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Bankruptcy Law/2 Years after bk discharge, frozen bank account

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Expert: - 10/1/2004


Question
       sent the creditor bk papers and all(to show that they were listed), 2 months later still frozen, and the (bank)credit union that we're with contracts our car payment out to a bill payment center which they've deducted 4 months payments from our account before they froze it, but have not sent it to chase, now they want to repossess
       the car when all our payments are made , but cannot access our account to find out thee problem. Filed bk myself, and do have them on the petetion,I'm in NY. Any advice would be greatly appreciated,Thank You..

       p.s any thoughts on removing a freeze...
haerd something about $1000. per incident?


Answer
This sounds like it is a secured debt and, if so, the lien remains after the bankruptcy case.  However, they can't freeze your account 2 years later.  They can, of course, repossess your vehicle if you are not making your payments.  You need to have an attorney in your area look at all the relevant documents in this matter.

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Mark J. Markus- California Bankruptcy Attorney

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Mark J. Markus is a Los Angeles bankruptcy attorney who has practiced exclusively bankruptcy law in California since 1991 and is rated A+ by the Better Business Bureau and is AV-rated by Martindale-Hubbell. He represents debtors, creditors, and Trustees in Chapter 7, Chapter 11, and Chapter 13 of the bankruptcy code throughout California.

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Visit our California bankruptcy webpage at http://www.bklaw.com for more information on bankruptcy in general and Mark J. Markus in particular. Many questions are answered on the web page (hint, hint).
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    Central District Consumer Bankruptcy Attorneys Association (CDCBAA) Los Angeles County Bar Association (LACBA) Commercial Law & Bankruptcy Section of the Los Angeles County Bar Association Financial Lawyers Conference (FLC) National Association of Consumer Bankruptcy Attorneys (NACBA) Los Angeles Bankruptcy Forum (LABF) American Bankruptcy Institute (ABI) San Fernando Valley Bar Association (SFVBA)

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    Central District Consumer Bankruptcy Attorneys Association Newsletter September 2007 (Vol. 1, Issue 2)

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    J.D., University of Arizona 1990. B.A. Economics, California State University, Northridge 1986. For more details please click here

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