About Robert Vitt Expertise I am able to answer general questions regarding Chapter 7 and Chapter 13 bankruptcy cases. I have particular experience in personal (i.e., non-business) bankruptcies. I am unable to answer any questions pertaining to Chapter 11 bankruptcies.
Experience www.bankruptcy-ie.com
I am admitted to practice in the Central District of California and currently run my own law firm which specializes in bankruptcy.
Organizations San Bernardino County Bar Association, California State Bar
Education/Credentials Bachelor of Arts, Philosophy
Master of Business Administration
Juris Doctor
Master of Arts, Philosophy
Past/Present Clients I have had a variety of clients throughout my career. However, my immediate past clients have been predominantly individuals filing for debt discharge under Chapter 7.
Question I filed Chaper 13 in Dec of 2006. I have a 5 year plan. Why did the Trustee order me to take the debtor education class in June of 2009? I am under the impression that my case is being discharged. Is that possible? If it is discharged does that mean that I don't have to make any more payments?
Answer Assuming that you mean your personal financial management course, that is a course which everyone must take in order to receive a discharge.
You state that "you are under the impression" that your case is being discharged. I am unclear as to what that means. Did you get something from the Trustee? Did you get a notice from the court? Have you missed payments? Where your filings incorrect?
Unfortunately, I cannot answer your second question, I do not know what you received from the Trustee or the particulars of your case. Typically, debts are discharged at the end of a Chapter 13 plan after you have made all the payments.