Expert: Robert Vitt - 6/23/2009

Question
I filed Chaper 13 in Dec of 2006.  I have a 5 year plan.  Why did the Trustee order me to take the debtor education class in June of 2009?  I am under the impression that my case is being discharged.  Is that possible?  If it is discharged does that mean that I don't have to make any more payments?

Answer
Assuming that you mean your personal financial management course, that is a course which everyone must take in order to receive a discharge.  

You state that "you are under the impression" that your case is being discharged.  I am unclear as to what that means.  Did you get something from the Trustee?  Did you get a notice from the court?  Have you missed payments? Where your filings incorrect?

Unfortunately, I cannot answer your second question, I do not know what you received from the Trustee or the particulars of your case. Typically, debts are discharged at the end of a Chapter 13 plan after you have made all the payments.

I hope this helps,