| Subject | Date Asked |
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| Auto Insurance coverage for new engine | 10/1/2009 |
Q: My wife was on a long road trip recently in my 2000 Mercedes. The engine overheated, and so much ...
A: I am sorry to hear about your problem. This is a warranty problem and not an insurance issue. Most ...
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| Cargo transport | 9/30/2009 |
Q: I and my son moved from Arizona to NJ in September. My car got transfer on an Auto Transport, ...
A: Well, you are owed 100% of your damages + the loss of use (reasonable rental car). The insurance ...
|
| Auto Estimate | 9/29/2009 |
Q: My car was hit while it was parked. Luckily the guy waited for me to come out and gave me his ...
A: Yes, Joyce. The insurance company has paid for your damages. They are done. If you decide to fix ...
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| filing claim as passenger | 9/28/2009 |
Q: On 2-26-09, I was a passenger in a car involved in a three-car collision. The car I was in was ...
A: I am sorry to hear about your accident. I hope you feel better. The ER bill will be paid by the ...
|
| 3rd Party for my son I'm "at fault" | 9/26/2009 |
Q: I was driving our suburban towing a travel trailer when we were passed on the left by a tractor ...
A: I am sorry to hear about your accident. That sounds like a pretty bad experience. Regarding PTSD ...
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| Claim Settlement Offer | 9/24/2009 |
Q: I was involved in auto accident in November of 2008, and I was not at fault and as result I was ...
A: well, it is very hard to day if this is fair without looking at all your medical records, and also ...
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| Full coverage vs PLPD | 9/24/2009 |
Q: My husband owns a 94 Ford F-150 4x4. It's in decent condition. He drives it to/from work and an ...
A: This is a very good question. Look around your local market and see what a 94 Ford F-150 4x4 goes ...
|
| RE: Denied Collision Coverage for unlisted Driver of REntal | 9/23/2009 |
Q: I was denied collision coverage because I let my son drive the rental car i rented in my name and ...
A: Probably yes. You have to read the rental agreement (and also your auto policy) to see what exactly ...
|
| insurance claim | 9/22/2009 |
Q: had an accident both parties had geico insurance when i put in a claim for damages geico told that ...
A: This does not sound correct. If the other party is at fault, then their Geico policy must corver you ...
|
| Insurance claim rejected | 9/22/2009 |
Q: My daughter who is 26 was behind on her insurance premium, it was due on 8-12-09. On 9-12-09 her ...
A: A coverage investigation must be done. It's hard to answer your question without the specific ...
|
| Insurance claim | 9/21/2009 |
Q: I was involved in an accident where the orther party was at fault. The other party rearended me ...
A: I am sorry to hear about your car accident. It is very hard, if possible at all, to tell you exactly ...
|
| Auto Insur Practice | 9/20/2009 |
Q: When drivers of an accident have the same insurance company & both adjusters say their driver is 0% ...
A: Both drivers cannot be 0% at fault. There must be someone that cause the accident. The only ...
|
| personal injury claim & PIP | 9/18/2009 |
Q: I am trying to resolve a personal injury claim with the at fault party's insurance. The adjuster has ...
A: Hell Ashli, You want to make sure that the all insurance companies know about your medical ...
|
| body damage by child | 9/18/2009 |
Q: my son made some...ok many small dents in car body panels while playing in driveway. Is this ...
A: well, the damage was intentional (the child hit the car intentionally with an object - no intending ...
|
| RE: Accident | 9/17/2009 |
Q: I had an accident in my daughter's car. She lives in NJ, and I in PA I hit someone at the light. ...
A: Yes, her insurance will have to have her statement that you were a permissive driver and that the ...
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| Damage to a car when it was in transit | 9/17/2009 |
Q: My vehicle was sent from Virginia to Wisconsin a few weeks ago through a moving company, which ...
A: I am sorry to hear about your bad situation. There are some issues here (as you noted). You could ...
|
| Fault? | 9/17/2009 |
Q: Semi turning onto my road from left at T intersection. I turned left and was struck in rt.front ...
A: Your insurance company (your representative must do an investigation). A decision based on your ...
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| Auto accident claim | 9/10/2009 |
Q: Last year my two daughters and I were involved in an accident when an SUV pulled in front of our RV. ...
A: Unfortunately, as you are entitled to pain and suffering, loss of vacations/work, and time loss only ...
|
| denied claim in a hit an run | 9/9/2009 |
Q: I got hit and run, took some pictures and got the license plate called the police. The other party ...
A: I think you do need to contact the office of the insurance commissioner. They will walk through the ...
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| Insurance Claims | 9/8/2009 |
Q: Is it illegal to file a claim for a car accident on the date the insurance policy was established if ...
A: If you have knowledge that the accident occurred before the policy was acquired, and you are ...
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| Auto claims settlement | 9/8/2009 |
Q: I was a victim of a minor rear end collision. I have a 2008 Ford Focus that was in-service less ...
A: Your instincts regarding the repair estimate are 100% correct! They are cheaper repairs with used ...
|
| Paint scratches - should I file a claim ? | 9/7/2009 |
Q: When I came back to my car (2007 2-Dr Accord DX, 10K miles) after shopping, I found two scratches on ...
A: Well, some agents will tell you to not say anything and fix them yourself because your rates will ...
|
| What should i do | 9/5/2009 |
Q: Was in an accident about 3 months ago where I was a passenger in someone elses vehicle I substained ...
A: You need to contact an attorney. There are too many issues you need to take care of, and without ...
|
| What do I ask for a PI settlement? | 9/4/2009 |
Q: I was in an accident in July where the other driver pulled out from a stop sign and hit my front ...
A: Well, this is a very difficult to answer. There are way too many variables that can affect your ...
|
| 3 car collision at fault dispute | 8/25/2009 |
Q: I was the middle driver of a 3 car collision. I was driving on freeway. The traffic ahead ...
A: I am sorry to hear about your situation. Car accidents can be very stressful and are a pain ...
|
| payout | 8/24/2009 |
Q: What is a typical payout; My wife was injured in an auto accident. Other party 100% at fault by both ...
A: Your question is too broad to answer here. Without looking at all her medical records, bills, ...
|
| Coverage auto insurance | 8/22/2009 |
Q: I have a 1998 Toyota Camry with 99,000 miles and the blue book value of the car is around $2,100. I ...
A: Probably yes. If you think the value of your car is 2,100, then that is about the most the insurance ...
|
| No Insuance, involved in accident, not at fault. | 8/21/2009 |
Q: I was involved in an accident. I was on my way out for lunch, as I was exiting the parking lot in ...
A: Well, a fault investigation must be done. This is where things can get ugly for you. The "usual" or ...
|
| Auto Claim getting me upset | 8/20/2009 |
Q: I have been crossing my t's and dotting my i's during this whole process. I am dealing with 3 ...
A: Well, Diminished value claims are difficult and insurance companies will fight you to the nail... ...
|
| Personal Injury Settlement Question | 8/20/2009 |
Q: I was in a car accident where I was hit by a truck that hydroplaned. The other driver received the ...
A: I am very sorry to hear about your accident and you foot. Well, you have a higher amount claim. ...
|
| Accident - assigning fault | 8/19/2009 |
Q: My husband was backing out of an unmarked stall. He looked to his left and observed another truck ...
A: Well, the point of impact does not look very good (their rear quarter panel). What it means legally ...
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| personal injury claim | 8/19/2009 |
Q: While I was on vacation in Alaska 12/24/08, I was rear ended by another vehicle. My no fault ...
A: Your question is very hard to answer without looking at all your medical records. Are you sure you ...
|
| Accident - assigning fault | 8/19/2009 |
Q: My husband was backing out of an unmarked stall. He looked to his left and observed another truck ...
A: Well, all factors matter, including the ones you are mentioning. However, both drivers had a duty to ...
|
| Settling a claim | 8/18/2009 |
Q: I have been going back and forth with a rep from an insurance company whose insured broadsided my ...
A: I am sorry to hear about your injuries. Well, Small claims can be a good forums under limited ...
|
| Auto Claim getting me upset | 8/18/2009 |
Q: I have been crossing my t's and dotting my i's during this whole process. I am dealing with 3 ...
A: I am sorry to hear about your situation. Car accidents are very frustrating, not because of the ...
|
| suspeneded license | 8/18/2009 |
Q: will my insurance cover me if i was involved in an accident and they could not determine who was at ...
A: Well. It depends on the exact language of your policy. Most policies do not exclude coverage for ...
|
| How soon will the insurance close a case? | 8/17/2009 |
Q: I have two questions. 1) Will the insurance close the case as soon as they have paid the payment ...
A: If that is what the Department of insurance is advising you, then it makes sense. If the insurance ...
|
| help on settlement offer | 8/17/2009 |
Q: My son and were in an accident in February of 2008 , I was stopped at an intersection waiting on the ...
A: Generally speaking, a 100/300 limit is per person, and for a total amount. If you have 2 people ...
|
| Subrogation | 8/14/2009 |
Q: Greetings. I have a question regarding an auto claims settlement I am trying to finalize. A few yrs ...
A: It was probably a mistake not to involve your insurance company. If they paid for your medical ...
|
| Hit on vacation and somehow, getting the shortend of the stick | 8/14/2009 |
Q: I was out of state and was hit. My car was totaled and the kid that hit me took full responsibility. ...
A: I am sorry to hear about your situation. I understand your frustration. You have your life majorly ...
|
| Auto Accident Injury - Medical over policy limits | 8/14/2009 |
Q: I was involved in an auto accident in Sept 2007 when the other driver ran a red light. I had second ...
A: I am sorry you are in this situation. You really need to talk to an attorney. The 30 -40% issue here ...
|
| How soon will the insurance close a case? | 8/13/2009 |
Q: I have two questions. 1) Will the insurance close the case as soon as they have paid the payment ...
A: 1. A claim will be closed when all issues are resolved. Usually this means all payments are made. ...
|
| Claim Release (CR) form from Ins. Co. | 8/13/2009 |
Q: I have reached a settlement number for a "minor" loss due to a not-at-fault auto claim. I have ...
A: You have to be very careful with CR forms and the legal language, this can get you on that gotcha ...
|
| auto claim | 6/30/2009 |
Q: how long is the process for paying an claim, on an non injury accident. such as car parked. someone ...
A: They are required to make a determination in 30 days. If they cannot, then they have to explain the ...
|
| auto accident and seizure | 6/28/2009 |
Q: Person is driving in the state of NJ, has a seizure and gets in a car accident. I do medical billing ...
A: Auto policies cover auto accidents, and health insurance covers just about everything but auto ...
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| Auto Accident while on the clock | 6/27/2009 |
Q: Just yesterday I was involved in a car accident. The other driver was in the far left lane while I ...
A: I am sorry to hear about your accident, Nice truck, by the way. Well, you have somewhat of a more ...
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| auto insurance for teens | 6/25/2009 |
Q: We have custody of my 16 & 17 year old stepkids in Fl. and have 15 year old twins who only visit ...
A: Well, you should add everyone to be "safe". That for course can get expensive. If they are license, ...
|
| Texas Auto Accident Claim | 6/24/2009 |
Q: Hoping for information on this my family was t-boned while crossing an intersection the driver was ...
A: Yes, this is a tactic to avoid paying. The insurance company does not want to cover this claim ...
|
| car accident claim | 6/24/2009 |
Q: I was in a wreck which was the other driver fault. he omitted to fault at the time of accident. ...
A: You have to make a claim with his insurance company. Depending no how clear the witness are and how ...
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| What coverage will pay for the personal property in a car? | 6/22/2009 |
Q: My glasses were broken in a car accident (no injury). My car has full coverage and I will file a ...
A: uninsured motorist coverage will kick in if the accident is not your fault and the other party is ...
|
| What coverage will pay for the personal property in a car? | 6/21/2009 |
Q: My glasses were broken in a car accident (no injury). My car has full coverage and I will file a ...
A: Personal property is not covered by your own auto policy. If someone else caused the accident, then ...
|
| Fault of Accident | 6/20/2009 |
Q: I was involved in an accident where the other driver was stopped in the middle of the lane on the ...
A: Well, fault is determined by a negligence, a legal concept comprise of Duty, Breach, Causation and ...
|
| Re-filing in small claims/justice court. | 6/19/2009 |
Q: I was injured due to someones reckless/drunken behavior. I filed a case and received a judgement ...
A: Most likely not. If you have a judgment, the the matter was already heard. You are probably barred ...
|
| Auto Insurance obligation | 6/19/2009 |
Q: My son-in-law was plowed into from behind while sitting at a red light, he struck the vehicle in ...
A: The insurance company MUST only pay your son for the fair market value of the car. This can be ...
|
| car scratch in parking lot | 6/18/2009 |
Q: quick question. I was loading my groceries into my car and then decided to put the shopping cart ...
A: well, this is actually a pretty complicated question that would require the actual language of your ...
|
| Roomate Auto Insurance | 6/17/2009 |
Q: I am a student living with my girlfriend. She owns a car and I do not. When getting insurance for ...
A: I am sorry to hear about your accident. Well, I not 100% with what Nationwide does, but the issue is ...
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| Emotional Trauma | 6/17/2009 |
Q: Two weeks ago my wife was rear-ended in an auto accident. The other ins co accepted fault. We ...
A: you have a very difficult situation. Your wife must be able to document her damages and just about ...
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| Auto Accident with Permissive Use. | 6/16/2009 |
Q: I was going through an intersection when a vehicle traveling in the opposite direction failed to ...
A: I hope you are okay and that you were not hurt or anything like that. The way this type of claim ...
|
| post con. syndrome | 6/16/2009 |
Q: emergency room and doctor about 5 time i have had a little shoulder pain also have had a little ...
A: I am sorry to hear about your injury and damages. Well, it is very hard to assess someone's damages ...
|
| Insurance claim and coverage afterwards | 6/15/2009 |
Q: On 6/1/09 I was in an accident involving a deer. After contacting the proper authorities and my ...
A: If your car is a total loss, then you can opt to keep the salvage or to "turn" your car in to the ...
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| long crack | 6/14/2009 |
Q: a truck on the highway propelled a pebble at my windshield and left a small chip. i thought it was ...
A: Well, full coverage usually means that you have collision and comprehensive coverage. Comprehensive ...
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| 4 car domino rear end - initiator sped off | 6/12/2009 |
Q: I was approaching a traffic signal when a car rear ended me from behind, i went on to hit a car in ...
A: I am sorry to learn about your accident. If you were stopped and the only reason why you hit the ...
|
| NON PAYMENT FROM INS. COMPANY | 6/11/2009 |
Q: I AM HAVING A HUGE ISSUE WITH INSURANCE COMPANIES NOT PAYING IN A TIMELY MATTER. FOR EXAMPLE ...
A: You need to contact the Florida Department of Insurance and report the carriers for not paying your ...
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| Driver lied to their insurance company | 6/10/2009 |
Q: I was in an accident on May 24th, 2009. My brother was driving my car with me as a passenger, and ...
A: I am sorry to hear about your situation. Can they really deny your claim on those basis alone? Most ...
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| Other driver backed into me but lied about it. | 6/10/2009 |
Q: was behind another car who backed into me. The driver did not want to call the police but I ...
A: I am very sorry to hear about your situation. The issue here is that fault really is not what ...
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| Personal Injury | 6/9/2009 |
Q: My wife was in an accident. A wrecker truck towing a car ran a red light and hit another commercial ...
A: I am sorry to hear about your wife's injury. You probably have a higher settlement possibility here. ...
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| value if injury claim / ins co offer | 6/9/2009 |
Q: I was hit in the rear by another motorcycle in Texas. At 50-60 mph I was thrown to the pavement, ...
A: I am sorry to hear about your injury and motorcycle. This is hard because you are in Canada and I ...
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| Total Loss by Third Party | 6/9/2009 |
Q: .. I was involved in a hit and run well the officer over my case found the person who hit my car and ...
A: I am very sorry to hear about your loss. Unfortunately, both insurance companies will owe you the ...
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| Rear-end collision | 6/8/2009 |
Q: Anne, My wife has caused a rear-end collision in bumber-to-bumper traffic at slow (10 mph) speed. ...
A: I am not quite sure what you mean about the insurance surcharge? Are you worry about your rates ...
|
| pedestrian car | 6/8/2009 |
Q: was hit by a vehicle in Dec. 2009. I was transported by ambulance to ER (this was Christmas season ...
A: You have a stronger case because you have a pedestrian v. car accident (juries feel bad for ...
|
| Your perspecttve | 6/7/2009 |
Q: I know that you're an expert in auto insurance claim process so I would appreciate your help. I ...
A: This is really not a claim question so I cannot really help you. You need to address your issues ...
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| Total Loss, no fault, inquring about rights | 6/6/2009 |
Q: Location: Iowa My car has been deemed a total loss due to a driver running a red light. That ...
A: I am sorry to hear about the issues and damages to your car. Unfortunately, in order to be ...
|
| Hail Damage | 6/6/2009 |
Q: My vehicle was hit pretty good by a hail storm and I received a check made out to me and the lien ...
A: Well, sounds like you have your hands tied. The lien holder has rights as real owner and either you ...
|
| When do I can cancell my auto Insurance | 6/4/2009 |
Q: Recently I'm involved in an accident, which happened three weeks before my insurance is going to ...
A: If you have a claim pending, it is wise to keep the policy and not let it expire. It gives you more ...
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| I am being put at fault when I should not. | 6/4/2009 |
Q: On May 10th, I was involved in a traffic accident. While on the left lane for a left turn, I was ...
A: I will answer some of your questions. You mentioned you have an attorney, which you are probably ...
|
| NO STOP SIGN NO FAULT? parking lot collision :( | 6/3/2009 |
Q: My question involves an injury that occurred in the state of: New York [Queens] Hello, My ...
A: I am sorry to hear about this situation. Parking lot accidents are probably the most difficult type ...
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| Insurance won't cover my loss | 6/3/2009 |
Q: My daughter was traveling straight through a green light and another vehicle turned left in front of ...
A: I am sorry to hear about your situation. You have several questions here, so I will address each ...
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| I am being put at fault when I should not. | 6/2/2009 |
Q: On May 10th, I was involved in a traffic accident. While on the left lane for a left turn, I was ...
A: Your insurance company has a duty to advocate for you. They must be on your side an help you defend ...
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| insurance claim | 6/1/2009 |
Q: I was in a car accident 8 months ago. My medical bills are over $10,000.My time loss from work and ...
A: You have several different issues here. There are many things that you need to consider before ...
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| Rear end collision | 5/28/2009 |
Q: While riding passenger, my boss's truck was rearended. The collision resulted in a complete loss of ...
A: I am sorry to hear about your accident and injuries. That does sound very low, but it is very hard ...
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| Personal injury/ medical records question | 5/27/2009 |
Q: This may be off-topic but I thought I'd ask. I was in a rear end collision in August of 08, other ...
A: Yeah, that does not right. You must sign a release before your records can be surrender. You can ...
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| son-in-law borrowed car | 5/27/2009 |
Q: Our son-in-law borrowed a car of ours and got into an accident with another car.We thought that ...
A: I am sorry to hear your situation. You have to be negligent in order to be liable. Please see: ...
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| Auto accident - our car rear-ended, other party with ICA claiming losses | 5/20/2009 |
Q: Last September, an SUV merged into a main street behind my wife's car and rear-ended our BMW, in ...
A: Your specific questions are: If the ICA panel should rule against us, will my wife now be considered ...
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| Rear-end collision Facet injury | 5/20/2009 |
Q: In July - 08 Our van was stopped, and a commercial 26 ft box truck traveling at over 60 mph rear ...
A: I am sorry to hear your are in this situation. You do not want to stop treatment, or the insurance ...
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| No money for Personal Injury | 5/20/2009 |
Q: I was a passenger in a rear ending accident on April 11, 09. There was no police report and none of ...
A: Well, when damages are so minor, it is hard to see how someone could be injured in that fashion. It ...
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| I hit our other vehicle while backing out of the driveway | 5/19/2009 |
Q: I hit our other vehicle while backing out of the driveway this morning. Both vehicles are covered ...
A: I am sorry to hear about your accident. What a way to start your day? Sorry. Your liability ...
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| liability | 4/25/2009 |
Q: Will an insurer be liable in the case of a total loss where a vehicle insured as a carriage vehicle ...
A: If the insurer is insuring that one vehicle for collision (and or comprehensive) and the vehicle is ...
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| 50/50 - Liability Exposure? | 4/25/2009 |
Q: My sister recently got into an accident at an intersection. She only has liability coverage. The ...
A: Yeah, if the insurance companies cannot make their mind (or the other party simply goes to court) ...
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| 50/50 - Liability Exposure? | 4/24/2009 |
Q: My sister recently got into an accident at an intersection. She only has liability coverage. The ...
A: If the liability is determined at 50%, the insurance policy would be have to covered 50% of the ...
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| driver's insurance denies claim | 4/22/2009 |
Q: I was a passenger in a friend's vehicle. He was driving his brother's car and lost control. ...
A: Something does not add up here. The insurance follows the car is usually correct. However, the ...
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| insurance policy | 4/22/2009 |
Q: I was wondering since i live at both houses the same amount of time would i be covered under my dads ...
A: Your issue here is that you are 18, meaning your are not a child and the words "custody" do not ...
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| Hurt is car crash | 4/22/2009 |
Q: I was hit by a red light runner. My car was totaled and I was injured in the crash. The police ...
A: Well, You should consult with an attorney. I know that you do not want to, but this is the only way ...
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| Wreck. | 4/20/2009 |
Q: I had a wreck this past sunday in a private parking lot. It was my fault, but it only hurt my car. ...
A: You can still file the claim. The longer you wait the harder it will be to adjust the claim. You do ...
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| Auto Accident-Rental Car | 4/17/2009 |
Q: I was in a accident on Feb 22, 2009. I drive a 2007 Dodge 3500 truck cab & chassis with a flat bed. ...
A: Well D. The answer is maybe. Who are you recovering against. Your own insurance company or the ...
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| Odomoter Disclosure | 4/15/2009 |
Q: A relative recently died in an automobile accident, and I am the personal representative of the ...
A: Well, the Odometer Statement is supposed to cover situation like this one. When no one can ...
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| Do we have to get the car fixed or can we keep the money? | 4/13/2009 |
Q: We recently had someone run into our car it only looked like a few scratches at first, but then the ...
A: You can keep the money. They are paying for your damage, but it's up to you to decide what you do ...
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| Car accident Accident | 4/10/2009 |
Q: I was recently involved in an accident in a small "mall" type parking lot. I was leaving the parking ...
A: I am sorry to hear about your accident. The adjuster is correct. If there are disputed facts, they ...
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| Claim Payment | 4/6/2009 |
Q: I was hit last week and the other party's insurance has accepted 100 liability. They asked me if I ...
A: The adjuster has the ability to give you a field check. Most of them are authorized signators on the ...
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| Parking Lot Accident | 4/4/2009 |
Q: today i was involved in a parking lot accident. i was fully stoped from backing out and about to ...
A: Well maybe. The party backing up has a greater duty than the party going straight. You have the duty ...
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| Auto accident claim | 4/3/2009 |
Q: i was in an accident where i T boned another car, the other drive was drinking and was arrested for ...
A: Sorry to hear about your situation. You get one claim per insurance company. The claims might be ...
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| Settlement for being hit by car | 4/1/2009 |
Q: My son, who was 15 at the time, was working as a carhop. While delivering food to a customer he was ...
A: I am sorry to hear about your son and his broken arm. Sounds like the WC claim has been covered, ...
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| bodily injury claim | 3/31/2009 |
Q: I was driving 35mph through a green light when a cyclist slammed into my door, shattering the window ...
A: Well, this is a hard question because car v. cyclist accidents do not look very good in front of a ...
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| Auto personal injury claim | 3/31/2009 |
Q: The insurance adjuster send me a letter stating that if I go to the doctor after Feb 2, 2009 they ...
A: NO you do not have to settle if you do not want. Do not feel pressured to settle if you believe you ...
|
| vestibular injury | 3/31/2009 |
Q: a state highway with a speed limit of 50mph. The teenage girl who hit me saw me at the last second ...
A: You have several issues here. You have a somewhat of a complex claim here (not a soft tissue injury ...
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| at-fault rights | 3/30/2009 |
Q: "I rented a vehicle, a tractor trailer tire tread hit front end and caused damage to the grill and ...
A: You have contractual rights with your own insurance company. They will investigate and pay what it ...
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| auto accident | 3/30/2009 |
Q: my son was in a minor fender bender,no one was injured and there was only a dent in the other ...
A: Well, it shows on your policy for your own insurance company. It will affect both of you on your own ...
|
| parking lot accident | 3/30/2009 |
Q: I was leaving at a medical building parking lot. When I backing off a car and stop and then I ...
A: Yeah, it could affect your premium. In fact, it will. The question is how much? Some insurance ...
|
| SDIP appeal process | 3/27/2009 |
Q: I was recently involved in an accident with a non-moving vehicle. Specifically, I was backing out of ...
A: Sorry to hear about your situation. Your argument will fail because if the weather conditions (and ...
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| parking lot accident | 3/27/2009 |
Q: I was leaving at a medical building parking lot. When I backing off a car and stop and then I ...
A: Well this is very difficult. It really depends on what kind of damage (or injury) you believe you ...
|
| Personal Injury | 3/25/2009 |
Q: I was involved in a car accident beginning of December and I'm negotiating my settlement with the ...
A: Well, it would be hard to say if $9,000 to 10,000 would be fair (average settlement awards vary from ...
|
| Insurance company suing - statute of limitations? | 3/24/2009 |
Q: Back in September, 2003, in Tennessee I was in a car accident as an uninsured motorist, at fault. I ...
A: Damages to the car are subject to the property damage statute of limitation (whatever that is, you ...
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| Personal Injury | 3/24/2009 |
Q: I was involved in a car accident beginning of December and I'm negotiating my settlement with the ...
A: Well, This is very hard without all the details (medical records). You have somewhat of high medical ...
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| Insurance policy that did not cover a minor accident? | 3/20/2009 |
Q: hopefully you can answer In 2004 I and my ex-husband were fully in sured by Mercury auto on the suv ...
A: Umn.. This is indeed somewhat complicated. My gut instinct tells me that there should be coverage ...
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| insure | 3/20/2009 |
Q: We have a boxing team and a gym. We also have a van that we would like to purchase for trips to ...
A: Well, you really need to talk to an agent. You might consider becoming a business or a small charity ...
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| Filing Claim for Pain and Suffering | 3/19/2009 |
Q: If a person was hit by someone about 4 years ago and had back problems and got hit again and it ...
A: If your “new” accident has been recent and you still within your statute of limitations (every state ...
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| auto accident with uninsured motorist | 3/18/2009 |
Q: My brother-in-law was driving his cab and t-boned. The at-fault driver is uninsured and his cab co. ...
A: Most likely not. He was working and probably needs a business policy. Auto policies usually ...
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| pain and suffering inclusions | 3/18/2009 |
Q: I read the article talking about demand letters and to ask for 3.2 times the medical bills for pain ...
A: well, no. There is not set on stone rule on how to settle this type of thing. It might be helpful to ...
|
| hit and run | 3/17/2009 |
Q: i,was at fault in a hit and run accident that damaged a pole,and my car,what will the insurance pay ...
A: This might very well deny you coverage all together. Insurance companies can construe this as ...
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| Auto Insurance Claim Question | 3/17/2009 |
Q: If a specific vehicle is covered on an insurance policy, but not the primary driver, and the primary ...
A: Well, maybe yes, but probably not. Let me explain. You insured vehicles, not people (as far was ...
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| Advice needed! Will I get a ticket in a car accident? | 3/16/2009 |
Q: It was a late night. I drove to the wrong way of a one-way street. When I passed an intersection ...
A: well it is a matter of choice (your choice). You have to bear on mind all the possibilities without ...
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| hit and run | 3/15/2009 |
Q: i,was at fault in a hit and run accident that damaged a pole,and my car,what will the insurance pay ...
A: If you have liability coverage and there are no exclusions for leaving the scene (most likely there ...
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| Auto Accident - not my fault | 3/13/2009 |
Q: I live in North Carolina. I own a 2007 Toyota Rav 4 with 39,000 miles. I was stopped for an on ...
A: This is perhaps one of the most frustrating things regarding auto claims. Your rights as are this: ...
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| auto insurance | 3/13/2009 |
Q: I am 18 years old and I am living at my moms house I am not insured through her car insurance ...
A: Your motorcycle policy will not cover you in any vehicle accident anywhere. You need an auto policy ...
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| Auto collision while riding passenger on the job | 3/13/2009 |
Q: In October of 2008 I was riding passenger of my employers work truck. We were rear ended while ...
A: You cannot double dip workers comp and a back wages claim. This is pretty well settle law in the ...
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| insured car, uninsured driver | 3/12/2009 |
Q: I have been scouring the internet for some help and I still don't understand the situation I am in ...
A: I am sorry to hear all of this. Let me start by saying that, unfortunately, insurance agents are ...
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| http://www.auto-insurance-claim-advice.com/ | 3/11/2009 |
Q: I chose a lawyer at random.I have no personal Ins.No reg.Dr. I was laid off months back.Lady Hit and ...
A: This sounds weird. Do you have PIP coverage? If no doctor wants to deal with your insurance, time to ...
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| um claim | 3/11/2009 |
Q: I was involved in a serious rollover accident caused by a phantom vehicle over a year ago. I hired ...
A: I am sorry to hear about your situation. You are represented by an attorney which is the best thing ...
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| high speed police chase | 3/10/2009 |
Q: Morning Anne, on Dec 13th 2008 my husband and I were hit during a police chase. The bad guy being ...
A: In short, yes you are owed the difference from what you were making and what you are making now ...
|
| No insurance situation | 3/10/2009 |
Q: in advance. I bought a car from a friend in California where I am currently living. I went to my ...
A: You have several questions here, so I will give you my assessment of the situation and try to ...
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| Auto Claim Dispute | 3/9/2009 |
Q: We are in Texas-my son got hit from behind by a vehicle which pushed him into the vehicle in front ...
A: Texas follows a modified comparative fault – 51% rule meaning that your son will not be liable for ...
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| Bike Rack Damage in Auto Accident | 3/8/2009 |
Q: I just recently rear ended other car while waiting on the light change. I guess, I was moving 3-5 ...
A: Well, you have a duty to report your losses, please see: ...
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| Resonable amount | 3/8/2009 |
Q: The accident, kid ran a red light and t bone my car. Wife suffered a torn MCL ligament. What is an ...
A: She should ask for all pain and suffering plus diminished earning capacity. There are many factors ...
|
| Minor accident in my driveway | 3/7/2009 |
Q: Today i was backing out of my long driveway. When I got to the end of the driveway I went to stop ...
A: Sounds like you have to file a claim with the insurance companies so they can investigate fault. If ...
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| who do I take to court? | 3/7/2009 |
Q: I was on a main back road, down the street from my work, when a lady backed out of her driveway and ...
A: Something does not add up here. You have liability coverage, which means that they must protect you ...
|
| PIP payments | 3/6/2009 |
Q: I was in an accident last year that was not my fault. I needed physical therapy which the other ...
A: Yes, they do not have to give you the money of your medical bills. Let me explain. Usually, your ...
|
| left turn who is at falt | 3/6/2009 |
Q: my son was making a left turn almost got through a car was going through the intersection and hit is ...
A: It is very hard to determine who is at fault here. There is very little information in your ...
|
| Is it necessary to file? | 3/5/2009 |
Q: Can you answer my question. Yesterday bend tree branches due to the heavy snow scratched on a ...
A: Yes, I believe that I does. When I was adjusting claims, I had to submit a report to underwriting ...
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| Is it necessary to file? | 3/5/2009 |
Q: Can you answer my question. Yesterday bend tree branches due to the heavy snow scratched on a ...
A: Lou, this is a very hard question. How much will your rates be increased by? No one really knows ...
|
| Snow Related Accident | 3/5/2009 |
Q: I was on a major highway in MD and lost control of my SUV due to snow. The roads were not yet salted ...
A: The wall will be covered under your liability coverage. You are liable to the city (for losing ...
|
| omnibus clause | 3/4/2009 |
Q: My boyfriend just got home from active duty and we were wondering if my car would be covered if he ...
A: the omnibus clause is in almost every policy. Chances are is that your police also has it in it. As ...
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| Is it necessary to file? | 3/4/2009 |
Q: Can you answer my question. Yesterday bend tree branches due to the heavy snow scratched on a ...
A: It appears that you do have a comprehensive claim (the insurance companies will do a coverage ...
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| "Restricted Policy" | 3/4/2009 |
Q: My boyfriend just got home from active duty and we were wondering if my car would be covered if he ...
A: I am sorry you are in this situation. Insurance companies can be a little are not very good about ...
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| Car Accident - Personal Injury | 1/29/2009 |
Q: The day after Christmas, my mother and I were "after Christmas" shopping ... en route back to my ...
A: You have a serious claim that could be worth a lot of money. There is so much complexity on your ...
|
| coverage | 1/29/2009 |
Q: Is there different kinds of full-coverage insurance. My brother had full-coverage and he lend me the ...
A: No full coverage means liability + collision + comprehensive. Usually, (90%) of the time, auto ...
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| at fault car accident | 1/22/2009 |
Q: I ended up hitting a parked car in there driveway. The car I was driving was my fathers and he is ...
A: Alex, It depends. Were you driving this car with his permission? If you took the car without ...
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| insurance problem | 1/22/2009 |
Q: And thanyou so much for taking the time to respond to my message, all help is truly appreciated!! I ...
A: our fiancé needs a lawyer. There is really nothing else he can do. The insurance company will have ...
|
| minor accident, not at fault | 1/21/2009 |
Q: While driving my car, my boyfriend was involved in a minor accident. Another car switched lanes ...
A: You need to get in contact with your insurance company as soon as you can. Insurance follows the ...
|
| UM / UIM coverage | 1/21/2009 |
Q: I am seeking to upgrade my auto policy in Kentucky. I have uninsured/underinsured limits of ...
A: Well, your question is somewhat difficult because you are asking me to really forecast your chances ...
|
| Motorcycle accident claim question | 1/21/2009 |
Q: While riding my motorcycle I hit a pedestrian. My insurance considered me 100% at fault: "failure to ...
A: Your insurance company has a duty to you! They have an affirmative duty to settle within policy ...
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| total loss on my vehichle and salvage | 1/20/2009 |
Q: I was wondering how I would be able to keep my car, after my insurance company has already issued me ...
A: It really depends. Some states will not let you retain your total. Most do. Some insurance companies ...
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| crash and insurance | 1/19/2009 |
Q: anne i was rear ended friday 1-16-09 my truck was rolled and totaled out my question is i had only ...
A: I am sorry to hear about this. The answer to do is yes…. Maybe. You are entitled to get a rental ...
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| insurance claim | 1/19/2009 |
Q: I am a truck driver and used to park my car outside the yard whenever i pick up my truck. two ...
A: Well, If your insurance company has suspicion of fraud or believe something is up, they can delay ...
|
| Traffic Light Pole Accident | 1/19/2009 |
Q: i recently got into an accident where i ran down a single traffic light pole. the ones that only ...
A: I adjusted couple of claims like this one. I cannot tell you how much this will cost, but traffic ...
|
| Prior Damage claim | 1/17/2009 |
Q: My Question is about how much a insurance agency can deduct for prior damage. I bought my car a ...
A: Yeah, concepts of betterment law do come into play. The insurance company must compensated you back ...
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| Fault and Liability | 1/16/2009 |
Q: I've been waiting for two weeks regarding my Liability Does it take this long for the other insurer ...
A: Insurance companies have up to 30 days to make a determination on fault. Many insurance companies ...
|
| Settlement of Injury Claim | 1/15/2009 |
Q: I was injured by another driver in an auto accident back in July 2008. The other insurance co has ...
A: It would be very hard to determine what you are owed regarding pain and suffering without more ...
|
| 25/75 liability | 1/14/2009 |
Q: I'm wondering, in auto insurance claims, what does a percentage liability mean exactly. For example ...
A: The answer depends on who your insurance company is and what state you live in. States usually ...
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| collision with "overhead objects" | 1/14/2009 |
Q: I rented a U-Haul truck and bought their damage waiver. I backed into a tree trunk and slightly ...
A: Well, you can certainly deal with this yourself and keep your insurance company out of this. The ...
|
| Underinsured Motorist Claim Settlement for Minor | 1/13/2009 |
Q: Greeting, We had an auto accident two years back in that my wife and son (4 year old) were injured. ...
A: By your questions you really need to talk to a lawyer. This is way over your head. I do not mean to ...
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| collision with "overhead objects" | 1/13/2009 |
Q: I rented a U-Haul truck and bought their damage waiver. I backed into a tree trunk and slightly ...
A: Well. This will be very difficult. If U-Hal’s carrier (and/or their insurance company) treats you ...
|
| Settling auto claim outside insurance | 1/12/2009 |
Q: I was recently in an auto accident in Minnesota where my vehicle rear ended a vehicle at a stop sign ...
A: Well… you are half way correct. Insurance companies do not allow double payment. Tort law and the ...
|
| Suing in small claims court for Auto Accident | 1/10/2009 |
Q: I need to file in the small claims court, for an auto accident where a 19 year old rear ended my ...
A: the answer is it depends on your jurisdiction. You can cover yourself by naming both and have them ...
|
| PIP insurance | 1/9/2009 |
Q: My daughter recently was in an accident where it was not her fault and the other party has claimed ...
A: Well, usually you do submit your medical bills to your own insurance company. They pay them under ...
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| pain and suffering check | 1/9/2009 |
Q: How the amount for a pain and suffering check is determined?
A: Your question is very long and complex. The best thing I can do is to refer you to this website, all ...
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| Insurance Company refusal of claim | 1/9/2009 |
Q: My mother was in a car accident driving on a main route. A truck came out of a side street from a ...
A: The police report will make her case stronger. This report will probably make her case. The other ...
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| Vehicle accident on private property | 1/8/2009 |
Q: I backed into another vehicle in my driveway in May 2008. The accident was not reported to the ...
A: The shortest statute of limitation is 1 year. In some states it is up to 6 year. It depends on your ...
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| Insurance Company refusal of claim | 1/8/2009 |
Q: My mother was in a car accident driving on a main route. A truck came out of a side street from a ...
A: Police reports are strong evidence but If there is evidence to disprove the report, it can be ...
|
| value of car due to mileage in accuracy | 1/8/2009 |
Q: I don't believe this is a insurance claim question, but I am trying to find an answer to my problem! ...
A: Well, you have couple of issues here. 1. Is 3,700 miles enough to get a better deal on the car? ...
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| Auto Liability Claim | 1/7/2009 |
Q: My Daughter was involved in an automobile accident when she was 7 months pregnant. She was rear ...
A: Well, with the economic situation as it is, we are seeing that insurance companies hold on to ...
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| drop a insurance claim | 1/7/2009 |
Q: Anne I hit the parking rail and scratched the car one day after I added collision coverage. The ...
A: Well, you can make your wishes known and the insurance company might drop the claim. However, the ...
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| determining liability | 1/6/2009 |
Q: I have recently been in an auto accident with another vehicle, and the insurance companies are now ...
A: You have very good questions. Unfortunately, I do not encouraging answers. The questions that you ...
|
| minor accident | 1/6/2009 |
Q: I own two trucks on two seperate policies. I backed one into another one. Are both trucks covered in ...
A: Yes, they should be (unless there is an special exclusion). Your situation is actually common. ...
|
| no insurance or license | 1/6/2009 |
Q: I am 18 and do not have driver's license. I drove my step-father's vehicle and had an at fault ...
A: Wow man. Well, sorry to hear that. Yes, the uninsured property damage covers their damages, but the ...
|
| Friend driving my car in a different state with bad weather conditions = Accident | 1/5/2009 |
Q: My friend is from West Virginia, and I am from Washington. She came to visit me and we drove from ...
A: Most likely yes. The Auto policies have a clause called the omnibus clause on it. This clause ...
|
| Diminished value claim | 1/5/2009 |
Q: My 2008 Toyota RAV4 was hit by a driver running a red light. My car was hit on the driver's side ...
A: You hit the nail on the head! And actually, I am very glad you are asking this question. Most ...
|
| dinged car who pays | 1/3/2009 |
Q: My son was in another car and when he got out he dinged another car. The owner did not call the ...
A: Your son would be responsible for the damages he caused to both vehicles (if both vehicles were ...
|
| 1998 ford taurus sho | 1/2/2009 |
Q: I have a 1998 ford taurus sho in michigan. the vehicle has 140000 miles on it. I researched the car ...
A: You are in a difficult position. Insurance companies do not have to take the N.A.D.A. or the Kelly ...
|
| Liability issues | 1/2/2009 |
Q: i got into a car accident where i was not at fault. the person in the other car who hit me was not ...
A: Something does not add up here. Usually insurance companies ask for sworn statements face to face if ...
|
| parking lot accident | 12/31/2008 |
Q: My daughter was backing out of her parking space she was 90% out and another car started backing out ...
A: I am sorry to hear about your accident. NC follows the pure negligence rule (N.C.G.S.A § 99B-4(3)). ...
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| Question about coverage | 12/30/2008 |
Q: I want to know if a policy is not paid on time, but has not been cancelled and I have an accident ...
A: Probably not, but it depends. Some insurance policies have a “grace period.” If you are within the ...
|
| Power Of Attorney | 12/30/2008 |
Q: My fathers car was stolen about a month ago, for the insurance to complete the claim, they need him ...
A: Not much you can do. All you can do is have him sign the documents from the Cuban Jail. No one can ...
|
| Hit and Run Coverage | 12/29/2008 |
Q: My truck was hit and run while parked on the street, the person was caught and did have insurance... ...
A: It depends. If the driver that caused the damage was a permissive user (the vehicle is not alleged ...
|
| Auto Car Accident Fault | 12/29/2008 |
Q: well first my fiance and i were on are way to a Christmas party . we had just left the house and ...
A: There are two issues here: 1. Fault and 2. Paper work issues. Unfortunately the one has nothing to ...
|
| Recent Accident | 12/28/2008 |
Q: I have great coverage with AAA. Last night my 19 year old smashed my 1996 Chevy Suburban in an ...
A: The total loss process has a few kinks. Usually insurance companies declare a total loss when the ...
|
| does other person insurance pay for my car | 12/28/2008 |
Q: My daughter was in the left lane on a two lane road and a car in the right lane turned into the ...
A: I am sorry to hear about the accident and the damages to your car. You have to help the insurance ...
|
| Cannot find owner of truck used by hit and run driver | 12/26/2008 |
Q: My car was hit by a drunk driver while parked in front of my house. The driver fled the scene but ...
A: I think your insurance company is not talking responsibility for the claim. The claim investigation ...
|
| accident | 12/22/2008 |
Q: I was backing up in a parking garage when the other driver came speeding out of the adjacent tunnel ...
A: Well, The person backing has a duty to look. It is an enhanced duty because when vehicles back up, ...
|
| car hit deer | 12/20/2008 |
Q: i have liability insurance on my car, loaned it to a friend who hit a deer,she says i have full ...
A: Very difficult question. The question is it truly depends on what both insurance policies exactly ...
|
| a totaled vehicle that i owe more that its worth | 12/19/2008 |
Q: I have a 2 part/2 scinero question. My wife got rear ended yesterday. It ripped the tow hitch out ...
A: To your first question, unfortunately, you are responsible for the difference between the total loss ...
|
| ICED Road | 12/18/2008 |
Q: Q. I was driving on i-40 hit a patch of ice and slipped off the freeway, hit a sign post. My brother ...
A: Insurance follows the car. The insurance company of the car will cover the loss regardless of who ...
|
| Forced placed insurance | 12/18/2008 |
Q: The bank placed insurance on my financed car from July 1 to Dec 1 because I didn't have coverage. ...
A: Hum, The bank must explain how this charge happened. If you do not have coverage, banks can do ...
|
| Auto accident and rental car issues | 12/8/2008 |
Q: Heres a short scenario... A accident occurs with a commercial truck. The companies insurance ...
A: Here is short answer to your short scenario. It seems to me like you have two questions. Let me ...
|
| Rear ended problem with investigator | 12/8/2008 |
Q: I was at a red light when another person rear ended me. The accident was not that bad and I was able ...
A: Well, some standard questions are okay, but as you said, what does your husband have to do with ...
|
| unlicensed driver and Fault | 12/8/2008 |
Q: Yesterday I was going through a tricky intersection and I t-boned two gentlemen as I engaged into ...
A: it’s my fault (I like the name, by the way . Will my insurance company fight covering ...
|
| Subrogation Claim Against Me | 12/7/2008 |
Q: Well, about several months ago, I got in a pretty minor accident (First one). I've just now recently ...
A: Sounds like you have insurance ($10K limits). You need to contact your own insurance company as soon ...
|
| SR22 and no insurance | 12/6/2008 |
Q: a friend of mine got pulled over and did not have insurance along with a couple of other tickets. ...
A: Hell Kim, sorry to hear about your friends situations. Well, what kind of tickets and how bad were ...
|
| Farmers won't pay for the rental car insurance | 12/6/2008 |
Q: I was involved in a car accident a few weeks ago where the rear side of my car was damaged. I called ...
A: You are in a difficult situation. Most states require you to cover whatever expenses you have while ...
|
| Pedestriain Hit by car | 12/5/2008 |
Q: I was hit by a car during my lunch hour. The person who hit me is at fault and my employer is ...
A: I am a strong believe that people should try to settle their own claims and save on attorneys fees ...
|
| car total loss | 12/5/2008 |
Q: I was recently in an accident with my car which was on a lease. The accident was not my fault. The ...
A: You hit the nail right on the head. Your argument is very sound, however, the insurance company will ...
|
| Parking Lot Damage | 12/4/2008 |
Q: "My daughter pulled into a parking space at a shopping center. She did not notice that the spike ...
A: Probably not. An object (with a 3 inches sticking out piece) is there to be seen. The driver has an ...
|
| Accident Settlement Question | 12/4/2008 |
Q: My daughter was hit by a driver in NC (where she attends college) but the car is insured in GA. Her ...
A: Should we be responsible for the %500 deductible since our car was totaled by another driver? NO, ...
|
| Rearended by a rental car | 12/4/2008 |
Q: We live in (MA) and Two weeks ago my wife got rearended by a rental car are state(RI) and the driver ...
A: This is an interesting situation. The insurance company is only 50% correct. They are not negligent ...
|
| Insurance Fraud | 12/3/2008 |
Q: My brother recently did a stupid thing and is now asking for my advice. He was driving home, lost ...
A: This is very difficult because your brother might of already close the line and the insurance ...
|
| Car hit while parked for the night | 12/3/2008 |
Q: My cousin lives in New York and has State Farm comprehensive coverage. This morning he came out to ...
A: Sorry to hear about your cousin's situation. Comprehensive coverage applies not on how the car was ...
|
| medical insurance question | 12/3/2008 |
Q: my name is Matthew and have a quick question for you. So i was rear ended about 2 weeks ago. went ...
A: No, you are doing exactly what its best for you. Usually, injuries appear or flare up couple of days ...
|
| LIABILITY ON CO-SIGNED CAR | 12/2/2008 |
Q: I co-signed for a car loan for my sister, and both our names are on the title. She lives elsewhere ...
A: Well this is a very hard question without knowing your state and other living arrangements that you ...
|
| damages not being covered by insurance | 12/2/2008 |
Q: I was in an accident, it was the other drivers fault. I drove my vehicle away but later found their ...
A: Prior damage claims can be a hassle. You have a duty to prove that you did have a loss. This could ...
|
| Insurance trying to total what is not a total loss? | 12/2/2008 |
Q: I am confused because I was in an accident where I was not at fault and now the insurer of the woman ...
A: Well, the insurance company has the decision on whether a car is a total loss or not. They will also ...
|
| Accident Settlement Question | 12/1/2008 |
Q: My daughter was hit by a driver in NC (where she attends college) but the car is insured in GA. Her ...
A: You are owed the rental car and all expenses directly related to the accident (not for the expense ...
|
| Other driver was cited but claim for our coverage denied | 12/1/2008 |
Q: My daughter was in a accident and the police had determined the other driver was at fault. The other ...
A: You have two options. 1. You push your insurance company to go to arbitration (both insurance ...
|
| Insurance Claim Raising Rates | 12/1/2008 |
Q: Hey, I backed into a rock accidentally, and damaged the rear bumper. Would submitting a claim to ...
A: Most likely not. However, it depends on different factors. How much damage (few hundred or few ...
|
| coverage for teen driver | 11/30/2008 |
Q: Our son is 15, and after passing drivers ed, was qualified to get a school permit which would allow ...
A: No they cannot force you. Some insurance agents will put pressure on you to list him a driver ...
|
| rear ended in florida | 11/29/2008 |
Q: i am told that since florida is a no fault state i can not claim any pain and suffering for soft ...
A: Yes, well maybe. In Florida accident, You can only sue for pain and suffering and loss wages if you ...
|
| Legal recourse for automobile arbitration in California | 11/29/2008 |
Q: A couple months ago I was driving down a one way street (in California), 3 lane road at 5 mph in the ...
A: Arbitration bounds the insurance companies, not you necessarily. The arbitration process is based ...
|
| pain and suffering | 11/28/2008 |
Q: What would be a fair request for pain and suffering? I was rear ended and had some treatment for my ...
A: What would be a fair request for pain and suffering? I was rear ended and had some treatment for my ...
|
| Auto car accident claim | 11/28/2008 |
Q: My daughter was hit from behind at a signal light. The man who hit her has not files a report and ...
A: I am having a hard time understanding your question. It appears that a guy hit your daughter and ...
|
| auto accident settlement | 11/28/2008 |
Q: I was in an accident about an year ago in which I thought I was going to literally die. I was hit ...
A: I am sorry to hear about your accident. I really do hope you are okay now (or that you will recover ...
|
| Left turn accident | 11/3/2008 |
Q: I was leaving from my condo's exit, heading southbound of the street by turning left, it was in rush ...
A: Well, the other person only has the right of way if they were legally there to begin with. If the ...
|
| auto ins claim and injury | 11/3/2008 |
Q: I was hit by a driver in my passenger door that was 1.1 drunk and license are suspended and no ins ...
A: I am sorry to hear about your situation. Why were you out of work? Because of you were injured or ...
|
| settlement estimate | 11/3/2008 |
Q: My husband was in a high speed car accident last month. A truck crossed in front of him on the ...
A: Your question is very hard to answer. A settlement estimate is hard to give with so little ...
|
| Lost of usage | 10/10/2008 |
Q: I want to know if I can claim lost of usage if I rent a car from a friend instead of a car rental ...
A: If you can show that 1. you needed the vehicle 2. and that was an actual payment made to your ...
|
| Stolen Truck | 10/9/2008 |
Q: My Trail Blazer was stolen on 9-28-08 and it was recovered on 10-4-08. Great!!! I filed a home ...
A: I am very sorry to hear about your stolen truck. It must be awful. The insurance company has a duty ...
|
| the claim for damages could exceed the limits of liability under my policy | 10/8/2008 |
Q: I was involved in car accident at the end of September. My car was totally damaged(2005 car, worth ...
A: Well, you have two issues here: 1. Whether or not the coverage you had was adequate? Your property ...
|
| check from insurance | 10/7/2008 |
Q: but the owner was and i filed with my insurance and theirs. my insurance fixed the car and the other ...
A: Well, if the other insurance company paid you, you have to turn those funds into your insurance ...
|
| My car rear ended | 10/7/2008 |
Q: I Was driving northbound on the 5. I saw a grey vehicle slam on their brakes, all kinds of smoke. i ...
A: They will probably take your recorded statement and tell you what to do next. The will also take a ...
|
| 4 car crash | 10/7/2008 |
Q: I was in a car crash in TN 4 cars were involved. in the line up it was truck, car, me, 18 wheeler. I ...
A: You are in a very hard spot. Your insurance company paid as they believe you are 75% at fault. That ...
|
| Value Comparable | 10/6/2008 |
Q: 10-06-2008 If I could not find a comparable for 1999- GMC Safari 7 passnger Van( Totalled in DWI ). ...
A: You have to be able to determine the fair market value. You do that by looking at the classifieds ...
|
| learners permit | 10/5/2008 |
Q: a good friend of mine just got her learners permit and while out practicing with her husband, she ...
A: Well. This is a difficult question to answer because it is strictly up to what the insurance policy ...
|
| auto accident release of claims | 10/4/2008 |
Q: Good day, I was in an accident that was my fault, not my car and the car was no longer insured. I ...
A: Well, it depends on the exact language of the release of claims (any and/all claims or only injury ...
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| avoiding a claim | 10/4/2008 |
Q: If you are in an accident and a pedestrian is involved and there are only minor injuries but a ...
A: Well, you can settle on your own, however, insurance companies already know that you hit a ...
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| vehicle value | 10/3/2008 |
Q: how does a insurance company determine the value of a car
A: I assume you are looking for this because you are in the middle of a total loss situation. If that ...
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| proof of lost wages | 10/3/2008 |
Q: I was hit from behind at a stop light in January. I had to miss a total of 84 hours work (vacation ...
A: That really stinks. Your employer should not give you this type of problems when you are seeking ...
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| hit and run - stolen car | 10/2/2008 |
Q: A few days ago I was involved in a hit and run. Both my car and the car that hit me were totaled. ...
A: the person driving is responsible for your damages. The person causing the hit and run will have to ...
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| How will the insurance pay if Car is totaled | 10/2/2008 |
Q: I've bought my new car last Aug 25, 2008 an Infiniti EX 35 and I was hit by a truck last September ...
A: I am not sure what the "lowjack" installation entails. If they had to put equipment in it, then the ...
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| Minor at-fault accident | 10/1/2008 |
Q: I own my car free and clear (2000 Nissan Altima). Yesterday, I rear-ended someone at a stop sign at ...
A: Okay, I am sorry. In this situation, your claim is already reported. Your insurance company will ...
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| Claim to State Farm | 10/1/2008 |
Q: I bought a new car O miles and at the 4th day with just 200 miles a State Farm insured vehicle hit ...
A: Well, given the fact that your car is so new, you have to accept nothing less but new parts. They ...
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| Minor at-fault accident | 9/30/2008 |
Q: I own my car free and clear (2000 Nissan Altima). Yesterday, I rear-ended someone at a stop sign at ...
A: Well, it depends. Are they going to pay your damages and there is no way that you are at fault? If ...
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| unauthorized driver wrecks car | 9/30/2008 |
Q: Good morning, I live in ga and my daughter lent my car to a 32 yoa friend who had an accident. No ...
A: The answer is it depends. Technically speaking the person driving is responsible, however, for ...
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| How will the insurance pay if Car is totaled | 9/29/2008 |
Q: I've bought my new car last Aug 25, 2008 an Infiniti EX 35 and I was hit by a truck last September ...
A: The vehicle will be paid in actual cash value terms (fair market value), which will be close to what ...
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| no insurange info was exchanged | 9/29/2008 |
Q: My husband was in a minor accident on the PA Turnpike. He was at a toll both and hit the car in ...
A: Well, no. You owe the money to the owner of the vehicle. You cased damages to the owner of the ...
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| Third Party Carrier refusing to pay loss wages | 9/28/2008 |
Q: I was involved in an accident where I was rear ended. There were three cars involved. THe at fault ...
A: Unfortunately it is. Just about anyone can claim that they have a headache, took Advil, and felt ...
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| Statute of Limitations | 9/27/2008 |
Q: Last winter in VA, I was driving my 6 month old car in the snow and didn't stop fast enough to ...
A: Well, it is hard to answer your question. The statute of limitation for Injury to Personal Property ...
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| claim check | 9/23/2008 |
Q: My husband backed into a pole- no pole damage, after going to the drive thru claims office, we ...
A: No Joan, you can keep the money. It is your car and you can do as you please with it. That is the ...
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| DUI in my car | 9/23/2008 |
Q: In April of last, I merged over to the right lane, but I was under the influence. I was given a DUI. ...
A: Well it depends. Most insurance companies will cover your damage if you have first party coverage ...
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| Cut a check or repairs? | 9/21/2008 |
Q: Is there a law that now states you must get repairs in NY, or can the insurance company cut you a ...
A: There are no laws that say you must get repairs. However, there are limitations depending on who you ...
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| Insurance Settlement | 9/21/2008 |
Q: I was rear ended 3/5/08 by a van owned by a business. The driver is the owner of the business. Ins. ...
A: It is very difficult to give you a number in any Insurance Settlement as I do not have all the ...
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| Faulty Injury Claim | 9/21/2008 |
Q: On July i accidentally hit a car in moving traffic because the driver of the other vehicles put the ...
A: Getting your insurance company involved with this is the first step (which you have done). They will ...
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| using insurance claim | 9/2/2008 |
Q: I had a loaner car while my car was being serviced. It was providied by Enterprise, and I declined ...
A: You should get a quote right now (while the claim is pending or before you file). Visit: ...
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| Withdrawal Claim | 8/30/2008 |
Q: Well I was backing out of the parking lot and immediately stepped on the breaks when i felt my car ...
A: They can try to withdraw the claim and see if they themselves want to fix their vehicle. This can be ...
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| 16 year old driver | 8/29/2008 |
Q: Do I have to list my 16 year old on my insurance policy? Would he be covered if he had an accident ...
A: I am sorry for the delay. Yeah, should have him listed on the policy? Will he be covered? It really ...
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| Lien holder responsibilities | 8/28/2008 |
Q: My husband bought my step daughter a truck. The truck is registered in her name only with my husband ...
A: If you husband is not listed as an “owner” or registered “owner” anywhere, there is no liability ...
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| regarding rental insurance claims | 8/27/2008 |
Q: i had rented out a car and yesterday i felt sick and i asked my friend to drop me and he dropped me ...
A: Well, It is very hard for me to give you a definite answer without looking at the agreement that ...
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| med pay | 8/27/2008 |
Q: I was a passenger in an auto accident-- not my car--not our fault (sister driving). If the med pay ...
A: They could. They are not supposed to (you are not at fault) but insurance companies will use this ...
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| Right of way v. speeding | 8/25/2008 |
Q: I was in a parking lot that has a residential alley that runs through it. Before making a right turn ...
A: Probably yes. His statements will hurt his case significantly I believe. However, as you know, ...
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| Recovery of deductible | 8/23/2008 |
Q: My 18 year old daughter let a 18 year old friend use her car, the friend promptly drove it into a ...
A: That is about your only venue. Your insurance company covers her as “an insured,” so they already ...
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| Personal Injury Claim | 8/23/2008 |
Q: Say a person is involved in a auto accident. Calling this person bob. The other person is at fault ...
A: I am sorry to hear that Bob (your dad) was in such an accident. You are asking me about pain and ...
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| AUTO/PEDESTRIAN ACCIDENTS IN UTAH | 8/22/2008 |
Q: Utah is a no-fault state, so if a pedestrian is hit by a car, whose insurance is billed, the ...
A: You don't have to meet these criteria if you are injured by an uninsured motorist or by someone with ...
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| AUTO/PEDESTRIAN ACCIDENTS IN UTAH | 8/22/2008 |
Q: Utah is a no-fault state, so if a pedestrian is hit by a car, whose insurance is billed, the ...
A: Utah is no fault depending on the amount of damages. You (the driver) does not owe pain and ...
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| read end car accident | 8/21/2008 |
Q: This is regarding an Incident At 7 Am morning while my friends was on his way to office an old car ...
A: It depends. Sounds like this was a parking lot accident? The person was backing? If this person was ...
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| Claim | 8/20/2008 |
Q: Our pickup and cabover camper were totaled; it was the other party's fault. Our insurer was good ...
A: There is no compensation for inconvenience. It is interesting they are covering the camper but ...
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| 4 car accident | 8/20/2008 |
Q: I was in a low-speed 4 car accident in New Hampshire. Here's how the police report reads: Vehicle 4 ...
A: It is unlikely that you have a “claim” against 1 or 2, however, nothing stops you from arguing it. ...
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| Uninsured Car Collision | 8/19/2008 |
Q: Two days back an Uninsured car had come and hit my Car on rear bumper. Its broken in the middle and ...
A: Contact your insurance company. Remember that you have a duty to report losses ...
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| Recovering lost wages from non-injury accident?? | 8/19/2008 |
Q: I was in SLOW traffic (2mph) and a bus hit me from the rear, as it turned into my lane. The rear of ...
A: I am sorry to hear you are in this situation. It is very unlikely that you prevail in any of your ...
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| Unisured Motorist Coverage | 8/19/2008 |
Q: I was wondering if having uninsured motorist coverage automatically covers all expenses or are ...
A: most insurance policies have uninsured/underinsured property damage coverage. Usually the deductible ...
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| car accident i was in now im being sued | 8/18/2008 |
Q: i was in a car accident that was my fault almost a year ago. i received papers this morning stating ...
A: I am sorry to hear about your situation. Relax, lawyers will sue in excess of policy limits to force ...
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| animal caused damage to car | 8/18/2008 |
Q: My friend was driving home from work last night on a public road but remote from city traffic. She ...
A: Well yeah, she will have to prove that she had a collision with an animal. There are other issues ...
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| motorcycle collision claim | 8/17/2008 |
Q: I have collision claim on my vintage motorcycle my insurance company says the bike is only worth ...
A: You must be able to document the total loss by showing fair market value. Fair market value is on ...
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| Attorney fees/medical nills | 8/17/2008 |
Q: I was rearended by two cars on 2/19/08.My car was totaled,I had my two children in the car 7 and 3 ...
A: You really have to look at both retainer agreements you signed. Make sure that what you signed is ...
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| accident liablility and fault | 8/16/2008 |
Q: My husband was in an accident, fender bender. He rear ended a vechile that stopped in the lane of ...
A: Unfortunately, who ever pays from behind pays. That is the basic rule. There are ways around it, and ...
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| minor fender bender | 8/15/2008 |
Q: My daughter was involved in a minor fender bender. My insurance estimated the damage at around 1400. ...
A: You can only get paid for what the insurance company estimates. If the second insurance company ...
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| drunk driver hit my parked car. | 8/14/2008 |
Q: I live in CA, I own my 1990 land rover that is in fantastic condition. My parked car, and a ...
A: I am sorry to hear about your situation. You are in a difficult spot. You can force the hand of the ...
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| Accident | 8/14/2008 |
Q: I was in an accident, 100% other drivers fault. He rear ended me doing 45mph. His insurance, ...
A: Steven Yeah, there are things you can do to protect your interest. I think you should this site ...
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| Estimates prior to going to adjuster? | 8/14/2008 |
Q: was hit in the side by a pick up exiting from a parking place in a parking lot. The other driver ...
A: the insurance adjuster will pay you per their own estimate. They might consider some other ...
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| DUI auto insurance claim | 8/13/2008 |
Q: I am a 22 year old male from WI.i moved to CA and bought a car new in July 08. My car is titled in ...
A: Well, you are in a difficult situation. Usually, alcohol puts a lot of fault on your shoulders. ...
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| Claim record | 8/13/2008 |
Q: Anne, I was applying for autoinsurance policy and due our claim record it went up to much. Checking ...
A: Yes, claims records do not have a lot of detail. Fault or no fault, and serious and non serious. ...
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| settling car accident letter | 8/12/2008 |
Q: I just got into a car accident. someone reared me from behind. it is not a major damage, but the ...
A: Well, You can simply draft a letter saying that for exchange and full consideration of X amount ...
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| policy limit | 8/11/2008 |
Q: I live in Oregon where I had a car accident on October 2006; I sent a demand letter asking for ...
A: Wow… You really need to talk to a lawyer. I am not kidding you. Here is the issue: Insurance ...
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| accindent | 8/10/2008 |
Q: a fire dept truck hit me while turning but the cops gave me ticket for improper passing and failure ...
A: I am sorry to hear you are in this situation. Dealing with emergency vehicles is very hard. Most ...
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| Vehicle accident reports | 8/10/2008 |
Q: I own a Honda Civic. 2 years ago, I had an accident in which another vehicle collided with my ...
A: Your question is difficult. Legally speaking, you can be “misrepresenting” the vehicle if someone ...
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| hit a pole | 8/8/2008 |
Q: I was backing into a parking space at a train station today. I backed into a metal pole which I did ...
A: I am sorry to hear about the mishap. Your insurance company will cover your damage as long as you ...
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| pain and suffering | 8/7/2008 |
Q: In short, my daughter was involved in an accident, not her fault, other driver was cited for Failure ...
A: Well, it really depends on couple of things. What your state does on this circumstances. If you ...
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| Insurable interests | 8/6/2008 |
Q: If i paid for a vehicle under my brothers name and he paid me in cash monthly with a signed contract ...
A: If i paid for a vehicle under my brothers name and he paid me in cash monthly with a signed contract ...
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| brain injury settlement? | 8/5/2008 |
Q: A woman attempted to cross 6 lanes tying to cut in front of me to turn left. I was clearly in ...
A: I am truly to hear about your situation. You have a “crazy” claim/case in front of you. They owe you ...
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| full cov. ins. on driver that was not suppose to drive | 8/5/2008 |
Q: I have full coverage insurance on my Mustang, but my wife drove without, my permission, and totaled ...
A: I am sorry to hear that. Well, you do have some arguments. “Permission” is an interesting legal ...
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| Insurance Claim Denied | 8/4/2008 |
Q: I was in the doctors office and my car was parked right in front. A car pulled next to mine and hit ...
A: How is it fair? It is not. How do you proceed? Well, you are in a hard spot and it will take some ...
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| auto insurance claim | 8/4/2008 |
Q: I was hit by another driver. To me it seems pretty clear that fault lies with the other driver, I ...
A: Nope. You need to argue this. You will be penalized on your rates one way or another. As you stated, ...
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| do i have to fix my car? | 8/4/2008 |
Q: I was involved in a minor accident and received a payment from the other person's insurance company. ...
A: Probably no. The bank will want the money. They will apply it to your bank loan. Either you go this ...
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| how do i get my money? | 8/2/2008 |
Q: i had an accident like 4 years ago but after doing the therapy they said that they were going to ...
A: You need to talk to a new attorney. Other attorneys can help you look up your case and see how much ...
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| Rear ended, not at fault, denied claims | 8/2/2008 |
Q: I was rear ended (the first car) when I was driving a rental car. Two other cars were involved in ...
A: You need to contact your own insurance Company. You need to then file a claim against the claim of ...
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| I was rear ended last night | 8/2/2008 |
Q: I was rear ended last night by a drunk driver and the arresting officer must have written down the ...
A: Well, there is no much you can do other than contact your own insurance company (the claims ...
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| USAA, hit fathers car. | 8/1/2008 |
Q: My parents are in town visiting my family, and my husband hit my fathers vehicle pulling out of the ...
A: I am sorry to hear about the mishap. I do believe your father is incorrect. Your husband is liable ...
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| I had the right of way and the other car did not stop on the stop sign | 7/31/2008 |
Q: I live in New York and was in a car accident yesterday, Wednesday July 30, 2008 around 8:40 A.M. ...
A: 1. Will I be fully covered by the other vehicle’s insurance considering he failed to stop at the ...
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| No fault accident new car | 7/31/2008 |
Q: My wife was in an accident for it was determined that she was not at fault. the other driver was ...
A: The answer is yes, you are entitled to this type of compensation. It is difficult to make this claim ...
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| Confused by Insurance Claim | 7/30/2008 |
Q: I was the driver and was injured in a car accident and I don't know if I should retain a lawyer or ...
A: I am sorry for the delay. You can handle your own claim as long as you are willing to learn and ...
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| rear end collsion documented alar damage | 7/30/2008 |
Q: I was rear ended on my way home from work in late April. I have been treating for neck and back ...
A: I am sorry to hear about your accident. I simply cannot give you a number because there are variable ...
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| stolen automobile/insurance | 7/30/2008 |
Q: Any idea if after a car is stolen that the loan company should stop reporting till the insurance ...
A: Unfortunately, it falls on your shoulders to make sure payments are made on the loan while the ...
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| insurance claims | 7/29/2008 |
Q: my husband had an insurance claim on his dump truck that was not related to a ticket but a non-fault ...
A: I am very sorry to hear the situation. Two things you can do. You can go through an insurance broker ...
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| 9 Months ago... What Do I Do. | 7/29/2008 |
Q: I was involved in an accident In Oct. 2007. I had my girlfriends car and I was parked in front of my ...
A: There are many issues here. As your family members have explained, it is very likely that you do ...
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| praetorian insurance | 7/28/2008 |
Q: I was recently involved in a hit and run accident. The police located the person and he was a ...
A: Yeah, you can. The insurance company (praetorian) insured the vehicle. The old saying is: Insurance ...
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| drunk driver hit & run | 7/28/2008 |
Q: i was hit by a drunk driver who was 3X the state legal limit. the driver then fled the accident ...
A: I am sorry for the delay. You want to include the full amount of your medical cost. You should also ...
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| Who is to blame? | 7/26/2008 |
Q: I was in a collision the other day with a vehicle at a gas station. My intention was to pull in at ...
A: It is very hard to say on the facts above. The point of impact will be critical. Was it to the front ...
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| Insurance company claim | 7/25/2008 |
Q: My boyfriend and I were in a small auto collision in my car back in 1999. He was driving. The police ...
A: I am sorry to hear about that. A statute of limitation applies to a claim that can be initiated in a ...
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| auto accident while working for employer | 7/25/2008 |
Q: My personal car was being used for my employer and got hit by a deer. My insurance does not cover ...
A: Kevin, It really depends on all the arrangements that you have with your employer. Coverage like ...
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| what are my rights in car insurance claim? | 7/25/2008 |
Q: Recently a neighbor backed into my brand new parked car instead of his driveway. He gave me his ...
A: You are 100% right, 100% on the money, I cannot agree more with you. However, you will be having ...
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| Car accident | 7/23/2008 |
Q: I was in a car accident and hit it them from behind. There car as really no damage. Just needs to ...
A: It is difficult to say. Soft tissue injuries in car accident show more symptoms the day after, so it ...
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| auto insurance claim denied | 7/23/2008 |
Q: Driving I-84 in Connecticut, 5/18. in our Volvo station wagon, a Jeep cut me off and slowed in front ...
A: If you have insurance (liability only), you must a claim with your own insurance company. Remember ...
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| auto accident in parking lot | 7/23/2008 |
Q: Who is at fault in Massacusetts when one driver in reversing out of a parking space and the other is ...
A: The answer is: It depends on the facts. A fault and negligence analysis must be followed. All facts ...
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| Parking lot accident | 7/22/2008 |
Q: Recently I got a phone call from one of my son's coworkers parents. Advising me that my son tagged ...
A: There is not a 50% rule for parking lot accident, at least not for fault in parking lots. There is ...
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| auto insurance claim check | 7/22/2008 |
Q: We received a check for the claim we sent in (our name only on the check). We are now having ...
A: You can move your car as you please. If you are having difficulty getting your car fixed, you can ...
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| Permissive use - Stolen Car - Rental Car - California | 7/22/2008 |
Q: Hey guys, Great Forum.. I had a quick question. I have a car that was hit by an Enterprise Rental ...
A: Well, this is a very hard one without all the facts (the policy that Enterprise has). Generally ...
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| Is it likely for an adjuster to aim low | 7/21/2008 |
Q: I have been in multiple accidents within the past year. I assume that the insurance companies begin ...
A: It is very likely that State Farm knows of your past injury history and they are reducing your offer ...
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| Follow Up Question | 7/21/2008 |
Q: I was not able to ask this following up question to another individual. My car was hit by a dodge ...
A: I am sorry to hear about your possible total loss. This type of claim can be very difficult to argue ...
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| Auto insurance claim | 7/21/2008 |
Q: My toy car, a 2000 Jaguar convertiable, and I were envolved in a collision Friday, July 18. Other ...
A: Well, you have several issues on this question. To negotiate, argue, and dispute a total loss, ...
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| Auto Insurance Claim | 7/20/2008 |
Q: We live in Nevada, and have only Liability Insurance on our vehicle. My husband works at a gas ...
A: It is very likely that you can file. It will come down to "is this a foreseeable risk of the job." I ...
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| auto accident no report | 7/20/2008 |
Q: A man made a hugely illegal uturn with 150 feet (from the far right) lane of a traffic light going ...
A: I am sorry to hear about the accident. Well, not calling the police is a "bad" move. I do not mean ...
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| auto accident injury | 7/19/2008 |
Q: I was hit on the passenger door, I had a headache behind my eyes for about 3 days, when headache ...
A: When you say fair price I am assuming you are looking for a fair settlement for your injury. It is ...
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| 95% collision liability? | 7/18/2008 |
Q: Earlier this month I was involved in a car accident whereby the other driver, coming from a side ...
A: You are absolutely right. It is a scam. Liability off-sets or splits are appropriate when both ...
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| Car hit a pole-no damage. | 7/18/2008 |
Q: If one has an collision with pole today with no injury or damage to pole and no reporting to police, ...
A: J C Well yeah, you are in an interesting situation. You can wait three to four months (which no one ...
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| my van was stolen | 7/18/2008 |
Q: imy van got stolen and it has been at the shop for 2 weeks well today they find out that the motor ...
A: I am very sorry about this situation. Unfortunately the answer is no! They do not have to pay you ...
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| Auto Insurance | 7/7/2008 |
Q: I have 6 speeding tickets and I'm trying to get insurance coverage.
A: First see if they have been reported to the insurance companies. The best way to do this is by ...
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| car insurance cover | 6/25/2008 |
Q: I moved out of my parents address 2 years ago but have not informed my insurance company.Will i ...
A: I moved out of my parents address 2 years ago but have not informed my insurance company.Will i ...
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| Irritating insurance interaction | 6/25/2008 |
Q: I live in NC and was recently hit by a driver from AZ. The accident was relatively minor. The other ...
A: I have never seen this either. They pay the reasonable estimate and usually the dispute is over how ...
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| My Insurance won't call me back | 6/24/2008 |
Q: I reported a claim to my insurance company and they will not call me back. I only have liability ...
A: You need to get your insurance company involved. If the other persons is not admitting fault to the ...
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| wife backed into my truck | 6/24/2008 |
Q: my wife backed into my truck.her car is fully coverd with her policy however the car is legally ...
A: Boy Mike, There is a strong possibility that you guys are not covered, simply because of the ...
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| Diminished value claim for vehicle in Los angeles, CA? | 6/23/2008 |
Q: "My parked car (2008 Toyota Rav4 base model 2wd with after-market sunroof and roof rack, 4200 ...
A: It depends... If the damage was fixed by a bodyshop (a bigger one), they report this to Carfax ...
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| insurance claim / not repairing | 6/22/2008 |
Q: I had a minor accident couple days ago and filed a claim om my insurance. (The car is on my name and ...
A: If you are going with the estimate that they gave you (their repair shop), and you own the car (the ...
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| uninsured driver | 6/21/2008 |
Q: If a passenger in a vehicle that is insured, and the driver is not a listed driver on the policy ...
A: Most likely yes. If the policy does not exclude the driver (specifically) and the driver has ...
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| Please help!!!! | 6/20/2008 |
Q: My husband got rearend by a truck. The truck driver beg my husband not to call the police because he ...
A: Well, He must be excluded (specifically excluded from the policy). He is not, and he had permission ...
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| Diminished value claim for vehicle in Los angeles, CA? | 6/20/2008 |
Q: "My parked car (2008 Toyota Rav4 base model 2wd with after-market sunroof and roof rack, 4200 ...
A: Diminished value claim are allowed (this would be a third party claim against their insurance ...
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| Driving someone elses vehicle | 6/19/2008 |
Q: My Daughter was asked by her freind to drive home from a lunch in her car, which she agreed to do. ...
A: This is a very difficult situation. You have a friendship, possibly other parents, and the ...
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| Claim Settlement !! | 6/19/2008 |
Q: I was rear-ended a year ago by a company truck. The police came and gave the other driver the ticket ...
A: WOW. Very wrong. Very unethical adjuster. Be aware... Although the statute of limitation might be 6 ...
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| Insurance Claim/Selling Vehicle | 6/18/2008 |
Q: My wife had a minor one car accident with her vehicle that she intended to trade in on a new ...
A: It depends. If your car is paid for (no bank or lien holder or anything) then you can settle your ...
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| valet accident | 6/17/2008 |
Q: I'm a valet attendant. Recently i had an car accident with a public car, i was told to pay $500 as ...
A: Yes and No. Let me explain… If you were working and doing a job related task (i.e. Parking a car), ...
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| auto insurance | 6/17/2008 |
Q: A lady rearended my wife at a red light. She gave my wife a paper with her policy number on it and ...
A: I would try first the office of the insurance commissioner or department of insurance (depending on ...
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| Re: Car Accident | 6/16/2008 |
Q: Am I "at fault"? This happened last week. I was driving wel below speed limit when it was raining ...
A: Well Samy, It depends. Why was this plank on the road, or better yet how long? If this plank just ...
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| Let Friend Drive Truck | 6/15/2008 |
Q: a few months back I let a friend that needed a truck have mine for a few hours, my friend got in a ...
A: It is difficult to give you a 100% for sure answer to this without looking at the specific policies. ...
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| caraccident | 6/15/2008 |
Q: hi Anne i was involved in a car accident on 30/5/08 when i was driving around a busy one way system ...
A: It is unfortunate that things like this happens. You have to get your insurance company involved ...
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| car theft insurance offered ridiciouls amount | 6/14/2008 |
Q: and the car was almost new condition well the insurance company said they will send her a ...
A: There is no question that you need to prepare yourself (or her) to a big debate. Insurance companies ...
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| Car Damaged by Valet | 6/13/2008 |
Q: I had my car parked for 8 days at a valet airport parking lot. When I dropped it off, there was no ...
A: Your options are all correct. You can choose one of them and fight that. You can find more ...
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| I rear-ended someone - I was in a rental | 6/13/2008 |
Q: I was driving a rental car and rear-ended someone. I believe the rental company provided insurance ...
A: Jadmva, Usually insurance follows the car. In your case, it is possible that the insurance company ...
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| car insurance booted me off coverage | 6/12/2008 |
Q: I'm a 20 year old full time university student. In the past 4 months i was involved in two car ...
A: Well, you must try to fight your accidents if you can. In both situations you would be at fault per ...
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| AUTO ACCIDENT | 6/11/2008 |
Q: I WAS IN AN ACCIDENT THIS PAST WEEKEND. THE FULLSIZE TRUCK IN FRONT OF ME HAD HIS "LEFT" BLINKER ON ...
A: Someone states only allow 1 day of rental (i.e. Texas) some allow up to three (i.e. Washington). ...
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| Accident case brought to Small Claims and still asking to sign a waiver | 6/11/2008 |
Q: I got into an accident about 6 months ago, the resulting 4 car accident ended up with no one taking ...
A: Good job on taking matters on your own hands. Sometimes this is the best and only solution, ...
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| Policy Limit Disclsure | 6/11/2008 |
Q: The girl who was hit is now filing a claim and her insurance company wants to know what my girl ...
A: I would not disclose this information. This information only becomes pertinent when there is a ...
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| car accident | 6/10/2008 |
Q: i was making a let hand turn into a school drive way with my blinker on when i was rear ended ...
A: Well, I am concern as to the reason why the insurance company does not want to pay. If they are just ...
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| Son in accident of no fault other party want to settle out of court. | 6/10/2008 |
Q: My son has a car in my name in another state for college. A lady crossed three lanes and hit him and ...
A: Well, You have to be clear about what you will sue her for in case things don't go your way. Any ...
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| Accident Medical Bills | 6/6/2008 |
Q: "I was a passenger in a car accident. The other party is 100% liable. I retained an attorney for ...
A: The answer is no. Your medical bills get paid first, and your lawyer will take a percentage of the ...
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| stolen motorcycle | 6/6/2008 |
Q: My motorcycle was stolen this morning, when I discovered the incident I called my insurance company ...
A: Why there is no insurance? You did not have the coverage? Is it a premium problem? It sounds like ...
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| auto vs bicycle | 6/6/2008 |
Q: my wife was just starting to turn left on the green turn arrow when a bicyclist speeding across 3 ...
A: Your intuition is correct (there could be coverage there), however you have to look at that policy ...
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| car accident. | 6/4/2008 |
Q: My husband had a little accident almost two years ago. He was traveling a safe speed on a very ...
A: Well, I am not sure if you husband will be at fault or not for this accident. Did you husband hit ...
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| insurance coverage for child of divorce | 6/4/2008 |
Q: My ex-wife and I have different insurance policies with different companies. Our son will be 16 in ...
A: well this is a different scenario. The divorce decree is the binding document, so you would have to ...
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| insurance coverage... | 6/4/2008 |
Q: my husband was involved in an automobile accident. the car that he was driving was purchased from ...
A: Well, you have 2 questions here: 1. About the rental: Sounds like the car is a total loss. If the ...
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| No Insurance | 6/3/2008 |
Q: I let my mom drive my car which has insurance under my name, but the problem was she does not have a ...
A: The insurance company will cover your car if you had Collision coverage (if your mother was not ...
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| Going after at-fault insurance for lease payments | 6/3/2008 |
Q: Back in april of this year, my 6-month old 2007 Infinti M45 was hit. Fault was established to the ...
A: I am sorry for the delay. You are entitled to the loss of use of the vehicle. Usually, insurance ...
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| Parking Lot Accident | 6/2/2008 |
Q: So I am in the parking lot of ready to back out of my stall. There's an SUV that had its signal on ...
A: The answer is depends! You are correct, in a parking lot accident, usually the vehicle backing has ...
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| auto accident | 6/1/2008 |
Q: My son was backed into by a friend of his in a parking lot at a park. No police were called because ...
A: Well, you are in a hard position. You probably do want to file a claim with your own insurance ...
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| Fibromyalgia From Auto Crash | 5/31/2008 |
Q: I am recently suffering from Fibromyalgia due to a Auto accident and Was wondering what kind of ...
A: This is a very hard questions. It is very difficult to tell you anything about settlement without ...
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| Worried | 5/31/2008 |
Q: MY mom was in a traffic accident a few days ago(her fault), the other driver was taken to the ...
A: The insurance company owes your mom a duty to defend and to protect her interest. They also must ...
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| Is the insurance required to disclose how to determine the DV? | 5/30/2008 |
Q: After I demanded the diminished value, my insurance threw out a little more than $100 without ...
A: No. What I mean is that they have to show how they are coming to that value. Reasonable means "open ...
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| general | 5/30/2008 |
Q: my car was scratched by the landlord. at the beginning,we agreed to deal with this privately. so i ...
A: You can call her insurance. The policy was active at the time and so they would have to investigate ...
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| stolen truck | 5/29/2008 |
Q: i sold my truck on 02/17/08 i took a cashiers check from guy on 2/21/08 i got a letter from my bank ...
A: Well, if the damages and the miles do not add up to "total loss", then you probably have to take it ...
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| Is the insurance required to disclose how to determine the DV? | 5/29/2008 |
Q: After I demanded the diminished value, my insurance threw out a little more than $100 without ...
A: They are not required per Georgia regulation, but they must be reasonable. $100 is not being ...
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| taxes on claims | 5/28/2008 |
Q: If we are awarded a certain amount due to injuries received in an auto accident, do we have to pay ...
A: This is a very good question. The answer is depends. There are different types of damages. See: ...
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| diminish value of car | 5/28/2008 |
Q: I have a 2006 maxima sedan ls bought it brand new and fully loaded, it has 10,000 miles on it. It is ...
A: Usually a collision is chargeable to a driver. If you try to avoid an accident with an animal, but ...
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| hit and run | 5/28/2008 |
Q: A young adult pulled out in front of my dad. He tried to avoid the car but didnt have time. He hit ...
A: Well, this alibi could bring you trouble. Insurance follows the car, and therefore, the vehicle ...
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| Rental car accident | 5/28/2008 |
Q: My question involves insurance law for the state of: Tennessee My friend rented a car (when he ...
A: Well ... Before you make any payments you need to talk to a lawyer real quick! I am not sure if you ...
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| diminish value of car | 5/25/2008 |
Q: I have a 2006 maxima sedan ls bought it brand new and fully loaded, it has 10,000 miles on it. It is ...
A: Well, probably not. Sometimes when you have a loan you have the option of purchasing Gap insurance, ...
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| Premium question on State Farm Auto Policy | 5/24/2008 |
Q: I had an accident yesterday that was my fault; nobody was hurt. My car and the other are at ...
A: Usually when insurance carriers look at claims to asses premium, they look at the entire accident. ...
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| laps in coverage | 5/24/2008 |
Q: I have been in accident (my fault)and reported it to my insurance company. The claim was accepted ...
A: I hope you are enjoying your weekend. I am sorry for the delay. I was doing some digging around on ...
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| fender bender | 5/23/2008 |
Q: i had a small accident where i rearended a lady. we were at a stop light, and i was going less then ...
A: In most states you have up to 2 years to file something like this. 2 months is not much of an issue. ...
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| accident with cop. | 5/22/2008 |
Q: 05/20/08 i got my 2008 Honda accord. first day with it and by the end of the night i was making a ...
A: Man, Well, you are in a difficult spot. Believe or not, cops get a lot of preferential treatment ...
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| Accident with no insurance driver.. | 5/21/2008 |
Q: I have a little bit of a complex, well, complex for me, question. My husband was recently involved ...
A: I am sorry to hear you and your husband are in this situation. There are so many people driving ...
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| Totaled car | 5/21/2008 |
Q: My car was hit in the rear. The other driver was clearly at fault as acknowledged by the police and ...
A: another totaled car that the insurance does not want to pay. This is very sad. Well, Can they do ...
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| Automobile Parking lot accident | 5/20/2008 |
Q: I want to know who would be considered at fault for this situation or what the laws are for this ...
A: Parking lot accidents are very difficult. Usually both drivers share responsibility. Washington is a ...
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| Accident | 5/19/2008 |
Q: I was in an accident 5-4-05 and had no insurance and just got served papers for damages to fix the ...
A: 05-4-05. Ha. well I am not sure in what state you are in, but it seems to me that you have a big ...
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| Auto Insurance Claim | 5/19/2008 |
Q: Can you walk me through the process for an auto insurance claim. I have a received an offer that is ...
A: I am sorry to hear about your accident. There are several steps you should follow and do before ...
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| Insurance/Asset Declaration | 5/19/2008 |
Q: I was involved in a minor bumper to bumper rear end accident. I was the driver to accidentally ...
A: You really need to talk to an attorney in your state. Your insurance company must defend you and ...
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| ins question | 5/18/2008 |
Q: I RECENTLY HIT A TREE TRYING TO AVOID HITTING A family of WILD pigs CROSSING THE ROAD . I HAVE FULL ...
A: If you have full coverage, this usually means that you carry Comprehensive and Collision coverage. ...
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| Car insurance rates for an accident I was not cited for | 5/18/2008 |
Q: I got in an accident in October of 2006 when I backed out of a driveway at the same time as a woman ...
A: Well, $300 is a lot of money, so you may want to see what you can do to lower that amount. However, ...
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| Gap between two insurance companies | 5/17/2008 |
Q: When changing the insurance company, there is one week gap between the new and current policy. I ...
A: Some states (I am not sure if yours does) have systems that show who is insured when. They are ...
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| Had my 1st accident recently in GA | 5/16/2008 |
Q: I was rear ended by young driver Mon. been outta work all week expect 2 be OK. Got police report ...
A: Car accidents can become a legal battle. The best thing you can do (and really the only thing that ...
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| Claim Settlement !! | 5/16/2008 |
Q: I was rear ended by the company mini-truck nearly a year ago. The truck driver was at fault. Cops ...
A: Well, you are asking a hard question given the fact that I do not have your medical records or the ...
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| Gap between two insurance companies | 5/16/2008 |
Q: When changing the insurance company, there is one week gap between the new and current policy. I ...
A: No, the gap will not affect your premium (Assuming no accident and claim during the gap and first ...
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| Setteling an Insurance Claim at the policy limit | 5/16/2008 |
Q: I was struck by a Drunk Driver while driving home from work on the free-way. The driver was in a ...
A: I am sorry to hear this. There are soo many Drunk driving with people driving with suspended ...
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| Gap between two insurance companies | 5/16/2008 |
Q: When changing the insurance company, there is one week gap between the new and current policy. I ...
A: There should be no gap between the two insurance policies effective dates. If this is the case, you ...
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| Being Charged Too Much for Minor Accident | 3/29/2008 |
Q: I recently hit someone's car in my driveway (which, by the way was parked illegally), and caused ...
A: You have an interesting situation. She is not obligated to take your payment, but if she takes you ...
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| can I be sued? | 3/28/2008 |
Q: My daughter is separated, has lived me for over a year, and is on my insurance policy. If her ...
A: It depends. The husband is not living with you, so he is not a resident or an insured under your ...
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| Being sued becasue my insurance didn't pay claim. | 3/27/2008 |
Q: I got into an accident last May and it was my fault. When I filed the claim with the insurance co. ...
A: Yes, this is what you pay insurance for. Submit all the documents to your insurance company as soon ...
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| non permissive use claim | 3/26/2008 |
Q: I was hit by a driver who ran a red light at a high rate of speed, who then flipped the vehicle he ...
A: You hit the nail in the head. The issue is going to be "consent" actually implied consent. Again, ...
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| hit in my driveway | 3/25/2008 |
Q: backing up in my driveway a truck pulled in hit my rear end they say they were parked i say they hit ...
A: Usually the vehicle backing has a greater duty. However, if they came 20 feet into your driveway, ...
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| car wreck, other driver's fault | 3/25/2008 |
Q: My husband & I were in a minor car wreck at our local mall on February 23, 2008. The other driver ...
A: I can't agree more with you. When you are in a car accident (and you are the victim), it seems that ...
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| car wreck, other driver's fault | 3/25/2008 |
Q: My husband & I were in a minor car wreck at our local mall on February 23, 2008. The other driver ...
A: I am sorry to hear you are in this situation. Be aware of what is happening here. The insurance ...
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| insurance dragging feet | 3/25/2008 |
Q: "Stat of Tennessee. I file a auto theft claim on 1-31-08, the vehicle that was stolen was a high ...
A: You need an attorney. The insurance company wants your statement under oath (which you have to do ...
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| Totaling a vehicle | 3/24/2008 |
Q: I was in a car accident, not my fault, police report obtained, happened 2 weeks ago, the other girls ...
A: Totaling a vehicle can be a major pain. Some insurance companies will not do it unless the value to ...
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| Loss wages | 3/24/2008 |
Q: Is my lawyer entitled to a percentage of my loss wages? I I receive a check from my insurance ...
A: Donna, Hi It depends on the fee agreement with your lawyer. If you both agree that he would collect ...
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| Difficulty in filing claim | 3/24/2008 |
Q: I purchased a vehicle from an auction. I lost the title before i could get it registered in my name, ...
A: Boy Derrick, this one is a hard one to get covered. Fire claims are always seen as "suspicious." ...
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| Least expensive route with the ins. co. | 3/24/2008 |
Q: Being the defendant in a minor fender bender, whos vehicle was neither insured or registered.(Was ...
A: Yes you could. You can talk to the insurance company and try to arrange payments and ask to review ...
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| non permissive use claim | 3/24/2008 |
Q: I was hit by a driver who ran a red light at a high rate of speed, who then flipped the vehicle he ...
A: Well, an investigation must be done regarding the permissive user situation. Usually an statement ...
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| withdrawing a claim | 3/23/2008 |
Q: following up on my previous question, it sounds as if the SI is going to deny my claim and i don't ...
A: Every insurance company have different steps for withdrawing a claim. Every state has different ...
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| Car Theft settlement | 3/23/2008 |
Q: My car was stolen from the parking lot in the mall. Assuming that they don't find my car or the car ...
A: If the vehicle is not found, then the time frame you have to wait is usually in your policy. Some ...
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| medical records | 3/22/2008 |
Q: I was injured in a car accident at the fault of the other driver. Soft tissue damage in my neck. The ...
A: The insurance company owes you to put you back in the position you were prior the accident. If they ...
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| Uninsured, DUI, Head On Collision | 3/22/2008 |
Q: My wife, son, and I were involved in a serious head on accident about 5 month ago. The driver was ...
A: WOW -- yeah you need a lawyer. I will answer your questions to clear up a process, but please, do ...
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| I was in a car accident in a leased car, what are my options? | 3/21/2008 |
Q: I was in an accident in a leased car and the car was damaged and the collision shop picked it up. I ...
A: Well, you can call the insurance company of the person that hit you and see if they would pay you ...
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| withdrawing an insurance claim | 3/20/2008 |
Q: my car was stolen a month ago and found in another state. i was out of town at the time with my gf ...
A: The Special Investigation Unit (SIU) is also known as the fraud unit. The insurance company is ...
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| accident liability | 3/20/2008 |
Q: i was involved in a accident where i had the green light going straight,a car pulled out in front of ...
A: Yes you can simply go through the other persons carrier. However, they can make you wait until their ...
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| I was in a car accident in a leased car, what are my options? | 3/20/2008 |
Q: I was in an accident in a leased car and the car was damaged and the collision shop picked it up. I ...
A: What the body shop is telling you is not completely true. I would watch out for any mechanical shop ...
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| car insurance on parents | 3/20/2008 |
Q: I'm nineteen years old, and I am looking to buy my very own first sports car, but insurance is going ...
A: Yeah you can do this as long as you live in the household and your parents are ok with that. Make ...
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| Accident Claim | 3/18/2008 |
Q: I was recently rear ended and my car rolled ending in a total loss of my car. The girl who hit me ...
A: Should they pay for the hassle? Yeah they should, but this is only my opinion. Do they legally owe ...
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| auto claim | 3/18/2008 |
Q: I was backing out of a tight parking spot and hit the car next to me. The car had a very slight ...
A: Let me answer your questions one by one. Should I be concerned about filing a claim and having a ...
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| insurance | 3/17/2008 |
Q: My car was vandalized and I'm concerned about my insurance going up. Is this a fact that it I will ...
A: You are asking a tricky question. We have written articles about the subject here: ...
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| lawsuit | 3/17/2008 |
Q: I was in a car accident in 10/06. I was rear ended. The person that rear ended me took ...
A: I am sorry to hear your situation. The good thing is that you are represented by an attorney. Looks ...
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| Denial Letter from auto insurance company | 3/11/2008 |
Q: I made a u-turn (Riverside, CA) after seeing no cars coming from the opposite direction. After I had ...
A: I am sorry to hear this, I hope my answer below can guide you on the process. The police evidence ...
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| Buying | 3/10/2008 |
Q: Can two unmarried people buy a joint auto insurance policy?
A: Yes, they can. Some insurance companies will look very close at things like (living together) and or ...
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| Accidente con auto rentado | 3/10/2008 |
Q: Buenas tardes. Tuve un accidente con un auto rentado y la empresa cubrio con los gastos. Sin ...
A: Bueno, es un problema mas con la compania que renta el vehiculo. Si las llaves estan extraviadas por ...
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| "Rental coverage" necessary? | 3/8/2008 |
Q: I'm reviewing my auto insurance and trying to cut off some unnecessary premiums. I've already ...
A: You are asking for my opinion, so here is what I think only based in what you told me (without ...
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| Insurance Negotiations Process (what now) | 3/7/2008 |
Q: I was in a car accident Oct 25th 2006 (so the statute of limitations is quickly approaching). ...
A: As you know, you are always encourage to talk to a lawyer and advise you of your case. Most cases ...
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| Medical expenses for bodily injury | 3/6/2008 |
Q: Driver A is hit by Drvier B and goes to the ER for treatment, filing on his own health insurance. In ...
A: you would have to ask for all damages. If you health insurance paid, they would have to be ...
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| Actual cash value vs. market value | 3/5/2008 |
Q: 1) Is the actual cash value same as the market value of a totaled vehicle? If no, what’s the ...
A: There is a difference. You do not have to list them separate. Should you? Yes, you should. You ...
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| Car accident-ambulance bill arrived late | 3/5/2008 |
Q: We live in Austin, TX. My son, who is on my auto policy, had a no-fault accident in December in ...
A: Sorry to hear this. Yeah 3 months is a long time, but probably not enough to argue that the ...
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| Auto Accident | 3/5/2008 |
Q: My friend was in an accident a few months ago. She wasn't the owner of the car, but she was insured ...
A: Wow James, this sounds very bad. Well, She can contact the office of the insurance commissioner ...
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| Actual cash value vs. market value | 3/4/2008 |
Q: 1) Is the actual cash value same as the market value of a totaled vehicle? If no, what’s the ...
A: you are correct, you are entitled to Special damages (medical bills, wages, medicine, etc) which are ...
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| parking lot question | 3/4/2008 |
Q: A car backed into me just after i had entered a parking lot in California. I did not know it was one ...
A: Parking lots accidents are difficult because every driver has duties and its hard to asses who has a ...
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| Lost Arbitration, Now What??? | 3/4/2008 |
Q: My wife got into a car accident in the City of Shenandoah, TX. The accident occurred on an access ...
A: This is perhaps one of the most difficult areas of insurance. The insurance company is bound by the ...
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| blown out tire | 3/3/2008 |
Q: I was on the freeway when the vehicle that was in front of me had a blown out tire. A piece of the ...
A: Probably yes. There are somethings you have to prove. This person has a duty to keep their vehicle ...
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| Actual cash value vs. market value | 3/3/2008 |
Q: 1) Is the actual cash value same as the market value of a totaled vehicle? If no, what’s the ...
A: 1.) They are the same thing. Actual Cash Value is the current fair market price of your vehicle. ...
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| Auto insurance | 3/2/2008 |
Q: Bought a new truck from a dealer, I'm first owner. Insurance company uses the VIN to determine ...
A: Well, I am 99% sure the statement "would that mean that no matter what, the insurance would pay ...
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| Auto insurance | 3/1/2008 |
Q: Bought a new truck from a dealer, I'm first owner. Insurance company uses the VIN to determine ...
A: You are 100% correct. In fact, more people should be asking the question. You are insuring a ...
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| hit and run | 3/1/2008 |
Q: I was in an accident a few weeks ago, my car fish tailed and apparently hit something. I did not ...
A: Hey may, Sorry to hear this. Sounds like you are probably 100% covered. You called the insurance ...
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| my auto claim | 2/29/2008 |
Q: my car was used by someone without my permission or knowledge, and totalled it. I had left it parked ...
A: You know, I am not sure about which rule Mass. Follows. I looked around and I was not able to get ...
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| Accident Claims-pain and suffering | 2/28/2008 |
Q: i was involved in a "T-bone" style accident where the driver ran a stop sign and hit me. I ran over ...
A: Well I am sorry to hear your situation. In most injury cases you are entitled to all your documented ...
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| Insurance won't budge | 2/28/2008 |
Q: I was wondering if you can help me. My car was hit by a drunk driver while it was parked in front of ...
A: Well, insurance companies try to settle for what they believe the value of your is in your local ...
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| my auto claim | 2/28/2008 |
Q: my car was used by someone without my permission or knowledge, and totalled it. I had left it parked ...
A: You are in a difficult position. Most auto insurance companies exclude all coverage for non ...
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| my husband | 2/27/2008 |
Q: My husband was involved in a car accident. Someone hit him from behind. There was a total of 4200.00 ...
A: This is an unfair situation, there is no question about it. When you are arguing with your own ...
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| DUI Accident | 2/26/2008 |
Q: Anne, My vehicle was recently hit by a drunk driver while it was parked in front of my house and ...
A: Something does not add up here. If you have Uninsured Motorist property Damage and bodily injury, ...
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| Rental Vehicles in California | 2/26/2008 |
Q: What is the law in California regarding rental car companies? Is the rental vehicle company ...
A: Is there a law in California that requires the rental company to be primary? Probably no. When ...
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| Insurance company being notified | 2/26/2008 |
Q: Last week I was pulled over and given a DWI. I am in the process of getting it possibly dismissed ...
A: Kristin, You are strongly encourage to talk to an attorney. This situation could leave you out of ...
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| Insurance won't pay for towed motorcycle | 2/25/2008 |
Q: I was involved in an accident where In had full coverage and was deemed negligent. I was driving a ...
A: I am sorry to hear about this. I am a little confused as of the question. They are not paying for ...
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| How do i prove who was at fault in accident? | 2/25/2008 |
Q: 1 month ago(Jan 12), I received a call from a police officer stating that a witness left a note on ...
A: Well, as you can probably tell the fact that you had a subsequent accident, with damages to the same ...
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| trailer tractor part in road damaged my pickup | 2/25/2008 |
Q: A drive shaft from a tractor trailer was on the turnpike did $3000 in damages-Their insurance co ...
A: It would appear that the insurance company is not denying your claim but they are denying coverage. ...
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| trailer tractor part in road damaged my pickup | 2/24/2008 |
Q: A drive shaft from a tractor trailer was on the turnpike did $3000 in damages-Their insurance co ...
A: Well, in a no fault state there is still "fault" for certain circumstances. In some states, property ...
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| Auto insurance coverage | 2/24/2008 |
Q: My brother form Poland is visiting for three months He would like to use my car, will he be covered ...
A: Most likely yes. Your auto insurance policy probably has the omnibus clause in it. This clause ...
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| Auto Accident Repairs | 2/24/2008 |
Q: After being involved in an auto accident (which was not my fault) the insurance company of the ...
A: This is where it gets complicated. Insurance companies want to fix your car the cheapest way ...
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| Car repairs | 2/23/2008 |
Q: Farmers Insurance Company insured damaged my car and is liable. The left front hood of a Volvo 850 ...
A: I understand your situation. You were not asked to be put in that position. Now, they want to fix ...
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| Auto Insurance Claim | 2/23/2008 |
Q: I was involved in an accident the first week of Feb 08. And received injuries. I was not at fault. ...
A: Your UMPD coverage should cover your rental expenses above and beyond the 20.00 limit. Do ask to see ...
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| claim | 2/23/2008 |
Q: i was involved in a mva on yesterday. i was travel east bound when someone pulled out in front ...
A: I am sorry to hear about your accident. I hope you are feeling better this weekend. Let me address ...
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| Auto Insurance Claim | 2/22/2008 |
Q: I was involved in an accident the first week of Feb 08. And received injuries. I was not at fault. ...
A: I am sorry to hear about your arm and and your accident. You have different issues so I will try ...
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| backed up onto my brothers car | 2/22/2008 |
Q: This morning I backed up into my brothers car on our driveway. Damage on his car looks way over his ...
A: Well, some insurance policies waive deductibles if you have a dual claim (one accident, same ...
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| Passanger in Auto Accident - Settlement | 2/21/2008 |
Q: My son was in a auto accident as a passenger. The driver was driving on a provisional license. ...
A: It is very hard to give you a straight answer as far as value goes. There are many variables that ...
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| no license not at fault | 2/21/2008 |
Q: Person1 is driving Person2's car. "P1" has no license. Person3 rear ends "P1". "P3" has full ...
A: Is P3 responsible, most likely yes. P3 hit P1 from behind and this usually pins fault on P3. The ...
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| Georgia Uninsured Claim | 2/21/2008 |
Q: I was involved in an no fault auto accident 4/6/07. The other driver's insurance company has agreed ...
A: I don't have enough information to give you an answer. Who's letter are we talking about. Is this ...
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| medical settlement | 2/20/2008 |
Q: I was in an accident november 07, at other driver fault.Vehicle damages almost 9000.00 to repair. my ...
A: James, Well, this is very hard to determine. There are soo many variables that come into play that ...
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| this is regarding a rear end accident that was 100% not my fault! | 2/20/2008 |
Q: so i was involved in a accident where i was rear ended at a intersection because a guy had his dog ...
A: Chris Relax, On the facts that you gave me, it would appear that you are not at fault. You did not ...
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| accident | 2/19/2008 |
Q: I was involved in a small accident. My car swerved to the side on a very bad snow day. I was going ...
A: Yes, you can file a claim. You can explain the situation and the reason why you did not file as it ...
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| car accident | 2/18/2008 |
Q: I WAS RECENTLY INVOLVED IN AN ACCIDENT 1/18/08 THAT WAS NOT MY VEHICLE. A DRIVER MADE A LEFT TURN ...
A: Oh Ok, Insurance follows the vehicle. When you pay for insurance, you are insuring a vehicle and ...
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| Car Insurance for 21 year old. | 2/18/2008 |
Q: My question relates to my 21 year old daughter. If she has her own insurance policy, but lives at ...
A: Most likely No, unless you "aid" or "help" to the mishap. However, if the mishap is in your car (you ...
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| car accident | 2/18/2008 |
Q: I WAS RECENTLY INVOLVED IN AN ACCIDENT 1/18/08 THAT WAS NOT MY VEHICLE. A DRIVER MADE A LEFT TURN ...
A: This is interesting. The uninsured property damage coverage was ruled out not liable? If that is the ...
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| Daughter loaned my car to friend without my permission and he recked it. | 2/18/2008 |
Q: I let my daughter drive my car to her fathers for dinner. She ended up loaning a friend the car to ...
A: I am truly sorry about your story. Can you press charges? Yes you could! You have to be careful in ...
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| Coverage transfer | 2/18/2008 |
Q: I have Esurance, and my mother has State Farm. We both have full coverage on our vehicles. I was ...
A: Most likely yes. The policy of each vehicle would cover the person driving it. Your auto policy ...
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| Auto accident | 2/17/2008 |
Q: I hope this isn't too long but I don't want to have to go back and forth due to my leaving out info. ...
A: I am sorry to hear the situation. I will try to outline the "normal" process for you. You are in ...
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| hit and run | 2/16/2008 |
Q: my car(uninsured) was parked at the time of the accident somone seen my neighbor hit and run. i ...
A: Yes, you can make take them to small claims court (or a bigger court) or the damages to your car. ...
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| BODILY INJURY | 2/16/2008 |
Q: I have been getting physical therapy atreatments and doctor office visits thru my HMO with a $15 per ...
A: Usually the personal injury protection policy of the vehicles cover the medical bills. If there is ...
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| Accident | 2/15/2008 |
Q: car "A" was traveling on a snow covered road and lost control of the vehicle. Car "A" came to a stop ...
A: Ok, that helps a little more. Here is what happens in Wisconsin: Wisconsin: Modified Comparative ...
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| car vs pedestrian | 2/14/2008 |
Q: Not sure what to do, if anything. 17 year old son bumped an elementary child with his car, causing ...
A: You need to report this to your insurance company. Most insurance policies cover pedestrians as ...
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| Accident | 2/14/2008 |
Q: car "A" was traveling on a snow covered road and lost control of the vehicle. Car "A" came to a stop ...
A: Well, Interesting set of events. As you know, my answer is only information and without all facts, ...
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| drunk driver hit and run | 2/14/2008 |
Q: i was hit by a drunk driver while i was waiting for a train,then the driver took off and ran but ...
A: The normal (by that I mean, your policy might be different) process is your insurance company ...
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| Car warranty | 2/14/2008 |
Q: We purchased a 2007 Suzuki XL7 in Sept 07. Since that time the dealership has had it more often ...
A: You have every right to upset and mad. Your situation is rather common, which irritates me also. ...
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| filing claim separately | 2/12/2008 |
Q: there was three of us in the car, we got hit by a drunk driver, all three of us is being represented ...
A: If by claim you mean insurance claim, then you most likely can go ahead and settle. But if by claim ...
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| question about comprehensive | 2/12/2008 |
Q: If I was involved in a car accident due to bad road conditions ( snow and sleet) would it be covered ...
A: Probably not. The theory is that you collided with the ground (hole, tree, rock, etc). and ...
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| I left a note after a minor fender bender while parking.... | 2/12/2008 |
Q: So a few weeks ago I was parallel-parking my car on a busy chicago street. i came a bit too close ...
A: Well, this is one of the reasons insurance companies are better to deal with this type of thing. ...
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| Can I ask my own auto insurance to be involved in? | 2/12/2008 |
Q: My car insurance has only bodily injury and property damage coverage. I got minor injuries and car ...
A: The other insurance company only has a duty to their own client (the driver) The policy must cover ...
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| insurance | 2/12/2008 |
Q: my 18 year old son hit a guy in my truck and is not on my insurance what is going to happen
A: Well, it depends. You need to look at your policy and see what is included and what is excluded. ...
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| car accident | 2/11/2008 |
Q: Good day. I was in a car accident where the other party was at fault. She made a left turn at the ...
A: You can always go after the person regardless of policy limits. The problem is that the insurance ...
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| Can I ask my own auto insurance to be involved in? | 2/11/2008 |
Q: My car insurance has only bodily injury and property damage coverage. I got minor injuries and car ...
A: I do not have an specific example yet. However, you have two options. You can call the insurance ...
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| Can I ask my own auto insurance to be involved in? | 2/11/2008 |
Q: My car insurance has only bodily injury and property damage coverage. I got minor injuries and car ...
A: Sounds like you do not have Personal Injury Protection (PIP) or medical coverage, which would cover ...
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| Claim Coverage | 2/8/2008 |
Q: I had a friend of mine do some routine maintenance on my vehicle. My friend also worked at a local ...
A: Boy Tyson, sorry to hear this. Well, if you have full coverage you can argue that the truck was ...
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| collision coverage on a new policy | 2/7/2008 |
Q: i was at a drive-thru banking center earlier (02/06) and pulled in to the rightmost lane. the lady ...
A: Well, that is good news. After that type of statement, they will probably not change their mind. ...
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| collision coverage on a new policy | 2/7/2008 |
Q: i was at a drive-thru banking center earlier (02/06) and pulled in to the rightmost lane. the lady ...
A: Well, this is difficult. Sounds like you talk to your insurance company and ask the about insurable ...
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| collision coverage on a new policy | 2/7/2008 |
Q: i was at a drive-thru banking center earlier (02/06) and pulled in to the rightmost lane. the lady ...
A: Well, the insurance policy dates are effective for a reason. The insurance adjuster will do an ...
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| statute of limitations | 2/7/2008 |
Q: can the personal injury statute of limitations be tolled in california with a verbal settlement, or ...
A: A statute of limitation can only be tolled by a court of law. Statutes of limitations are very ...
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| fraudulent insurance clain | 2/6/2008 |
Q: My boyfriend was just shopping around for new car insurance when he learned that his insurance paid ...
A: Boy, This one is interesting. They have a duty to inform you. They cannot simply pay out because ...
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| diminished value | 2/6/2008 |
Q: I was hit on 11/25/07 by a 18 year old. She was text messaging ran a red light and hit me. The same ...
A: That seems to be an interesting answer. We have never seem this. The bottom line is that they must ...
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| accident w/ lapsed insurance | 2/6/2008 |
Q: On 1/25 I hit someone in the rear of his car as he went through a yeild (he stopped pulled through ...
A: I am sorry to hear about your situation. This is the number one reason you need insurance, to ...
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| personal injury | 2/5/2008 |
Q: i was in an auto accident dec30, 07' i feel that i am well capable of settling the claim on my own ...
A: Matthew, you should always consult with an attorney. Most of the time the first interview is free ...
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| Rear ended ; soft tissue injury claim ? | 2/5/2008 |
Q: 1/4/08 we were at a red light hit by an very big suv going about 35 mph - had $5000 worth of damage ...
A: please do not apologize for not knowing exactly what to do. Your attorney must explain the process ...
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| INSURANCE DISPUTE. | 2/4/2008 |
Q: I OWN A 2002 EXPLORER THAT THE ENGINE HYDRLOCKED FROM FLOOD CONDITIONS, AFTER THE INSURANCE COMPANY ...
A: I understand your position. This is perhaps one of the most unfair scenarios. Insurance companies ...
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| Do I need to report my motorcycle accident? | 2/4/2008 |
Q: I had a motorcycle accident where the other driver was ticketed and I wasn't. There was damage to my ...
A: This is the dilemma of insurance. We have written articles regarding the subject. Visit: ...
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| Coverage for my son | 2/4/2008 |
Q: My question is about liability coverage for my son who is age 19 and lives at home while he is going ...
A: Your son needs to purchase his own independent policy. If you provide coverage under your policy you ...
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| Rear ended ; soft tissue injury claim ? | 2/4/2008 |
Q: 1/4/08 we were at a red light hit by an very big suv going about 35 mph - had $5000 worth of damage ...
A: Your medical bills will be paid by you own insurance company first (if you have Personal Injury ...
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| auto insurance claim | 2/4/2008 |
Q: This concerns a vehicle registered in California. The insurance company has made a $13,000.00 plus ...
A: The insurance company will tell you how much they believe they can get in an auction. This is ...
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| auto insurance claim | 2/3/2008 |
Q: This concerns a vehicle registered in California. The insurance company has made a $13,000.00 plus ...
A: The owner of vehicle has the right to retain the salvage (their totaled car). If that person does ...
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| best insurance company | 2/3/2008 |
Q: My wife recently had an accident and we had geico insurance. It was very difficult to have a claims ...
A: Well, This is an interesting question. What is the best insurance company? Well, it depends, USAA ...
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| Is This Legal? | 2/3/2008 |
Q: Quiroga, My daughter was in an automobile accident about six weeks ago. She only had liability. ...
A: What do you mean they salvaged the vehicle? Towing companies have the ability to take over the ...
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| settlement amount to ask for of at fault drivers ins co | 2/2/2008 |
Q: Auto accident happened 7/23/07 in Florida. I have received payment for my car which was totaled. We ...
A: What formula? There is no formula, and if there one it is up to the insurance carrier to apply it. ...
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| settlement amount to ask for of at fault drivers ins co | 2/2/2008 |
Q: Auto accident happened 7/23/07 in Florida. I have received payment for my car which was totaled. We ...
A: Since the insurance company is asking for a number, I will answer your question about limits. ...
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| Vehicle/Motorcycle Collision | 2/1/2008 |
Q: Just few months back I was involved in a auto collision with a motorcyclist in a T-intersection. I ...
A: I am sorry to hear this is your case. You seem to have three different issues. 1. can you dispute ...
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| Insurance Coverage | 2/1/2008 |
Q: If you are the driver of a car that doesn't belong to you and you don't have any insurance are you ...
A: I am sorry to hear about your accident. The general rule is that insurance follows the car. If the ...
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| insurance | 1/31/2008 |
Q: my husband had recently put liability insurance on our car! His aunt does insurance through farm ...
A: I am sorry to hear about your husband accident. It is your duty to put insurance on the vehicle, ...
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| Values for damaged autos | 1/31/2008 |
Q: One of my cars was recently involved in an accident, so far I have one repair estimate and am going ...
A: Most insurance companies hire independent third party companies to do an independent evaluation of ...
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| I'm being sued. | 1/31/2008 |
Q: I rear ended someone back in 2006. I received a subpoena today from the passenger in the other ...
A: Well, attorneys try to go for certain amount of damages. They put the amount they hope to get ...
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| total car or repair | 1/31/2008 |
Q: I was hit from behind police called, other driver at fault. His insurance wants to total the car, my ...
A: Total losses are complicated because there is a lot of paper work and things to consider. Be aware ...
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| broadsided/fissure in disk | 1/30/2008 |
Q: I was just wondering what kind of settlement I can expect if I was broadsided and now have a fissure ...
A: I cannot answer your question. There are way too many variables when evaluating a bodily injury ...
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| HEAD INJURY | 1/30/2008 |
Q: I WAS A PASSENGER IN A CAR THAT HIT ANOTHER CAR FROM THE BACK, MY HEAD HIT THE DASHBOARD, WENT TO ...
A: Well, I am sorry to hear about your accident. Usually, insurance adjusters will only look at your ...
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| Auto Insurance requirements for Colleges...; | 1/30/2008 |
Q: I was recently in an accident with a local college employee who was driving a college vehicle. He ...
A: Sorry to hear about your accident. Colleges are just like any other employer, they must have ...
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| Sued? | 1/30/2008 |
Q: It turned out that the other driver had a back injury that could not be proven to be pre-existing. ...
A: WOW, I am sorry to hear about your accident. It is interesting that this was a minor accident and ...
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| Recent accident | 1/29/2008 |
Q: I was involved in an accident 1 month ago. The other driver was ticketed at the scene, but lied to ...
A: You have a claim for Diminished Value for the damage to your Ford Explorer. Visit: ...
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| windshield | 1/29/2008 |
Q: Do I have to pay my deductible to get my windshield replaced when it was not my fault. Is there a ...
A: Deductibles always apply regardless of fault. They try to discourage you from making lower amount ...
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| need proof of self employment income | 1/29/2008 |
Q: I was injured in an auto accident the person who hit me was at fault, his insurance company wants ...
A: Well, you have a difficult claim in your hands. We have written some webpages on the matter. Visit: ...
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| 17yo permit driver property damage liability | 1/25/2008 |
Q: my 17yo daughter with only a driving permit who was living with her father was allowed to drive his ...
A: I am sorry to hear about your daughter's accident. I am happy however to learn that she is ok. The ...
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| claim value/do i need an attorney? | 1/24/2008 |
Q: my situation is kind of difficult. In August of 06, i was a passenger in a 1 vehicle rollover ...
A: I am sorry to hear about your injuries. The insurance company will try to settle for way less than ...
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| bodily injury claim | 1/24/2008 |
Q: My husband was killed in a motorcycle accident 09/29/07. He was coming home late from a rally with ...
A: by the phrase "the insurance co will try to buy themselves out of this one", I meant this: The ...
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| Collision reimbursement | 1/24/2008 |
Q: Can and should the loss of future value (such as in future trade-in value) be added to the cost of ...
A: The answer is depends. It depends of you who you are (a claimant or an insured), in other words, a ...
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| statement | 1/24/2008 |
Q: I had a car accident about 14 months ago. My medical bill until today is about $15,000 and my PIP ...
A: Well, You can always decline to take a statement. They want to do it now because they want to ...
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| car accident! | 1/23/2008 |
Q: I was involved in an accident driving my girlfreinds car. she has liability insurance on her ...
A: I am sorry to hear about your accident. Parking lot accidents are difficult and at times, the ...
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| hit and run | 1/23/2008 |
Q: My daughter's car was hit twice in one day. The second time it was a hit and run. The person fled ...
A: Well, this is somewhat of a difficult situation. Insurance companies must believe their clients ...
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| Insurance lawsuit | 1/23/2008 |
Q: My husband was in an accident and we are working with a lawyer to try and get money for his ...
A: Well, your attorney is the best person to go. Most people cannot give you any advice. When you are ...
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| car accident in icy parking lot | 1/23/2008 |
Q: My wife drove into her office parking lot and slid on black ice and hit her boss's (the owner of the ...
A: Speak of a bad day! Hitting your boss in the parking lot. Well, you could make that claim. He/she ...
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| two rearend collisions on same day | 1/22/2008 |
Q: I was unfortunate last Thursday to be rearended twice. I filed a police report for both accidents. ...
A: I am sorry to hear about the two accidents. Boy, speak of a bad day! Well, your case is not that ...
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| statement | 1/22/2008 |
Q: I had a car accident about 14 months ago. My medical bill until today is about $15,000 and my PIP ...
A: Boy, you are in a difficult position. I am sorry to hear about your neck injury. Ok, it appears ...
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| Repair shops estimate lower, but raised when adjuster came out | 1/21/2008 |
Q: How is it possible that a repair shop that gave me an estimate of $4200.00 to fix my car all of a ...
A: Well, the scenario you describe above is "normal". It actually is better for you that this happened. ...
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| car insurance | 1/20/2008 |
Q: My 17 year old son has just bought a car and the log book has been sent off in his name, so can I ...
A: You can take insurance on the vehicle as long as you have an insurable interest on the car (i.e. you ...
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| liability | 1/19/2008 |
Q: My son was driving in the parking lane through a parking lot when he was it by a driver backing up, ...
A: I am sorry you are in this situation. Your insurance company should explain to you the entire ...
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| Theft | 1/19/2008 |
Q: My car was parked in the lot I pay for near my home. Yesterday evening someone broke in to my car ...
A: Well, it depends of what kind of contract or agreement do you have with them. If this is a secure, ...
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| Claim against me over policy limit | 1/19/2008 |
Q: I hope you can help me! I was found at fault in an auto accident a few months ago. I just received ...
A: Regarding your follow up question, your 20K coverage is absolute. This means that if the insurance ...
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| Backing out is blocked - Fender Bender | 1/18/2008 |
Q: I was parked in a private driveway visiting a friend, the driveway is steep. Another visitor to the ...
A: You can make the argument that they were illegally parked. However, this is a hard claim to win. The ...
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| Claim against me over policy limit | 1/18/2008 |
Q: I hope you can help me! I was found at fault in an auto accident a few months ago. I just received ...
A: well, if I am following your question correctly, you caused $30,000 worth of damage (medical bills), ...
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| car accident | 1/18/2008 |
Q: My truck was hit while parked the person called her insurance co. they came out and gave me an ...
A: Joe, Your situation is common. Usually the insurance company estimate is lower than the shop's ...
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| Florida - renting an exotic auto | 1/18/2008 |
Q: If i rent an exotic car while in florida, does my insurance cover the rental car? Also if i am an ...
A: Florida is a no fault state. You have to have full coverage on your own policy before they cover any ...
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| ins claim | 1/18/2008 |
Q: i was involved in a car accident jan 2006 i got a letter from ins company they needed my doctor ...
A: If they give you fair warning (a letter telling you that you needed to send the bills) before the ...
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| accident liability | 12/31/2007 |
Q: i was involved in an accident on january 30, 2007; the accident happened on a freeway off-ramp with ...
A: Well, you can certainly make the argument that you are familiar with the area and she is not. ...
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| hit from behind at Yield | 12/30/2007 |
Q: I forgot to pay my auto insurance so I had no coverage. I was hit from behind at a yield sign. The ...
A: I am sorry to hear about your accident. All insurance and/or traffic laws and violations go ...
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| accident liability | 12/30/2007 |
Q: i was involved in an accident on january 30, 2007; the accident happened on a freeway off-ramp with ...
A: The delay in filing the claim could make things a little difficult (finding independent witnesses, ...
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| totalled vehicle, unauthorized driver | 12/29/2007 |
Q: My 2006 Mustang GT was taken by my 18 year old son without any permission last night. We still owe ...
A: Wow, I am sorry to hear this. Kids somethings can do things and not measure the consequences. It ...
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| Unlisted driver on auto insurance policy | 12/28/2007 |
Q: I financed a vehicle back in December of 2005 for my significant other. We are no longer married and ...
A: The correct answer is right in your policy language. You need to read your policy. To "learn" how to ...
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| time limit for repairs | 12/28/2007 |
Q: I got rear ended about a month ago and have had a hard time getting my truck into the shop for an ...
A: Hey Bob, Well, Insurance companies like to play hard ball. I am sure you know that by now. They ...
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| drunk driver totaled my parked car | 12/28/2007 |
Q: Last week in the middle of the night an underage drunk driver hit our car pushing it about 20 feet ...
A: I am sorry to learn about your Camaro, they are really cool cars. Well, she does have civil ...
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| Impact of a claim on future Policy Premiums... | 12/27/2007 |
Q: I live in Florida (a no-fault state last time I checked...does that still matter?) and was involved ...
A: Let me try to outline the process and let you make a decision. Florida is a no fault state, which ...
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| time limit for repairs | 12/27/2007 |
Q: I got rear ended about a month ago and have had a hard time getting my truck into the shop for an ...
A: The longer you wait the harder it will be to argue that any "hidden" damage is related to the ...
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| Rear End Accident - Soft Tissue Injury | 12/27/2007 |
Q: In August I was rear ended by a teenage driver while I was stopped at a red light. The impact was ...
A: Boy Erin, I am sorry this is happening to you. Some claim adjusters can be very aggressive in ...
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| Auto Injury Accident need help | 12/27/2007 |
Q: My car was in a accident by another driver with a motorcycle that hit him on the left rear side. ...
A: You are in a hard position. The person that can really dispute this is the driver of your car, not ...
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| liability | 12/27/2007 |
Q: I was on inside lane of 2 lane (each direction) road, traveling at a speed of 30 mph. It was ...
A: I am sorry to hear about your accident. Every one driving a vehicle has several duties. They have a ...
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| liability | 12/22/2007 |
Q: my mother-in-law is driving a car which i carry the lease on (along with my husband). she does have ...
A: The answer is yes, you could be personally liable for what happens in your leased vehicle. The ...
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| Disclose Amount of Property Damage | 12/16/2007 |
Q: I rear ended another car at a light. The amount of damage to my car was only $16 over my 500 ...
A: Your insurance company has a duty of full faith and full disclosure. First party insureds are owed a ...
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| parking lot accident | 12/15/2007 |
Q: I pulled into a parking spot at Target and bumped the corner of the rear bumper of the car next to ...
A: Well, they could be liable. But it would be very very hard to win in a court of law or even an ...
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| Making a Claim | 12/15/2007 |
Q: My 20 year old son had a single car accident on the highway yesterday. No one was hurt and he was ...
A: Good thing no one was not hurt. It is too bad your car is a total loss. We believe you are ...
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| daughters boyfriend had accident with her car | 12/15/2007 |
Q: My daughter is being sued for an accident. Her boyfriend was driving her car when the accident ...
A: Sorry to hear about the lawsuit. Your daughter is being sued? Hum, we are trying to figure out ...
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| Insurance premium increase | 12/15/2007 |
Q: My 17 year old son had a minor accident in a snow storm. Low speed, his fault, damages between the ...
A: Sorry to hear about your son's accident. Good things it was low speed and we hope that no one was ...
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| Auto Claim | 12/14/2007 |
Q: My mother in law was driving my car yesterday with me in the car and caused considerable body damage ...
A: People probably hate attorneys for this reason. It depends. All insurance policies in the U.S. have ...
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| car incident | 12/14/2007 |
Q: I was parallel parking and then proceeded to get out of the vehicle. A minute later a man came up to ...
A: Rose, Traveling 24 hours to get there is a little much. Again, if you are innocent, do not let ...
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| Auto car insurance | 12/14/2007 |
Q: I got into an accident during a one day lapse of my insurance. I lapsed on the and paid on 10th ...
A: Sorry to learn about your situation. Hopefully this helps, Policy lapse is a perfect defense for ...
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| car incident | 12/14/2007 |
Q: I was parallel parking and then proceeded to get out of the vehicle. A minute later a man came up to ...
A: Hum... interesting set of facts. Well, you did have an awkward encounter that is for sure. If you ...
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| accident | 12/14/2007 |
Q: I was in a car accident on oct 26,2007, reported to the insurance company. adjuster came out ...
A: it sounds like you are getting the run around. Two months and no payment does not sound correct. The ...
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| car fire | 12/13/2007 |
Q: In the parking lot of my apartment complex there was a car fire that spread to 8 other cars in ...
A: Boy Mike, Sorry to hear about your loss. Negligence and Liability can be remove because of arson. ...
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| Old car accident | 12/13/2007 |
Q: I was in an accident last Wednesday evening where the driver of the other car went through a red ...
A: WOW friend, we will try to answer your questions here and help you get the most out. 1) You need ...
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| Stolen Car | 12/13/2007 |
Q: My car was stolen in October of this year. My insurance company says that their only obligation is ...
A: Couple of things: Your insurance company has a duty to you first. You are the insured. However, ...
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| Vehicle damaged | 12/13/2007 |
Q: Firstly I have liability only insurance as all my vehicles are paid for. One of my autos was hit ...
A: When you have liability only, you are basically insuring your own damage (both repairs and ...
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