Expert: Terry Leeders - 8/6/2008

Question
My husband filed a CH 13 BK on 8/2/2005 in Maryland. There were 3 Judgements placed against him (5/18/05,7/6/05, 7/7/05).  We have since Refinanced and now are trying to sell the home. The title company indicates that we have a lien against the property due to one of the Judgements. Are we responsible for the lien and how can we get this removed to continue with our sale and purchase of a new home?

Answer
unless the debt was paid 100% in the bankruptcy case and the case is completed,  the judgment lien can stay on the home.  You should talk to the trustee to get a balance owed letter, along with the creditor, as this will need to get paid with the sale of the home.