Auto Insurance Claims/left turn fault

Advertisement


Question
I was sitting in the parking lot wanting to make a left turn across three lanes. The lane directly in front of me (traffic direction was heading to my right), the center turning lane, and the far lane (traffic direction was heading to my left). I looked to my right and saw 2 cars approaching and decided I would pull behind them. Then I looked to my left and saw a stop light about 100 yrds down and no cars coming and decided to pull out. I was in the lane directly in front of me nearest to the curb and within seconds of pulling behind the two cars in the far lane. We were suddenly hit and spun a full 90 degrees, now parallel with the car that hit us (coming from our left). He said he saw us sitting there and tried to use the center turning lane to pass us (not for avoiding a collision). Who is at fault here? I did not dart out from the parking lot. He saw me in the road and did not wait a few seconds for me to merge with traffic.

Answer
Hi Kyle,
From your description of the accident, it sounds like the person coming from your left had the right-of-way.
However, that did not give him the right to pull into the center turn lane and hit you.
If you have a police report and/or a independent witness
(someone who was not an occupant of any car involved in the accident) there is a strong possibility that he can be found at fault.  Otherwise, the best you can hope for is
50/50, you for failure to yield and him for passing in the center turn lane.
Good Luck,
Bennie
12-17-07 1:02 PM PST

Auto Insurance Claims

All Answers


Answers by Expert:


Ask Experts

Volunteer


Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

Education/Credentials
not applicable

©2012 About.com, a part of The New York Times Company. All rights reserved.