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Auto Insurance Claims/information required for other insurance carrier

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Expert: - 9/20/2006


Question
Hello, My son was involved in a fender bender -- the officer issued no citations at the scene and no one was injured (hard to determine fault); our insurance agency has since told us we do not have to talk to the 'other' insurance carrier when they call us unless we want to and thus have referred information about the accident to our own insurance carrier agent. Is this correct or must we talk to other carrier as they say they want a statement from my son? thankyou

Answer
Dear Bill,

Your company is correct: there is no obligation whatsoever to talk with the opposing carrier.  

Sometimes people who are looking to the other carrier for a claim will speak with them inasmuch as they feel that the adjuster is writing the check, after all.

But especially where the other carrier might be making a claim against your son, I would forgo any request to give a statement.

Hope this helps,


Dr. Settlement, J.D. (Juris Doctor)
www.SettlementCentral.Com

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27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.

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Life Experience: 27 years of front line plaintiff's trial lawyer experience

Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association

Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits

Education/Credentials: J.D. (Juris Doctor) 1977

Awards and Honors: I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
 

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