Expert: Terry Leeders - 9/12/2008

Question
I forclosed on a house with a VA home loan when i file chapter 7 do i include that and will it iopen up my VA home loan benifit. Also my main question is does my VA disability and social secruity disability included as income for the means test? thank you

Answer
YOu list all sources in the bankruptcy petition Schedule I for income.  As to the means test, social security is not calculated in the means test calculations.
You would list the creditor for the foreclosure in your debt schedules to be safe and make sure any deficiency was discharged.