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Auto Insurance Claims/My tires were stolen-- premium increase
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Question
My tires were stolen and my car was left up on blocks. Will this affect my premium? The auto shop where my car was towed also charged a lot in the quote, I believe some of these items are false, should I call and complain to my insurance company?
Hi Rich,
Answers to your questions: No, and Yes.
First, your premium cannot be increased since this is not an at-fault claim. Your state insurance commissioner http://www.settlementcentral.com/links.php has set rules that prohibit an increase in premiums for such a claim as yours. Check it out and COMPLAIN if for some reason your premiums increase.
Yes, false items stated by the auto body shop should be reported to your insurance company. But don't be surprised if the higher quote is actually justified inasmuch as some repairs -- even for damage in jacking up your car -- can cost a lot these days. But if something that they are claiming is not truly involved, then it is the right thing to do just to ask your adjuster for an explanation. If there is a problem, then she will take care of it.
Best wishes,
Dr. Settlement, J.D. (Juris Doctor)
www.SettlementCentral.Com
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Answers by Expert:
Doctor Settlement
Expertise
27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.
Experience
Life Experience: 27 years of front line plaintiff's trial lawyer experience
Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association
Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits
Education/Credentials: J.D. (Juris Doctor) 1977
Awards and Honors:
I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
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