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Bankruptcy Law/chapter 13/new furnace

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Expert: - 2/20/2009


Question
I reside in Indiana. I am in my 2nd year of my chapter 13. My furnace went out, repairman told me it was shot and that I need a new one. How can I get a furnace when I have no money, no credit cards, etc?  It is still winter here and I don't know where to turn.

Answer
You can finance one, but you need to bring a motion in bankruptcy court to allow you to finance it.  Attach the proposed terms, and if reasonable, and affordable, then the court/trustee should allow it.  You will need to find the lender willing to finance you though.

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Terry Leeders

Expertise

Handles Chapter 7 and Chapter 13 bankruptcy cases.
10 years of extensive bankruptcy experience. Filed over 3000 cases
Chicago Bankruptcy Lawyer website
"One On One Personal Service You Deserve"

Experience

I have been practicing bankruptcy law for 10 years. I have helped over 3000 consumer bankruptcy clients in that time.

Organizations
Chicago Bar Association Illinois Bar Association

Publications
author of Chicago Bankruptcy Blog
Chicago Chapter 13 Bankruptcy Blog
Illinois Bankruptcy Law Blog
Fresh Start Partners

Education/Credentials
University of Illinois Thomas M. Cooley Law School
Chicago Bankruptcy Lawyer website

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