Experience Visit http://www.bklaw.com for more information on bankruptcy in general and Mark J. Markus in particular. Many questions are answered on the web page (hint, hint). The Markus webpage also contains more information on
Education/Credentials J.D., University of Arizona 1990. B.A. Economics, California State University, Northridge 1986. For more details please click here
Question Mr. Markus, I had a chapter 7 bk that was closed in May of 2004 (would that be the same date of discharge?). I had assests that paid most of the debt. Does the 70% paid apply to chapter 7 wanting to file chapter 7 again? This time I co-signed for vehicles that were repossesed and maxed out a couple of credit cards believing my husband was going to take care of it all. I haven't worked for a couple of years because of a disability that I currently do not get ssdi for. I have no assests this time and no income. Do I have any means of relief?
Answer At this time you can file a Chapter 13 case (assuming you're within the debt limits). You cannot file another chapter 7 until 8 years after your last chapter 7 case was filed (you did not provide that information, so I cannot do the calculations on that).
