| Subject | Date Asked |
|
| Struck by car as pedestrian in crosswalk | 2/20/2009 |
Q: In May of 2007, I was struck by a car while crossing the street in a designated crosswalk during the ...
A: Reality check... How did you expect the carrier/Rep to respond to your $100,000 demand? On it's ...
|
| Past Auto Accident Holding Up Registration of Car | 2/19/2009 |
Q: I was involved in a minor fender bender in New York State in 2007. Both the other driver and I ...
A: What you relates doesn't make total sense. If your carrier was contacted by the other party or ...
|
| Not enough insurance coverage | 2/19/2009 |
Q: I was involved in an auto accident which was my fault. I was driving my own car. My husband is ...
A: The answer is depends........ When you are listed on another person's policy as an opeartor or ...
|
| my father | 2/19/2009 |
Q: Yes, the truck that my dad was driving belonged to the company he was driving for. The checks that ...
A: You MAY very well have a tort claim for Wrongful Death against the carrier that was on the truck ...
|
| my lawyer is playing a game | 2/19/2009 |
Q: My lawyer is pushing me to accept a small settlement and I refused to take it.can he play games at ...
A: If you are in a conservative (v liberal) jurisdiction that is an obvious consideration. Also if you ...
|
| my lawyer is playing a game | 2/19/2009 |
Q: My lawyer is pushing me to accept a small settlement and I refused to take it.can he play games at ...
A: You didn't answer my main question.... what has your attorney told you as to why he thinks you ...
|
| my father | 2/19/2009 |
Q: Yes, the truck that my dad was driving belonged to the company he was driving for. The checks ...
A: Yes... I would suggest that you sit down with the company and ask all your questions and get as many ...
|
| Struck by car as pedestrian in crosswalk | 2/19/2009 |
Q: In May of 2007, I was struck by a car while crossing the street in a designated crosswalk during the ...
A: Pro se? Wow. Unususal move... What court are your filed in (include county)? Where are you re ...
|
| death of parent in work accident | 2/19/2009 |
Q: My father was a truck driver, and was killed in an accident in September. His employer's insurance ...
A: I realize that this is probably painful. Was the vehicle your father was driving at the time of his ...
|
| my lawyer is playing a game | 2/18/2009 |
Q: My lawyer is pushing me to accept a small settlement and I refused to take it.can he play games at ...
A: Please clarify "play games". You mention "trial"... is this matter presently scheduled for trial? ...
|
| Struck by car as pedestrian in crosswalk | 2/18/2009 |
Q: In May of 2007, I was struck by a car while crossing the street in a designated crosswalk during the ...
A: You mention PLIGA and PIP and I therefor ASSUME that you are in New Jersey. You say that you have ...
|
| death of parent in work accident | 2/18/2009 |
Q: My father was a truck driver, and was killed in an accident in September. His employer's insurance ...
A: The scenario you provide is a tad odd. Suggest you call the insurance compnay (ies) issuing the ...
|
| death of parent in work accident | 2/18/2009 |
Q: My father was a truck driver, and was killed in an accident in September. His employer's insurance ...
A: What's are the checks for? What do the checks say on their face or on the stubs as to what they are ...
|
| limits of liability disclosure | 2/18/2009 |
Q: My daughter rear-ended a vehicle on the freeway which was pushed into the vehicle in front. The ...
A: Why are you dealing with the injured party (?)'s attorney? That is what you have insurance for. Do ...
|
| backing up collision | 2/18/2009 |
Q: My co-worker and I collided in our work parking lot while we were both backing up. Is this a "no ...
A: This is a 50/50 situation as to fault. What state are you? Reason I ask is that most states are ...
|
| Waiting on 1st settlement offer | 2/17/2009 |
Q: I sent my demand letter to the adjuster on 12/29/08. I have yet to get the 1st offer. The adjuster ...
A: Most states have Unfair Claim Practices Acts which set forth the time-frames you are talking about. ...
|
| amended report | 2/17/2009 |
Q: A drunk driver hit 6 parked cars and was arrested for DWI. My car was not reported on the original ...
A: Good question... Depends on who the carrier is and what type of mood they are in. Recognize that ...
|
| Rental car collision damage waiver reinbursement | 2/17/2009 |
Q: My husband was involved in a car accident about a month ago. Due to the accident the vehicle was ...
A: Insurance companies do not routinely pay for 1st party coverage(s) (Collision and/or Comprehensive) ...
|
| CLAIM OFFER | 2/17/2009 |
Q: I WAS IN A AUTO ACCIDENT, THE OTHER DRIVER WAS AT FAULT. I HAD A PULLED MUSCLE AND A BRUISED RIB. MY ...
A: Sounds like you sustained what in the industry is called soft tissue type injuries (sprains, ...
|
| backing up collision | 2/17/2009 |
Q: My co-worker and I collided in our work parking lot while we were both backing up. Is this a "no ...
A: Depends.. Parking lot accidents are always tough to sort out liability-wise. Provide the loss ...
|
| Claim denial | 2/15/2009 |
Q: I swerved to avoid hitting 2 dogs and slammed into a curb with my passenger right front tire. I ...
A: Chalk it up to bad timing and coincidence.... Rest well knowing you have a new fuel pump and it ...
|
| Claim denial | 2/14/2009 |
Q: I swerved to avoid hitting 2 dogs and slammed into a curb with my passenger right front tire. I ...
A: Without any physical damage to the water pump I seriously doubt you will win the argument? What ...
|
| Auto Accident - Disputing Police Report and Fault | 2/13/2009 |
Q: I should have made myself more clear about my actions. I was making a left turn into an empty ...
A: OK.. let's see if I now have this right. You were making a left hand turn into the lot in order to ...
|
| 50% at fault | 2/13/2009 |
Q: I received a surcharge notice because of a minor accident I had with 3 orange cones. I was ...
A: Those were some cones! The good news is that you were able to get the carrier to fund the necessary ...
|
| 50% at fault | 2/12/2009 |
Q: I received a surcharge notice because of a minor accident I had with 3 orange cones. I was ...
A: I put your chances of prevailing on appeal (if you go that route) at less than 50%. The cones were ...
|
| Auto Accident - Disputing Police Report and Fault | 2/12/2009 |
Q: I was involved in an auto accident where I was making a left u-turn into a private parking lot on a ...
A: I hate to be the bearer of bad news but I doubt you will be able to recover against the other driver ...
|
| Insurance for Unlicensed Drivers | 2/12/2009 |
Q: Are there insurance companies that knowingly provide coverage for unlicensed drivers, or drivers who ...
A: Most standard insurance insure vehicles and not drivers. With that said most standard carriers ...
|
| MVA with increasing medical bills | 2/11/2009 |
Q: On July 2008 I was involved in an MVA. I had immediate signs of pain which continue on until today. ...
A: You're throwing a lot of details at me. My initial reaction is to look for another attorney... you ...
|
| Typical Insurance Settlement | 7/18/2005 |
Q: I live in Arizona and was injured in a car accident that was the other person's fault. My car was ...
A: There is NO "standard settlement" and FORGET about the "3X's" bit as that is NOT the way it works. ...
|
| Claimant | 7/15/2005 |
Q: I was hoping you could help me understand why the insurance company would list me as the "Claimant" ...
A: Have no clue why you are being reffered to as the "claiaant" in the scenario you describe... If you ...
|
| Rental Car | 7/8/2005 |
Q: I have asked this question twice and received no reply from AllExperts so I am assuming there is a ...
A: As the rental car will be a "temporary substitute" for a presently insured auto that you own then ...
|
| diminished value | 7/8/2005 |
Q: I did pick the body shop it was one of three in the Boston area that was Toyota Factory certified. I ...
A: Strongly recommend that you contact the Mass Dept of Insurance - Consumer Affairs area and run the ...
|
| claim settlement on a totaled out mini van | 7/7/2005 |
Q: On June 23 around 4 pm I was in my 1987 Chevy Astro van, going home from college. I was at a stop ...
A: I ASSUME that the at-fault's company has accepted FULL (100%) liability for this loss and is not ...
|
| diminished value | 7/7/2005 |
Q: -2003 Toyota 4runner sr5, 30K miles (retail $25K) -Accident happened in Mass., but my vehicle is ...
A: Given the age of your vehicle (although the mileage is a tad high for a 2-year old vehicle) I would ...
|
| diminished value | 7/6/2005 |
Q: My vehicle was parked on the side of the street and a women fell asleep at the wheel and hit it. I ...
A: Let's start with the following info (I need): Year, make and model of your vehicle. The State this ...
|
| Insurance Claim Payment | 7/6/2005 |
Q: My wife was rear-ended and the driver recieved a ticket for following to closely. I have '02 Camry ...
A: The asnwer to your question is YES.... Keep in mind that when you sell/trade in the vehciel that ...
|
| To file or not to file when totalled | 7/5/2005 |
Q: My 19-year-old son was distracted when pulling into a parking lot and hit a cement barrier ...
A: Given the facts provided the car is probably a Total Loss. What you need to determine is the ...
|
| accident with trailer; is the trailer covered? Contents? | 7/4/2005 |
Q: I use the trailer for a part-time business. I pay taxes on the trailer as personal use to the ...
A: As the trailer and its business-related equipment is specifically insured under a business ...
|
| accident with trailer; is the trailer covered? Contents? | 7/4/2005 |
Q: After the jack-knife- it caused me to crash into the embankment (dirt) and the truck and trailer ...
A: Do you OWN the chain saw and the pricey mower? Are the chain saw and pricey lawn mower business ...
|
| accident with trailer; is the trailer covered? Contents? | 7/4/2005 |
Q: I was involed in an auto accident. I was the only vehilce involved. My trailer fish tailed and ...
A: The loss will be considered a COMPREHENSION (COMP) loss as there was no "collision with a fixed ...
|
| Insurance claim (totalled) | 7/1/2005 |
Q: My insurance valued my car at $4800 (about what I thought) but took off $800 for a scratch on the ...
A: When a vehicle is totalled and the insurance company determines the Actual Cash Value (ACV) that ACV ...
|
| Neighbors tree fell on my car | 6/30/2005 |
Q: During a storm a branch from the neighbor's tree fell on my truck that was parked in my driveway, ...
A: Sorry to hear about your loss..... As the branch fell during a storm (Act of God) you will most ...
|
| Unisured Coverage | 6/27/2005 |
Q: I drove a friends truck and hit a cement barrier in a parking garage. I do not have car insurance. ...
A: Does the owner of the F150 have COLLISION (COLL) coverage on the vehicle? If so, with what ...
|
| Rental Car | 6/25/2005 |
Q: I plan on renting a car for a vacation trip. Will my existing liability and comprehensive coverage ...
A: As the rental will be a "temporary substitute" ALL (1st and 3rd party) your coverages should "roll ...
|
| Rear Ended | 6/24/2005 |
Q: 2 MD Visits 3/23 & 3/30 - $162.00 Radioligist 3/23 7 3/30 - $153.70 Hospital 3/23 & 3/30 - ...
A: Assuming that they reimburse you for your net lost earnings.. I would value this claim (new money) ...
|
| Rear Ended | 6/24/2005 |
Q: Anwsers to your questions. My Total medical bills were $1,827.16. Work hours missed were 44 hours, ...
A: Need you to break-down the $1,800 in medical between. Emergency Room MD(s) Chiro P/T ...
|
| auto claim | 6/23/2005 |
Q: We own a '95 BMW and it was insured through Farmers'. At the time it was covered under our policy, ...
A: Appears by not reporting the incidents when they occurred to your then insurnace carrier that you ...
|
| Property theft claim along with car damage | 6/19/2005 |
Q: I had an expensive bicycle stolen off my car. The car was damaged extensively along with the locking ...
A: Your theft coverge (one of the COMPREHENSIVE perils... along with fire, vandalism and other ...
|
| Rental Car Coverage | 6/18/2005 |
Q: I plan on renting a larger car for a one week vacation trip, and I do not know if I should pay extra ...
A: What about Collision (COLL) coverage? That's the main coverage you need to have when renting a car. ...
|
| Filing an insurance claim | 6/16/2005 |
Q: Honda Accord - 97 I was involved in a car crash on 6/15. I was rear-ended causing me to rear-end a ...
A: I would honestly ask your agent what he/she does for the commission (10-15%) that he/she makes on ...
|
| Total loss offer not good enough | 6/16/2005 |
Q: I'm sure you've been asked this a thousand times, and I've searched the this site extensively, but ...
A: I answered this question a few days ago but it remains on my open listing so here goes.. again. The ...
|
| Car accident | 6/13/2005 |
Q: I was in a car accident where I brushed the back bumper of the car in front of me and caused a ...
A: Suggest you ask the other party to provide you with at least two estimates from reputable body shops ...
|
| settlement with my own car insurance | 6/11/2005 |
Q: Am I entiled to a personal injury settlement from a accident that was my fault on 1/29/02
A: No.... If the accident was YOUR fault... no have no legal remeey againts the other party. If the ...
|
| Automobile Insurance Claim | 6/9/2005 |
Q: I am in the military and I am stationed in 29 Palms California, the tip of the Mojave desert. Our ...
A: I seriously doubt you will be successful in presenting any claim and for several reasons..... Your ...
|
| insurance collection | 6/7/2005 |
Q: In the state of California, if you do NOT have uninsured motorist insurance and you get into a ...
A: First of all there is UnInsured Motorist Bodily Injury (UMBI) and then there is UnInsured Motorist ...
|
| Multi-car accident | 6/5/2005 |
Q: I was recently involved in a multi-car accident. I was stopped in the right lane of a 4 lane, ...
A: What State are you in that has NO UnInsured Motorist statutues/laws on the books.... that's a new ...
|
| Hit and Run - Claim Advice | 6/4/2005 |
Q: you do a great job in helping all of us! A week ago I discovered that someone did a hit and run on ...
A: Most, if not all companies, will NOT penalize you for a not-at-fault accident especially when the ...
|
| Full coverage | 6/3/2005 |
Q: Recently my wife was in an accident involving an uninsured motorist and they were at fault. we just ...
A: Lots of questions. Does your policy provide UnInsured Motorist Pproperty Damage (UMPD) coverage? ...
|
| 3rd party liability insurance | 6/2/2005 |
Q: I do medical billing for a living and have had a problem a couple of time with this 3rd party ...
A: Sorry.. just saw your FU today.... The fact that the company may "have to" pay the claimant does ...
|
| 3rd party liability insurance | 6/2/2005 |
Q: I am in the state of Texas. The auto co. says that they legally have to pay the patient on a 3rd ...
A: What is your interest in this matter if I may ask? Might want to consider contacting the Texas Dept ...
|
| 3rd party liability insurance | 6/1/2005 |
Q: Does a 3rd party liability insurance company pay the patient the settlement money even if a ...
A: If a medical vendor has an assignment/lien and they are not paid directly by the settling company ...
|
| my car was hit on the rear right side | 5/31/2005 |
Q: First , I want to thank you for your help. Here is the thing. It was in a street. My car parked on ...
A: Backing accidents (where both cars are backing) are generally subject to debate as to who was at ...
|
| What is going on??? | 5/30/2005 |
Q: About a month ago, I got into a small accident in the alley way of my neighborhood. It was the ...
A: First some questions... What State? Who is the other party's insurance company? Simply because ...
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| car insurance | 5/27/2005 |
Q: If someone is insured under their own policy to drive any vehicle, does the vehicle (not their own) ...
A: In a word NO. If you have your own coverage it covers you while operating the "owned auto" (the one ...
|
| windshield break | 5/21/2005 |
Q: My windshield was broken by a practice ball thrown, between innings, during a khoury league game. I ...
A: First of all check with your agent and/or your insurance company to determine what your GLASS ...
|
| Health Insurance MVA | 5/20/2005 |
Q: I have a general question regarding health insurance coverage as a result of a motor vehicle ...
A: The answer is "apples and oranges".... You are fortunate to have BOTH Mo Fault (Personal Injury ...
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| accident - their fault - what is their insurance company's responsibilities? | 5/16/2005 |
Q: My little sister was in a car accident with a tow truck last Wednesday. The tow truck was totally ...
A: What State are we in? What are the loss mechanics/description (provide as much detail as possible)? ...
|
| auto insurance claim | 5/11/2005 |
Q: I live in CA and got rear ended. My car was totaled. The insurance wants to settle for an amount ...
A: For starters.. the fact that you may owe more to your lender than the Actual Cash Value (ACV) of the ...
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| auto claim | 5/10/2005 |
Q: I live in California and was rear-ended about a month ago. I just now recieved a letter with a ...
A: Although you do not say so I assume your car is a Total Loss. Vast majority of insurance companies ...
|
| My Lexus was stolen | 5/3/2005 |
Q: My husbands ES 300-1996 Lexus was stolen in 2001. We recovered it with the entire dashboard missing. ...
A: I agree with your husband. If you husband is still paying off a car loan then any procceds from a ...
|
| Car Accident | 4/28/2005 |
Q: My daughter was in a car accident. The person who hit her told police that he was speeding and ran ...
A: Lot of issues and questions. Unfortunately your duaghter's plight is not all that uncommon. ...
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| Insurance claim | 4/28/2005 |
Q: Last Sunday at 6:30 a.m., two kids hit my parked oldsmobile silhouette GSL Etended minivan. It has ...
A: Forget the Blue Book! The insurance industry does not use that book... When developing an Actual ...
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| insurance co. won't pay storage fees | 4/27/2005 |
Q: My car was rear ended and was at the mechanics for 3 months waiting for the other party's insurance ...
A: IF your car was rear-ender (in the traditional sense) WHY did it take the other party's company ...
|
| insurance settlement | 4/26/2005 |
Q: Followup To Question - my husband, daughter and myself were at a red light when a company truck ...
A: The fact that GA is a No Fault state CHANGES EVERYTHING. There are approx 15-20 No Fault states and ...
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| stolen car | 4/25/2005 |
Q: Had car stolen in Tucson AZ on Friday night and reported as soon as I noticed it missing on ...
A: Suggest you "work" with your insurance compnay to agree on a plan of action that is equitable to ...
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| insurance settlement | 4/25/2005 |
Q: my husband, daughter and myself were at a red light when a company truck hit us from behind. my ...
A: Never heard of Cotton States Insurance.... When you say $4,000 for specialist.. what type of ...
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| insurance settlement | 4/25/2005 |
Q: my husband, daughter and myself were at a red light when a company truck hit us from behind. my ...
A: Lot of questions to start with.... What State are you in? Is it a No Faul state? If not, do you ...
|
| insurance claim Comprehensive | 4/20/2005 |
Q: I made a claim with my insurance company progressive my claim was i had a crack in my windsheid from ...
A: Keep in mind that the cracked w/s and the keyed paint job will be viewed as two separate and ...
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| Car insurance | 4/13/2005 |
Q: Ok, I just want to know what an SR-22 form is? A friend of mine received a letter stating that his ...
A: Your friend must have been in an accident. An SR-22 is a form (yellow in color) that the police or ...
|
| My girlfriend drove through the parking lot and someone backed into her | 4/7/2005 |
Q: I live in Texas, and I've been having a problem with "the other party's insurance". The other day ...
A: I answered this question YESTERDAY but then my ISP crapped out and I couldn't send my reply so here ...
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| AUTO INSURANCE | 4/5/2005 |
Q: ON A COMP. CLAIM CAN YOUR INSURANCE COMPANY MAKE YOU INSTALL AFTERMARKET PARTS INSTEAD OF OEM PARTS. ...
A: The answer is .. it depends. After-market parts will often be used on cars after they reach a ...
|
| Claim Question | 4/2/2005 |
Q: Followup To Question - Hello. Recently (last Friday) my brother was involved in a fender bender. ...
A: OK.. Now I've got it.... This is a near classic 50/50 because I can see where BOTH driver's ...
|
| Claim Question | 4/1/2005 |
Q: Recently (last Friday) my brother was involved in a fender bender. He was turning left on green (the ...
A: For starters there is NO such thing as an accident that is no one's fault.. if that were the case ...
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| Claim Question | 4/1/2005 |
Q: Recently (last Friday) my brother was involved in a fender bender. He was turning left on green (the ...
A: I'm confused... what do you mean by filter light? Was the other car traveling on the same ...
|
| Who's at fault? | 3/30/2005 |
Q: In a.m.rush hour traffic at about 40 mph, there was a truck to my left, in the center lane, that had ...
A: Unless you have indisputable evidence to the contrary (e.g. an independent eye-witness) then I fear ...
|
| Who's at fault | 3/28/2005 |
Q: I was driving west bound, I m on a right lane traffic, all the vehicles on the this lane were ...
A: From what you relate it does appear as though you are at fault. It appears as though the other ...
|
| choosing insurance company | 3/27/2005 |
Q: I am considering switching my auto policy based on a recent quote I received from Geico, which did ...
A: NEVER base any decision re Auto and/or HO insurance SOLELY on price. A CHEAP costing policy will ...
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| Insurance Claim | 3/13/2005 |
Q: My son was driving our Toyota Corolla when he saw an emergency vehicle with siren and sounds coming ...
A: A police officer will normally not cite anyone for an accident unless they witness the accident or ...
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| auto insurance | 3/7/2005 |
Q: My Mini Cooper was hit by two shopping carts. (Three-four of the wolves were surrounding my lamb ...
A: Forget your loss history or lack thereof... it has no bearing in the matter at hand. As soon as I ...
|
| household employee driving our vehicle | 3/2/2005 |
Q: damage occurs while employee was driving our vehicle can her auto insurance cover the damage ...
A: Need to clarify some things so I can help..... When you say "damage" is that damge to your vehicle ...
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| CLAIM REJECTED | 2/19/2005 |
Q: Im tired of being takin advantage of by insurance companines. My wife has had to accidents not her ...
A: I've been in the P&C claims business 35 years plus and I've NEVER heard someone (like State Farm is ...
|
| dicey situation... | 2/7/2005 |
Q: (California) -I let a friend use my car. It was registered to me but not insured. My friend said he ...
A: In some states possession of a vehicle intended for sale places the onus for insurance (at least ...
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| auto insurance | 2/6/2005 |
Q: Our 18 year old son lives with us and will until he attends college this fall. He is covered under ...
A: This is really a question for your agent or your company (underwriting)... You can attempt to ...
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| auto insurance | 2/6/2005 |
Q: My 18 year old son was involved in a minor fender bender. He is clearly at fault. Both parties ...
A: You can always report the matter to your liability carrier... by always I mean up to say 7-10 days ...
|
| Windshield Repair | 2/4/2005 |
Q: In your opinion, is there any reason to favor a dealer's auto body shop over a non-dealer body shop ...
A: Depends..... With the dealer you will more than likely get a windshield glass that is OEM for your ...
|
| Stolen Car settlement paid car recovered | 2/2/2005 |
Q: My car was stolen on Jan 18th. I filed the complaint with My insurance company (Progressive). After ...
A: In order for Progressive to have sent you a settlement draft for the net (after your deductible) ...
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| Auto Insurance Claim | 1/31/2005 |
Q: Sorry for the confusion. The ACV according to them for the car is $4100. I have a $2000 deductable ...
A: A BIG part of your problem is the SIZE of your deductible... keep in mind that is a CHOICE/DECISION ...
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| Auto Insurance Claim | 1/30/2005 |
Q: I hit a deer in my 2000 Escort. I have full coverage and comprehensive both with a 2K deductable. I ...
A: A deer hit is covered under your Compreheniose coverage subject to the applicable deductible. If ...
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| Approved claim now total loss?! | 1/30/2005 |
Q: -------------------------Mr. Carranza, All I know is that I never had any problems with my engine ...
A: DON'T SIGN ANYTHING for now regardless of what your company tells you... tell them that you are ...
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| Approved claim now total loss?! | 1/30/2005 |
Q: Maybe I did not make myself clear but this was my question to you. "Should not the WHOLE car have ...
A: Iam assuming that the body shop was one YOU chose.... I will further assume that you signed an ...
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| Approved claim now total loss?! | 1/30/2005 |
Q: I live in FL have a 99 Dodge Intrepid (78,000 mi but in very good condition). It was stolen and ...
A: Your diatribe is difficult to follow and more difficult to comprehend. First of all IF the vehicle ...
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| exclusion from driving at work | 1/28/2005 |
Q: I work cleaning houses for someone else and my insurance company said I would not be covered while ...
A: The standard personal auto policy does not cover "business pursuits". Your driving from house to ...
|
| Uninsured motorists | 1/27/2005 |
Q: I have full coverage on my vehicles including uninsured motorists. If someone uses my truck and has ...
A: The key is who own's the car(s)... Most teens cannot get coverage under their own names... instead ...
|
| Uninsured motorists | 1/27/2005 |
Q: I have full coverage on my vehicles including uninsured motorists. If someone uses my truck and has ...
A: Anyone driving your insured vehicle(s) WITH YOU PERMISSION is covered under your basic liability ...
|
| IT'S NOT FAIR | 1/26/2005 |
Q: Please let me explain a little more about what happend. I was driving south-bound and the other ...
A: OK.. now I understand the facts... Even if the other car had cleared the STOP sign he/she still has ...
|
| IT'S NOT FAIR | 1/26/2005 |
Q: I was driving straight when the Post Office trailer, who was trying to make left turn towards me hit ...
A: What a tale of woe.... Yes, dealing with any self-insured entity is tougher than going the ...
|
| Auto insurance comprehensive claim affects on rates. | 1/22/2005 |
Q: My 99 Ford Expedition was damaged by vandals while parked at a mall. The estimate for repair is ...
A: Most (caveat) insurance companies look at loss history and divide it between At-Fault losses and Not ...
|
| insurance | 1/20/2005 |
Q: I will have my 2001 Toyota Echo paid off in 5 months. I am considering dropping my insurance and ...
A: By State law you are required (mandatory is the term used) to maintain a certain level of liability ...
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| Car Insurance & Driver's License? | 1/17/2005 |
Q: In order to have your Driver's License In Washington State, do you HAVE to have auto insurance? Or ...
A: Not really familiar with Washington MV laws specifically but GENERALLY you do NOT have to have ...
|
| should i report to ins. company | 1/11/2005 |
Q: Recently my friend was driving my car with permission and got into an accident with another vehicle. ...
A: If I understand the loss mechanics right your friend (driving you car with permission) was ...
|
| "Limited right to sue"option | 1/10/2005 |
Q: My Allstate policy states that I have The Limited Right to Sue Option. To increase to unlimited ...
A: Dave Having grown up in NY (NYC) and having recently specialized in NJ case handling I can explain ...
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| bullied? auto insurance claim | 1/7/2005 |
Q: Recently, my brand (2 months old less than 3000 miles) new 2004 honda civic ex got rear-ended by a ...
A: I agree with you in that as your vehicle is about as NEW as it can get that you are entitled to a ...
|
| insurance company can't determine liability | 1/1/2005 |
Q: I was stopped and my car was rear ended in a 4 car chain reaction rear ender accident 2 months ago. ...
A: On vacation and otherwise tied up.. Will make very effort to fully reply within the next 24 hours.. ...
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| who's at fault? | 12/31/2004 |
Q: My son (a new driver) was pulling into the driveway of a friends house where another one of his ...
A: On vacation.. will reply in detail in 1-2 days.. hang on OK.. let's go.. The general "rule of ...
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| Insuance Claim | 12/26/2004 |
Q: A month ago I was rearended.pushed into the car in front of me.The driver that hit me didnt stop but ...
A: You failed to tell me what State you are in and who the at-fault's insurance company is as well as ...
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| Blue book value amount for totaled car. | 12/23/2004 |
Q: I have a question on getting money for a car that was in an accident. The insurace is paying me the ...
A: While you indicate that the accident was not your fault you do not state whether it is your ...
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| Inadequate offer of repair costs from adjuster to repair stolen vehicle | 12/23/2004 |
Q: My vehicle (5 year old Jeep Cherokee; excellent condition) was stolen 10 days ago. Thankfully it ...
A: You fail to mention the name of your insurance company.. would have liked to have known that to see ...
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| damaged engine after theft | 12/20/2004 |
Q: damaged engine after theft What is the name of your state? Michigan Hello, My 1997 Mercury ...
A: Lots of information provided and a lot of questions so let's get started..... CAVEAT - not fully ...
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| what will be covered? | 12/15/2004 |
Q: .i was at no-fault in the accident..the person who hit me is an aquaintance of mine...i filed a ...
A: If you are correct in that the accident was NOT your fault then you should have no problem(s) with ...
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| Uninsured Driver using my car? | 12/14/2004 |
Q: Carranza, I own a car in Massachusetts with standard insurance. My boyfriend occassionally uses my ...
A: Just about all personal auto insurance policies provide coverage to the Named Insured (you and you ...
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