Refusing to total out a vehicle | 2/24/2009 |
Q: We own a 2000 Chevy Silverado with 110K miles, clean and in excellent condition prior to our ...
A: This was the biggest problem we had in repairing insurance vehicles. The owner's friends. 99% of the ...
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| Auto Accident Claims | 2/23/2009 |
Q: I was driving on a regular road with a bike lane and 1 lane going in each direction. I crossed over ...
A: I do not know if you are in a no fault state, all those issues are way too much to keep up with. It ...
|
| enes | 2/21/2009 |
Q: and father had 2 accident in 2008 (car was totaled 2nd time but it was old car 1996 chevy lumina ...
A: These economic times are tight, even for insurance companies. Insurance companies are looking for ...
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| legal requirements of insurance carriers | 2/20/2009 |
Q: is it legal for insurance companies to sell a liability insurance policy to someone with a car ...
A: I don't understand the question. As for legality, it totally depends on the state, but my personal ...
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| car accident | 2/13/2009 |
Q: my son just had an accident and his car was totaled. is it best for him to get a lawyer for injury ...
A: I will say this and there are many caveats because I know nothing about your specific situation, no ...
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| Insurance company | 2/10/2009 |
Q: Ok. I had an accident with a USAA insured driver and she was found guilty in court. Her insurance ...
A: I guess my question to your latter comment would be; are you insured by USAA as well? I can only ...
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| Car theft | 2/10/2009 |
Q: In October of 2008 our car was stolen in Texas. It was recovered a few days later. The insurance ...
A: , In my opinion, a professional locksmith should never be allowed to examine a reported stolen ...
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| auto insurance claim | 2/9/2009 |
Q: My problem is that my insurance company is giving me the "run-a-round". My vehicle had a roll over ...
A: In over 20 years of dealing with insurance claims, I have never heard of the insured having to get ...
|
| ins claims | 2/9/2009 |
Q: My neighbor's new Toyota scion "blew up" while parked behind mine. My entire back bumper, tail ...
A: What an interesting argument! For those that think new cars are safer and not prone to fire, think ...
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| Insurance company | 2/9/2009 |
Q: Ok. I had an accident with a USAA insured driver and she was found guilty in court. Her insurance ...
A: I realize that you don't want a legal answer, nor can I give such advice because I am not a lawyer. ...
|
| Claim period | 2/9/2009 |
Q: How long do i have to file a claim? I slid in my driveway 2 months ago and hit my grnadfathers ...
A: It totally depends on your carrier and their protocol. I have filed claims three months after an ...
|
| False Claim | 2/9/2009 |
Q: I recieved a phone call from my landlord who told me that two of his employees saw me hit my ...
A: It all goes back to proof. Is there paint transfer from your car to the other car? Is there any type ...
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| car theft | 2/9/2009 |
Q: My truck was stolen on Nov 7, 2008 it was recovered on Nov 8 2008. It is now Feb 9, 2009 I ...
A: Here is the story. It does not matter if you had anything to do with the theft. Your claim has hit ...
|
| left turn accident..2 | 2/9/2009 |
Q: I'm sorry but in the first question i forgot to add a word. My family was involved in a left turn ...
A: That certainly sucks and I hate intersections like that. In fact, I will go straight a block by ...
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| I hit some one....had no insruance till later that day. No injuries. Texas | 2/8/2009 |
Q: First off let me say I am a foreign student in the USA. I just got a car on 6th evening from a ...
A: I am not going to go into the responsibility speech because it is too late for that now. You should ...
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| DUI collision, car towing | 2/6/2009 |
Q: Back in Aug 2008, this drunk driver hit my car and due to impact my car landed in middle of street ...
A: Illegal alien is one option I did not think about, that sucks! I was left disabled by a convicted ...
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| car accient | 2/5/2009 |
Q: my cousin who lives with me, wrecked my car. her license is suspended, so she is "excluded" from my ...
A: Hy Lynn, I am not an attorney, nor can I give legal advice. With that said, I will answer your ...
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| DUI collision, car towing | 2/5/2009 |
Q: Back in Aug 2008, this drunk driver hit my car and due to impact my car landed in middle of street ...
A: Isn't it nice how the cops help us? I would tell you to get in touch with the supervisor in the ...
|
| Auto insurance claim | 2/4/2009 |
Q: I was hit at an intersection last July, totaled my car for which the other driver's insurance has ...
A: I expounded earlier today to someone that appeared to be trying to settle their own injury claim. ...
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| I need your opinion | 2/4/2009 |
Q: 2 weeks ago i was driving down the highway and the car in front of me stopped suddenly, if i didnt ...
A: I am not claiming to be an expert in this area, however you state you need my opinion. Unless there ...
|
| Injury Claim Settlement | 2/4/2009 |
Q: My husband and I were injured in a car accident. It was the other driver fault. His insurance ...
A: I am not an attorney and cannot give leagal advice, however I will address this on a personal level ...
|
| Car Engine water damage | 2/4/2009 |
Q: My son drove his car on a snowy/rainy day.The state roadway was flooded and his car went through a ...
A: We did repair on flood vehicles for insurance companies. In the situation you are referring to, yes, ...
|
| Rental Van Stolen after returned after hours | 2/2/2009 |
Q: I rented a budget rental van on a Saturday, I asked the agent if I can return the rental van the ...
A: Please do not construe my answer as legal advice. I am not a lawyer. This is how I would handle it. ...
|
| Special Investigations Unit | 1/30/2009 |
Q: Recently when my claim was being settled, a special investigations unit adjuster called me ...
A: Obviously, you don''t know what you are being billed for. You didn't state the type of doctor, but ...
|
| Don't want the car totalled. | 1/30/2009 |
Q: I rear ended someone today but I love my car and don't want it totaled. I have collision coverage ...
A: It has been my experience with the insurance industtry is that they don't want future problems. In ...
|
| Liabililty for road hazards | 1/29/2009 |
Q: While driving on CA interstate 15 my vehicle was struck by debri after another vehicle ran it over. ...
A: It has been my experience that states cannot be held resposible for anything. They cannot be sued, ...
|
| totaled car | 1/28/2009 |
Q: This question is for my sister. Today her fiance totaled her car. She still owes 8,000 on it and her ...
A: Your sister needs to speak with her agent or review her policy if the vehicle is covered. Secondly, ...
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| Subrogation Claim Auto Accident | 1/28/2009 |
Q: My son who is 20 was in an auto accident, it was his fault and he had no insurance at the time. ...
A: I do not think you will like my answer here, but I have not been known to sugarcoat anything. I can ...
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| how long till i get a check from ins co. | 1/24/2009 |
Q: My cars were burned 2 months ago,I am covered for arson,i have to take a polygraph test next week ...
A: Well Dan, Depending on the state and the insurance company, when the claim is under investigation ...
|
| release of claim | 1/23/2009 |
Q: My friendsigneda release form whichis accompanied by a 1000 dollar check, which he has notcashed. ...
A: I cannot give legal advise. I am not a lawyer. Normally, unless specified for other claims ...
|
| diminished value of vehicle from an auto accident (caused by drunk driver) | 1/23/2009 |
Q: My husband stopped to help a motorist a few nights ago. He pulled in front of his vehicle, got out ...
A: Here is a thought. I do not know if it will work for you, but it is worth a try. If you have ...
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| i dont know what to do! | 1/23/2009 |
Q: i sent u a question last night about my accident! ----------i was in a car accident today at about ...
A: Normally I don't anser questions about collisions, but I will make an exception here. I am not a ...
|
| withdraw a claim | 1/21/2009 |
Q: my question is my insurance co suspected fraud and they said i can withdraw my claim. what happens ...
A: I think if you are referring to a theft claim, you need to go to the last link on the site ...
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| insurance claim | 1/19/2009 |
Q: I am a truck driver and used to park my car outside the yard whenever i pick up my truck. two ...
A: Everything is suspicious to insurance companies these days. Its called delay, delay, delay. Isn't ...
|
| total loss | 1/15/2009 |
Q: my co-worker was discussing an issue that occurred in her home. her son, was in an accident. the car ...
A: Your co-worker's son has a real problem. You may suggest that he retain an attorney for legal ...
|
| Settling Auto Claim Outside Insurance | 1/12/2009 |
Q: I was recently in an auto accident in Minnesota where my vehicle rear ended a vehicle at a stop sign ...
A: Please keep in mind, I am not giving legal advice for I am not a lawyer. I will tell you what I ...
|
| Auto Theft | 1/9/2009 |
Q: My car was stolen a month ago and the insurance company is still investigating it because my car had ...
A: Here is the process. Unfortunately, many innocent insureds get caught up in this as well. The ...
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| stolen car | 1/8/2009 |
Q: My car was stolen on 12/15/08 and recovered the same day, the insurance company still has not sent ...
A: It totally depends on many factors. Your policy should stte as to how long they have to rectify the ...
|
| Car break in at the gym | 1/8/2009 |
Q: My car was broken in at the gym. Do I have to pay my (1000) dedectuble,will my rates increase?
A: If your deductible for comprehensive is $1,000.00, yes. Comp (theft and fire) is usually not very ...
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| auto insurance | 1/7/2009 |
Q: i was involved in a accident can i use the repair shop of my choice or do i have to use the shop the ...
A: The general rule is that you can have the vehicle repaired at the shop of your choice. Many ...
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| truck wrecked | 1/5/2009 |
Q: i just got plowed at an intersection, what type of value do the insurance go by to determine what my ...
A: Insurance companies use fair market value derrived from Kelly's blue book or other like kind ...
|
| Rear End Accident-I was not at fault. | 11/19/2008 |
Q: I was leaving my house on my way to work almost 2 months ago. I was completely stopped at the stop ...
A: I want you to know I am not an expert in this subject, however I have been through the same gambit ...
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| Fradulent auto repairs | 11/19/2008 |
Q: I will try to keep this short. I was rear ended at no fault of my own while driving my older ...
A: It does not sound as though your column is broken. It sounds like a typical GM problem in which the ...
|
| auto theft | 11/18/2008 |
Q: A week ago yesterday i locked my purse up in my car with my keys in it. That night someone broke in ...
A: Isn't it nice how your insurance company trusts you? You told them the story and they need "proof" ...
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| vehicle damages embursment | 11/18/2008 |
Q: If I was in an accident and it was proven to be the other driver's fault and their insurance sends ...
A: It would depend on if you have a lien on the vehicle. If you own the vehicle free and clear, it ...
|
| PERSONAL WAGES | 11/17/2008 |
Q: If I do not have sufficient automobile insurance to cover medical bills for the other driver and ...
A: This is obviously not my expertise howver; I will give you some suggestions. It may be difficult ...
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| Claim | 11/16/2008 |
Q: Someone backed into my SUV, which damaged the brush guard, grill, bumper, fog lights, etc. The ...
A: The brushguard is damaged. They are just paying you for that damage. The money is yours to replace ...
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| leased car totaled | 11/14/2008 |
Q: If you lease a car from a dealership and onl have it for a couple months then it becomes totaled and ...
A: I am not a lawyer nor do I work directly for an insurance company. I do however anser a question ...
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| rear ended, didn't get insurance | 11/13/2008 |
Q: I was rear ended today while stopped in construction. The other driver got out in traffic so I did ...
A: From the information you have stated, unfortunately, I don't see any hope in this instance. Even if ...
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| policy limits | 11/13/2008 |
Q: Can I force an insurance company to give me the policy limits and declaration pages of any ...
A: It has been my experience that you can demand as much as you want, but in reality, the only way you ...
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| Auto Damage :( | 11/12/2008 |
Q: Yesterday I went to a plaza that is pretty close to where I live, meaning I go there pretty often. ...
A: Please excuse me if I sound bewildered. You could look at this from a different perspective. What ...
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| Comprehensive Claim | 11/12/2008 |
Q: My car was keyed all around and my insurance sent an appraiser to determine the cost to repaint my ...
A: Here is the problem. You might get caught and that may not be good. There is always the possibility ...
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| follow up to another question | 11/9/2008 |
Q: I asked a question the other day and got a great, prompt reply from Richard. I tried to ask a ...
A: As I keep stating. I am not an attorney, but I think you might consider getting one just in case. ...
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| follow up to another question | 11/8/2008 |
Q: I asked a question the other day and got a great, prompt reply from Richard. I tried to ask a ...
A: I am not aware of "Richard's background in the area of insurance claims. I am not an attorney nor do ...
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| Damage claims | 11/6/2008 |
Q: I have a complicated situation and think I am not being treated fairly by the at fault driver's ...
A: I normally won't render my personal opinion on such situations. I am not a lawyer and cannot give ...
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| additional insured | 11/6/2008 |
Q: my aunt has agreed to lease her rv to a couple and they will take over the payments for 2 years then ...
A: As I reinterate, I can not give legal advice and won't attempt to. In my opinion though, this could ...
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| How they calculate for totaling | 11/4/2008 |
Q: My car was involved in accident with fair amount of damages. My brother in law driving at that time, ...
A: From my experience in repairing autos for insurance companies, the insurance company is the one who ...
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