| Subject | Date Asked |
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| What are the common evidentiary traps? | 11/9/2009 |
Q: What are the common evidentiary traps that the insurance lawyer will use and how to avoid them in ... A: Since you gave me no idea about your circumstances, I have to give you a shotgun answer: hitting on ...
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| Time to Settle from Rear End Collision | 10/30/2009 |
Q: On June 2nd 2009 I was rearended coming off and off ramp from a freeway. I felt fine the first day ... A: First off, I assume that this is cash in your pocket, correct? In other words, your own insurance ...
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| Policy Limit Settlement | 10/25/2009 |
Q: Ten months ago I was injured in an auto accident in which my shoulder was dislocated. I was not ... A: Congratulations on earning a large policy limits settlement. Your questions will cover most—BUT ...
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| pedestrian accident | 10/2/2009 |
Q: In March of 09, I was stuck by a truck while crossing at a crosswalk with the right of way. The ... A: It must have been quite a shock to get hit so suddenly, without any kind of warning. I hope that ...
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| auto accident | 10/1/2009 |
Q: A year ago I was in an auto accident, although the damage to my car was not severe, I have so far ... A: I am very sorry to hear of your serious bodily injuries. You must be suffering daily, and I do hope ...
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| auto accident: FIGHT for RIGHT versus Insurance | 9/6/2009 |
Q: My 22 yr old daughter was recently in an auto accident. She lives on her own and has a small child. ... A: Good for your daughter that she has chosen to continue in school and work, with a child too. Let's ...
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| NON-CONTACT INJURY | 9/5/2009 |
Q: SOUTHERN CALIFORNIA. I was walking along a bike path on the left side of the road. The road was in a ... A: Yes, you can and should file a claim, or maybe two: one versus the tortfeasor and maybe one versus ...
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| Forced to pay auto insurance | 8/23/2009 |
Q: I recently got into an accident and lost my car, so I added my self to my brothers plan to drive his ... A: Dr. Settlement knows auto accidents and litigation to recover for bodily injury insurance claims. ...
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| Loss of use allowance | 8/7/2009 |
Q: Involved in wreck July 1st. Other party was showed at fault. On July 31 his insurance call us with ... A: It is VERY frustrating to have to go through even the vehicle part of a claim. And you do not get ...
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| permisive in louisiana | 8/6/2009 |
Q: i was in a accident 7 mnts. ago, the other driver was at fault. the vehicle i was in belonged to my ... A: From what you tell me, I am guessing that you have tapped the tortfeasor's insurance and now you are ...
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| Passenger in auto accident--WORKERS, COMP? | 8/5/2009 |
Q: While riding with my employer to get work supplies 06/25/2009 we were driving on I70 towards ... A: Sorry to disappoint you, Tony, but in your case, legal issues require me to recommend an attorney. ...
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| Should the claimant concede? | 7/21/2009 |
Q: Although you have answered my three questions, I still do not know what is the claimant option if ... A: Zilch, I think that you give a little and she gives a little and then she says "no mas". If you ...
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| person claim settlement | 7/20/2009 |
Q: I was involved in a head on collision on February 15, 2009 by boyfriend was driving my car and is at ... A: No one can ever answer your question with so little information. It would be like throwing a dart ...
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| Is it necessary to make counter offers? | 7/19/2009 |
Q: When the claimant makes his demand with all supporting documents provided, do you think the at fault ... A: First, thank you for the feedback you gave for the two answers I already provided. Well, if both ...
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| What is the option if the insurance does not want to pay the demand? | 7/18/2009 |
Q: Having submitted a demand letter with a detail description of the pain and suffering as you ... A: Zilch, I wish there were some good answer or rule of thumb I could give to you, but the responses ...
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| What is the option if the insurance does not want to pay the demand? | 7/17/2009 |
Q: Having submitted a demand letter with a detail description of the pain and suffering as you ... A: You ask a very good question since most claims do hit a point like this, and from the perspective of ...
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| Reasonable Settlement. | 7/16/2009 |
Q: I'm having trouble deciding on a reasonable settlement for my auto accident. I was rear ended while ... A: Chris, Thank you for the generous feedback you left for me. I really appreciate that. ...
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| Reasonable Settlement. | 7/15/2009 |
Q: I'm having trouble deciding on a reasonable settlement for my auto accident. I was rear ended while ... A: I am going to give you a lot of reading material: free legal insurance claim information from ...
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| Motorcycle Accident | 7/14/2009 |
Q: I was involved in an accident with another vehicle. A truck pulled out in front of me and I hit him ... A: I am sorry to hear of the injuries to you and especially to your wife. Although Dr. Settlement is ...
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| Hit while on a motorcycle | 7/13/2009 |
Q: First thanks for taking the time to give me your advice. My name is Jessica and I was just in an ... A: I am sorry to hear of your terrible experience. And one can surely understand that there would be ...
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| Accident Claim letter | 6/20/2009 |
Q: My son was driving my car that was register and insuresd by my sister. He had a friend in the car ... A: I cannot understand your question, so I will line out your sentences one by one and ask for you to ...
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| DO NOT Give Adjuster Your Social Security Number | 6/19/2009 |
Q: Do i need to provide the at-fault party's insurance company with my social security no. while ... A: NO—DO NOT give your Social Security Number to the insurance adjuster for the tortfeasor. She IS NOT ...
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| i got served | 6/12/2009 |
Q: i was wondering what the penalties would be in my situation. early last year i had got into an ... A: First thing is to make a written Answer for the court so that they cannot get a default judgment ...
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| parking lot | 5/29/2009 |
Q: So yesterday i was parked perpendicular to some parking spots that are in front of a building i was ... A: The rules of the road prevail over the question of whether or not you were parked illegally. If ...
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| insurance claim denied | 5/28/2009 |
Q: I am a texas resident who was rear ended on my back driver's side and trunk going 65mph by a dump ... A: It is hard to answer your question precisely since you never let me know: (1) whether you sustained ...
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| 80 yr old mom in wreck | 5/27/2009 |
Q: My moms 99 escort was blasted this labor day and looks to be totaled. They took her to the hospital ... A: Dave, Thank you for the nice feedback. I appreciate that. Yes, by all means DO settle the ...
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| Insurance Payment Delayed 10 Months | 5/25/2009 |
Q: So where's my money? I have been waiting way too long for a settlement, about 10 months to be exact ... A: It sounds like you are very frustrated, and apparently for good reason. That frustration shows in ...
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| How does a case go to the court? | 5/24/2009 |
Q: The at-fault driver’s insurance does not want to pay the full amount but make a low offer. There is ... A: but you caught Dr. Settlement in the middle of my Memorial Day vacation. Just happened to login ...
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| liability for acult son if there is a car accident | 5/12/2009 |
Q: Our adult son-age 22- is covered under our family car insurance and he drives one of our cars. if ... A: I will give a simple answer and then a looooong but legally correct answer. First off, it REALLY ...
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| Injury Amounts for Auto. Accident Claim | 5/11/2009 |
Q: I was involved in an auto. accident of which the other driver was 100% at fault. Rear end collision ... A: I think two things here: (a) you need to take a look at the risks of early settlement of your claim; ...
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| Fake deadline on insurance offer | 5/8/2009 |
Q: I am dealing with the insurance company regarding my persoanl injury settlement. Their inital offer ... A: The adjuster is just trying to close her file and she is using both the "carrot" of $500 and the ...
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| Who Should Offer First: Claimant or Adjuster? | 5/5/2009 |
Q: This is regarding to the auto accident personal injury claim. Do you always demand first or let at ... A: We attorneys ALWAYS want to make the first offer. This is true in EVERYTHING done in any ...
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| Injury Attorney's help with the damage portion | 5/4/2009 |
Q: I recently was involved in a car accident in which the other driver was at fault. My older car was ... A: It sounds like you might need professional help with the property damage claim as well as the ...
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| settlement | 5/3/2009 |
Q: I was in car wreck. other at fault. I have broken neck and c4 and 5 are pushed into one another. ... A: No, you cannot sue the tortfeasor after you sign a release. And his insurer will not pay you his ...
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| Auto/cycle crash | 5/1/2009 |
Q: While riding my cycle a person pulled out in front of me and I only had two choices. Lay it down and ... A: I do not have a ready answer since I do not know what state has such a strange law: it sounds like ...
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| Pedesdrian Struck by Car | 4/30/2009 |
Q: I was struck by a car and received minor leg, back, hip injuries. I started physical therapy. I ... A: I am sorry to hear of the untimely death of your husband, and I can surely understand why other ...
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| Claim | 4/15/2009 |
Q: I saw your previous answer regarding a calculation of compensation in a personal injury claim. Since ... A: There are two other experts here that can also shed some light. Maybe they believe that they can ...
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| Accident liability--driveway damage H's business car | 4/14/2009 |
Q: I backed into my husband's business owned car in our driveway. I was driving our personal car. My ... A: You are responsible for the damage, not your husband and his partners. If you had no insurance, ...
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| Is a court record sufficient to prove the fault? | 4/11/2009 |
Q: I knew a police report is inadmissible in a court though it maybe helpful. I got a court record that ... A: Yes, it does sound tempting to put in evidence, doesn't it? But the word "guilty" means nothing ...
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| Is a court record sufficient to prove the fault? | 4/10/2009 |
Q: I knew a police report is inadmissible in a court though it maybe helpful. I got a court record that ... A: You did a good job to learn about the officer's report. Let's review what you learned in case ...
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| Help with a Auto-Insurance Claim against me. | 3/31/2009 |
Q: Well, let me start by saying forgive me if I don't get everything correct. I have little to no ... A: David, I am revising my answer to you in four ways. FIRST, I wanted you to know that if you do ...
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| Wife and two boys t-boned @ 60mph | 3/28/2009 |
Q: My wife and two boys were in a recent automobile accident. They were t-boned on the driver's side by ... A: My first advice is to totally ignore any idea of settling the personal injury claims at this time, ...
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| offer of 80,000 how to negotiate w/o lawyer | 3/27/2009 |
Q: good morning, statue of limitations is 3/31/09!! auto accid. settlement for pass. offered 80,000 doa ... A: I will try to be as kind as possible, but it is going to be difficult. You have squandered any ...
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| 20%at fault | 3/1/2009 |
Q: My wife was involed in car accident,WHERE A CAE MADE A LEFT HAND TURN IN FRONT OF HER AND SHE HIT ... A: NO THEY CANNOT DO THIS IF YOU STAND UP FOR YOUR RIGHTS. This is a nationwide scam started by ...
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| Demanding | 2/17/2009 |
Q: I have finished all my treatments for the soft tissue injuries from the car accident. The at fault ... A: I say that you include the entire bill of $1,800. That is your "direct answer" you asked for. If ...
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| Demanding | 2/16/2009 |
Q: I have finished all my treatments for the soft tissue injuries from the car accident. The at fault ... A: Ruo, Forgive me if I misspelled your name inasmuch as last time it appeared as Rou. Anyway, I am ...
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| changing the trial date | 2/15/2009 |
Q: I just.had a mediation.my lawyer was using a scare tactic to make me accept alittle settelment.I ... A: SECOND FOLLOW-UP ANSWER---NEEDS IMMEDIATE ATTENTION Hi Ahmed, Thanks again for the good feedback. ...
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| unfair settelment | 2/14/2009 |
Q: I just.had a mediation.my lawyer was using a scare tactic to make me accept alittle settelment.I ... A: I am sorry to hear of your affliction. Bottom line: I want you to get a second legal opinion ASAP. ...
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| Blown Tire Negligence? Attorney Needed | 2/13/2009 |
Q: I got in a accident on dec 12, 2008. sinlge car accident in a suburban, 9 passengers involved. I ... A: As you probably read on www.allexperts.com Dr. Settlement teaches self help personal injury ...
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| Accident compensation and counter-offering... | 2/12/2009 |
Q: I have been going through a claim with an insurance company because of an auto accident I had nearly ... A: Personal Injury Auto Insurance Claims http://www.settlementcentral.com/page0452.htm Statute of ...
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| Accident few injuries- driver under 18 at fault | 2/11/2009 |
Q: On 1/27 I was broadsided by a driver as she made a right turn from the median in front of me. No, ... A: Dr. Settlement teaches maximum insurance settlements, and one of the first lessons I teach is to ...
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| insurance claim dispute | 1/31/2009 |
Q: I was in an accident on Dec. 11, 2008. A car turned in front of me and I t-boned his car. I was ... A: This kind of insurance adjuster BS response is what makes Dr. Settlement want to volunteer to help ...
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| What to do if no concession? | 1/30/2009 |
Q: I was injured in a car accident. I filed a personal injury claim with the at fault insurance upon ... A: Ray, 1) No, we do not hold back valuable info on purpose. But there is ALWAYS going to be ...
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| What to do if no concession? | 1/29/2009 |
Q: I was injured in a car accident. I filed a personal injury claim with the at fault insurance upon ... A: It is surely frustrating to get lowballed by the adjuster, but that is what happens most of the ...
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| Negotiating with adjusters!! HELP!! | 1/28/2009 |
Q: I was involved in auto accident in which I was t boned by a vehicle that ran a red light. Was ... A: 'da boss here at allexperts has asked us to avoid getting in the middle of giving people negotiation ...
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| Rear ended | 1/15/2009 |
Q: About a year I was on the highway and traffic slowed down but the guy behind me wasn't paying ... A: It would be wrong for me to even speculate on the value of your claim, given the lack of ...
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| turning left into intersection after a stop sign | 1/13/2009 |
Q: i was turning a left in an intersection i have a stop sign . after i stopped for few minutes to let ... A: This case seems simple enough, but leave it to attorneys to make grey areas out of what looks to the ...
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| Daughter involved in a car accident | 1/12/2009 |
Q: My 19 year old daughter was involved in a head-on collision in CA. The police report found her at ... A: First, I hope that your daughter was not injured. Second, you did the right thing to disclose the ...
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| auto injury to 17 year old daughter resulting in a fractured sternum | 1/4/2009 |
Q: My daughter was involved in an auto accident on dec.13 2008. she was traveling southbound on hwy37 ... A: Well, your daughter has a good Mom who is wise enough not to sign off on a settlement too soon. ...
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| auto accident / full torte limits | 1/3/2009 |
Q: I was involved in a rear end collision during white out conditions. I was stopped with my 4 ways on ... A: It sounds like you live in a no-fault state and that you have WISELY PURCHASED THE FULL TORT ...
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| third party bodily injury claim | 1/2/2009 |
Q: I was involved in an auto accident at the fault of the other driver. The at fault driver's ... A: Have you seen how Dr. Settlement helps teach auto accident victims how to settle their own personal ...
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| Competing Claims Dividing Policy Limits -- minors protected | 12/25/2008 |
Q: My family was involved in a bad accident which resulted in our vehicle being totaled-- we were all ... A: Likely you know by now that Doctor Settlement teaches auto accident victims how to settle their own ...
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| back sprain settelment | 12/24/2008 |
Q: I was involved in an auto accident several weeks ago. The other driver came across 4 lanes on a ... A: Rather than take a stab at something I would only be guessing at, I am going to give you a four part ...
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| Other party claiming bodily injury | 12/23/2008 |
Q: I was involved in a car accident where I was deemed at fault by my insurance carrier. To make a long ... A: Relax and enjoy a good Christmas and New Year without a thought of any adverse consequences of your ...
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| Insurance dilemma | 12/21/2008 |
Q: in october 08, my sister was driving my car and this person who was making a left turn hit the car. ... A: You already know the answers to each of your questions, but you are afraid to admit them to ...
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| attorney unprepared for trial pushes low settlement? | 12/20/2008 |
Q: i was hit from behind sitting at a red light it has been 2 years (i havent had the best ... A: dr, Thank you for the nice comments in feedback. That means a lot to me. Now, let me try to earn ...
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| Storage Fees at Collision Shop | 12/19/2008 |
Q: I was recently in a car accident. Initially, the insurance adjuster indicated that the car can be ... A: NOPE, it is solely the responsibility of the insurance adjuster who (1) negligently misjudged the ...
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| attorney unprepared for trial pushes low settlement? | 12/18/2008 |
Q: i was hit from behind sitting at a red light it has been 2 years (i havent had the best ... A: Dr. Settlement has faced personal injury trials where I have forced a settlement on my client. ...
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| single car wreck | 12/17/2008 |
Q: My mom lost control and rolled her car. Her husband died in the wreck and she had hard injuries ... A: Christy, Thank you for your nice comments in the feedback. I appreciate that. If there is no ...
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| single car wreck | 12/16/2008 |
Q: My mom lost control and rolled her car. Her husband died in the wreck and she had hard injuries ... A: Please accept my sincere empathay for this tragic accident. It must be very rough on your Mom. ...
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| Pedestrian Accident | 12/15/2008 |
Q: I am the pedestrian that was hit by a car during my lunch break. I suffered a strained knee (with ... A: Daniel, and thanks once again for the nice feedback you left for me. I think that both of us need ...
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| Response to adjuster's letter | 12/14/2008 |
Q: Settlement: I just received a response to my demand letter from the at-fault adjuster. The letter ... A: Violeta, While I have enjoyed helping you in the past, tonight I am going to give you a spanking ...
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| insurance settlement for wreck | 12/13/2008 |
Q: I was involved in a car wreck 3 weeks ago and my insurer just informed me that they will be writing ... A: What you paid to drive the car until the accident is NOT compensable. You would have lost that ...
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| theft | 12/12/2008 |
Q: I was told that if husband and wife had both there names on car insurance then one could not claim ... A: Either of you can report a car theft. There is no problem whatsoever with either of you making the ...
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| Another parking lot accident... | 12/9/2008 |
Q: I went over the past questions and your answers were very informative but I have anothera woman ... A: Udi, Thanks for the very good feedback; I appreciate that. I am going to give you some verbiage to ...
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| Another parking lot accident... | 12/8/2008 |
Q: I went over the past questions and your answers were very informative but I have anothera woman ... A: You are in good shape on both the issue of speed and the question on timing of reporting it to her ...
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| Am I liable if I had no insurance? | 12/6/2008 |
Q: I was rear ended. At the time of accident I had no insurance coverage. The person at fault filed a ... A: You have NO LIABILITY to that other driver or his insurer. You are NOT liable for the damages ...
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| Parking Lot Collision | 12/4/2008 |
Q: My wife was leaving a retail store parking lot, driving straight down the lane to the road, and ... A: First off, let's be sure to convey to all who are involved in your wife's case that the RULES OF THE ...
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| bodily injury--insurance early settlement | 12/1/2008 |
Q: My husband was rear ended while sitting at a red light. The F-150's frame was bent and the vehicle ... A: That seems like a very low offer, given the facts of injury as you state them. I think you are ...
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| pedestrian/coverage | 11/28/2008 |
Q: In Feb. 2008, I was crossing a street from a school and was hit from behind by a person coming out ... A: I am sorry to hear of your hard crash to the ground where you struck your head. I am also sorry ...
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| vanderlism claim | 11/26/2008 |
Q: I have 2008 Ford F-350 that runs on diesel fuel. Shortly after fill-in up with disel(still have the ... A: That is a frustrating dead end to reach, but I am not going to be able to provide much relief for ...
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| Car accident scam?? | 11/25/2008 |
Q: I was exiting a gas station, driving a 10-year old Camry, and a truck pulled out in front of me. As ... A: There are three things to do, and you need to do them in writing. What is at stake here is not just ...
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| Disclose all Medical Records | 11/24/2008 |
Q: I have a major claim, I was pregnant and went into early onset labor at 35 week following a car ... A: I hope that nothing went wrong with your baby, and I am approaching your answer on that basis, ...
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| Car Accident in Private Parking Lot | 11/22/2008 |
Q: I recently got in a car accident a couple weeks ago where another car backed into my car while my ... A: This appears to be simple at first, but I am going to put in a little time for you because there can ...
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| Releasing Policy Limits | 11/14/2008 |
Q: I was involved in an accident with a motorcyclist, and was found to be 100% at fault by my insurance ... A: I can tell that you are worried, so I am going to put in some extra time for you to let you know NOT ...
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| UIM | 11/11/2008 |
Q: My car along with 5 others were damaged and or totaled (mine $7700) in a university parking lot in ... A: HOLD UP ON SMALL CLAIMS PENDING REVIEW OF YOUR FILE. Your simple case should have a simple result. ...
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| Insurance keeps requesting for the bills etc | 11/9/2008 |
Q: This is regarding to the BI claim. The at-faulty insurance keeps requesting for the medical bills, ... A: It is your choice when to submit both the medical reports and the demand letter. But as for the ...
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| PEDESTRIAIN HIT BY CAR | 11/7/2008 |
Q: I WAS HIT BY A CAR AS I WAS WALKING ON THE SIDEWALK. THE DRIVER WAS HALF WAY INTO THE STREET AND ... A: Daniel, Thanks for the great feedback. I appreciate that. Here is the deal with workers' comp ...
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| PEDESTRIAIN HIT BY CAR | 11/6/2008 |
Q: I WAS HIT BY A CAR AS I WAS WALKING ON THE SIDEWALK. THE DRIVER WAS HALF WAY INTO THE STREET AND ... A: Any tort committed by a third party while you were in a work status entitles you to both a workers' ...
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| Car accident, uninsured, who is at fault? | 11/5/2008 |
Q: My name is Kyle Murray. A few months ago i was involved in an accident. I was in a parking lot in ... A: Your questions are all pretty much straight-forward at first blush, but there are two twists in ...
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| Back up damages | 11/4/2008 |
Q: I backed up in a motorvehicle 3 days ago. Initially the only damage notice was a cracked front ... A: I wonder if the victim might be trying to add some things onto your repair bill. Transmission ...
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| personal injury | 11/3/2008 |
Q: I was in a car accident and the other driver was at fault, this happened in florida, my ... A: I think the attorney is correct; here is why. If your mother in law is a resident of Florida and ...
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| Question about providing proof of personal injury to at fault party | 11/1/2008 |
Q: My boyfriend was considered at fault in an auto accident this past May. Unknown to him at the time ... A: This may sound like a simple case with so few facts recited, but leave it to attorneys (like Dr. ...
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| How to respond the low offer? | 10/30/2008 |
Q: I was injured in an auto accident. The at-faulty driver insurance has already paid 100% of my ... A: The offer is always going to be less than you have demanded, and of course sometimes it is going to ...
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| No more treatments but still have pain | 10/24/2008 |
Q: I do not think my back pain has been going forever after the treatments since the auto accident. ... A: Iuo, Thanks again for your nice feedback. I appreciate that, but maybe I did not earn it if my ...
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| Settlement with Auto Insurance | 10/22/2008 |
Q: A couple weeks ago my boyfriend and I were rear ended. We were in my 2002 Honda Odyssey. I was not ... A: We are going to REALLY DIFFER on our approaches to this case, Jennelle. I am going to suggest that ...
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| No more treatments but still have pain | 10/21/2008 |
Q: I do not think my back pain has been going forever after the treatments since the auto accident. ... A: I appreciate that. Now, if I could just get you to TAKE THAT SHOT!! You have done a good job of ...
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| Fair Insurance Settlement Amount | 10/20/2008 |
Q: I was rear ended by a school bus in August 2006 and my attorney called me on Friday to say that the ... A: The first offer is just that: nothing but an opening. First offers insurance adjusters make Doctor ...
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| Valet damage but with proof. | 10/16/2008 |
Q: To whom it may concern, I had a valet damage my car at a hotel. Unfortunately, I did not notice the ... A: Do NOT be put off on this claim by the bogus statement that you left the lot. Your action in ...
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| No more treatments but still have pain | 10/14/2008 |
Q: I do not think my back pain has been going forever after the treatments since the auto accident. ... A: You have asked three excellent questions. #1. Should you take the shot, or is it just temporary? ...
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| Injury in a car accident | 10/13/2008 |
Q: I was injured 11 yrs ago in a car accident, rear-ended by a semi and had a lot of soft tissue and ... A: I would NOT report the accident to my insurance, but I would get some mention of it to your doctor. ...
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| Parked Car Hit by Uninsured Motorist | 10/11/2008 |
Q: About 9:30pm on a Monday, my car was parked in front of my house minding it's own business, when ... A: There are two ways to go here and small claims court would seem to be the best choice. So, yes, you ...
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| Wait or submission of the claim? | 10/9/2008 |
Q: I have not been ready to file my bodily injury claim but the other car insurance wanted me to ... A: I appreciate that. As for waiting a year with no further doctor appointments: Ahh . . . . now you ...
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| Wait or submission of the claim? | 10/8/2008 |
Q: I have not been ready to file my bodily injury claim but the other car insurance wanted me to ... A: You have a brilliant response to the adjuster's attempt to close the claim early. I cannot tell you ...
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| rental car accident | 9/27/2008 |
Q: I had an accident with the rental car and I am added to my fiance Geico Insurance. Now, geico is ... A: We DO have an expert here who is a true insurance adjuster, and so you might also try him. Forgot ...
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| Small Insurance Claim | 9/26/2008 |
Q: I was a passenger of an accident in CA in late July. My boyfriend and I had just left for vacation ... A: "B", Let me get right to the point: if you have had no continuing pains, then there is no need to ...
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| auto claim, other insured party not cooperating | 9/25/2008 |
Q: i was recently in an accident involving a driver of a stage coach company while i was out of state ... A: I share your frustration because Doctor Settlement handled personal injury claims where the ...
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| Insurance Settlement - MINOR SETTLEMENT -- PARENTAL DUTIES | 9/24/2008 |
Q: My daughter was a passenger in a car accident in July 2007. She was sleeping in the back seat at ... A: Yes, I agree, it is a real relief to see our children survive what could have been a real disaster. ...
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| What is the medical report? | 9/20/2008 |
Q: The other car insurance adjuster wanted me to send her my medical bills and reports for a ... A: Yes, it is reasonable and necessary for the insurance adjuster to have the notes or office reports ...
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| Auto Accident Liaility question | 9/17/2008 |
Q: I was in a auto accident that was the fault of the other person. I was injured and have mounting ... A: None of your questions can be answered unless one knows what state your accident jurisdiction is in. ...
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| DUI Driver Hit my Wife while she was riding a bicycle | 9/14/2008 |
Q: and a driver driving under the influence of alcohol hit my wife from behind. My wife jumped out of ... A: It is always tough for Doctor Settlement on personal injury details inasmuch as the ole Dr. ...
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| Total Loss | 9/12/2008 |
Q: I was in an accident there were no other vehicles involved. I called my insurance company they sent ... A: Your situation is going to be resolved depending upon your relationship with the lender. If you ...
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| rearend collision | 9/5/2008 |
Q: I live in ca.I was recently rear ended by an unlicensed driver but he did have insurance.The other ... A: A three car accident is tough since you have a claim against only those who were negligent. If in ...
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| car accident | 9/4/2008 |
Q: A little over a month ago I was stopped at a red light about to make a right turn when a car rear ... A: The tortfeasor's company is correct: they really cannot do anything for you since their insured will ...
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| Bus Accident | 9/2/2008 |
Q: April 4, 2008 is was driving my children to school when a small school bus ran a stop sign and ... A: It is always difficult to see one's children injured, so we all hope that there is nothing of a long ...
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| co-owner-no insurance | 8/29/2008 |
Q: My boyfriend is a co-owner of a car that he and his ex-girlfriend purchased over 2 years ago. Their ... A: Doctor Settlement is an expert on personal injury insurance claims, but I will try my best to sort ...
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| Minor car accident? | 8/27/2008 |
Q: My car was recently hit in the parking lot of my son's school. The lady that hit us was backing out ... A: From your question I gather that you were not injured and that you are dealing only with minor ...
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| Policy Limits | 8/26/2008 |
Q: Dr. I was recently in a car accident in April. The other party was found at fault. I was rushed to ... A: You have a VERY SERIOUS INJURY, and please get some good professional information before you take ...
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| pregnant passenger in boat accident exhusband drove his dads boat wont give insurance name or claim | 8/25/2008 |
Q: Im a pregnant passenger in a head on totalled boating accident in Fairbanks Alaska my ex husband was ... A: Sorry to hear that they are giving you the runaround. I need to first ask two things. #1. Was ...
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| "Injury" Accident | 8/23/2008 |
Q: I was involved in a minor car accident about a month ago where the other party ran a red light and ... A: No, you do not need an attorney, BUT you need to report these facts to your insurance company ASAP. ...
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| Diminished Value - Who Pays? | 8/22/2008 |
Q: I live in California and was involved in a multi-car accident while stopped at a light. The ... A: Diminished value claims are allowed in California versus BOTH the tortfeasor AND in the first party ...
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| comprehensive deductable | 8/19/2008 |
Q: I had a deer run in to my motorcycle in British Columbia last week. No injuries but the bike has ... A: Sorry to bring you bad news, but there is no legal theory upon which you can require your company to ...
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| medical bills--DRUNK DRIVER VALUE BOOST | 8/18/2008 |
Q: Settlement, I was involved in an accident where the other driver was intoxicated 3X the legal limit ... A: I am going to first answer the question you asked, and then I am going to give you some information ...
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| NJ Auto Insurance Companies that violates HIPPA | 8/17/2008 |
Q: What happen if the Automobile insurance company & Lawyers violates the HIPPA insurance law in new ... A: I am sorry to have to break the news to you that your entire medical record is in issue once you ...
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| 2007 GMC YUKON | 8/15/2008 |
Q: I HAVE A 2007 GMC YUKON FULLY LOADED WITH 5K MILES AND IT HAS A REBUILT TITLE I WRECKED IT WHICH IT ... A: I am a bit confused by how you stated the facts, so please try again to let me know some answers to ...
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| settlement options | 8/9/2008 |
Q: Settlement I reside in California. I was recently rear ended about a little over a month ago by a ... A: First off, you were hit at such a high speed that the trauma your body suffered will produce long ...
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| Collision Damage--premium increase? | 8/7/2008 |
Q: Last week when i am driving i had a flat tire to the car and as i couldn't control it i hit the curb ... A: I am going to ask you to consider getting this fixed without involving your insurance. OR, if the ...
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| Do I need a lawyer? | 5/6/2008 |
Q: I was involved in an automoblile accident June of 2006. I originally thought there was no injury and ... A: Dr Settlement teaches self help personal injury claims at www.SettlementCentral.Com where insurance ...
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| Rear-ended by Over Weight Dump Truck | 5/5/2008 |
Q: My husband and I were in an accident about 6 weeks ago. We are not in any hurry to settle things as ... A: I am sorry to hear of your serious injuries, and let’s hope that things are not as bad for you as I ...
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| Car Accident -- Not enough limits to cover my injuries | 5/4/2008 |
Q: I was involved in a head on collision. The other lady was sited for failure to yeild and witnesses ... A: Sorry to hear of your serious spinal and nerve damage. These could be lifelong disabilities. In ...
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| car totaled while in possesion of auto repair shop | 5/3/2008 |
Q: O.k. Short version. I dropped my car off at a nation wide car repair shop to fix the clutch. ... A: I empathize with your situation inasmuch as Dr. Settlement drives a Cadillac Fleetwood that is old, ...
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| Process of auto claim | 5/2/2008 |
Q: I recently got into an automobile accident and the police determined it was the other driver's ... A: Since this is your first accident, let’s start with the basics: medical care comes first, and you do ...
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| Back injury thanks to the circus | 5/1/2008 |
Q: Settlement, First of all, I would like to thank you for this helpful service, your advice is ... A: I can use all the good white light you sent. You have A VERY SERIOUS AND HIGH VALUE INSURANCE ...
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| Who is at fault? Should I file a claim. | 4/20/2008 |
Q: I was involved in an accident yesterday. At the intersetion, I was attempting to make a left turn. I ... A: I am Morgan Jacobsen, a personal injury attorney at www.SettlementCentral.Com Since Dr. ...
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| Where they got to file the suit if collector want to file suit | 4/19/2008 |
Q: I met with auto accident 3 years back (2005) in Florida . But now i am getting calls regarding ... A: I am Morgan Jacobsen, a personal injury attorney at www.SettlementCentral.Com Since Dr. ...
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| implied consent | 4/18/2008 |
Q: My 16 year old unlicensed daughter took my car without permission and had caused an accident. My ... A: I am Morgan Jacobsen, a personal injury attorney at www.SettlementCentral.Com Since Dr. ...
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| Soft tissue car accident injuries | 4/17/2008 |
Q: Soft tissue car accident injuries can be handled by people themselves as you suggested many times. ... A: I am Morgan Jacobsen, a personal injury attorney at www.SettlementCentral.Com Since Dr. ...
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| Soft tissue car accident injuries | 4/10/2008 |
Q: Soft tissue car accident injuries can be handled by people themselves as you suggested many times. ... A: Sorry to see that your request sat for so long unanswered until I returned this morning from ...
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| hit and run on parked vehicle | 4/9/2008 |
Q: there was a hit and run where the driver hit car parked behind mine. the owner of the car parked ... A: Sorry to see that your request sat for so long unanswered until I returned this morning from ...
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| Soft tissue car accident injuries | 3/28/2008 |
Q: I got soft tissue car accident injuries. I immediately took the pictures that show the bruises, ... A: Bruises can be an excellent indicator of trauma that you suffered. By all means make copies and get ...
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| Should I complete the insurance version accident report? | 3/27/2008 |
Q: I filed a claim with my own insurance after an accident. The insurer sends me a form to complete an ... A: Yes, you have to complete the report that YOUR OWN insurer sends to you. Do not worry about any ...
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| Soft tissue, chiropractor low offer, file lawsuit? | 3/26/2008 |
Q: I've been talking to various attorney's besides the one I have because he wants me to settle and I ... A: I am going to address your use of chiropractic and how treatment costs are undervalued first. Then ...
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| Can attorney get more? BEST TO SETTLE IT YOURSELF | 3/24/2008 |
Q: Do you think whether a lawyer can get more if handling the soft tissue injuries in an auto accident, ... A: Wow. Lou, you hit on some specifics in asking a great question. There are a lot of variables to ...
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| My car caught fire--comprehensive--auto body rights | 3/23/2008 |
Q: My car caught fire due to an unknown reason; I've comprehensive coverage; is there any reason why my ... A: First, let us take a look at what your comprehensive coverage will pay for. Comprehensive coverage ...
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| Auto accident/whiplash | 3/22/2008 |
Q: Here is my question, I was in an auto accident on Jan 20, 08 leaving Lafayette LA and driving with ... A: I am going to give you some homework since Dr. Settlement personal injury insurance claim ...
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| insurance | 3/21/2008 |
Q: how can i delete a network from my network connection center. i am currently using window vista and ... A: Dr. Settlement is a wizard at insurance claim settlements, but I know next to nothing about network ...
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| Do adjuster settle claim by merits? | 3/20/2008 |
Q: Do adjuster settle claim by the claim merits? What kind of merits? Like if the injury was cause by a ... A: Dr. Settlement has settled hundreds of personal injury claims, and I can state that the “merits” is ...
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| Pedestrian Accident | 3/19/2008 |
Q: In Oct 2006, I was struck by a car while standing in front of my mother's car at a gas station. I ... A: This is why we JUST LOVE the insurance industry! What? They think you kicked the gas pump to get a ...
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| settlement amount | 3/18/2008 |
Q: I had a car accident about 1.5 year ago. My medical treatment until today is about 15,000. The MRI ... A: It would be malpractice to even guess at a ballpark figure, given the absolute lack of information. ...
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| insurance estimate for repairs | 3/16/2008 |
Q: MyI would like to have someone review the cost of repairs statement from an insurance company. I ... A: You did not ask about it, but I would first truly explore the prospects of reinstating your ...
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| at-fault decision by insurer for hitting trash on freeway | 3/15/2008 |
Q: how do I fight my insurance company's claim that it was my fault that I hit a stationary piece of ... A: You are right to challenge this now inasmuch as you could win on either or both a definition of ...
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| Comparative Negligence Issue | 3/14/2008 |
Q: you have 27 years of front line plaintiff’s trial lawyer experience in personal injury insurance ... A: Best to call your insurance commissioner in your state since some do not allow a suit if you are at ...
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| Comparative Negligence Issue | 3/13/2008 |
Q: you have 27 years of front line plaintiff’s trial lawyer experience in personal injury insurance ... A: Ryan, Please forgive me if I got your question wrong inasmuch as parts of it make no sense. I ...
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| Comparative Negligence Issue | 3/12/2008 |
Q: you have 27 years of front line plaintiff’s trial lawyer experience in personal injury insurance ... A: A police officer CANNOT testify as to who was negligent; hence her decision as to who was at fault ...
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| Car accident and NY Threshold | 2/29/2008 |
Q: My entire family was in a van and rear ended by an out of state at 50 MPH. Thank God no one was ... A: Steve, Doctor Settlement loves animals, and I surely do appreciate the exceptional variety of ...
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| time to settle | 2/27/2008 |
Q: I was rear ended sept of 06. I had car damage in the amount of 5500. The other drivers insurance ... A: Dr. Settlement has helped many seriously injured victims of auto accidents, and I count you among ...
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| Auto Accident | 2/26/2008 |
Q: I would involved an a very bad accident this past weekend. I got a Failure to Maintain the Line ... A: It is difficult to know the correct answer with so little information, but I do like your chances of ...
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| Our tree fell on my neighbors Car | 2/25/2008 |
Q: Due to some heavy ice in our area a tree on some property we own, fell and some of the branches hit ... A: I am sorry, but I have no experience whatsoever with tree liability. So I am going to suggest three ...
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| settlement | 2/24/2008 |
Q: My SUV was totaled by another driver who was given a ticket for driving on the wrong side the road. ... A: Take the Initiative for Maximum Insurance Claim Settlements Hi Jay, You had a very serious ...
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| Is it necessary to negotiate with the insurance again after lawsuit filed? | 2/23/2008 |
Q: Because the difference in the demand cannot be resolved and the at-fault car insurance closed the ... A: There is absolutely no requirement to lower your demand. Check with the small claims court, but I ...
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| Car accident claim-- aftermarket parts | 2/22/2008 |
Q: I got a car accident. it is another party fault. She has liability insurance with Geico. and gecio ... A: The obligation of the tortfeasor (the party who hit you) is to restore your vehilce to the same ...
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| Auto Liability Coverage Question | 2/20/2008 |
Q: Good Morning my question is involving my grandmother. She lives in FL and had a friend staying at ... A: Your grandmother has no liability whatsoever for the damage to the house, UNLESS she was negligent. ...
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| Personal injury getting bashed by doctors and insurance comapnies | 2/11/2008 |
Q: I was a full time student and working fulltime to support college finishing my last year when I was ... A: Dr. Settlement, J.D. had many badly injured bclients like you in the past 29 years, so I have a ...
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| HMO Treatment bill valuation | 2/10/2008 |
Q: I have been to my HMO doctor and physical therapy with co-pay of only $15 each visit. How would the ... A: One of the challenges of personal injury insurance law is that some very simple topics seem to have ...
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| Totaled Vehicle | 2/9/2008 |
Q: I just got rear ended by a school bus and my truck is totalled. I have gap insurance and Im not ... A: The insurance company will pay the actual cash value of your truck, and no more. If you were upside ...
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| How should I go about to fight the claim?? | 2/8/2008 |
Q: I live in Illinois. I went to an auto shop to make a complaint about the damage done to my wheel ... A: Sometimes the easiest things become so complex, don’t they? Here is something that in a perfect ...
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| Injured Daughter | 2/7/2008 |
Q: Our daughter was in an accident back in November and was rear ended while stopped for a school bus. ... A: It is really tough to see one’s child injured in an accident, and this injury is potentially ...
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| Get Opposing Party Attorney Letters to Your Insurer ASAP | 2/2/2008 |
Q: I was involved in a accident at 415am driving to work. As I proceeded through the gated entrance to ... A: DO NOT TALK TO ANYONE OTHER THAN YOUR INSURANCE ADJUSTER. It is your obligation to deliver the ...
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| Questionable Insurance Company Practices | 2/1/2008 |
Q: I have been a customer of the same insurance company in the state of Washington for more than 10 ... A: This sounds like an abusive practice to me. It also sounds like it was no accident, but of course ...
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| PIP QUESTION--IME denial & relapse 12 months later | 1/30/2008 |
Q: WE HAVE A PATIENT WHOSE PIP BENEFITS WERE DENIED DUE TO IME CUTT OFF/MAX. MEDICAL IMPROVEMENT ... A: I am guessing that your boss is a chiropractor who is now being asked to resume treatments. Your ...
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| Choice of Auto Body Estimates, Stopping Chiro Treatments | 1/29/2008 |
Q: I myself was in an auto accident oct 1, a teen with a 2 week license backed out of her garage ... A: Soft tissue injuries can be tricky in healing and then popping back up again once one starts to get ...
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| auto loan insurance | 1/23/2008 |
Q: Do you have to carry full coverage insurance on a loan under $5,000. A: I would surely insure the value of the vehicle for at least the amount of your loan. But if that ...
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| rented car | 1/22/2008 |
Q: My mother rented a car 6 months ago for me when my own car was under repair. At the time I had no ... A: This is a very frustrating situation, where nobody wants to put the whole picture together and solve ...
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| nicked a car parking | 1/18/2008 |
Q: I arrived at my car yesterday and found a note saying I hit the car in front of me. I noticed a ... A: I would do three things in your case. First of all, contact your state insurance commissioner ...
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| Parents liable for excess damages | 1/11/2008 |
Q: My parents recently became very concerned that if I am driving their car under their policy that ... A: You and you parents are smart to ask such questions, and also smart in the way your family has ...
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| injury accident | 1/2/2008 |
Q: i was hit from behind by a drunk driver;the drunk driver's insurance company has accepted ... A: Dr. Settlement here--back to work after a LONG sickness. Sorry to leave you with no help for the ...
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| Insurance Claims | 1/1/2008 |
Q: I was intentionally hit by someone one I knew who was using her Mother's car which is insured. ... A: Dr. Settlement here--back to work after a LONG sickness. Sorry to leave you with no help for the ...
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| complexities of wrongful death claims | 12/31/2007 |
Q: how dose the payoff work on a death case does the insurance pay the full amount off the policy or do ... A: Dr. Settlement here--back to work after a LONG sickness. Sorry to leave you with no help for the ...
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| Interesting turn of events. | 12/28/2007 |
Q: I was in a car accident, in Calgary Alberta, in my room mates car. I have a valid license but no ... A: Dr. Settlement here--back to work after a LONG sickness. Sorry to leave you with no help for the ...
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| Roll over accident; depression; brain injury; taking the initiative | 12/27/2007 |
Q: An 18 wheeler wanted to change lanes, did not see me on his right, nipped my rear tire. This sent ... A: OK, Sam, Dr. Settlement is loaded with personal injury information for you and your husband, so ...
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| Auto Injury and Letters from the insurance company. | 12/26/2007 |
Q: I was involved in a auto accident on the job. OJI is paying my salary for being off of course. The ... A: I am going to give you some help in making a full valued third party (that is the bad guy) claim, ...
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| set aside settlement? | 12/25/2007 |
Q: My husband and I was ina amotorcycle accident last 8-2006.A 87 yr old guy,came out the parking lot ... A: Your situation breaks my heart because there is not a whole lot that can be done at this stage. ...
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| My 16 Year old son in accident | 12/22/2007 |
Q: My 16 year old son was hit head on by a driver who admitted fault. My son was hospitalized for 16 ... A: You caught Dr. Settlement on vacation, so I am setting aside my Santa chores for today to access my ...
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| liability of co owner | 12/18/2007 |
Q: In Texas, I was hit by a drunk driver that was convicted. The drunk driver had no insurance. I was ... A: I am sorry to hear of your injuries, and I do hope that you will be restored to good health soon. ...
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| third party claim--property damage preexisting problem | 12/17/2007 |
Q: My car (1995 BMW 525i) was hit while vacant in a parking lot. The lady who hit my car found me and ... A: I guess that my number one choice here is probably not going to work. That would be to employ used ...
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| Hit and Run accident | 12/15/2007 |
Q: My husband, myself, and our 11 month old baby girl were hit tonight by a driver who sped away from ... A: I am happy that your family was not creamed once you spun 180 degrees. Yes, by all means open your ...
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| Medical Information Release | 12/14/2007 |
Q: I was involved in a motorcycle accident in September where the other driver was at fault and I was ... A: I would submit the medical releases since you do not have any worries about content. I would ...
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| hit a deer | 12/13/2007 |
Q: I was driving and a deer ran in front of my car and i hi it. My car got damaged, about $5000 worth. ... A: Poor deer--poor Valerie, as that was really scary I will bet. Anyway, you need to make the claim ...
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| dispute my insurace offer | 12/12/2007 |
Q: My car was involved in a related weather accident. My son was the driver, but thank God he is fine. ... A: I will give you some ideas of how to fight for a higher value at the bottom of my response, where I ...
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| How much should I get for my auto accident? | 12/11/2007 |
Q: I was in a head on collision with a drunk driver (he crossed the center line) and shattered my right ... A: Dr. Settlement knows personal injury insurance claims forward and backward, but I still cannot ...
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| Permissive use | 12/10/2007 |
Q: My son was given permission to drive a friends car. His driver's license was suspended in Ohio. He ... A: First off, the status of your son’s license should NOT affect his status as an insured under his or ...
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| Medical Information Release | 12/8/2007 |
Q: I was involved in a motorcycle accident in September where the other driver was at fault and I was ... A: Those darn blank forms are a poor idea. If you had anything you did not want to be seen, then we ...
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| parking lot incident--collecting small property loss | 12/7/2007 |
Q: Was loading my trunk(parked) when a lady whizzed in next spot and scraped my car, (I saw and heard ... A: You did a good job to track her down and get her name, etc. I think if you follow my instructions ...
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| medical release for my ins. | 12/6/2007 |
Q: i was hit from behind. in the accident i hurt the radial nerve in my arm and am some bad pain. I ... A: No worries, my friend. You no doubt submitted one or more bills to your auto insurance and they ...
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| injury accident and need some guidance | 12/3/2007 |
Q: California. First off, thanks in advance. I appreciate the assistance. I was involved in a ... A: No lectures here about speed and paying attention; instead I would learn how to forgive yourself so ...
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| 4 car accident, not at fault, neck shifted | 12/1/2007 |
Q: I was involved in a 4 car accident in SF, California. I was the vehicle in the front and did not hit ... A: Dr. Settlement knows that chiropractors can do wonders with soft tissue injuries. But for a ...
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| auto accident claim | 11/30/2007 |
Q: There was $9000 in damage to my car. I fractured my ankle, bruised my face and hit my knee very hard ... A: That sounds like a horrific accident to experience. I hope you do heal and are restored to good ...
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| empoyer lost insurance check, won't cooperate | 11/29/2007 |
Q: I was involved in an accident with my semi at the end of Feb. 07 during an ice storm and a level 3. ... A: We try to help. In your situation, the problem is: no one gives a darn to help you. What you have ...
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| Attorney NOT ENTITLED to fee: PIP CHECK | 11/26/2007 |
Q: In August I was involved in an auto accident. I was at the chiropractor's office when an attorney's ... A: Dr. Settlement is an expert on personal injury attorney fees, and I think THIS STINKS! In all my ...
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| deduction for rebuilt title | 11/22/2007 |
Q: My car a 94 cadillac was recently totaled while parked in driveway ! Vehicle has a rebuilt title ... A: Dr. Settlement, J.D. KNOWS insurance adjuster tricks, and how to make the best insurance claim ...
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| Avis rental car no fault claim | 11/21/2007 |
Q: I was returning my Avis rental car and one of the managers backed up into my rent a car with an SUV. ... A: First off, please accept my apologies for the delay in answering your question. There was confusion ...
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| RV Fire | 11/20/2007 |
Q: I purchased a RV last May for $469,000, and have had numerous electrical problems. Last month it ... A: Don, I have no knowledge of any right to bring a diminished value claim for a manufacture's ...
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| denied claim | 11/18/2007 |
Q: I was recently in an accident. I was driving straight through a yellow light, and a women turning L ... A: Yellow light accidents are a "he said--she said" version of drama. It is hard to win. But YOUR ...
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| Michigan no fault law | 11/17/2007 |
Q: I was involved in an accident where I hit a horse drawn wagon. Fortunately no one was hurt but the ... A: Since when is a horse wagon a motor vehicle? I think your insurance adjuster is wrong. You hit and ...
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| Daughter injured in auto accident; She was the passenger. How do we proceed with filing a claim? | 11/16/2007 |
Q: We live in Florida. In the fall of 2004, while away at college, my daughter was the passenger in a ... A: First off, please accept my apologies for the delay in answering your question. There was confusion ...
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| Car Theft- estimator standards | 11/14/2007 |
Q: I need to know the standards for evaluating a stolen vehicle for damage. There must be a set of ... A: Dr. Settlement is a personal injury attorney, so guess what---I have no idea how to answer this ...
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| accident not reported | 11/10/2007 |
Q: My daughter was involved in an accident. Not her fault. The other driver pulled out in front of ... A: Yes, the insurance company is correct in that they cannot open a claim without the cooperation of ...
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| my car insurace claim. | 11/9/2007 |
Q: I ended up having permanent damage. Herniated disk. Degenerative, etc. Lost the car and had to ... A: Attorney Communications Problems; Permanent Damage Dear Andres, Dr. Settlement does not like ...
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| How much is a fair settlement | 11/6/2007 |
Q: Eight months ago, I was hit head on by a driver who crossed the center line into my lane while I was ... A: You are to be commended for reading www.SettlementCentral.Com insurance claim settlement ...
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| car accident--"at fault" threshold for raising rates | 11/4/2007 |
Q: Driver rear ended me and accepted responsibility. Police did not write report at scene and told us ... A: Davis, I only agree with half of what the officer said. He is right to say that if you are not ...
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| how to know fair settlement | 11/3/2007 |
Q: We were involved in (our being at no fault) accident were a man came into the wrong lane against ... A: Let’s hope that everyone gets fully healed up following this accident. I include in that hope a ...
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| scratches | 10/31/2007 |
Q: As I was looking for parking, I backed into a parked vehicle. When the owner returned, he noticed ... A: I would have him get photos and a body shop estimate, WITH PERMISSION GRANTED for you to speak with ...
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| re shoulder strain | 10/29/2007 |
Q: my husband is in the military. the only health insurance that i have is tricare with the military A: Is this part of your answer to a question I asked you. I looked over my answers for recent days and ...
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| insurance claim/who's liable? | 10/28/2007 |
Q: What happened was i was driving along and and i took a right hand turn and just into the turn ... A: The party doing the maneuver in the roadway is at fault, unless you could have avoided the accident. ...
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| parking lot minor accident | 10/27/2007 |
Q: The incident happened at a parking lot. The parking spaces are diagonal but one way. I am in reverse ... A: The first thing to remember about parking lot accidents is that the rules of the road apply fully to ...
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| How to claim someone else insurance when I do not have one? | 10/26/2007 |
Q: I’m living in New Zealand. A car hit me from behind and ricochets on another. I do not have ... A: My "second mom" was a war bride from Wellington, and they lived across the road and had a son same ...
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| one car accident--hit a telephone pole to avoid deer | 10/25/2007 |
Q: I was in a car accident on my way to work one morning by swerving to miss a deer and ended up ... A: Well, at least you did not have the deer come up thru the windshield, as almost happened to me. I ...
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| nine month delay in getting treatment after accident | 10/24/2007 |
Q: I was involved in a car accident back in Jan 2007. I got rear ended. I was driving alone in a civic ... A: Well, it seems at least your typing fingers were not injured! That is quite a long history, but it ...
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| Attorney Competence with Fibromyalgia Proof | 10/23/2007 |
Q: Iwas involved in a high speed collision defendants car was speeding lost control of his car hit my ... A: Yo, Roco, Thanks for the nice comments on the Feedback Forum. We all appreciate that kind of ...
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| Attorney Competence with Fibromyalgia Proof | 10/22/2007 |
Q: Iwas involved in a high speed collision defendants car was speeding lost control of his car hit my ... A: I am sorry to hear of your severe injury. Let’s hope that you can get some treatment to be restored ...
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| Dispute of My Attoney | 10/21/2007 |
Q: I had a car accident on 3/13/04- I was rear ended. I have a bulging disk C-4,C-5 and C-6. I have had ... A: I believe that you have done the right thing to write to me and it sounds like I can help you. But ...
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| no insurance? medical lien? | 10/20/2007 |
Q: My Dad was driving along and stopped at a red light, a pick up truck hit him from behind. It been ... A: Your Dad has to use his own auto insurance in what we call a first party claim. They have the duty ...
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| doubt about the hit | 10/19/2007 |
Q: my boyfriend was involved in a car accident. he delivered a pizza to a customer's house.he was ... A: There are two problems here: (1) can he prevail to defend the allegation that he hit the car? and ...
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| I'm being sued for $10,000.00 for bodily injuries. | 10/17/2007 |
Q: I had an accident April 24,2006 with an under cover police officer. I was making a left turn on ... A: It sounds like you are in a pretty tough spot, and although I do not EVER condone driving without ...
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| insuarance wont pay to fix my car | 10/16/2007 |
Q: My son was hit by a semi, semi driver sited and admitted he just didn't see my son on highway. Our ... A: Your question deals with a property damage issue, but I am also going to add a comment about your ...
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| Re: Visible Damage vs Actual Damage | 10/11/2007 |
Q: Last night I was legally parked in front of a friends house on a one way residential street.(2001 ... A: Last question first: both the insurance adjuster and the auto body shop owner can distinguish ...
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| auto injury | 10/9/2007 |
Q: My mother was invloved in a hit and run accident with a drunk driver, he was charged, is insured in ... A: I am sorry to hear of the injuries to your mother. They sound painful and may stay with her for ...
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| auto accident liability | 10/7/2007 |
Q: Son drives car; registered owner is the dad; car insured by ex-wifes insurance policy; son lives ... A: Unless the owner of the car (that is Dad) was negligent in entrusting the car to the driver (i.e. ...
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| Insurance Scam? | 10/6/2007 |
Q: Greetings, Today I was minding my own business driving in my lane, I noticed a car in the far lane ... A: First thing is to get to the police or state patrol that has the accident report forms that one has ...
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| 3 car pile up, liability issue, DIY vs. hiring a lawyer, thanks | 10/5/2007 |
Q: Settlement, I have read almost all the answers in this section; most of them are so educational and ... A: settlementcentral.com We try to have free information of some value for visitors, and of course ...
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| rear ended | 10/4/2007 |
Q: I was rear ended in a car wash. It did some minor damage to my bumper and because of a constant ... A: First off, just call the adjuster and get some ideas of how to proceed. She will have some ...
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| Vehicle Accident | 10/3/2007 |
Q: My husband was involved in a motorcycle accident. He was rushed to the hospital so he was not on ... A: The police version, together with your husband's testimony will carry the day. You MUST obtain the ...
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| auto accident no insurance in effect | 10/2/2007 |
Q: I have a friend who recently rear ended an SUV(he drove a compact) She decided not to repair her ... A: This is like waiting for the other shoe to drop, isn't it? You are in essence asking me if in fact ...
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| LIENHOLDER RESPONSIBILITY | 10/1/2007 |
Q: I PURCHASED A CAR FOR MY HUSBANDS EX-WIFE (FOR THE SAFETY OF THE KIDS) ANYWAY I WAS ON THE TITLE AS ... A: You were in the same position as the bank that finances a car and takes a security interest. They ...
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| Auto Insurance claim w/policy limit issues | 9/29/2007 |
Q: I am a self-employed female who runs a small residential cleaning service. On 6/20/07 my employee ... A: SettlementCentral.Com. The answers to your personal injury UIM and policy limits questions are ...
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| at fault? | 9/28/2007 |
Q: i was drving frnds car----was involved in accdnt. girl--made a u-turn hit me. ltn. police officer ... A: I will try to help, but your version of the facts is kind of mixed up, so you might have to let me ...
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| who's at fault? DAMAGES allocated | 9/27/2007 |
Q: Car came from side street into main road in front of my son causing him to lightly bump car's rear ... A: Since you mention surcharge by your own company, I will aim this response at defending against a ...
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| loss of use | 9/26/2007 |
Q: my policy (full coverage) has add coverage loss of use $25.00 a day/$750 max. does this cover ... A: Yes and NO. The answer is NO, if the "major repairs" are simply mechanical work, not the result of ...
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| coverage question-can i file a claim | 9/10/2007 |
Q: i rented a truck for 3 days while my van was being repaired. i opted for the CDW collision damage ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| Rear ended by city bus | 9/10/2007 |
Q: I was recently rear ended by city bus in california.Car damage 1,166, i also sufferd neck 2.4 mm ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| accident claim | 9/8/2007 |
Q: I'll be very honest with my story coz I need an honest opinion also. I was in a car accident on July ... A: Anne, Please accept my sincere apologies for the delay in answering your question. I was not ...
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| screwed on a past claim | 9/7/2007 |
Q: Settlement, I was involved in a car accident in Jan 06, where the other driver paused and then ran ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| Hit by car as a pedestrian | 9/7/2007 |
Q: I was hit by a car while running last month. I was on the sidewalk at the time of the accident and ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| Backing accident into a commercial driveway | 9/7/2007 |
Q: I was driving on a 4 lane county road with solid double yellow lines. There was a disabled vehicle ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| Add girlfriend to car insurance | 9/6/2007 |
Q: I was going to add my girlfriend to my car insurance policy because we moved in together . But My ... A: AAA is correct. It is a general tenant of ALL INSURANCE--on buildings, on cars, on someone's ...
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| accident claim | 9/6/2007 |
Q: I'll be very honest with my story coz I need an honest opinion also. I was in a car accident on July ... A: I would NOT FIRE your lawyer just now. But I would make him agree to make a demand letter within ...
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| 50/50 liability | 9/5/2007 |
Q: I was involved in an accident earlier this week and I need help to prove fault. I was headed ... A: but the best place to put those is in the feedback forum on this site. Let me answer the questions ...
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| unfinished parking lot accident | 9/5/2007 |
Q: Last week I parked in the parking lot where I work. My firm rents a space in the building. The ... A: Premises liability is a tough call. Most people wrongly assume that property owners have duties to ...
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| Uncertainty of who is at fault | 9/4/2007 |
Q: I was in an accident with two other cars car#1 was in front of me then suddenly pulls to the side of ... A: I am still with you on this, Jolene, assuming I understand the facts correctly. Anyone who enters ...
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| Same insurance company | 9/4/2007 |
Q: I was pulling into a parking spot at a grocery store parking lot. The car next to me started ... A: You are absolutely right in two ways: #1 she is at fault #2 fight assignment of at-fault ...
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| Motorcycles Should ALWAYS HAVE FULL INSURANCE (B.I. & UIM) | 9/4/2007 |
Q: do you need motorcycle insurance in the state of florida A: I have two answers for you: one based upon my experience, and the other based upon Florida law. May ...
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| Claims Settlement | 9/2/2007 |
Q: I will try not to make this lengthy but I was hit in the rear by a p/u truck on 2/14/07. As both ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| Uncertainty of who is at fault | 9/1/2007 |
Q: I was in an accident with two other cars car#1 was in front of me then suddenly pulls to the side of ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| car accident | 8/31/2007 |
Q: i was in an automobile accident about a year ago! my car was a 95 Honda accord and was totaled. the ... A: Please accept my sincere apologies for the delay in answering your question. I was not asleep at ...
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| Pain in the Rear End | 8/23/2007 |
Q: Dr. S, I was rear ended 4 days ago while at a stop in traffic. When I was hit, I was launched into ... A: Are the limits you cited for property damage or bodily injury? Usually 15/30 coverage means a ...
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| Auto insurance claim. | 8/22/2007 |
Q: My vehicle was hit by a friend in his driveway.He issued a claim with his insurance company.I am ... A: YOU ARE ABSOLUTELY RIGHT! I made up these free information pages from my website. They have all ...
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| filing auto insurance claims | 8/22/2007 |
Q: i was just recently in a car accident on monday 8/20/07 the at fault driver was takin to the ... A: If is usually OK to expect a couple of days for the tortfeasor's coverage to kick in when there has ...
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| car accident | 8/20/2007 |
Q: my boyfriend was driving the car with myself in the front and 4 children in the back.the car only ... A: I do not know, Jackie, since I do not have the policy to look at. But you can call the agent who ...
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| stolen vehicle | 8/20/2007 |
Q: My husband was in Memphis, TN on Febuary 10 when our 2005 Ford Explorer was stolen from his aunt's ... A: Your husband is under suspicion for fraud. The insurance company does not bring in an attorney to ...
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| Need help involved in a minor accident | 8/20/2007 |
Q: I am a female driving after a STOP sign as soon I made a right turn, there is another left turn ... A: I think that you first need to prepare to give a statement to the police, if she did not already ...
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| Uninsured motorist | 8/19/2007 |
Q: State of Texas: My wife, driving her car was struck directly into the passenger side of her car by ... A: NO, OTHER THAN A TICKET AND PROOF OF INSURANCE REQUIREMENTS, there will be no repercussions from ...
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| cervical disc: possible serious injury; tips on building claim value | 8/18/2007 |
Q: I was the last car stopped in morning rush hour traffic and out of force of habit I looked in my ... A: You are asking two questions: 1) can you handle this claim yourself; and 2) how much should you ask ...
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| Had accident with no insurance, what are our options? | 8/17/2007 |
Q: My wife had an auto accident. From what I was told by the police officer, and my wife, She pulled ... A: The property deal is done, so why worry about it? You delivered the money and they accepted. End ...
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| delayed manifestation & reporting of injury | 8/15/2007 |
Q: My wife was hit head-on by an Alltate-insured driver who swerved over the center line (to say the ... A: Did you notice how I changed your title? It now states that we are going to address the fact that ...
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| Lawyer calling requesting payment-no police report | 8/15/2007 |
Q: I was involved in a rearender on a rainy day while driving a friends truck which he didn't have ... A: Report the accident to YOUR insurance ASAP. You will be covered for negligence whilst driving ...
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| Negligent waving another car through | 8/13/2007 |
Q: its a 4 lane road 2 going west and 2 going east. I was going west with the flow of traffic in the ... A: Anthony, this is NOT as bad as you think IF YOU TAKE ACTION TO FIGHT IT. Here is what will happen ...
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| loss wage/PI Claim | 8/12/2007 |
Q: I was in a MVA on 12-31-06, not my fault. It was the other drivers. I had quit my job on 12-10-2006 ... A: I am going to have to ask you to clarify some topics so that I know all aspects of your claim are ...
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| Negligent waving another car through | 8/10/2007 |
Q: its a 4 lane road 2 going west and 2 going east. I was going west with the flow of traffic in the ... A: The driver who hit you is at fault. You can claim versus her insurance. If she has no insurance, ...
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| Hit by a car while biking. | 8/10/2007 |
Q: I was riding my bike the other day when I was side swiped by a lady making a turn. She knocked me ... A: You appear to be the driver who is in the right, and she appears to have failed in her duty to ...
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| Insurance compant not wanting to pay | 8/8/2007 |
Q: I was involved in a accident on my motorcycle. The other driver who was driving a car was at fault ... A: Insurance companies are increasingly trying to screw over injured claimants by claiming that THEY, ...
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| negotiating with an insurance company | 7/27/2007 |
Q: Two weeks ago I was in a minor accident. I was traveling on a one way street in the far left lane ... A: Assuming the owner really does have insurance, don’t worry about how to handle this minor problem: ...
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| Personal Injury & trasportation reimbursment | 7/27/2007 |
Q: I was recently in an accident(Monday July 16th). It involved three vehicles. I was the last vehicle ... A: Most of us want to get on with our lives and so we do just as you and your wife have done: we shun a ...
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| The insurance company changed their mind! | 7/27/2007 |
Q: I have a serious dilemma! My car was stolen in May, found in June, and in mid June State Farm ... A: Arnetta, You might have an enforceable contract for settlement of a claim IF you agreed with the ...
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| Insurance settlement | 7/26/2007 |
Q: My son was in a car accident in August of 2002, his friend was driving. My son received an injury to ... A: Terry, I think your son still has an enforceable claim since the statute of limitations is tolled ...
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| automobile accident--UIM claim | 7/26/2007 |
Q: My wife and I were in and auto accident on June 22, 2007 we were hit from behind and the driver of ... A: I assume that your own insurer was making you an offer on your own Uninsured Motorist Coverage (UIM) ...
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| PIP claims--How to do a thrid party demand | 7/25/2007 |
Q: My mother was in an accident and was mildly hurt. she's been to the doctor several times. the other ... A: We are happy that your Mom was not seriously injured. But even mild injuries do bring pain and ...
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| COMMERCIAL POLICY COVERAGE FOR FAMILY MEMBERS | 7/25/2007 |
Q: HOW WOULD FAMILY MEMBERS BE COVERED ON A COMMERCIAL AUTO POLICY. INSURANCE IS IN CORPORATION NAME, ... A: It is impossible to answer your question inasmuch as there are different corporate arrangements. ...
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| lawsuit involving fiancee vehicle | 7/24/2007 |
Q: My question is back in 2004 i had insurance on the vehicle i own but at the time i was involve in a ... A: I think that you have a good case because the car was inoperable and under long term repair. Hence ...
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| Allstate stalling injury accident---"In Good Hands" Flipping You the Legal Finger! | 7/21/2007 |
Q: 2-18-06 11:00pm icy country roads, teens cars parked along & stopped in middle of road bottom of ... A: Sorry to hear of your problems, Tess. You need help ASAP, so I would go to an attorney. We do have ...
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| Accident without insurance | 7/21/2007 |
Q: I just received a ticket for not having insurance while driving. Basically I hit the guy in front of ... A: You have two questions and the easiest is the money due for the accident. Just make arrangements to ...
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| Other driver claims we are at fault. | 7/20/2007 |
Q: While out walking, my 5 year old daughter *APPARENTLY* threw a small stick (approxamately 1/2 inch ... A: Tell them to stuff it. No small stick could cause a hole or even scratches if thrown by a five year ...
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| Diminished value claim | 7/20/2007 |
Q: Recently I had auto accident where I was rear ended. I contacted their insurance company and ... A: This is a game some people play, thinking that the accident they caused will just go away. Wrong! ...
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| Insurance Settlement | 7/19/2007 |
Q: I understand that this is a general question; however, I am wondering what I should expect out of my ... A: Be patient with me here, as I will go thru some early comments before I address your question ...
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| Do I have to report to my insurance if no claim is made? | 7/19/2007 |
Q: A car stopped abruptly in front of me and I rear ended the guy. I called my insurance company ... A: I will answer your question, of course. But be sure to read my last paragraphs because I intend to ...
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| repair shop liability for car left ourside in unsecured area | 7/18/2007 |
Q: ok i had my car taken to a shop down town and and in the process of it getting fixed the place left ... A: You are asking a contracts question, NOT an insurance question. If there is a contracts expert on ...
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| General Queries | 7/18/2007 |
Q: Please answer the following: (Few of them might not be in your expertise, please ignore them if u ... A: You are right, I do not have the answers to your questions, but I can suggest places to find out. ...
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| Car accident resulting in shoulder surgery- help with claim | 7/18/2007 |
Q: My children and I were in a wreck in Sept. '06. A teenager driving extremely fast lost control of ... A: Sorry to hear of your problems and also that your daughter was hurt. Let’s deal with her case first ...
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| Supplemental Claim | 7/17/2007 |
Q: I was involved in an accident in Florida. My initial claim has been paid and my car is currently ... A: The set must be replaced IF AND ONLY IF they cannot find a match. I have NEVER known them to fail ...
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| $10,000 limit---pedestrian accident | 7/17/2007 |
Q: My son was hit by a car in February of this year. He was crossing at a crosswalk, and was struck ... A: First thing, open your PIP claim with your own insurance. Assuming your son is a member of your ...
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| inadequate legal representation on personal injury claim? | 7/17/2007 |
Q: First of all, thank you so much for the wonderful information that you offer and for your time and ... A: It is frustrating to hire a personal injury attorney who is not taking care of his files. Attorneys ...
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| valuation when med bills paid by VA--jurisdiction | 7/16/2007 |
Q: I had a three car accident which the first car (no insurance driver) hit the second car which hit ... A: USAA has really gone downhill in recent years, according to a lot of posting on the Internet. ...
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| My insurer is going to drop me!! | 7/15/2007 |
Q: My mother, step father and myself, all share a policy on three different cars, my mom was in an ... A: The insurance industry is the most abusive in America. It rips people even if they are the policy ...
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| Indian Reservation Premises Liability Case | 7/15/2007 |
Q: My 70 yr.old dad tipped over out of a stool at an Indian casino.He was going to get up and get ... A: Sorry to hear about your Dad. I hope he gets his health restored soon. It sounds like he has a ...
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| valuation when med bills paid by VA--jurisdiction | 7/14/2007 |
Q: I had a three car accident which the first car (no insurance driver) hit the second car which hit ... A: Since the uninsured driver is gone, your claim will be a combination of both your UIM and the second ...
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| Comprehensive claim coverage--screwed by insurance again | 7/14/2007 |
Q: Sorry my situation is a little complicated, there are a few questions relate to cost, please bear ... A: Sorry to see that insurance screwed another victim. There are a lot of choices here that could be ...
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| Auto rear ended, no fault, who will cover my claims? | 7/13/2007 |
Q: A guy rear ended me, my car damaged and I am getting medical treatment. Lets say: My insurance ... A: Firstwhy did you include "no fault" in your title? Are you in an official no-fault state? You ...
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| Car accident.. | 7/12/2007 |
Q: I was in a car accident ( Chicago,IL ) wasn't my fault, I had the right a way, well, when the police ... A: There are four ways to go after the money. You will use the state to be your collection agency. #1 ...
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| After bus accident soft tissue injury fibromyalgia | 7/12/2007 |
Q: I stopped for a yellow light at the intersection when a bus slammed into the back of my car and ... A: You sustained some VERY SERIOUS long term injuries that could be termed a permanent disability. The ...
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| settlement offer, is it fair? | 7/11/2007 |
Q: The insurance company has offered $1000 for settlement and told me she could only increase it to ... A: It is hard to know what is a fair offer or not. And that is even if the client is sitting in front ...
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| statue of limations- - state of accident, or state of residence? | 7/11/2007 |
Q: I was in a car accident in the state of Illinois last May 26 2006. I was hit from behind and I ... A: You raise two issues: 1) statute of limitations; and 2) when to settle vis-a-vis recovery from your ...
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| moped insurance | 7/11/2007 |
Q: how much does it cost to insure a moped in Upstate NY? A: I have no idea about the cost to insure a moped in your state. But I can tell you who will know. ...
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| blue book value--delayed injuries | 7/10/2007 |
Q: i was in a car accident on 7/4 my boyfriend was the driver he was completely at fault it was a four ... A: I am going to answer your question first, but then I want to address potential injuries that can pop ...
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| Parking Lot accident | 7/10/2007 |
Q: I was recently pulling into a parking lot feeder lane with rows of parking down both sides. I turn ... A: The rules of the road pertain in parking lots. No one can move his car unless he clears the way to ...
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| Insurance Claim Woes | 7/10/2007 |
Q: My daughter and 11 month old granddaughter were hit head on in my daughter's 2003 Toyota Camry a ... A: It is hard to see our family members undergo such suffering. Let¡¦s hope things work out for your ...
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| wage loss | 7/9/2007 |
Q: My question is I was hired by a tenp agency to start a job at a manufacturing company in my local ... A: Tough situation, Kevin. I would go and take the test NOW, ASAP. If you can show that you would ...
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| car insurance coverage | 6/29/2007 |
Q: My son who lives with me has his own car and auto insurance policy and he might have to drive my ... A: This apparently simple question has a few tricks and turns we need to discuss, and part of the ...
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| Insurance Claim | 6/28/2007 |
Q: He was hit while sitting at a red light.The person who hit him only have $50.000 worth of insurance ... A: Phyllis, Please check with your insurance company by phone, or with your lawyer, to find out how ...
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| Insurance Claim | 6/27/2007 |
Q: He was hit while sitting at a red light.The person who hit him only have $50.000 worth of insurance ... A: I will answer your questions in the order you asked them. #1. “Can we go after his insurance ...
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| Totaled Vechicle Insurance Settlement | 6/26/2007 |
Q: I live in Alexandria, VA and on June 16th I was involved in a 3 vehicle accident. A girl ran a red ... A: You are right to give thanks that there were no SERIOUS injuries. However, the fact that you have ...
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| Car Insurance--cancellation reasons not their business | 6/25/2007 |
Q: Do I have to tell my insurance person what I've done with a vehicle I want to drop the insurance on? A: There is no reason I can think of why it would be any business of your insurance agent what you ...
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| At fault accidents---insurance rate increases | 6/25/2007 |
Q: The 2nd day after purchasing a 2007 honda civic I backed it into a brick wall. This damage was ... A: Sorry to hear of your bad luck run with the vehicle damages. Just give thanks that these accidents ...
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| Un-insured driver and at fault | 6/24/2007 |
Q: I was recently involved in an accident where the driver of a vehicle was at fault. I was stopped at ... A: Witnessing a death is tough and can stay with you, so please see a psychologist ASAP. Dr. ...
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| non permissive driver--small claims court action | 6/23/2007 |
Q: Last October my son took out our ford truck with his friend and hit the rear right bumper of a Ford ... A: "reason: there was a confusion about the court date, thought it was 6/22/07 and thats when I came to ...
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| Lost Income for Self Employed | 6/23/2007 |
Q: I was involved in a 3 car-rearend collision on 4/11/07. I was the lead car, waiting to turn left ... A: Making a lost income claim is a lot easier for those who work for someone else. All they have to do ...
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| Low-impact accident/pre-existing fibromyalgia | 6/21/2007 |
Q: I was the passenger in a compact car parked in a drive-thru, we were backed into by an SUV pulling ... A: My heart goes out to you: I have represented a number of clients who had Fibromyalgia, and it makes ...
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| Do NOT MAKE | 6/21/2007 |
Q: I was involved in an accident which was my fault. A car was stopped ahead of me at a light and I ... A: Well, Scott, I think it is time to bring in your insurance. That is what you pay them for, and this ...
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| Do NOT MAKE "informal" arrangements to settle small claims | 6/20/2007 |
Q: I was involved in an accident which was my fault. A car was stopped ahead of me at a light and I ... A: There are a couple of things to think about here. First and foremost, PROTECT YOURSELF AGAINST ANY ...
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| No fault insurance Michigan | 6/20/2007 |
Q: I was involved in accident where a flower delivery guy hit my car. I had no insurance at the time ... A: Please do not drive without insurance. What if someone really injured you next time? You would ...
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| what kind of claim? | 6/20/2007 |
Q: My 14 year old son, who has not started drivers' education and without permission decided to try to ... A: Don’t be too hard on him: I made a couple of wrecks when I was young. Here are some choices in ...
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| Clear Diminished Value examples in case law? | 6/19/2007 |
Q: Settlement, First, thank you for your excellent answer to my previous question. Your answer, along ... A: Richard, I am answering a list of questions waiting for me tonight in the order they came in, so ...
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| non permissive driver | 6/18/2007 |
Q: Last October my son took out our ford truck with his friend and hit the rear right bumper of a Ford ... A: Don't despair: when I was 16 I also hit a car on my first attempt at driving. There is nothing ...
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| Determining Value of Total Loss Vehicle | 6/17/2007 |
Q: My son totaled his 1995 Camry out of his state of residence. The insurance adjuster made and offer ... A: Well, now it is time to make a complaint to your state insurance adjuster ...
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| Addition to Previous Question re: 1995 Camry | 6/16/2007 |
Q: My son hit a deer with the car, so no other autos, etc. Just a simple accident!! A: That can be scary. I hit a deer once, and it slid up and over the hood, and almost crashed thru the ...
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| Determining Value of Total Loss Vehicle | 6/16/2007 |
Q: My son totaled his 1995 Camry out of his state of residence. The insurance adjuster made and offer ... A: I hope that your son was not hurt: totaling a car can involve a big impact and it is probable that ...
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| USAA -- not the same company as it used to be :-( | 6/15/2007 |
Q: I'm a member of Settlement Central.com and you've helped me out here a few months back. I was ... A: Anna, I appreciate your comments in my private SCC email about how much www.settlementcentral.com ...
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| Recovery of medical expenses in NJ | 6/15/2007 |
Q: My Wife and I were recently rear-ended. I have a $2500 deductible on my PIP coverage. However, I am ... A: It sounds like the injuries for both you and your wife will heal with treatment. Thus, neither ...
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| title question>? | 6/14/2007 |
Q: I bought a car about a year ago, and never transferred the title in my name (I know.. I know) The ... A: As noted, this is a forum about personal injury insurance claims. I know nothing whatsoever about ...
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| Automobile liability | 6/14/2007 |
Q: My daughter died driving someone else's vehicle recently and I want to know can my Grandson file a ... A: It surely is a terrible loss when we have to bury our own children. My prayers go out to you and ...
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| 50/50 Claim | 6/13/2007 |
Q: I was in an auto accident and my insurance company view the police report and rule the case no fault ... A: Well, as I said above, it would pay you to get off that 50% liability because Georgia does have a ...
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| deductible | 6/13/2007 |
Q: My wife was hit from behind last weekend. The police report confirms that the other driver was at ... A: In direct answer to your question, the process is correct: your relationship with your own company ...
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| bus accident--Serious Injuries--Attorney Required | 6/13/2007 |
Q: I was in a bus crash accident last year with a greyhound bus. Facts that have been discovered: 1. ... A: I am sorry to hear of your extensive injuries. And of course all of these injuries have subordinate ...
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| 50/50 Claim | 6/12/2007 |
Q: I was in an auto accident and my insurance company view the police report and rule the case no fault ... A: Because we do not know your state, I cannot answer your question. Most states do have comparative ...
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| parked car hit. | 6/12/2007 |
Q: While backing out of the driveway of my mother in law's place (a condo corp considered as private ... A: Well, I don't have very good news for you. First, it makes no difference if the owner parked in the ...
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| Bogus comparative negligence---Low offer on 2002 car | 6/12/2007 |
Q: I need to know if I am getting ripped off by my insurance company and thus need to hire a lawyer, or ... A: I think you are RIGHT and they are out of line. In the first place, any left turn in front of you ...
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| car totaled-- loan still on books | 6/11/2007 |
Q: My car was recently totaled due to extensive hail damage. I still owe on a loan for this car. If I ... A: Dealing with a totaled car versus an existing loan on the books will require you to work with the ...
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| Parking Lot Accident | 6/9/2007 |
Q: My son and his friend were backing out of parking spaces at the same time. We live in Michigan. This ... A: Send the letters to your insurance carrier ASAP, include a statement from your son regarding the ...
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| Police Reports and No Fault Insurace | 6/8/2007 |
Q: Good Afternoon Sir, I was involved in an accident where I lost control of my vehicle and crashed ... A: You are DARN LUCKY you have not been caught. That is a crime you committed, and the best thing you ...
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| accident | 6/8/2007 |
Q: I was recently in a 3 car accident. I was the third car (last one) i was on a 4 lane road, 2 going ... A: There are a lot of factors to consider here, and one of which is the speed at which you hit the ...
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| USAA injury claim | 6/7/2007 |
Q: On 10/19/2006 I was on my way to work and was rear ended by Cindy Capretz who is insured by USAA. ... A: I am sick and tired of the insurance industry whining to the politicians about the need for ...
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| accident-lapsed insurance | 6/7/2007 |
Q: I am writing on behalf of a friend who I am worried about. He was involved in an accident (he ... A: I would NEVER settle a claim myself without the advice of an attorney. Here is why. He may be ...
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| Involved in Auto Accident 7 years ago | 6/7/2007 |
Q: I was involved in an auto accident over 7 years ago. I was driving in a funeral precession, was ... A: I am VERY CONCERNED about your apparent lack of preparation, and by some comments made about your ...
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| Auto Liability death claim | 6/6/2007 |
Q: My 18 year old nephew was killed along with his 3 friends in an auto accident 5/26. His friend was ... A: I am sorry to hear of such a tragic loss for all families. You are right that no amount of money ...
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| Rear Ended by a Driver with Break Failure | 6/6/2007 |
Q: I was rear ended by another vehicle while I was stopped at a red light. I called police and the ... A: Notwithstanding what you hear about too many claims for compensation, the laws of tort are limited ...
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| insurance | 6/6/2007 |
Q: Im 17 years old and my mom called 3 insurance and what we want is that my paprents want me to be in ... A: It is almost always the case that teen drivers are included on their parents' policy if they are ...
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| To be nice or not to be nice? | 6/5/2007 |
Q: Our driver took our company vehicle to a car wash. The car wash employee damaged the side of our ... A: It is good to cooperate and let the party at fault solve the repairs without reporting it to his ...
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| Auto Claim Denied (insurance) | 6/5/2007 |
Q: My truck was stolen in march, and the insurance company denied my claim because of my recorded ... A: You need to set the record straight with the company. To do this, you will send a correction to ...
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| Am I eligible for Rental Car | 6/5/2007 |
Q: I live in Michigan and met with an accident recently. I am sure that its not my fault and other ... A: Here are the basic RENTAL CAR RULES—REPAIR vs. TOTALED VEHICLE. I will discuss both, since you have ...
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| Being Sued by Injured Party | 6/4/2007 |
Q: I was involved in an accident in June 2004. I was traveling with the flow of traffic and traffic ... A: I am sorry to see that your question was delayed by Allexperts.com. I did not receive it until this ...
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| old car accident--statute of limitations--minor claim? | 6/2/2007 |
Q: I was involved in a head on collision in 1976. I suffered many injuries and had 87 stitches in my ... A: I am sorry to see that your question was delayed by Allexperts.com. I did not receive it until this ...
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| Can I include rental car in injury settlement | 6/2/2007 |
Q: I was reading on http://www.autoaccidentclaims.com that you can include the car rental as part of ... A: Adi, I am sorry to see that your question was delayed by Allexperts.com. I did not receive it ...
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| lowball offer for totaled car--three choices | 5/31/2007 |
Q: I had my car only two months before I was involved in an accident. I had purchased a preused car ... A: I think that they are trying to abuse you, and you should fight back. I will give you three paths ...
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| old car accident--statute of limitations--minor claim? | 5/31/2007 |
Q: I was involved in a head on collision in 1976. I suffered many injuries and had 87 stitches in my ... A: Unless you were a baby at the time, your claim is likely barred by the statute of limitations. It ...
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| Faulty Police Report--is it binding on insurance claims?? | 5/30/2007 |
Q: My wife entered an intersection in which the traffic lights were not working. Part way through the ... A: I empathize with your dilemma inasmuch as I had a number of clients over the years who also suffered ...
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| stolen car | 5/30/2007 |
Q: How long does it take for an insurance company to settle and pay for my stolen car? How to they set ... A: How long does it take for you to do the necessary research to fight for a fair value? You should ...
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| Woodchuck ate my wires in my car | 5/29/2007 |
Q: I was parked in my company parking lot and decided to drive to lunch. I tried to start up my car ... A: It sounds like some kind of Caddyshack sequel movie! Yes, this comes under your comprehensive ...
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| delayed treatment OK --Poor Grammer Ruins Claim | 5/29/2007 |
Q: i was in accident the other ladies fault, i was hurt then and told insurance but couldnt go to the ... A: Yes, I would see an attorney right away. If they deny your claim for medical care three weeks post ...
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| Parking lot accident liabiliaty | 5/26/2007 |
Q: I was in a head-on collision in a parking lot. My car is totalled. This particular parking lot has ... A: There are three issues here. First is liability—who is at fault: you, the other driver, or the ...
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| Totaled Motorcycle | 5/24/2007 |
Q: I recently totaled my motorcyle. I have told the insurance company that I wish to retain ownership ... A: Please re-read the first paragraph of my answer. First issue is safety. Is the damage structural ...
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| At fault-MVA, policy holder Dies before Settlement with insurance Co. | 5/24/2007 |
Q: If there is a MVA and the At Fault Policy Holder Dies before Settlement from their Insurance Comp. ... A: Well, you will be OK if you have a small claim since the insurance company will pay your claim, BUT ...
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| Rear End with Complications! | 5/23/2007 |
Q: I was at a complete stop at a 4 way stop sign with 2 other cars in front of me when an elderly woman ... A: Although my website does teach injured people how to present and settle their own personal injury ...
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| Totaled Motorcycle | 5/23/2007 |
Q: I recently totaled my motorcyle. I have told the insurance company that I wish to retain ownership ... A: Tell the adjuster she is full of it. So long as the damages are cosmetic as you allege, you have the ...
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| My tires were stolen-- premium increase | 5/22/2007 |
Q: My tires were stolen and my car was left up on blocks. Will this affect my premium? The auto shop ... A: Answers to your questions: No, and Yes. First, your premium cannot be increased since this is not ...
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| vehicle delivery receipt is NOT a release agreement | 5/22/2007 |
Q: My son was rearended two weeks ago. The other person's insurance adjuster said the truck was ... A: Nah, that was only a delivery receipt, and it has no impact whatsoever upon the negotiations between ...
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| auto insurance claim congenital problem versus lit up by accident | 5/21/2007 |
Q: my husband was involved in an auto accident 3 weeks ago wherein he was hit on the right and left ... A: Your husband apparently did have a congenital problem that was lit up by accident trauma. As such, ...
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| Whose Insurance to Pay Medical Bills--Mine or Tortfeasor's | 5/21/2007 |
Q: I was involved in an accident a couple of weeks ago. I was not at fault. In working with the ... A: You have hit on an important topic, and that is deciding whose insurance should pay the medical ...
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| Policy Limits/UIM--ALWAYS BUY UIM COVERAGE!!! | 5/20/2007 |
Q: Car vs motorcycle, I was not at fault and she was.....I did not have UIM coverage and her policy ... A: Kevin, We are not allowed to give legal advice here inasmuch as the boss doesn't like to face the ...
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| Policy Limits/UIM--ALWAYS BUY UIM COVERAGE!!! | 5/19/2007 |
Q: Car vs motorcycle, I was not at fault and she was.....I did not have UIM coverage and her policy ... A: Your injuries are no doubt serious, but still I hope that you can recover to make life tolerable for ...
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| Can I include rental car in injury settlement | 5/18/2007 |
Q: I was reading on http://www.autoaccidentclaims.com that you can include the car rental as part of ... A: Why don't you send your question to the author of that site, Mr. Dan Baldyga? I have no idea what ...
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| KBB Low Vehicle Offer Insurance Settlement | 5/18/2007 |
Q: My wife was involved in an accident that was the other driver's fault. His insurance company has ... A: You are entitled to FULL ACTUAL CASH VALUE, which is NOT the same as replacement cost in the eyes of ...
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| Rear end collision--Fight Allegations of Negligence! | 5/8/2007 |
Q: I was rear ended about 2 weeks ago, I was in the left lane and signaled to make a lane change to ... A: You are correct in that if you allow yourself to be dragged into this, it will be an at-fault ...
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| Insurance Claim Settlement--Soft Tissue--Big Crash | 5/8/2007 |
Q: I have a question on how should I proceed next with my insurance claim. I've been involved in an ... A: First and foremost, do not become discouraged with the difference between the adjuster’s first offer ...
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| Claim Paid | 5/4/2007 |
Q: I own a vehicle that has a "claim paid" notation on it. What does this do to the "resale or trade" ... A: OK, Crystal, that clears things up. You have a duty to tell the truth if asked about prior damage, ...
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| "claim paid" | 5/4/2007 |
Q: I own a vehicle that has a "claim paid" notation on it. What does this do to the "resale or trade" ... A: Crystal, Now I wonder whether or not YOU KNEW that the vehicle was damaged when you bought it. ...
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| Auto insurance - misrepresented | 5/4/2007 |
Q: I thought I had full coverage on a car that I have to make payments on. On April 28, 2007, I was ... A: I am not sure that you are going to be left holding the bag here. Check through with both the ...
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| stolen car am i being doublely dupt ? | 5/3/2007 |
Q: I hope you can help!!!!! My car was stolen, the police found it, unfortunately the car was burned ... A: And I agree that your model, if in such good shape as you recite, should have a value of MORE THAN ...
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| "claim paid" impact on value of vehilce | 5/3/2007 |
Q: I own a vehicle that has a "claim paid" notation on it. What does this do to the "resale or trade" ... A: Your question is one of diminished value. See below for two excellent pages of information on ...
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| MINIMUM COLLISION LIMIT | 5/2/2007 |
Q: I WAS REAR-ENDED AND THE AT FAULT DRIVER ONLY CARRIED THE CALIFORNIA MINIMUM COLLISSION COVERAGE OF ... A: Why don't you make the rental claim and your deductible on the tortfeasor's and the repair costs ...
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| Policy Limits, UIM & "Pre-Subrogation" | 5/2/2007 |
Q: Settlement, Here are three questions presented as concisely as I can get them! 1. If the at-fault ... A: 1. Do not know, because it depends upon both your state and your policy. For example, in ...
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| car insurance claim | 5/1/2007 |
Q: my car was struck from behind pushing my car in to car infront. The rear drinver was the sister in ... A: I would go to the state insurance commissioner http://www.settlementcentral.com/links.php and file ...
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| injury claim | 4/30/2007 |
Q: first let me say thank you for helping people like us. Pay it forward. I was rearended by the car ... A: Candi, Thank you for the kind comments regarding my work and our site for self help personal injury ...
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| personal injury settlement offer | 4/30/2007 |
Q: In August of '06 I was rearended while at a red light, driving the company truck (during work ... A: You have had long enough to heal or to know if you are going to have pains from your general work ...
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| who is liable? extra info | 4/29/2007 |
Q: Someone hit my rear bumper and I got his insurance info (no police report). Insurance co sent me to ... A: You have four responses, some of which you might make simultaneously. The FIRST thing it to turn ...
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| state farm settlement | 4/29/2007 |
Q: my car was declared totaled by the insurance co. the nada book value for my vehicle was just over ... A: No, the NADA or Blue Book or www.autotrader.com values for your car are NOT DETERMINATIVE of what ...
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| To settle or to go to court.. that is the question | 4/28/2007 |
Q: Well I will get right to it. About 9 months ago I was in a car accident where I was rearended.. and ... A: Tiffany, As for your personal injury award, why don't you ask for a second opinion on the value? ...
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| Passing | 4/27/2007 |
Q: I live in Indiana and had a accident on 3/26/07. I was driving east behind a small truck. I turned ... A: Your insurance and you are correct. You were NOT in the process of "switching" lanes: instead you ...
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| To settle or to go to court.. that is the question | 4/27/2007 |
Q: Well I will get right to it. About 9 months ago I was in a car accident where I was rearended.. and ... A: Short answer: I am going to recommend that you tell your attorney IN WRITING ONLY that you wish for ...
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| 100%her fault. They only want to pay 70% | 4/27/2007 |
Q: I was in a collision and the other driver was 100% at fault for failing to yield and they received a ... A: I appreciate that, but maybe you will want to take it back if I cannot help you here :-). Let's ...
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| 100%her fault. They only want to pay 70% | 4/26/2007 |
Q: I was in a collision and the other driver was 100% at fault for failing to yield and they received a ... A: Don't you feel the LOVE from your "good neighbor" insurance carrier, or don't you know what it is ...
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| injury claim | 4/26/2007 |
Q: i was involved in an accident and hurt my knee. my medical bills at this time come to about 1700 ... A: In the first place, many states do not treat imaging as part of the threshold for no-fault claims ...
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| Car insurance and SR22 for Illinois | 4/26/2007 |
Q: I have had Farmers Car Insurance for quite along time. My husband has had a previous DUI along time ... A: The answers to your questions are Yes, Yes, and Yes. Yes, you can handle his SR22 on his own, ...
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| Car insurance and SR22 for Illinois | 4/25/2007 |
Q: I have had Farmers Car Insurance for quite along time. My husband has had a previous DUI along time ... A: The reason for the SR22 filing is to make sure that drivers demonstrate financial responsibility. ...
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| Attorney Fees for a "gimmie" Policy Limits Claim?? | 4/25/2007 |
Q: I WAS INVOLVED IN AN AUTO ACCIDENT MARCH 1 2007, HAVE BEEN GOING TO CHIROPRACTOR ETC, AND ALSO ... A: I am going to be considered no better than a terrorist by your attorney, but I want to make darn ...
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| total loss vs. keeping older car I like | 4/24/2007 |
Q: My 1999 Mercury Cougar was hit and totalled while parked in front of my house. I don't mind the ... A: I would not be so quick to get rid of a 1999 Merc Cougar, even if it has been totaled. The auto ...
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| Third Party Won't Pay Rental Charges | 4/24/2007 |
Q: I was rear-ended a few weeks ago and got a rental car to get around while my car was in the autobody ... A: You are absolutely right to reject that charge. It is the responsibliity of Grange to pay that ...
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| How many days for loss of use? | 4/24/2007 |
Q: You are the answer for my prayers. Yes, I have been in distress and searching for answers. Since ... A: I surely do appreciate your letting me know that my efforts did make a difference to you. Now, as ...
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| Accident with a rental car--no insurance | 4/23/2007 |
Q: I met with an accident two days back. I rented a new Toyata Camry and collided with another car at ... A: You did not write to me for a lecture, so I will go easy on you. But folks, THIS IS A PRIME example ...
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| loss of value--DIMINISHED VALUE CLAIMS | 4/23/2007 |
Q: I was in accident over 6 months ago and the other insurance company accepted liability. There were ... A: YES, diminished value claims ARE provable in a case such as yours. Some adjusters will try to tell ...
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| How many days for loss of use? | 4/23/2007 |
Q: You are the answer for my prayers. Yes, I have been in distress and searching for answers. Since ... A: and most especially for the blessing you gave. Also, thank you for driving an American-made car; it ...
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| Policy limits and UIM | 4/22/2007 |
Q: Dr. Settlement, I hope you had a nice vacation. Welcome back! I appreciated the answer that you ... A: Eleanore, First, thank your for your kind comments on our feedback forum. We who do this volunteer ...
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| Treatment time will exceed statute of limitations | 4/6/2007 |
Q: I was involved in an automobile accident in March 2006. Both vehicles were totaled, and I was ... A: I am sorry to hear of your serious injuries. Hopefully your reconstructive work will all turn out ...
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| Rear ended | 4/5/2007 |
Q: I was rear ended while sitting at a stoplight on 03-08-07. The other drivers insurance company ... A: These sound like cases that one could try to resolve without an attorney, and if necessary, get an ...
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| Can I make a claim | 4/5/2007 |
Q: I was driving on a road that had a large rock of ice on it. I didn't see it until it was too late ... A: Please refine your question as to what kind of claim you wish to make. If you are seeking to make a ...
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| Car stolen and stripped...repair vs total? | 4/4/2007 |
Q: Twice this year I have had to file a claim. The first time, my car was broken into and the steering ... A: Sorry to hear of your plight. I have four pages of free text on my website that will answer all of ...
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| Pedestrian Accident | 4/4/2007 |
Q: I was stuck by a car as a pedestrian that resulted in some bruising and cuts. In addition, because ... A: Pedestrian accidents would seem to merit more than regular car accidents for identical injuries just ...
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| claim procedures | 4/3/2007 |
Q: I was recently in a collision with an oil tanker. My mum phoned the insurance company up to report ... A: but we are not familiar with Proceedings for claims outside of the good ole USA. It sounds like ...
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| How to calculate settlement? | 4/3/2007 |
Q: I was rear ended in Oct. 2005- I was given an offer last week from the at fault parties auto ... A: First, as to your question regarding keeping the medical payments out of the total settlement and ...
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| PIP coverage for lost wages? | 4/2/2007 |
Q: My son was in an accident a year ago that was his fault. He smashed his knee and has been doctoring ... A: Sorry to hear that the injury has continued so long and I hope it heals soon. Since your son caused ...
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| Claim Denied? | 3/31/2007 |
Q: Ok, I was in a small accident a couple of weeks ago.. Traffic was bumper to bumper barely moving ... A: I would sue the guy in small claims court. Especially since he was the cause of the accident. Cost ...
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| Do NOT MAKE "informal" arrangements to settle small claims | 3/31/2007 |
Q: I BACKED INTO A GIRL AT WORK IN THE PARKING LOT. WE EXCHANGED #'S BUT NOT INSURANCE I THEN ASKED HER ... A: This brings up the lesson of not making informal arrangements to settle claims. What if this woman ...
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| ATV wrecked.---does owner have to use their own collision coverage? | 3/30/2007 |
Q: My cousin is suing my husband and I when he used their ATV. He hit a tree with it. At the time that ... A: What if your wish came true and we forced all owners to use their own collision coverage rather than ...
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| Claim Confusion | 3/30/2007 |
Q: I got rearended a week ago and reported the accident to my insurance company. I suffered both ... A: Most people are in the same boat as you, and thus subject to abuses by the insurance adjusters ...
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| Keep Your Total Loss Vehicle by NON-OEM Parts Repair | 3/30/2007 |
Q: I was in an accident that was not my fault. The other party's insurance company wants to settle the ... A: Like you, I choose to drive a well-maintained older car. I know what I have put into it, and it ...
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| State Farm is NOT a Good Neighbor"!---Lowball Vehicle Offers | 3/29/2007 |
Q: i have a 2004 Pontiac gto fully loaded with the premium trim package. my car was parked and got ... A: I will give extra time to those who are economic patriots and support our middle class jobs. Plus, ...
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| Auto accident - had a lien holder but not full coverage | 3/27/2007 |
Q: I purchased a car at a dealership and got a bank loan to finance it. I was required to get full ... A: I am sorry to tell you that it is your job to pay off the loan unless you bought special insurance ...
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| Must get Dr release to have other surgery | 3/26/2007 |
Q: I was rearended 2 months ago. I have been going to Physical Therapy since the accident for soft ... A: This is a tough choice inasmuch as you stand to lose either way. Of course it is easier for me, ...
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| settled child brain injury case 2001 | 3/26/2007 |
Q: My child was struck by an automobile in 2001. The lawyer I had told me to accept the settlement ... A: I am sorry to hear that your child is suffering still from the auto accident. Hopefully there will ...
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| Liability auto insurance when driver not owner | 3/23/2007 |
Q: Does auto liability insurance follow the car or the driver? Tennessee is the state. Also the owner ... A: Your policy on the car insures drivers who are driving with your permission, such as this learner. ...
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| auto accident | 3/23/2007 |
Q: i was recently in an accident on sept. 6 of 2006. i was a passenger in my friends 86 ford ranger. ... A: Nathan. I needed to give you some "Tough Love--Legal Style"! Negligence means that someone owed ...
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| Car accident | 3/23/2007 |
Q: I was involved in a car accident with my then boyfriend, who was the driver. I was the passenger. ... A: It seems that the lawyer had a duty to get the money to you. She breached this duty when she handed ...
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| auto accident | 3/22/2007 |
Q: i was recently in an accident on sept. 6 of 2006. i was a passenger in my friends 86 ford ranger. ... A: Nathan, Thanks for the nice comments on the feedback forum. I am not going to answer your question ...
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| Misunderstanding at repair shop | 3/22/2007 |
Q: I had my vehicle towed to my shop for them to repair. The insurance claims adjuster from the other ... A: You probably can stop the repair process, but chances are that you will just let it go ahead, unless ...
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| want know what to do | 3/21/2007 |
Q: My son die in a car accident. My mother was driving her boyfriends car which he gave her the keys. ... A: I am sorry to hear of this tragedy. No amount of money can replace your son. As for your question, ...
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| stolen car claim | 3/21/2007 |
Q: We just had our truck stolen about 2 hours ago. 7:00pm mountian time. Really bugin me cant figure ... A: Sorry to hear of your problem. I hope your thieves were just using it to go somewhere instead of ...
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| auto accident | 3/21/2007 |
Q: i was recently in an accident on sept. 6 of 2006. i was a passenger in my friends 86 ford ranger. ... A: As for the PIP, you should have both his policy and your own auto policy to tap into. You have ...
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| Third Party Insurance Denial of Bills | 3/13/2007 |
Q: I was involved in an accident in CA and it was the other driver's fault. I am dealing with his ... A: SettlementCentral.Com for some tips on handling medical bills. We may not have this information on ...
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| settlement of a comprehensive claim | 3/9/2007 |
Q: Insurance sends me a check for damage to my vehicle while under a carport. Am I obligated to have ... A: You may do whatever you wish with the check, PROVIDED you do not have a lien holder, such as a bank. ...
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| insurance company defends you | 3/9/2007 |
Q: got in to accident was not my fault my insurance denied him? now he's taking me too small claims ... A: You need to be sure that you give your summons to your insurance company ASAP. Then thereafter you ...
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| Passenger in accident. | 3/7/2007 |
Q: Here are the Details. 1. The Driver of the Car that hit us was not the owner of that car, but the ... A: Justin, The allocation of coverage for the tortfeasor’s coverage will be divided in accordance ...
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| why pay deductible? personal injury claim | 3/6/2007 |
Q: The car that my sister drove was her car. Today, the towing place called for her to pick it up and ... A: Nancy, I am going to print your latest question here so we can make reference to it: Hi! The car ...
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| Personal Injury Claim | 3/6/2007 |
Q: I was in a wreck May 2006. (other parties fault). They had state farm as their insurance. After ... A: I am sorry to hear you had to have a surgery on your hand. Can you please tell me how that was ...
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| why pay deductible? personal injury claim | 3/5/2007 |
Q: My sister got to a car accident a week ago and it wasn't her fault. She was driving and a truck hit ... A: I take it that your sister was driving your car? If so, that is why you will pay the deductible. ...
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| motorcyle hit and run--unauthorized user | 3/4/2007 |
Q: I am on here at nearly 4am looking for some answers. So your input would be greatly appreciated. ... A: Sorry to hear of your brother's serious injury. It is frustrating that people drive without ...
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| Passenger in accident. | 3/3/2007 |
Q: I was a passenger in an accident about a month ago. The Police were pursuing a vehicle, and it ran ... A: Let’s get to the importantyes, your auto policy will cover you driving that car, and since they have ...
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| Settle accident I caused by paying $1,500? | 3/2/2007 |
Q: I was recently invovled in an accident where i was lost and didn't see the car come along side my ... A: Yes, this accident is going to cost you one way or another. For starters, I would think that $1,500 ...
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| Does Death of Tortfeasor Affect Plaintiff's Award? | 3/1/2007 |
Q: If a plantiff is awarded a personal injury settlement and the defendent dies, is the plantiff's case ... A: There are a few different scenarios to play out here, so be sure to ask me in a follow up question ...
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| How to Counter-Offer in Negotiations--Prior Injury | 2/28/2007 |
Q: Without the assistance of an attorney, I filed an auto accident claim against USAA after I ... A: Don’t take the following bawling out too personally: most people have no idea how to settle their ...
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| Claim time | 2/26/2007 |
Q: I was involved in an accident in which the other party was at fault. My question is their insurance ... A: They have EXCEEDED their investigation time. If your vehicle was undrivable during this time, you ...
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| frend had accident | 2/26/2007 |
Q: my girlfrend has a suv yukon with full coverage. one day while she was at school i let one of my ... A: Why isn't this a claim versus the insurance of the driver? Ultimately he will have to pay--either ...
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| Myofascial pain--Serious--Fibromyalgia | 2/23/2007 |
Q: I am a 62 year old woman. After my car, at 45 mph, T-boned another car (his fault), I had no major ... A: Your claim is potentially very serious, and it is NOT READY TO BE SETTLED. DO NOT EVEN LET AN ...
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| unoccupied parked car hit- what are my rights | 2/20/2007 |
Q: My unoccupied vehicle was hit by an elderly driver while I was in a counseling session. I heard the ... A: NO, you may NOT make any claim for time it takes to fix your vehicle or inconvenience. That seems ...
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| no-fault threshold for general damages--factors for valuation of claim | 2/19/2007 |
Q: Its been of great help to me so far. After my accident 3 months ago I became a member of Settlement ... A: SettlementCentral.Com. As a member of www.SettlementCentral.Com, you can ask me any questions there ...
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| what are my rights when settleing w/out an atty | 2/13/2007 |
Q: I am attempting to settle my claim with the other "at fault" insurance company. I have a ... A: In direct answer to youryour rights to settle a personal injury insurance claim are the same whether ...
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| LENGTH OF TIME CLAIM | 1/26/2007 |
Q: I am sorry to keep bothering you with this same situation, however, I am having a hard time dealing ... A: Renee, No need to apologize for asking again. That is what we are here for. Maybe talking to an ...
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| LENGTH OF TIME CLAIM | 1/24/2007 |
Q: If asked to take an examination under oath, is that done when the insurance co is going to deny your ... A: Renee, NO, being required to give a statement under oath does not mean that they have made a ...
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| Auto Accident - Do I need an attorney? | 1/23/2007 |
Q: I was broad-sided by a county police vehicle last week. We were on a curvy, two-lane road, and he ... A: That accident must have been a real surprise. It sounds like you have a serious injury claim ...
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| Hit and run | 1/23/2007 |
Q: On 1/20/2007 I was the victim of a hit and run. I managed to get a good portion of the tag plate ... A: Sorry to hear of your ideal. That delay was frustrating on top of the accident and injuries! You ...
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| bodily injury claim for loss of vacation | 1/21/2007 |
Q: My 6 year old daughter and I were in a (drivers side) head on car accident 1 mile from a rented ... A: In direct answer to your question regarding the value of your two claims, no one can ever give you ...
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| Pain and Suffering | 1/18/2007 |
Q: Dr. Settlement, My family I were involved in a car accident with a drunk driver a few weeks ago ... A: Sorry to hear that your family still has fears of driving, and I hope they go away soon. There is ...
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| in negotiations, statute about to run out | 1/18/2007 |
Q: Looks like the adjuster keeps the file on her desk even after the complaint is filed, regardless of ... A: With regard to the limits, I am guessing they are low, as you suspect. Yes, you may send along the ...
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| in negotiations, statute about to run out | 1/17/2007 |
Q: Sorry to bother you again! You said I should go ahead and file AND serve the defendant because of ... A: No problem at all answering your questions, Anna. The USUSAL AND ACCEPTED practice is to take the ...
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| First Stages of Settling an Auto Insurance Claim | 1/17/2007 |
Q: First, thank you for taking the time to review and respond to my question. I just finished reading ... A: You have done a lot of homework and if you have read my prior answer I might be repeating myself ...
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| in negotiations, statute about to run out | 1/17/2007 |
Q: Dr. Settlement, I like the thinking behind not disclosing a dollar amount in the complaint. ... A: Yo, Anna---- I think I need to bring you onboard as a customer relations specialist since you are ...
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| in negotiations, statute about to run out | 1/16/2007 |
Q: Settlement, By the way,I did not let the other driver's insurance company (Liberty Mutual) obtain my ... A: Oops, while I did compliment you in my last answer regarding the usefulness of the Mathews book, I ...
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| in negotiations, statute about to run out | 1/16/2007 |
Q: I do have an attorney in the wings. The court papers are already prepared and ready to be filed ... A: Second Follow-up Posting Hi again, Anna, Thanks for the kind words in the feedback forum. I am ...
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| LENGTH OF TIME CLAIM | 1/15/2007 |
Q: My car was stolen the first week of November 2006. Before I knew it was gone, it had been stolen, ... A: This is WAY TOO LONG to wait for a settlement of your claim. You should be entitled to ...
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| in negotiations, statute about to run out | 1/15/2007 |
Q: Settlement, Here's a quick summary: I'm in Northern Calif. (Bay Area). I collided with another ... A: FOLLOW-UP POSTING Hello again, Anna, It occurs to me that I forgot to give you a direct answer to ...
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| settlement | 1/9/2007 |
Q: I will rate the answer as high as possible. The full settlement offer is for $2500, my medical ... A: Kelly, I am going to put your new question in this answer so we do not have to scroll up to see ...
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| settlement | 1/9/2007 |
Q: I was hit from behind and suffered soft tissue damage in my neck and back. The insurance company is ... A: since there is absolutely nothing here to fix valuation. What you did ask is what steps you can ...
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| lapsed coverage...negligence on cab company | 1/8/2007 |
Q: Because of financial hardship, our insurance coverage lapsed three weeks ago. We were to pay it ... A: There are six issues or aspects we need to explore in order to answer your questions. 1. We can ...
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| Would this be covered by auto policy? | 1/8/2007 |
Q: A car ran out of gas and was sitting partially in the roadway. I stopped to help and offered to ... A: The issue you ask about has two aspects: 1. will this be covered as a no-fault payment under either ...
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| accident with no visible damage to either car | 1/5/2007 |
Q: tonight after work i was at a stop light on a slight hill and it was raining outside (drizzling) and ... A: First of all, your deductible is not relevant to your property damage liability coverage. You are ...
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| son hit deer | 12/21/2006 |
Q: My son hit a deer while driving my car. Will this accident go against his insurance or my ... A: Your son's accident will likely be categorized as an "at-fault" accident within the hallowed halls ...
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| Low Settlement Offer & What is Reasonable | 12/20/2006 |
Q: Settlement. I was reading through your previous answers and was unable to find a similar ... A: You have done a great deal of research already, and I am not sure what I can add to the information ...
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| pregnant wife in a minor accident | 12/20/2006 |
Q: Last week my wife, who is about seven and a half months pregnant, and my 22 month old daughter were ... A: One hopes that from all signs the delivery will be normal. But your doctor will be the one who can ...
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| Stolen Motorcycle. | 12/19/2006 |
Q: My motorcycle was stolen on 10/15/2006. I had coprehensive insurance incuding theft. My insurance ... A: First party (i.e. versus your OWN insurance company) theft cases probably attract the most attention ...
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| Sister lives in NYC wants CT insurance.... | 12/18/2006 |
Q: my question is my sister would like to use my address to get auto insurance in CT(It's cheaper). She ... A: You are right, and your sister is VERY WRONG. When you try to fool the insurance company IN ANY WAY ...
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| Auto Insurance claim | 12/17/2006 |
Q: How to evaluate pain and suffering. Why guide or system is used. A: Dr. Settlement is back in the saddle! It is GOOD to be back into my own house. We lost our power ...
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| Do I Need an Attorney? | 12/16/2006 |
Q: I was involved in an accident in Oregon while riding my motorcycle to work. A driver in a van turned ... A: Dr. Settlement is back in the saddle! It is GOOD to be back into my own house. We lost our power ...
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| "3" car accident | 12/15/2006 |
Q: This occurred on a 3-lane interstate (all travelling in the same direction). The SUV was in the ... A: Dr. Settlement is back in the saddle! It is GOOD to be back into my own house. We lost our power ...
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| auto theft | 12/14/2006 |
Q: my car was stolen at a pay parking lot. i had liability on my car and from what ive been told it was ... A: Sorry Dr. Settlement was one of the one million in WA without power until today, hence the delay in ...
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| property damage liability | 12/12/2006 |
Q: I live in California and yes the property damage liability is very low ($5000). I was suprised as ... A: This appears to be a follow-up question for another expert. Perhaps you may wish to readdress it to ...
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| Being bullied into a scam? :( | 12/12/2006 |
Q: I have a simple situation I hope that you can help me out with. I appreciate in earnest your ... A: You need to turn this claim over to your old insurance company ASAP. If you delay any further, ...
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| accident | 12/11/2006 |
Q: after my son pulled out of driveway and traveled about 200 feet he was rearended and hit an oncoming ... A: Comparative negligence Failure to yield auto accident Deceptive speed auto accident Speeding car ...
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| Insurance claim for minor damage | 12/10/2006 |
Q: My car(parked) was rear ended in the parking lot. The other driver confessed not having activated ... A: There are three things you need to do. First, take your car to a reputable collision repair shop ...
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| HAVE I COMPLETELY MESSED UP | 12/8/2006 |
Q: I WAS INVOLVED IN AN AUTO ACCIDENT IN WHICH I WAS REAR ENDED TWO MONTHS AGO. I WAS ABOUT EIGHT ... A: Insurance adjuster misrepresentation Insurance settlement OK with no police report No police report ...
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| Lazy attorney? NO input to value my claim? | 12/6/2006 |
Q: My husband and I were involved in an accident on March 29, 2005 and we both sustained some injures. ... A: Attorney will not return phone calls Lazy attorney? NO input to value my claim? Attorney valued ...
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| Post Collision Confusion... | 12/3/2006 |
Q: I have a couple of more questions... 1)I do want to learn about making a personal injury claim. I ... A: Paul I guess that one would have to forego any part of a diminished value claim that is based upon ...
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| Insurance Claim Question | 12/2/2006 |
Q: Do You Think That It Is Possible That I Can Get A Lawyer And Win This Case Because There Are No Deer ... A: Janice, I have no idea what the chances of a lawsuit would be. I know that I would not have taken ...
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| Insurance Claim Question | 12/2/2006 |
Q: I was recently involved in a car accident and i had 3 passengers in the car with me i am now ready ... A: One can purchase insurance to receive a pain and suffering award from an auto accident that is ...
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| Struck by an auto and they are suing me. | 12/1/2006 |
Q: A friend of ours was crossing a street not in crosswalk, 2 lanes each way. The car next to curb ... A: Unfortunately, these are not good facts. I am not worried about the police report itself inasmuch ...
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| Post Collision Confusion... | 12/1/2006 |
Q: I was in a three car accident in Oregon where the other driver was cited for making a unsafe left ... A: You have four aspects to your accident claim, but you have only asked about the first three at this ...
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| parking lot accident and collection agency | 11/29/2006 |
Q: Additional info to previous letter. The rental car was rented by my mother. She didn't add other ... A: You are on the right track, but you need to make the insurance adjuster understand that the burden ...
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| Struck by an auto and they are suing me. | 11/29/2006 |
Q: A friend of ours was crossing a street not in crosswalk, 2 lanes each way. The car next to curb ... A: Pedestrian not in crosswalk Driver not exercising due care Rights of pedestrian not in crosswalk ...
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| Daughter was in an accident.,,,MINOR CLAIMS SETTLEMENT | 11/28/2006 |
Q: My 14 year old was in an accident with her best friend who was driving the car. The insurance wants ... A: I am sorry to hear that your daughter was hurt in a serious accident that left scarring. It is ...
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| Cancelling auto insurance | 11/28/2006 |
Q: I have not been happy with my auto insurance with their cost rising and terrible service. I renewed ... A: Insurance costs are not the only element of evaluation, but if you are paying more, you should be ...
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| auto theft in state i just moved to | 11/21/2006 |
Q: I recently moved to California from Texas and my car was stolen two days ago. I changed my car ... A: I would surely love to help you if only I could figure out what you are talking about. Here is the ...
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| pickup damage claim | 11/20/2006 |
Q: I had a blowout on my pickup while towing my 5th weheel RV. Damage was done to my pickup by the ... A: We do have a real life insurance agent or adjuster here as an expert and you may wish to ask him ...
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| unisured driver please help! | 11/19/2006 |
Q: what if she was at fault and it was about $2000 worth of damage, will my insurance cover it or will ... A: Christine, You did not give me any information that I said was critical in my response to you. So ...
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| unisured driver please help! | 11/18/2006 |
Q: my 23 year old daughter was driving my car with me in the vehicle shes not on my insurance, and she ... A: I hope neither of you were hurt. For your answer, you will have to look to your policy ...
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| parking lot accident and collection agency | 11/17/2006 |
Q: THis past July I had a rental car and was backing out of a spot in a crowded lot when I was hit in ... A: The duty of care is upon the one who is backing up. You have to do that safely, or do not move your ...
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| personnel injury | 11/17/2006 |
Q: I was rear-ended on the highway seven months ago. I went to the ER then a chiropractor for three ... A: You have had a serious light-up of a preexisting condition that was asymptomatic, and as such, you ...
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| please help asap | 11/16/2006 |
Q: i have a question a county snow plow hit my parked car it was on the side of my dads house about 49 ... A: This is a good time to just use your own collision insurance and then to let your insurer go after ...
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| 3 Car Pile Up | 11/7/2006 |
Q: So partially she is at fault. The only reason I think I wouldn't be at fault is because I didnt ... A: Braxton Tickets do not dictate who is at fault or not. They are inadmissible at trial inasmuch as ...
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| 3 Car Pile Up | 11/7/2006 |
Q: I was driving down the road and the driver in front of me looked like they were going to slow down ... A: It is always the duty of the driver behind to stop for the vehicle in front UNLESS that driver in ...
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| Medical Record Release Form | 10/30/2006 |
Q: Settlement, I was rear-ended a month ago, and have been seen a physical therapist since. Other ... A: Yours is a question everyone has to face, and—at the risk of being considered suspicious ...
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| What should I do ?? | 10/30/2006 |
Q: This is the only place I could see to find an answer to this. I need help in deciding what to do or ... A: This is something you have lived with for three years, and it is well to try to get it out of your ...
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| UIM Claim--Jury or Arbitration?--Valuation | 10/24/2006 |
Q: I was recently hit by an uninsured motorist who did not obey my right a way in an intersection. I ... A: Smart way to buy auto insurance Uninsured Motorist Coverage (UIM) Insurance Claim Policy limits ...
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| Head injury; post concussive syndrome; DO NOT settle BI claims too early | 10/22/2006 |
Q: I was involved in an auto accident 2 days ago.The driver of the other vehicle ran a red light ... A: Remember loss of consciousness Report loss of consciousness Loss of consciousness remembered later ...
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| Rear ended vehicle, legal libaility as to whom I pay. | 10/21/2006 |
Q: I recently was in a car accident where the person in front of mt hit their brakes and I rear ended ... A: Rear-end accident defenses No tail light cause rear end accident Sudden stop cause rear-end auto ...
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| Wife backed into my truck | 10/21/2006 |
Q: My wife backed into my truck causing damage to both vehicles. If I file an insurance claim, could ... A: No, you may not use just one deductible for both vehicles. Each is a separate claim. Yes, you may ...
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| Insurance rate increase | 10/18/2006 |
Q: I have had two very small comprehensive claims, both on a previous car that I have since sold. It ... A: Here is a call out for any of our insurance agent experts to chime in and help on this topic ...
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| Verbal Agreement to Settle Insurance Injury Claim Enforceable?—Valuation & Submission of Insurance Claim | 10/17/2006 |
Q: what is considered a fair settlement with medical expenses totaling 10,000, loss wages totaling ... A: Verbal Agreement to Settle Insurance Injury Claim Enforceable? Contract to settle insurance injury ...
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| insurance co going to bat for us | 10/15/2006 |
Q: No follow up question; just wanted to thank you for your response. It was very, very helpful. ... A: All volunteers on this site really appreciate such feedback. Feel free to ask any other question as ...
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| insurance co going to bat for us | 10/14/2006 |
Q: First, thanks for taking your time to offer help via this site. I have a question with how our ... A: I am going to give you: (1) a little tutorial on insurance law involving a claimant who is at fault; ...
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| Release of claim question | 10/13/2006 |
Q: To settle a claim for damages related to an auto accident, the other party's insurance company has ... A: I presume that you were not hit with a comparative negligence deduction on your property damage ...
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| Damages for Rollover Accident; Shoulder Surgery; UIM claim? | 10/12/2006 |
Q: I'm just curious as to what type of settlement I might be looking at with my case. I first want to ... A: TAKE THE INITIATIVE in personal injury insurance claims Overview Tort Law Personal Injury Legal ...
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| Loss of use payment while repairs finished | 10/12/2006 |
Q: I was his by another car back in June and My car was in the shop for 45 days. The other insurance ... A: Loss of use is a compensable item for the tortfeasor's insurance to pay. However, it has to be ...
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| Use Property Damage Check to Pay off Lien?? | 10/11/2006 |
Q: A tree fell on my 2001 Dakota. The body estimate is $5500. I have not yet been given an estimate ... A: I believe that you will be able to work with your lienholder and the insurance company to use your ...
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| Auto accident claim against boyfriend DUI--Increased Rates | 10/9/2006 |
Q: I was involved in a roll overauto accident were my boyfriend was driving, he was cited for DUI. He ... A: Passenger comparative negligence Passenger assumption of the risk Passenger rights: personal injury ...
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| Hit & Run or Phantom Car Personal Injuries | 10/5/2006 |
Q: My daughter was struck by a truck the other day which pushed her into the ramp on the highway. Her ... A: hit & run claim OPENING YOUR PIP AND UIM INSURANCE CLAIMS DISABLING AUTO ACCIDENT INJURIES TAKE THE ...
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| Value Personal Injury Claim; Underinsured Motorist Claim (UIM) | 10/5/2006 |
Q: I was a passenger in auto accident 7-1-05 of a 4 car accident & I was taken to a trauma center by ... A: TAKE THE INITIATIVE in personal injury insurance claims Policy limits insurance claim Underinsured ...
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| hit & run claim; UIM; insurance rate increase | 9/24/2006 |
Q: My 19 yr old daughter was hit by a hit and run driver last night. She is ok, but her 2005 VW Jetta ... A: auto insurance rate increase Uninsured Motorist Coverage (UIM) Insurance Claim Hit & Run or ...
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| Release in Full of All Claims | 9/24/2006 |
Q: The Insurance company responsible for the accident is ready to settle my claim for the full amount ... A: We are not allowed to practice law here, so we cannot send forms out from this site. But you can ...
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| Totaled older car; police ticket not admissible evidence | 9/23/2006 |
Q: My daughter was driving her auto in a college parking lot and was struck by another vehicle damaging ... A: Totaled older car Repair with non-OEM parts Repair with used parts Salvage totaled vehicle ...
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| auto accident UIM claim; insurance provisions arbitration; doctor narrative reports | 9/22/2006 |
Q: dr settlement: thanks for your candor... i rated your answer, and mentioned the same... i do ... A: I will see if I can earn the praise you gave me! You are asking four questions about UIM claims, ...
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| Sample Auto Accident Release Form--Property Damage, Excluding Later Personal Injury Claims | 9/21/2006 |
Q: Settlement, I read your reply to Mr.Mendez on 8/8/06 at the allexperts.com forum You offered some ... A: You are a careful client, and one it would be a joy to represent. We love to have cases from ...
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| information required for other insurance carrier | 9/20/2006 |
Q: My son was involved in a fender bender -- the officer issued no citations at the scene and no one ... A: Your company is correct: there is no obligation whatsoever to talk with the opposing carrier. ...
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| Insurance policy limits; Underinsured motorist claim; Myofascial Pain Syndrome (MPS) | 9/19/2006 |
Q: I am 1 62 yr. old woman who was in a wreck Sept., 05 caused by the other insured. It is with 99% ... A: Insurance policy limits; Underinsured motorist claim; Myofascial Pain Syndrome (MPS) Policy ...
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| 50% liability? | 9/18/2006 |
Q: thansks for your first quick responce.ok i was driving a simi (i am a owner operator)and a suv ran ... A: First off, get that tooper's attention with a certified letter and then if he does not respond, ...
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| typical settlement for family of 4 under chiropractic care for 5 months? | 9/17/2006 |
Q: My husband, my 4 year old, my 1 year old, and myself were hit from behind at a red light by a lady ... A: TAKE THE INITIATIVE in personal injury insurance claims DO IT YOURSELF SETTLEMENTS. Firm doctor ...
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| lost wages | 9/16/2006 |
Q: i was in an auto acident 11/05 the doctors have me off duty, the persons that hit me insurance is ... A: Recovery of lost wages in your case is best pursued through your own Personal Injury Protection ...
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| unheard of company | 9/16/2006 |
Q: Have you ever heard of Public Partners/United Equitab insurance? This is my auto insurance company ... A: The fact that I have not heard of a company does not mean that they are no good. Some companies ...
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| Auto insurance PIP—medical bills—pain and suffering | 9/16/2006 |
Q: My sister was rear-ended in Texas. The other persons insurance company has claimed fault and deemed ... A: Auto insurance PIP—medical bills—pain and suffering Managing Medical Care After Auto Accident ...
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| buying auto insurance—premium differences—avoid cheap companies | 9/15/2006 |
Q: Why do the big name car insurance company's charge so much more than the lesser know company's? All ... A: Buying auto insurance—premium differences Intelligent money-wise buying auto insurance Avoid cheap ...
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| Insurance payment medical bills preexisting condition? Tort law overview | 9/15/2006 |
Q: I was rear ended in an auto accident and had back and neck pain. Had a cat scan done of the head and ... A: Overview tort law personal injury legal claims Reasonable and necessary medical costs Head trauma ...
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| no insurance; guest driver still covered? | 9/13/2006 |
Q: My daughter has no car and not on anyone's car insurance policy, can she drive a friends car who has ... A: Yes, the owner's insurance will cover drivers who are operating the vehicle WITH THE PERMISSION of ...
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| In. Co. making claim check to me AND bank???? | 8/31/2006 |
Q: My car was broken into and they stole some personal belongings as well as the rear removable seats ... A: That kind of "service" is the reason Dr. Settlement always looks for a community or local bank. ...
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| Not at Fault accident, other driver did not have permission.. | 8/29/2006 |
Q: I was recently involved in an accident where the other party ran a red light, and I couldn't stop in ... A: Here is my advice first, to be followed by my "soapbox" comments regarding the insurance industry. ...
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| sons accident | 8/28/2006 |
Q: Settlement, Sorry for the confusion. You did answer my first question but I asked a follow-up ... A: Car owner liability Vicarious liability Imputed liability Family car doctrine Liability of parents ...
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| If At fault: Should we Contact Claimants to Settle? | 8/28/2006 |
Q: My 18 year old son had an accident over 3 months ago and was at fault. (There was no alcohol or ... A: NO, NEVER IN A PERSONAL INJURY CLAIM WILL YOU CONTACT THE CLAIMANTS. Your only contact will be with ...
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| If At fault: Should we Contact Claimants to Settle? | 8/27/2006 |
Q: My 18 year old son had an accident over 3 months ago and was at fault. (There was no alcohol or ... A: Settling car accident injury claim without insurance adjuster I am liable; should I contact the ...
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| General release example | 8/26/2006 |
Q: I was wondering if I could get a copy of the general release you mentioned in the response to ... A: Hey, thanks for reading my old answers! I did get your email at my site, and I will gladly send ...
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| Pain and Suffering | 8/25/2006 |
Q: My daughter was in a friends car that was rear ended and she incurred a back injury which requires a ... A: Insurance Claim Adjuster Secret Tactics Relationship Insurance Injury Claims Adjuster Write to ...
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| responsibility | 8/24/2006 |
Q: My daughter was driving a friends vehicle in Texas, she rolled the vehicle and was badly injured ... A: I am sorry to hear about your daughter. Sometimes it is hard to have kids, isn't it? Let's hope ...
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| Parking Lot: Both cars backing up | 8/23/2006 |
Q: I was involved in my first car accident today, a minor fender bender, and was wondering who will be ... A: It sounds like you share responsibility 50/50. Here is how I would decide it if the case came ...
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| Auto Claim | 8/23/2006 |
Q: I just bought a new Pontiac G6 a month ago. On sunday a seventenn year old kid hit me....i have ... A: NO, the insurance company will never pay you a dime until they get to hear from their insured about ...
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| AAA tow destroyed my car - what's fair reimbursement considering | 8/22/2006 |
Q: Triple A towed my 1970 VW Beetle in gear and destroyed my engine, transmission, rear tires, etc. ... A: I like your side of this deal. If he consented to liability and did not offer his own repair ...
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| Conflicting versions salvage title | 8/21/2006 |
Q: I was rear-ended by heavy truck when I was forced by the car driving in front of me to suddenly slow ... A: I am afraid you have run smack into a recent development in the insurance adjuster employment ...
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| Small Accident | 8/8/2006 |
Q: Yesterday my wife was involved in a small car accident in a parking lot. She was waiting for a place ... A: In the first place, your deductible does not come into play when your insurance is paying to repair ...
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| comp vs coll | 8/7/2006 |
Q: Bowling ball left in the truck of a car. Various turns & stops the bowling ball rolled & damaged the ... A: Well, this is the time we need our resident insurance adjuster to give us a hand. I believe it will ...
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| Insurance pay out.. | 8/7/2006 |
Q: I had an accident a couple of weeks ago. OP admitted liability to me and to State Farm, her ... A: If your car is paid for, there is no lien holder that State Farm is looking out for. Thus, you are ...
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| at fault driver insured, but undocumented | 8/6/2006 |
Q: My wife was involved in an auto accident. Clearly the other guys fault, with his insurance co ... A: Illegal alien causing auto accident Illegal alien ignoring duty Illegal alien fleeing scene of ...
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| Other party ignoring liability | 8/6/2006 |
Q: I was a passenger in a vehicle accident where my husband was driving down an alley behind our apt. ... A: Failure to yield right of way Other car speeding Is speed a defense to failure to yield? Backing ...
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| No car insurance | 8/4/2006 |
Q: I had an accident on university property while driving a vehicle with no insurance. In trying to ... A: Do you have any insurance on your own car? If so, report the accident to your own company since it ...
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| I hit a deer less than a year ago, and just found out I had comprehensive | 8/4/2006 |
Q: I hit a deer last November 2005. I thought I was out of luck because I did not have collision. I ... A: We need our resident insurance adjuster expert to jump in here with some help becasue I am not ...
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| Combo Home and Car Damage Caused by Out of Control Driver | 8/3/2006 |
Q: Last week, I arrived home from my evening jog to find my yard filled with police and EMTs and a ... A: Car Accidents: Totaled, Repair, Valuation, Your Rights Insurance Claim Rights totaled car ...
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| Need an advice or two | 8/3/2006 |
Q: This is regarding a complaint filed against my dad. He was involved in a car accident in June 2006 ... A: Defense attorney hired insurance company What to do if I am sued? Received lawsuit. What to do ...
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| Claim $ - SCARS - Post Concussive Syndrome - Psychological Damages | 8/2/2006 |
Q: Okay..never been on this site before but i am lost and think it's worth a shot :) So, Last August - ... A: Smart Tips to Buy Automobile Insurance Remember loss of consciousness Report loss of consciousness ...
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| contesting a liability decision | 8/2/2006 |
Q: i was rear-ended into another vehicle on june 5. i was stopped, and the car behind me hit me, ... A: Comparative negligence rear end collision Split liability rear end accident complaint state ...
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| settlement for stress/anxiety? | 7/31/2006 |
Q: My car was recently totalled in a rear-end collision. My boyfriend and I are experiencing a great ... A: Auto accident emotional distress Car wreck stress medical care Severe mental distress car accident ...
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| time limit to file? | 7/31/2006 |
Q: in the state of california do u have a time limit to file a claim for an accident? it was going to ... A: Personal Injury Statute of Limitations Motor Vehicle Accidents Statute of Limitations California ...
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| Auto Insurance Claim | 7/30/2006 |
Q: My car was stolen in March. It was recovered a week later. There was damage to the car. The ... A: This is clearly an UNSATISFACTORY performance by the insurance adjuster AND the auto body shop. ...
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| Accident other drivers fault but No photo insp causes no coverage | 7/29/2006 |
Q: The photo inspection was due before the accident for collision coverage. We were required to have a ... A: Kevin A teenager is a driver on someone's policy in most instances. He can have his "own" policy ...
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| fibromyalgia and aggravation after car accident | 7/29/2006 |
Q: in the last 5 years i am in a trial in my country israel after i had a car accident that aggraveted ... A: I handled only one such case and we won a settlement, but our state did recognize traumatic ...
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| Accident other drivers fault but No photo insp causes no coverage | 7/29/2006 |
Q: My son loaned our car to a friend to grab a pizza down the road while at work. Well he got hit but ... A: I am confused by your writing. If your driver was not at fault, why is your company entertaining a ...
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| Use of LKQ Engine | 7/28/2006 |
Q: 2001 BMW 540i with 108,000 miles. Car engine suffered water intrusion due to flooded roadway and ... A: Like you, I thought my Cadillac could "walk on water" and I got about 200 feet through a deep and ...
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| parking lot accident | 7/27/2006 |
Q: Settlement, Thanks a lot. Following your advice, it works for the first step. I have a rental ... A: Good to hear that we made a little progress for you, Lu. The insurance company will NOT go to ...
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| Lane Change Accident | 7/26/2006 |
Q: I was driving my car in the far right lane of a 3-lane road in each direction (Roosevelt Blvd, ... A: You are in the right in this case: DO NOT BE THROWN OFF BY THE POLICE REPORT. What the officer ...
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| Claim Value of Totaled Car | 7/26/2006 |
Q: My car was totaled in an accident 1 1/2 months after I purchased it (1400 miles), I was not at ... A: Insurance rights car accidents totaled repair valuation REPAIR USED and/or NON-Original ...
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| parking lot accident | 7/26/2006 |
Q: Settlement, Thank you for the professional advice. For the first choice, I just have no full cover ... A: Lu, Thanks for the kind remarks you left for me in the feedback forum. I appreciate that. I think ...
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| parking lot accident | 7/25/2006 |
Q: Settlement, I read lots of your advice here and learned so much. But for my special case, would you ... A: First, let's review the liability. The rules of the road apply in a parking lot, just the same as ...
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| Auto Accident | 7/24/2006 |
Q: I was in a car accident and i was the passenger...the driver had insurance and the insurance company ... A: The insurance compay may or may not cover all of your damages, depending upon whether or not their ...
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| Insurance | 7/24/2006 |
Q: I was recently involved in a car accident where the driver hit me from behind-- my car had a two ... A: The tortfeasor's insurance will pay you the estimate for repair of your damages. You MUST repair ...
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| repair cost | 7/22/2006 |
Q: I was in a car accedent and in there settlement they only want to pay me $600 for the $2500. of car ... A: Car wreck totaled auto payment for repairs Insurance payment car repairs Car accident payment New ...
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| Should I make or even inquire about a $1.6K claim | 7/21/2006 |
Q: Yesterday was my birthday. My wife decided that what I really wanted was a new front bumper and ... A: I would not hesitate to ask my insurance agent about this as she is in the best position to let you ...
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| auto accident | 7/21/2006 |
Q: I was in an auto accident involving a rear end at a complete stop by the fault of a car 3 cars ... A: Minor Impact Soft Tissue (MIST) Low impact accident Soft tissue injuries low property damage ...
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| Pending accident claim | 7/21/2006 |
Q: I was T-Boned in my car last year in October. It was around 2am and I was driving my two friends to ... A: You have asked me to value your claim, but that is impossible given the little information I know ...
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| Business Auto Stated amount | 7/20/2006 |
Q: I have a 1980 Dump truck with only 30,000 miles. I'm concerned that if I have an accident, I will ... A: Maybe one of our insurance agent friends has a way to help you, but I do not know of any way to ...
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| Bicycle-Car accident on Private Parking Lot | 7/19/2006 |
Q: I was recently involved in an accident with a car while I was on my bike. I was riding my bike on a ... A: Bicycle versus car accident Private parking lot bicycle car accident Correcting police car ...
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| Diminished Value on NEW Vehicle | 7/19/2006 |
Q: 2006 Subaru Tribeca rear-ended 7-14-06. I am gearing up for the battle to have my car replaced. Have ... A: Diminished value car accident claim Damaged frame diminished value auto insurance claim Managing ...
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| liabillity | 7/19/2006 |
Q: State: missouri, wife was in a car accedent where people waved her through congested traffic, she ... A: Whether or not the car that hit your wife's car had a license tag or an unlicensed driver is not ...
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| Property Damage claim | 7/18/2006 |
Q: I hope you can share some words of wisdom on how to handle a property damage claim. Allow me to ... A: Intelligent money-wise buying auto insurance UIM claim for property damage (PD) At fault party PD ...
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| listed drivers on insurance policy | 7/18/2006 |
Q: within my family, there are 4 drivers and 4 vehicles. we all live in the same house. all cars and ... A: Mike, Well, now we have another problem brought into the mix. That is the right of a secured ...
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| listed drivers on insurance policy | 7/18/2006 |
Q: within my family, there are 4 drivers and 4 vehicles. we all live in the same house. all cars and ... A: Well, no, I have not run into a requirement of listing all four as principal drivers of all four ...
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| do i have to accept the offer | 7/17/2006 |
Q: i was hit and i went and had my coustom ram van looked by 2 body shops and got prices to fix one was ... A: You are entitled to get the vehicle fixed at the autobody shop of your chooing. Call your state ...
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| auto claims | 7/17/2006 |
Q: If i have had a "minor" incident which damaged my vehicle ( I hit one car with the other in my ... A: If you report an accident in which you were at fault and the amount paid in repairs exceeds some ...
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| Not at fault claims | 7/14/2006 |
Q: I was in a recent accident where the other party received a citation for the accident and being ... A: I presume that the insurance company is having problems with their insureds because it is THEY (the ...
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| insurance law | 7/13/2006 |
Q: So Does Delaware law stipulate the same requirements as most states; and if the plantiff in Delaware ... A: Marianne, Please look at the answer I already gave to you. In there I mentioned that the ...
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| insurance law | 7/13/2006 |
Q: is it true that if you are a Pennsylvania resident and you have an accident in Delaware, and the ... A: Marianne, Please look at the answer I already gave to you. In there I mentioned that the ...
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| Being sued | 7/13/2006 |
Q: My husband was in an accident two months ago. He was given a ticket for failer to give right of way. ... A: Here are the answers to your two questions. 1. Can she sue us even though we have insurance? Yes, ...
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| Insurance | 7/12/2006 |
Q: I was a victim of a minor accident. My car was hit from a no insurance policy holder. He had a ... A: Sorry for the delay; going to bed so late after I finally got home from the replacement flight ...
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| Am I expecting too much? | 7/12/2006 |
Q: Good Doctor, Thank you for your time! Sorry to hear about your flight delay. I look forward to ... A: Sorry for the delay; going to bed so late after I finally got home from the replacement flight ...
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| non- permissive driver | 7/11/2006 |
Q: ------------------------- Dr Settlement, Just a quick update: After my ex husband's adjuster ... A: You did very nicely on this project. You stuck with it and you worked hard to gather the facts ...
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| who should pay? | 7/11/2006 |
Q: Settlement, When at a recent event for scooter enthousiasts, someone ran into the back of our parked ... A: R. Sorry for the delay; going to bed so late after I finally got home from the replacement flight ...
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| Auto accident | 7/11/2006 |
Q: I know this has been a commonly asked question. My wife was pulled over by a State Trooper on an ... A: Do not settle personal injury insurance claim too soon; Very large personal injury insurance claim ...
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| Forced to take salvage deduction in settlement | 7/11/2006 |
Q: My son's 95 Explorer was rear ended when he stopped at a crosswalk to let a ped pass. No one was ... A: Sorry for the delay; going to bed after 4 AM used to be something I might recover from pretty fast, ...
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| Am I expecting too much? | 7/10/2006 |
Q: Doctor Settlement, My wife was rear ended a few months ago. The driver admitted to negligence at ... A: I must apologize for the delay in writing to you. My flight was cancelled and I had to stay a day ...
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| insurance law | 7/10/2006 |
Q: is it true that if you are a Pennsylvania resident and you have an accident in Delaware, and the ... A: NOT TRUE, in a court action. Some states do have laws whereby a claimant may discover the policy ...
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| Broken Ankle | 7/10/2006 |
Q: I live in the state of Florida.On April 22nd of 2006 i was hired to do tree work with ny husband ... A: Sorry for the delay; going to bed so late after I finally got home from the replacement flight ...
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| checks | 7/9/2006 |
Q: is it possible to check if a car i bought has been involved in any accidents A: As to "ANY ACCIDENTS", the answer is NO. As to serious accidents, the answer is MAYBE. Read on. ...
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| Two accidents...second settled first still pending. | 7/9/2006 |
Q: Where to start...January of 2005. Events covering the last 16-17 monts: I was struck by a car that ... A: Two consecutive injury car accidents Injured once then another car accident injury Allocating ...
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| Hail damage claim | 7/7/2006 |
Q: I just talked to my agent. The claim was high enough that they have to send out an adjuster, in a ... A: Casey, I am going to put out a request for any insurance adjuster experts to come to my aid here ...
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| Insurance Lein | 7/7/2006 |
Q: My insurance company put a lein on a person's house for car accident i was in and he had no ... A: It is difficult to piece together what the scenario is here. My best guess from what you said is as ...
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| car park accident | 7/7/2006 |
Q: hey, my car was parked in a no parking/loading zone out the front of work the car was being loaded ... A: I don't care if you were blocking the driveway itself, the car doing the backing has the burden of ...
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| reporting accident | 7/7/2006 |
Q: I have noticed that it is repeatedly mentioned that all accidents should be reported to insurance ... A: You have received three pieces of bad information. I do not advocate reporting accidents such as ...
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| First Time Accident | 7/6/2006 |
Q: I was rear ended about a month ago at a red light. The guy was going about 35-40 mph. My rear end ... A: Do not settle personal injury insurance claim too soon; Insurance claim serious disc compression ...
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| Claims | 7/6/2006 |
Q: Are my rims covered on my auto Insurance? I put 24" rims on my car they where stolen and the thieth ... A: I do not know what kind of coverage you have purchased. So I cannot know for sure what is covered. ...
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| Policyholder Liability for Stolen Vehicle | 7/5/2006 |
Q: My car was parked in front of my home and hit as part of a 3-car accident. The insurance company ... A: I have no knowledge of a statute such as you have imagined. How could that possibly work? Someone ...
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| Hail damage claim | 7/5/2006 |
Q: My car has sustained hail damage. The damage is only a slight eye-sore. I'm in the process of ... A: You have no obligation to repair the car, UNLESS it is owned by the bank AND the damage is ...
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| stolen car | 7/5/2006 |
Q: My car was stolen last night and i have liability insurance. The police found the car and said its ... A: Whether or not your car is covered by insurance depends upon what you bought. If you bought ...
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| Auto Injury claim | 7/4/2006 |
Q: back in February I was in an accident with my 3 children. We were heading East and other driver ... A: Personal injury insurance claim minors Insurance injury minor settlement Court approval kids' ...
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| parking lot accident liability | 7/1/2006 |
Q: I was involved in a parking lot accident where my car ( a 4 door sedan ) and the other party's ... A: I think the other guy is at fault, but I suppose one of the adjusters will no doubt claim that both ...
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| what should I expect | 7/1/2006 |
Q: On March 13th 2006 I was rearended by this lady who was digging in her purse instead of noticing the ... A: You have asked me for tips on valuing your damages from an accident where you SUSTAINED SERIOUS ...
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| settlement check | 6/30/2006 |
Q: my stepdaughter was recently in a car accident.after a few months the lawyers settled,they made her ... A: Congratulations on getting a personal injury settlement for your daughter. YES, someone is ...
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| non- permissive driver | 6/29/2006 |
Q: Dr Settlement, Insurance adjuster who's handling my ex's policy has finally called me today and ... A: Dilek, I do not know any other way to put it, but I think you are a bit of a "loose cannon" in ...
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| non- permissive driver | 6/29/2006 |
Q: Dr Settlement, As always, thanks for your response. I did call an attorney and made an appt. I will ... A: No, Dilek, I would not recommend that you write a letter. While it sounds like it makes perfect ...
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| insurance basics | 6/29/2006 |
Q: i am a complete novice when it comes to auto insurance. i have some very basic questions. why do i ... A: Don't worry about being confused about auto insurance: sometimes we all are that way, and I suppose ...
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| Auto claim options | 6/28/2006 |
Q: My wife recently hit a tree with her 2001 Toyota Avalon. Thankfully, she was not hurt. It really ... A: You have all of the choices you mentioned above, and more. Here is a brief summary of five choices. ...
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| accident liability | 6/28/2006 |
Q: My daughter recently had a car titled in her name in the state of Missouri. She moved out of state, ... A: I wish I could give you a simple answer. But if that were the case, we lawyers would be out of a ...
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| personal injury claim from car accident | 6/28/2006 |
Q: I now have excrutiating pain in my lower back after I do chores such as moppin, sweeping, and ... A: Ronda, I thought that you would have lower back pain this summer! You have a somewhat serious ...
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| New driver accident not at fault | 6/27/2006 |
Q: 10 days after my son received his DL he was involved in a minor accident. The other driver backed ... A: Your rates cannot be increased if your son was not at fault and the other party pays you to fix your ...
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| personal injury claim from car accident | 6/27/2006 |
Q: My bills are totally $1,800. I was hit during the x-mas season and in pain and on muscle relaxers ... A: The key to valuing your claim is whether or not the summer weather has brought out any pains at ...
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| non- permissive driver | 6/27/2006 |
Q: Dr Settlement, That's exactly what I'm worried about too. USAA might deny coverage to my car and to ... A: As I stated, you need to see an attorney TOMORROW. I will not join in the game of "twenty ...
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| report accident or not? | 6/26/2006 |
Q: I recently was at fault and damaged a parked car by colliding with the back bummer. I left a note on ... A: The decision whether or not to turn your claims over to your insurance company should involve an ...
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| PERIOD FOR FILING AN AUTO ACCIDENT CLAIM | 6/26/2006 |
Q: I was recently involved in a very minor bump to a car in front of me. The bumper of the car involved ... A: You have two kinds of cases to worry about. First, she could file with your state department of ...
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| auto accident | 6/24/2006 |
Q: 2 questions...1.i backed into a parked car.we both contact our insurance.our insurance pays for our ... A: I am going to shop for you to get a big blow-up bumper set to put around your car next time you ...
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| non- permissive driver | 6/24/2006 |
Q: It's greatly appreciated. Your letter gave me a lot of hope that I might be entitled to recover ... A: PLEASE CONSULT AN ATTORNEY ABOUT THIS ASAP. I am going to have to change my first answer based ...
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| Insurance Settlement Claim. | 6/23/2006 |
Q: I was in a car accident back in November 25, 2005. We was in a 5 car accident. I was the passenger ... A: Knee problems ARE FOR LIFE. DON'T SETTLE TOO SOON. It has only been eight months—that is nothing ...
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| auto accident with prior injuries | 6/23/2006 |
Q: Doctor Settlement, I was in an auto accident where a driver pulled across oncoming traffic. ... A: //www.SettlementCentral.Com, I wish it DID have a lot more free information; we are adding on all ...
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| Personal Property Damage in Auto Accident | 6/22/2006 |
Q: Yesterday I got into an accident on the highway where due to rain I lost control of my vehicle. When ... A: Damage to your laptop will NOT be covered under your own comprehensive auto policy. IF SOMEONE else ...
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| non- permissive driver | 6/22/2006 |
Q: I own a 2003 Toyota Camry. I have liability insurance with USAA. My daughter, Stacy, 19, who's ... A: This is a peculiar series of give and take by USAA! There are three issues to resolve in this ...
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| Partly my fault, very minor damage to unisnured driver in her friend's car | 6/22/2006 |
Q: I was parked between two big cargo vans, and couldn't see to my sides as I backed out. Tha lady ... A: I am not sure who is at fault here, because it seems both drivers bear some blame. In the first ...
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| personal injury settlement | 6/21/2006 |
Q: Insurance company made first offer today for $18,000.00. Their insured driver ran a red light 8 ... A: PLEASE HAVE NO FURTHER CONVERSATIONS WITH THAT ADJUSTER UNTIL YOU HAVE DIGESTED WHAT I HAVE TO SAY ...
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| auto insurance claim | 6/19/2006 |
Q: On July 29 2003 I was rear-ended in Washington DC. The damage to my car was appr $6500 and was ... A: I hate to tell you this but you are going to be my "poster girl" for advice to get something going ...
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| Insurance Cliam | 6/19/2006 |
Q: My car was stolen May 30th, and recovered the very same evening. It took 2 1/2 weeks before the ... A: You asked what you think is a simple question, but there are five different issues involved. I will ...
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| auto insurance | 6/17/2006 |
Q: I have recently moved to TN and I got married to a woman that came with me here and we have ... A: I spent over half an hour wading through your state statutes and I just could not come up with any ...
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| My fault with no accident | 6/15/2006 |
Q: My accident happened like this: I was at a stop sign wanting to turn left. A car about five cars up ... A: In direct answer to your question, it could be fraud if the young man is claiming damage in areas ...
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| Is this enough $$$? | 6/14/2006 |
Q: I was rear-ended almost 2 weeks ago. The other party's insurance agency assumed full liability, and ... A: You are smart to hold onto your title; a quick check shows that their offer is FAR TOO LOW. I am ...
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| Insurance replacing infant seat | 6/13/2006 |
Q: On 5-6-06 my 6 month old and I were in an auto accident, 5 cars on a major highway in Oklahoma City, ... A: The answer to your question is real simple. The tortfeasor HAS TO REPLACE ALL DAMAGED PERSONAL ...
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| Totalled lease | 6/12/2006 |
Q: I leased a Nissan 350Z Roadster. My buyout price is $20,500. I owe 5 more months at $629. I totaled ... A: Well, that is what you get for not buying American! Just joking, Sean—it is a nice looking car. ...
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| Stolen Vehicle | 6/12/2006 |
Q: A coworker of mine stopped to get gas at a service station. When he started to pump gas he was ... A: This is a new one for me inasmuch as the most excitement we get is just negligence or maybe a DUI or ...
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| Compensatory Damage Confusion | 6/9/2006 |
Q: I was involved in a MVA about 5 weeks ago. I was rear-ended at a light where I was at a complete ... A: You have asked me for tips on valuing your damages from a "DEEP soft tissue injury that happened ...
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| car payoff | 6/9/2006 |
Q: They have totaled the car so what are my choices now? They are also telling me I have until saturday ... A: DO NOT "JUMP" JUST BECAUSE THE INSURANCE ADJUSTER IS PUTTING PRESSURE ON YOU. The only time frames ...
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| car payoff | 6/8/2006 |
Q: I was in a car accident june 1st and the insurance company is willing to pay my car off but only ... A: Your solution here would be to fight for a higher actual cash value because that is all you are ...
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| Auto Accident | 6/8/2006 |
Q: We had an auto accident early this month, a New Jersey Transit Bus swerve to our lane hitting the ... A: It sounds like you went to an attorney to see if he would take your case, and he did not give you a ...
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| Hit by a drunk driver! | 6/7/2006 |
Q: I was hit by a drunk driver that hit me and ran, I followed him and he was arrested and charged with ... A: No, I have no idea what is "fair" given the little information you presented here. There are a ...
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| state farm | 6/7/2006 |
Q: dont they have to repair the car as it was before the accident to same condition with orignal volvo ... A: Yes, you are partially right; the company DOES have an obligation to repair the car to pre-accident ...
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| Car accident settlement | 6/6/2006 |
Q: OK, David, I think I have provided you with sufficient ammunition to succeed in getting all of the ... A: DO NOT SIGN THAT SETTLEMENT AGREEMENT UNTIL YOU GET A SECOND OPINION. I wonder if this is worse ...
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| MY INSURANCE PAYING FOR THE OTHER VEHICLE | 6/6/2006 |
Q: I was in an accident recently, with my parents neighbor. I have full coverage, and from my ... A: Sorry, but the burden is on the person who is moving to do so without hitting anything that is there ...
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| Car accident settlement | 6/5/2006 |
Q: I was involved in car accident back on Sept 29, 2005. I was back passenger we was involved in a ... A: I am sorry to hear of your extensive injuries. These are indeed serious, and it appears that the ...
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| Totalling a vehicle, as opposed to repairing it. | 6/3/2006 |
Q: Montrose, Colorado: On May 30,2006 as my mother was driving through a parking lot at a grocery store ... A: The decision to total usually comes when the cost of repairs exceeds around 70%-75% of the actual ...
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| Auto accicdent, No Insurance | 6/3/2006 |
Q: Yesterday I got involved in a 3-car accident. Being the 1st car at fault and me just happened to be ... A: You will have to provide me more information in order to answer your question. Who is at fault ...
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| Driver not on my policy (nephew) | 5/30/2006 |
Q: My nephew (22 years) was driving my car. He ran off the road into a fence. No other vehicles were ... A: This is a family political problem all right. If your nephew was dodging a horse in the road, or a ...
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| Comprehensive Claim | 5/30/2006 |
Q: I recently filed an insurance claim for hail damage to my vehicle. I received the check for the ... A: The repair shop thinks it is a real good idea! But in fact it makes no difference whether or not ...
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| Auto accident | 5/29/2006 |
Q: I was involved in a auto accident back in FEB. The question I have is my medical bills $55,000 ... A: You have three issues, which I will take up in the following order. You have a VERY SIGNIFICANT ...
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| determing liabilty | 5/27/2006 |
Q: I was involved in an accident on 5/12/06. I was proceeding northbound in the left hand lane which ... A: First, if you have rental car coverage on your own policy, get it going NOW, irrespective of what ...
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| total loss claim and lein holders | 5/23/2006 |
Q: i recently received hail damage to my car and the insurance company said it was a total loss. the ... A: SHORT ANSWER: The bank probably CAN do this, but the sales price has to be commercially reasonable. ...
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| Tottalled Lease | 5/22/2006 |
Q: We were leasing a Honda Civic from Honda Finance Corp of America and the car was in an accident near ... A: This is a frustrating situation, but it is governed by the terms of your lease. Having a car ...
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| Responsibility of child being hit by motorist | 5/22/2006 |
Q: Settlement, In May of 2005 my daughter was hit by a teenage motorist, who was at fault for not ... A: You have been tagged with an "at-fault" accident. I have no idea how that could happen if the facts ...
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| Insurance Settlement | 5/22/2006 |
Q: I took a check from an insurance company for damages. Can I change my mind and renegotiate? A guy ... A: You are not bound by your settlement if you have not endorsed the check. They did not have you sign ...
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| Accident-Insurance cancelled | 5/21/2006 |
Q: Settlement, I am in a different situation. I have had insurance with Multi-State for serveral ... A: There are hundreds of stories just like yours each year. It seems that all the goodwill just seems ...
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| Why purchase more insurance than state law requires? | 5/19/2006 |
Q: My state only requires $50,000 / $100,000? Why would I carry more than the minimum? From what I ... A: The reason you want to carry as much as you can afford is two-fold. First, you are talking about ...
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| USAA DOV accident w/uninsured motorists | 5/18/2006 |
Q: I am being given the royal runaround by USAA. I was hit by an uninsured motorist so USAA is in ... A: Here is my short answer: the ONLY WAY to get around that decision is to file for UIM Property damage ...
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| MY SON'S ACCIDENT | 5/18/2006 |
Q: Settlement, I have been reading through theses posts and your website and have found a lot of ... A: It is no fun to watch our children suffer with injuries. In this case, the injury is severe, at ...
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| Insurance Claim | 5/18/2006 |
Q: We recently had a hail storm that came through where we live. We had a large amount of hail damage ... A: Did the auto body shop do any work on your car? If so, you have to pay them. If not, call the ...
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| Options for an auto accident | 5/18/2006 |
Q: I was involved in an auto accident in Aug 2005. I was hit in the rear by a driver, who was in turn ... A: It sure is frustrating to deal with insurance adjusters, isn't it? The key here is to let the cars ...
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| Stolen 2005 Altima | 5/17/2006 |
Q: My 2005 Altima (no previous repair work) was stolen from a friend's driveway in Danville, AL on ... A: I know you are upset about the drugs in your car, but from what I can research, there is no danger ...
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| Auto Accident claim question | 5/16/2006 |
Q: I was in a car accident about a year ago. It was a pretty bad accident, my car was tottaled and I ... A: Lindsay, There is nothing at all wrong with your gathering all of the records for the adjuster, ...
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| Policy limits | 5/16/2006 |
Q: I was involved in an accident last June. I was at a complete stop with another vehicle in front of ... A: I am sorry to hear of your extensive injuries. These are indeed serious, and it appears that the ...
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| Personal Injury Settlement | 5/15/2006 |
Q: I was involved in a rear end accident about a month ago. A motor home had pulled out in front of me ... A: There you go, giving us yet another reason to dislike those behemoths that people insist to drive ...
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| Auto Claim question (vandalism) | 5/15/2006 |
Q: My explorer was keyed on the passenger side approx. 6 months ago. I finally made a vandalism claim ... A: Don't shoot the messenger, but I think that this is two claims. What if you had two accidents, one ...
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| opinion on how much should I accept | 5/14/2006 |
Q: I was involved in an auto accident about a year ago. I was hit almost head on and I broke my heel ... A: I kind of winced when I read about the metal plate in your foot. That tells us that you have a ...
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| Comprehensive claims | 5/12/2006 |
Q: I have been living out the country for the past 2 years, 6 months prior to leaving the US I made a ... A: Will your claim affect your rates? Well . . . . that depends. Did you run your vehicle thru a ...
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| Accident Coverage | 5/11/2006 |
Q: I was involved in a head on accident. The other vehicle involved came into my lane of traffic. The ... A: Yes, Chery, the owner of the vehicle will use his insurance to pay for both your property damage and ...
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| Auto Accident claim question | 5/10/2006 |
Q: I was in a car accident about a year ago. It was a pretty bad accident, my car was tottaled and I ... A: I am sorry to hear that the impacts of the car accident have carried on this long with continued ...
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| Lost Scholarship | 5/9/2006 |
Q: I was recently in a car accident where the other person was found at fault. They had no insurance ... A: Loss of employment advancement and loss of money due for work to be performed are payable and also ...
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| Car Insurance | 5/9/2006 |
Q: My father owns the truck i drive, the full coverage auto policy is in his name and i am listed as a ... A: You are listed as a driver, and hence as an insured under a policy owned by your father, who also ...
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| Major accident /did I get a lawyer too quickly? | 5/9/2006 |
Q: My wife and 2 sons were involved in a major accident on the highway, 3 may 06. The other vehicle ... A: Lew, It is surely good news for your entire family, and we do see your wife making a speedy and ...
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| Auto claim | 5/8/2006 |
Q: While I was at work one day my vehicle was vandalized by one of the clients there. I work at Father ... A: This is OUTRAGEOUS conduct if in fact your estimates were both at $8,000 and the insurance company ...
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| Lower back cracked | 5/6/2006 |
Q: I was involved in an accident here in oregon. I was hit from behind while I was stopped at a red ... A: A cracked vertabrae is SERIOUS BUSINESS, and while I am sure you are in good hands on the medical ...
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| hit and run | 5/6/2006 |
Q: this happened a few months ago and i know it is too late, but i'm just curious. my husband's truck ... A: What a story of police indifference! It seems to me that they should have investigated a hit and ...
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| What is my obligation? | 5/4/2006 |
Q: In early March I was involved in an incident in my work parking lot. I was backing out of my ... A: You and I share that old parking lot syndrome: someone is moving AFTER we start to back out. That ...
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| Insurance settlement offer fair? | 5/3/2006 |
Q: I'm trying to get perspective on a pain-and-suffering offer I was given for a rear-end collission I ... A: It is good to hear that you recovered fully. Still, have you any assurance that your back and neck ...
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| Personal Injury Settlement | 5/3/2006 |
Q: I was involved in a car accident on Jan. 21st 2006, and was not at fault. The other driver t-boned ... A: I am sorry to hear that your pains have continued after stopping your course of treatment. That is ...
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| How to settle | 5/3/2006 |
Q: I had an accident in November, I was rear ended. I was on my way to school, for a midterm. ... A: Yours appears to be a simple question, but there are complexities that need to be discussed. I am ...
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| Opening an insurance agency | 5/3/2006 |
Q: I want to become an American Family insurance agent? Any comments from Am Fam agents on whether or ... A: I am an attorney, so have no idea whatsoever whether or not the income matches the work effort one ...
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| Hit and Run | 5/2/2006 |
Q: I was in a car accident and was run off the road and the other vehicle kept going. I was driving my ... A: I can see that this is a tough situation for you, so I will try extra hard to suggest some ...
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| Pressure to settle | 4/25/2006 |
Q: Another car hit me pushing me into oncoming traffic where I was hit by 2 other vehicles. His co. ... A: DO NOT SETTLE YOUR PERSONAL INJURY CLAIM UNTIL AT LEAST SIX WEEKS POST-ACCIDENT. You also have work ...
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| Auto accident | 4/24/2006 |
Q: Well in a intersection. I had a red light, stop. Heading south going 'straight when it was green. I ... A: The guy who ran the red light is at fault. You were in the intersection AFTER the light turned ...
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| Diminished value | 4/21/2006 |
Q: This is not a personal injury question, but you are the only expert listed for auto insurance. I ... A: Sorry to hear your "baby" had such a big trauma and injuries. I hope that the repairs did not leave ...
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| car hit with liability only | 4/18/2006 |
Q: My brother was involved in an accident which was the other driver's fault. The other driver did not ... A: Sorry to hear that your brother was not insured. "What happens in a case like this" is that he gets ...
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| Statute of Limitations for Auto Accident | 4/18/2006 |
Q: Ok, here goes. I purchased my (first ever) new car on 9/3/04. 2 days later, it was parked parallell ... A: Sorry to hear of your predicament. Do I understand you to say that you are going after the ...
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| Accepting settlement offer | 4/18/2006 |
Q: Our vehicle was involved in an accident caused by an uninsured motorist, so we turned to our insurer ... A: Sorry to hear that your "baby" was totaled. That ususlly means a lot of trauma, so you may also be ...
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| car accident | 4/12/2006 |
Q: Our grandson who is 18 hit a car that was backing out of the driveway today. He called his grandpa ... A: I hope you will not take it out on me if I send you some really bad news: your husband just wasted ...
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| Car damaged in garage | 4/11/2006 |
Q: I park monthly in a valet garage in NYC and my car was damaged by this valet guy that went crazy and ... A: Sorry to hear your car was messed up. There are three questions you have asked. First, is it ...
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| car insurance | 4/10/2006 |
Q: i am 24 old .what is the different between i buy the insurance myself and covered under my father's ... A: This appears at first to be a simple question, but as you will see, it is LOADED with legal ...
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| Insurance claim | 4/10/2006 |
Q: I am 29 years old, Living in Texas, and was just recently in an acident. I was hit from behind in ... A: I will answer your questions in the order you asked them, and I will include a link or two to my ...
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| Hit and Run | 4/6/2006 |
Q: A vehicle crashed into my parked car and took off. Damage is only to the left front fender and ... A: Yes, your Uninsured Property damage coverage should cover that situation. It will help you if you ...
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| What if neither driver has collision coverage? | 4/1/2006 |
Q: I do not have collision coverage. What happens if the other driver does not have collision coverage ... A: , From the sound of it, you were the party with the right of way inasmuch as you were already on ...
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| how to proceed ? | 3/31/2006 |
Q: I was rearended by tractor trailer on hwy when stopped.Isustained neck/back knee whiplash.iwas ... A: Sorry to delay my answer, but I was in Italy with no access to the Internet. But you will also be ...
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| Auto insurance claim | 3/28/2006 |
Q: Can you file a claim with your auto insurance co., if you accidentally close the hood of your car, ... A: I would go to another body shop for a second opinion and then decide whether or not to turn in the ...
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| No License...No insurance .....Yet....buy used car? | 3/25/2006 |
Q: I will be taking my driver's test next week. I have found a really good used car that i like. ... A: It would be a lot better for you to put down your payment with the seller and have him hold the car ...
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| Auto injury settlement | 3/3/2006 |
Q: I have no SUM, and the driver who hit me has only a residential house and vehicles for assets. Are ... A: I will bet that you insure fully in the future; one is really insuring herself against the other ...
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| Auto injury settlement | 3/2/2006 |
Q: I was a pedestrian hit by a truck, sustaining multiple injuries, teeth, head, neck shoulder and ... A: Your injuries are very serious, and I hope you are restored to good health soon. Insofar as the ...
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| car insurance claim | 2/27/2006 |
Q: My sister, who is listed on my car insurance, was driving at night on the interstate, was followed ... A: Sorry to hear of the loss of her dog, and of course the loss of your car. But at least your sister ...
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| Should I Get An Attorney? | 2/20/2006 |
Q: My wife was rear-ended on 2/16/06. At the seen the investigating officer directly stated my wife was ... A: I am sorry to hear you are experiencing a bit of a "run around", and especially since your wife ...
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| Car hit in accident has no coverage | 2/17/2006 |
Q: My car was hit by another driver while being repaired. At the time it had no coverage. There was a ... A: Yes, you WILL be entitled to compensation for damage to your property by the fault of another ...
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| Resolving a personal injury claim and more | 2/15/2006 |
Q: I'll try to be brief, but it is involved. On an early West Virginia evening in Sept. 2005, I was ... A: Nichols, I am sorry to hear of all your injuries, and also the way the accident impacted your life. ...
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| Auto Accident in parking lot | 2/15/2006 |
Q: I had an accident in a parking lot a few days ago in my 2001 pontiac sunfire, I was backing out, ... A: This is always a frustration in dealing with insurance adjusters who were not there. One little ...
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| auto insurance | 2/4/2006 |
Q: my hubby was involved in an auto accident..the other guy was at fault. the other drivers ins. comp. ... A: xxxxxxxxxxxxxxxxx Dear Melissa Thompson, I am not sure what "fees" are being deducted, so if you ...
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| Auto Accident | 1/25/2006 |
Q: I was a passenger in a vehicle accident in 2002.We were hit by a drunk driver that fled the scene of ... A: xxxxxxxxxxxxxxxxxxxxx Dear Mark Beekman, I can hear your frustration and doubt loud and clear. ...
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| Car Fixed but should've been totalled!!!!!!! | 1/17/2006 |
Q: About 2 months ago I was driving my 2004 Pontiac Grand Am and I rear-ended a car and had major ... A: xxxxxxxxxxxxxxxxxxxxxxxx Hello again, Tiffany, I can feel your frustration, and it is not uncommon ...
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| Insurance limits | 1/16/2006 |
Q: If a settlement is awarded that exceeds the amount of coverage by an isurance agency, what happens ... A: xxxxxxxxxxxxxxxxxxxxxxxxx Dear Nathan, The Plaintiff who wins a judgement in excess of policy ...
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| auto insurance | 1/15/2006 |
Q: I don't know if you can answer this question, but right now I don't have anyone else I can turn to. ... A: xxxxxxxxxxxxxxxxxxxxxxxxxx Dear Zoe and Step-Dad, Call the nearest Navy recruiter and get that ...
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| Car Fixed but should've been totalled!!!!!!! | 1/12/2006 |
Q: About 2 months ago I was driving my 2004 Pontiac Grand Am and I rear-ended a car and had major ... A: xxxxxxxxxxxxxxxxxxxxxxxxxxx Dear Tiffany, That sounds like quite a bit of trauma invloved so you ...
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| Personal Injury from an Auto Accident | 1/10/2006 |
Q: My wife (Gail) was a passenger while my daughter was driving. A driver in a pick up truck hit the ... A: I am sorry to hear of the serious injuries sustained by your wife, Gail. It is hard to see a loved ...
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| Auto Insurance Claim | 1/5/2006 |
Q: I was rear-ended on Christmas Eve. The guy originally wanted to pay but disappeared after I gave him ... A: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX Hi Eddie, Glad to hear that you were ...
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| boating accident insurance settlement | 1/3/2006 |
Q: This past summer I was a passenger on a friend's small ski boat on a river in missouri. My husband ... A: Wow, that is a good reason to be an "EXBOATER"! I hope your injuries heal and you do make a ...
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| DUI insurance settlement | 1/3/2006 |
Q: On 6/17/05 i was involved in a head on collision with a drunk driver. the accident was ruled his ... A: Sorry to hear of your serious injuries. From your description, you are in NO POSITION TO EVEN THINK ...
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| $500 for "pain & suffering" to settle? | 12/27/2005 |
Q: I was involved in a minor auto accident 5 weeks ago. This 93 year old guy pulls out in front of me, ... A: You pose a classic question, and many injured people are in the same position: should I just take ...
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| Settlement on Total Loss - Vehicle | 12/27/2005 |
Q: My daughter's car is wrecked. The car had almost $7000 worth of damage, so they are offering me a ... A: Sorry to hear of your daughter's big accident; with that much force involved, we hope she was not ...
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| neighbors 14 year old hit our car | 10/31/2005 |
Q: Our neighbor's 14 year old son decided he needed to drive his parents car to get to a phone (they ... A: This is really outside of my area, but I will throw in my two cents worth anyway. I guess I side ...
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| Average Settlement | 10/27/2005 |
Q: Is there a formula for figuring pain and suffering damages. An accident where the car was a total ... A: Sorry to hear you still have nagging injuries since those can continue on for quite some time, ...
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| Average Settlement | 10/27/2005 |
Q: Is there a formula for figuring pain and suffering damages. An accident where the car was a total ... A: Sorry to hear you still have nagging injuries since those can continue on for quite some time, ...
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| insurance claim | 10/16/2005 |
Q: my car was was hit from behind at a red light and was the sec. car in line. The car behind my car ... A: WOW, Melissa, how can such a simple looking paragraph contain SO MANY complex questions. It is ...
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| Insurance | 9/26/2005 |
Q: -------------------------The claim would be for the damages that occurred to my car and the stop ... A: No need to apologize for continuing to ask, Suede. We all try to help, and my own words might have ...
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| Insurance | 9/26/2005 |
Q: -------------------------If his insurance should be cancelled, can he still file the claim? Is there ... A: Suede, Here are your questions, AND MY ANSERES: 1."If his insurance should be cancelled, can he ...
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| Insurance | 9/26/2005 |
Q: -------------------------Thank you so much for your prompt response. It is very much appreciated. I ... A: Suede, No problem in answering follow up questions. Keep asking until you are sure of what you ...
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| Insurance | 9/25/2005 |
Q: I hope you can help. My bother and I rent from our mother. His family lives downstairs, mine ... A: Yikes! This is a complicated situation and it could be a good law school exam question if we just ...
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| Auto Accident Claim-% at fault | 9/19/2005 |
Q: I did not put in a claim with my insurance company for reimbursement, I simply reported the accident ... A: Congratulations Tami-Jo--I think you are on the right track. First, lets make sure I understand ...
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| Colussus | 9/17/2005 |
Q: How does Colussus affect insurance awards? A: This is a timely question because more insurance companies are using this software to adjust ...
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| Auto Accident Claim-% at fault | 9/17/2005 |
Q: I hope you can give some insight to this dilemma even though it does not pertain to injury. I live ... A: and I will try to give you some pointers to help you resolve the matter. There are three aspects to ...
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